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Boletín EstadísticoBanca Múltiple

Mayo 2011

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El siguiente contenido fue elaborado por personal de laComisión Nacional Bancaria y de Valores, a partir de la información

disponible al 30 de junio de 2011, recibida en los Reportes Regulatorios quelas entidades supervisadas envían a esta Comisión.

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Indice

Presentación 5

I.Reglas de Carácter General a que se Refiere elArtículo 134 Bis de la Ley de Instituciones de Crédito 6

II.Evaluación de la Calidad y Oportunidad de la Información 8

III.Estadísticas de la Banca Múltiple 12

Participación en el Mercado 13

Indicadores Financieros 15

Cartera de Crédito Total 16

Cartera de Crédito al Consumo 17

Cartera de Crédito a la Vivienda 23

Cartera de Crédito a Empresas 24

Cartera de Crédito a Entidades Financieras 25

Cartera de Crédito a Entidades Gubernamentales 26

Captación de Recursos 27

Capitalización 29

Información Operativa por Banco 31

Sucursales, Personal y Captación por Entidad Federativa 32

Cartera de Crédito por Calificación 33

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IV Información Detallada de la Cartera de Crédito 45

IV.I Información Detallada de la Cartera de Crédito a Empresas 46

Información Detallada General 47

Información por Tamaño del Crédito 48

Información por Actividad Económica 79

IV.II Información Detallada de la Cartera de Crédito a la Vivienda 110

Información Detallada General 111

Distribución por Valor de la Vivienda 112

Distribución por Nivel de Financiamiento (LTV) 119

V. Estados Financieros 126

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La Comisión Nacional Bancaria y de Valores emite el presente Boletín para cumplir con lo dispuesto por la fracción XXIII del Artículo 4º de la Ley de la Comisión Nacional Bancaria y de Valores. Mediante la difusión de información financiera se persigue promover la transparencia y autorregulación de las instituciones de banca múltiple, así como proveer a los mercados y al público en general, información suficiente y confiable que permita el análisis y seguimiento de estas instituciones y de los mercados en que participan.

El boletín estadístico se encuentra compuesto por 5 secciones:

En primer lugar se muestra la clasificación de las entidades de acuerdo a las Reglas de Carácter General a que se refiere el Artículo 134 Bis de la Ley de Instituciones de Crédito, donde se presenta la información más reciente disponible sobre el Índice de capitalización de cada una de las instituciones del sector.

La segunda sección expone la evaluación de la calidad y oportunidad de la información que las instituciones de banca múltiple envían a esta Comisión.

La tercera sección presenta la información estadística más relevante del total del sistema y de cada banco. Se incluye la participación en el mercado, los indicadores financieros más destacados, los saldos de cada tipo de crédito y de la captación de recursos. También se detalla la información operativa por institución y por Entidad Federativa, los principales componentes de la capitalización por riesgos y los saldos de cartera de crédito por calificación.

En la cuarta sección se presenta la información detallada de la cartera de crédito a empresas y a la vivienda de cada banco. Se publica información sobre las principales características del portafolio así como del otorgamiento mensual.

Por último, se hace un compendio de los estados financieros que las instituciones de banca múltiple informan a esta Comisión. Es importante señalar que la información de esta sección no debe corresponder de manera exacta con la presentada en secciones anteriores ya que la finalidad de las secciones estadísticas es proveer series de datos consistentes en el tiempo que permitan un mejor análisis sobre la condición financiera de las instituciones.

Presentación

I.Reglas de Carácter General a que se Refiere el Artículo 134 Bis de la Ley de Instituciones de Crédito

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CLASIFICACIÓN DE LAS INSTITUCIONES DE BANCA MÚLTIPLE DE ACUERDO AL ARTÍCULO 220 DE LAS DISPOSICIONES DE CARÁCTER

GENERAL, A QUESE REFIERE EL ARTÍCULO 134 BIS DE LA LEY DE INSTITUCIONES DE CRÉDITO

Cifras al 30 de Abril de 2011

Con el fin de mantener informado al público del desempeño de las instituciones que conforman al sector de banca múltiple, la Comisión Nacional Bancaria y de Valores, con fundamento en lo dispuesto en el artículo 134 Bis de la Ley de Instituciones de Crédito, en relación con los artículos 220 y 221 de las “Disposiciones de carácter general aplicables a las instituciones de crédito”, da a conocer la clasificación de las instituciones de banca múltiple en categorías, con base en el índice de capitalización requerido conforme a las disposiciones aplicables a los requerimientos de capitalización, emitidas por esta Comisión en términos del artículo 50 de la Ley de Instituciones de Crédito.

REGLAS DE CARÁCTER GENERAL A QUE SE REFIERE EL ARTÍCULO 134 BIS DE LA LEY DE INSTITUCIONES DE CRÉDITO

1/ Dado a conocer a esta Comisión por el Banco de México el día 17 de junio de 2011, con base en la información

entregada por las Instituciones, conforme a lo dispuesto por el artículo 2 Bis 4 de las “Disposiciones de carácter

general aplicables a las instituciones de crédito”.

