7/25/2019 Examen Amortizacion Resuelto

1/15

I 1.5%

A $ 15,000

n 3

15000 15000

P $ 43,683.006

P = (( ))(+ ^) )/( )(+ )

7/25/2019 Examen Amortizacion Resuelto

2/15

30 dias 1 mese

60 dias 2 mese

90 dias 3 mese

n 2

15000 A

A $ 22,334.16

A ( )^= ( (+))/(( ) ) (+ ^

)

7/25/2019 Examen Amortizacion Resuelto

3/15

A

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4/15

=

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5/15

TEA 40%

TNm 4

n 4

TN 35.10%

(1+)^(1/) - 1

7/25/2019 Examen Amortizacion Resuelto

6/15

I 9% mensual

A $ 15,000

F

F = (( )(+) )/

7/25/2019 Examen Amortizacion Resuelto

7/15

1.1

F

n2

n1

A = 15000

F 1150062!.!59995

40!2.5291695

40!2.52 1150062!.!

=

"= (1 )+ ^- 1

^ F )= ( + ^(

7/25/2019 Examen Amortizacion Resuelto

8/15

360

30

#2 #1 )( /

7/25/2019 Examen Amortizacion Resuelto

9/15

I 9%imesal

& 9a's

*I*A I $ 500,000

*AI& $ 100,000

A* *

& I I&*

0

1 $ 500,000 $ -

2 $ 600,000 $ 45,0003 $ !00,000 $ 103,050

4 $ 00,000 $ 1!5,325

5 $ 900,000 $ 263,104

6 $ 1,000,000 $ 36!,!3

! $ 1,100,000 $ 490,4

$ 1,200,000 $ 634,063

9 $ 1,300,000 $ !99,129

10 $ 1,400,000 $ 9,050

11 $ 1,500,000 $ 1,202,9!5

12 $ 1,600,000 $ 1,446,243

13 $ 1,!00,000 $ 1,!20,404

14 $ 1,00,000 $ 2,02,241

15 $ 1,900,000 $ 2,3!2,!2

16 $ 2,000,000 $ 2,!5!,333

1! $ 2,100,000 $ 3,15,493

1 $ 2,200,000 $ 3,661,1!

19 $ 2,300,000 $ 4,1,694

20 $ 2,400,000 $ 4,!!2,6!6

21 $ 2,500,000 $ 5,41,21!

22 $ 2,600,000 $ 6,130,5!

23 $ 2,!00,000 $ 6,916,634

24 $ 2,00,000 $ !,!2,131

25 $ 2,900,000 $ ,!34,523

26 $ 3,000,000 $ 9,!1,630

2! $ 3,100,000 $ 10,931,9!!

2 $ 3,200,000 $ 12,194,55

29 $ 3,300,000 $ 13,50,391

30 $ 3,400,000 $ 15,099,62!

7/25/2019 Examen Amortizacion Resuelto

10/15

31 $ 3,500,000 $ 16,!64,593

32 $ 3,600,000 $ 1,5,406

33 $ 3,!00,000 $ 20,55,363

34 $ 3,00,000 $ 22,!!1,046

35 $ 3,900,000 $ 25,162,440

36 $ 4,000,000 $ 2!,!!,059

7/25/2019 Examen Amortizacion Resuelto

11/15

36 imeses

A

$ -

$ 500,000

$ 1,145,000$ 1,94,050

$ 2,923,3!5

$ 4,06,4!

$ 5,454,261

$ !,045,145

$ ,!9,20

$ 10,9!,336

$ 13,366,3!

$ 16,069,362

$ 19,115,604

$ 22,536,00

$ 26,364,249

$ 30,63!,032

$ 35,394,365

$ 40,6!9,5!

$ 46,541,045

$ 53,029,!39

$ 60,202,415

$ 6,120,632

$ !6,51,49

$ 6,46,123

$ 9!,050,254

$ 10,64,!!!

$ 121,466,40!

$ 135,49,34

$ 150,93,23

$ 16!,!!3,630

$ 16,2!3,25!

7/25/2019 Examen Amortizacion Resuelto

12/15

$ 206,53!,50

$ 22,!26,256

$ 253,011,619

$ 2!9,52,665

$ 30,645,105

$ 340,423,164

7/25/2019 Examen Amortizacion Resuelto

13/15

*A $ 0,000,000

I 3.!5% ee7. imesal

*I*A 8A $ 2,139,435.44

*AI& 0.3% mensual

& 8A I&*

0

1 $ 2,139,435.44 $ 9!,!54.02 $ 2,145,53.!5 $ 9!3,534.36

3 $ 2,152,291.31 $ 959,059.1

4 $ 2,15,!4.1 $ 944,32!.0!

5 $ 2,165,224.43 $ 929,332.!1

6 $ 2,1!1,!20.10 $ 914,0!3.24

! $ 2,1!,235.26 $ 9,545.1!

$ 2,14,!69.9! $ 2,!44.93

9 $ 2,191,324.2 $ 66,66.92

10 $ 2,19!,9.25 $ 50,313.50

11 $ 2,204,491.94 $ 33,6!4.9!

12 $ 2,211,105.42 $ 16,!49.60

13 $ 2,21!,!3.!3 $ !99,533.59

14 $ 2,224,391.95 $ !2,023.12

15 $ 2,231,065.13 $ !64,214.29

16 $ 2,23!,!5.32 $ !46,103.20

1! $ 2,244,4!1.60 $ !2!,65.4

1 $ 2,251,205.01 $ !0,95.20

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14/15

1.23% ee7. ensual

A& A

$ 0,000,000.00

$ 1,151,61.36 $ !,4,31.64$ 1,1!2,319.39 $ !!,6!5,999.25 n1

$ 1,193,231.49 $ !6,42,!6!.!6 n2

$ 1,214,421.11 $ !5,26,346.65

$ 1,235,91.!2 $ !4,032,454.93

$ 1,25!,646.6 $ !2,!!4,0.0!

$ 1,2!9,690.09 $ !1,495,11!.9

$ 1,302,025.03 $ !0,193,092.95

$ 1,324,655.35 $ 6,6,43!.60

$ 1,34!,54.!5 $ 6!,520,52.5

$ 1,3!0,16.9! $ 66,150,035.

$ 1,394,355.2 $ 64,!55,60.06

$ 1,41,205.14 $ 63,33!,4!4.92

$ 1,442,36.4 $ 61,95,106.0

$ 1,466,50.3 $ 60,42,255.25

$ 1,491,655.13 $ 5,936,600.13

$ 1,516,!5.!6 $ 5!,419,14.3!

$ 1,542,246.1 $ 55,!!,56!.56

"= (1 )+ -as:i = = 3.!5%

n1 = = un an2 = = un

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15/15

90

30

=^^(#2/#1 )

1, ;la asa ' = 90 d?as, ;la ' = 30 d?as, ;la