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120108
71
50
7969
43
220.83
0.15
1.09
0.04
Chile Brazil Colombia Mexico
Crédito como %PIB Crédito bancario % PIB Originación anual leasing % PIB
99%
72% 52%
24%
28% 48%
76%
Unidadeseconómicas
Empleo % del PIB Financiamiento
PyMEs Otras empresas
$258 $2,346 $378 $1,295
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Compañía
Ranking LatAm- Empresas
Independientes País
Unifin 1
CHG Meridian México 2
CSI Leasing de México 3
ATC Sitios Infraco S.A.S 4
Operadora Mega S.A. de C.V 5
Unifin
Santander
BanRegio
Gentera
Credito RealBanorte
Interacciones
Inbursa
0.0%
1.0%
2.0%
3.0%
4.0%
0.0% 10.0% 20.0% 30.0% 40.0% 50.0%
Índi
ce d
e ca
rter
a ve
ncid
a 20
15
TACC CRECIMIENTO 12'-15'
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−
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−
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(Ps. mm)
2013 2014 2015 9M15 9M16
(Ps. mm)
60
100 100
352
2013 2014 2015 2016
(Ps. mm)
2013 2014 2015 U12M
Utilidad neta
incluyendo
ingresos no
recurrentes
234
621
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Inventario Actual de Créditos Originados
Ps.17.4 mil millones de créditos aprobados esperando a ser dispuestos
Ps.13.9 mil millones adicionales en solicitudes
Crecimiento Orgánico
Plan de apertura de nuevas oficinas regionales en la Republica Mexicana
(Ps. mm) (Ps. mm) (Ps. mm)
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48%
28%
9%
4%4%
4%3%
Ciudad de México yArea Metropolitana
Otros (25 estados)
Nuevo León
Jalisco
Puebla
Sonora
Tamaulipas
29%
24%18%
14%
15%
Servicios
Industrial yManufactura
Construccion
Comercio
Transporte
50%
18%
13%
17%3%
Servicios
Comercio
Construcción
Industrial yManufactura
Transporte
72%
7%
7%
6%5%
2%
1%
Ciudad de México yArea Metropolitana
Otros (25 estados)
Jalisco
Nuevo León
Querétaro
Aguascalientes
Coahuila
40%
33%
27% Maquinaria
Transporte
Otros
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15,195.1
19,052.0
32,568.0
37,275.6
9,015.0
12,596.9
18,837.0
25,583.1
2013 2014 2015 9M16Lineas autorizadas Monto dispuesto
(Ps. millones)
Liquidez Disponible
Ps. 11,673.4
52% 32% 37%
37% 22%
48%
34%
35%
26%
19%
29%
28%
9,015.0
12,596.9
18,837.0
25,583.1
2013 2014 2015 9M16Bursatilizaciones Notas Internacionales Bancos
(Ps. millones)
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(Ps. mm)
(Ps. mm)
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21.7% 20.4%
8.9%0.6%
21.6%22.8%
47.8%
16.0%
40.2%
% Cartera total % Pasivos financieros totales
0 - 12 meses 13 - 24 meses 25 - 36 meses 37 - 48 meses 49 - 80 meses
27,148.8 25,583.1
Promedio Ponderado en meses:
35.6
Promedio Ponderado en meses:
45.6
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Fuente: Unifin; INEGI.
1. Hermosillo2. Chihuahua3. Monterrey4. San Luis Potosí5. Guadalajara6. León7. Querétaro8. Toluca9. Ciudad de México10. Puebla11. Veracruz12. Merida13. Cancún
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21
INFORMACIÓN DE CONTACTO
Director General Relaciones Financieras InstitucionalesT: +52 (55) 5249-5805 [email protected]
José María Muñiz Liedo
Director Relación con InversionistasT: +52 (55) [email protected]
David Pernas Sánchez
Presidente Masaryk 111 • Polanco • México D.F. 11560 • www.unifin.com.mx