The Bank of New York Mellon 190.60 I

UBS 80.46 I

Inter Banco 75.70 I

Banco Fácil 52.91 I

Compartamos 42.33 I

The Royal Bank of Scotland 39.18 I

Actinver 33.37 I

Bank of Tokyo-Mitsubishi UFJ 31.26 I

Banco Wal-Mart 29.71 I

Banco Amigo 29.31 I

J. P. Morgan 26.98 I

American Express 25.08 I

Inbursa 24.33 I

Deutsche Bank 23.28 I

CIBanco 22.41 I

Monex 21.07 I

Volkswagen Bank 19.90 I

Ve por Más 18.13 I

Banamex 17.81 I

Bansí 17.57 I

Barclays 17.56 I

Banco del Bajío 17.26 I

Scotiabank 16.72 I

Interacciones 16.58 I

Banorte 15.96 I

Autofin 15.87 I

BBVA Bancomer 15.75 I

Santander 15.53 I

Invex 15.13 I

Ixe 15.01 I

Bank of America 14.79 I

Afirme 14.36 I

HSBC 14.30 I

Banco Credit Suisse 14.27 I

BanCoppel 13.37 I

Banco Azteca 13.21 I

Banregio 13.19 I

Banca Mifel 13.12 I

Multiva 12.74 I

Banco Ahorro Famsa 12.65 I

ING 12.34 I

Institución Índice de Categoría capitalización1/ (%)

II. Evaluación de la Calidad y Oportunidad de la Información

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Evaluación de la Calidad de Información

Con el fin de que los usuarios de la información tengan conocimiento de la calidad con la que las instituciones reportan su información a la CNBV, se ha decidido publicar este archivo de evaluación de dicha calidad.

Este archivo corresponde a la información reportada por las instituciones de Banca Múltiple relativa a los reportes regulatorios de Cartera de Crédito: Cartera de Crédito Comercial y Cartera de Crédito de Vivienda.

En dichos reportes las instituciones proporcionan distinta información a la CNBV a nivel crédito por crédito.

Aunque se han hecho esfuerzos conjuntos por elevar el nivel de calidad de ésta información, aún varias instituciones reflejan retrasos considerables.

Los aspectos que se están evaluando en términos de calidad son los siguientes:

Consistencia de saldos. Análisis comparativo entre los saldos registrados en estos reportes operativos y los registrados en los reportes contables con el fin de garantizar que se están reportando razonablemente todos los créditos que se debe reportar.

Consistencia de tasas de interés. Análisis de la distribución de las tasas de interés reportadas, con el fin de verificar si existen o no tasas anormalmente bajas o altas en comparación con el resto de los créditos.

En la hoja “EVALUACIÓN DE LA CALIDAD” se indican con colores el nivel de calidad que tiene cada banco en el contenido de información de Cartera Comercial y Cartera de Vivienda.

La asignación de colores se interpreta como sigue:

Verde: Se indica con color verde la información que pueden ser utilizada sin ninguna restricción para cualquier propósito de Análisis o toma de decisiones.

Amarillo: Se señala con amarillo la información que carece de calidad suficiente, por lo que no es recomendable utilizar dicha información para análisis, pues se podrían obtener resultados poco confiables.

Rojo: Se indica de color rojo la información que carece de calidad total, por lo que la información no puede ser usada para ningún propósito.

Gris: Se señala de color gris cuando la información de Cartera indicada no aplica para la institución en cuestión. Por otro lado, en la hoja “COMPOSICIÓN DE CARTERA “ se indica el porcentaje de cartera que tiene cada banco.

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Actualmente, aún no logramos alcanzar el 100% de calidad en la información operativa de cartera, sin embargo se continúa trabajando en conjunto con las instituciones para lograr tener información útil y confiable que permita contar con más herramientas que den mayor transparencia al mercado, y que pueda ser usada para fines de análisis, estadísticas y toma de decisiones financieras.

Este es un archivo que se actualiza diariamente, por lo que siempre el usuario está observando la “”mejor”” versión del mismo.

Adicionalmente, conforme pase el tiempo se irán incorporando un mayor número de variables dentro del esquema de análisis y evaluación de calidad.

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Evaluación de la Calidad de InformaciónReportes Operativos de Mayo 2011

Se incluye información únicamente de los bancos obligados a enviar información operativa de Cartera Comercial y Cartera de Vivienda. Nota: La evaluación para Compartamos, American Express, Bancoppel, Volkswagen Bank, Fácil y UBS no se muestran debido a que los reportes operativos de Cartera de Crédito Comercial y

de Vivienda no aplican para dichas instituciones. 1/ Los saldos reportados en los formularios de Cartera de Crédito son consistentes con los reportados en los Estados Financieros. 2/ Las tasas de interés reportadas en los formularios de Cartera de Crédito reflejan de manera consistente las tasas efectivamente cobradas por la institución. 3/ Se refiere a información con respecto al tamaño de la empresa: número de empleados y monto de ingresos del acreditado. 4/ Se refiere a la calidad en la columna Fecha de Vencimiento.

Institución

Interpretación de colores:

La información puede ser utilizada sin ninguna restricción para cualquier propósito de análisis o toma de decisiones.La información carece de la calidad suficiente para ser utilizada en el análisis o toma de decisiones.La información carece de calidad o no se ha recibido por lo que la información no puede ser usada para ningún propósito.No aplica el reporte.

Cartera Comercial

Informaciónde Saldos 1/

Informaciónde Tasas 2/





Cartera Vivienda

ActinverAfirmeAmerican ExpressAutofinBanamexBanca MifelBanco Ahorro FamsaBanco AmigoBanco AztecaBanco Credit SuisseBanco del BajíoBanco FácilBanco RegionalBanco Wal-MartBancoppelBank of AmericaBank of Tokyo-Mitsubishi UFJBanorteBanregioBansíBarclaysBBVA BancomerCIBancoCompartamosDeutsche BankHSBCInbursaINGInteraccionesInvexIxeJ.P. MorganMonexMultivaSantanderScotiabankThe Bank of New York MellonThe Royal Bank of ScotlandUBSVe por MásVolkswagen Bank

III. Estadísticas dela Banca Múltiple

La información contenida en esta sección incluye la información de las Sociedades Financieras de Objeto Múltiple, Entidades Reguladas, que administran porcentajes significativos de la cartera otorgada por la Banca Múltiple. El objetivo de esto es proporcionar al público indicadores estadísticos que reflejen adecuadamente la condición financiera y operativa de la Banca Múltiple.

Participación en el Mercado Septiembre 2008 (Millones de pesos y porcentajes)

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Activo Total 1/ Cartera Total

May. 2010 Abr. 2011 May. 2011 May. 2010 Abr. 2011 May. 2011

Total* 5,057,328.1 100.00 5,560,299.8 100.00 5,632,135.9 100.00 1,999,932.7 100.00 2,235,910.8 100.00 2,245,298.3 100.00

BBVA Bancomer 1,108,018.1 21.91 1,199,371.5 21.57 1,242,886.2 22.07 528,734.6 26.44 586,484.1 26.23 587,513.1 26.17

Banamex 1,131,233.2 22.37 1,034,076.6 18.60 1,057,725.6 18.78 343,289.0 17.17 340,679.5 15.24 348,006.9 15.50

Santander 641,329.7 12.68 738,207.7 13.28 750,345.4 13.32 205,577.8 10.28 287,544.9 12.86 287,042.5 12.78

Banorte 561,090.8 11.09 569,100.9 10.24 564,630.8 10.03 226,378.0 11.32 259,617.6 11.61 263,166.8 11.72

HSBC 423,736.8 8.38 457,129.5 8.22 485,181.2 8.61 160,918.6 8.05 182,165.5 8.15 181,038.5 8.06

Inbursa 211,628.7 4.18 265,162.9 4.77 250,871.9 4.45 167,788.0 8.39 170,767.2 7.64 167,373.5 7.45

Scotiabank 182,653.7 3.61 203,221.3 3.65 207,045.5 3.68 101,499.7 5.08 109,180.1 4.88 110,411.7 4.92

ING 83,161.8 1.64 153,124.8 2.75 130,653.6 2.32 4,781.9 0.24 4,360.1 0.20 4,042.8 0.18

Deutsche Bank 36,805.3 0.73 130,041.8 2.34 111,973.5 1.99 570.4 0.03 557.8 0.02 561.4 0.03

IXE 70,566.3 1.40 89,433.4 1.61 89,905.3 1.60 27,016.0 1.35 29,269.3 1.31 29,971.5 1.33

Banco del Bajío 78,585.3 1.55 84,999.1 1.53 82,112.4 1.46 58,179.5 2.91 62,722.4 2.81 63,881.3 2.85

Interacciones 79,699.7 1.58 75,051.7 1.35 76,203.4 1.35 42,455.8 2.12 45,204.2 2.02 43,964.9 1.96

Bank of America 28,983.3 0.57 70,775.8 1.27 74,549.3 1.32 828.5 0.04 1,097.1 0.05 2,082.4 0.09

Banco Azteca 64,818.2 1.28 73,642.0 1.32 73,237.7 1.30 23,125.0 1.16 29,542.9 1.32 30,533.6 1.36

Afirme 39,939.8 0.79 66,350.0 1.19 71,202.6 1.26 9,097.5 0.45 10,988.9 0.49 10,839.3 0.48

Banregio 43,136.9 0.85 51,762.8 0.93 53,743.0 0.95 17,884.3 0.89 20,468.9 0.92 20,708.2 0.92

Banca Mifel 33,283.6 0.66 36,262.8 0.65 36,446.3 0.65 16,096.5 0.80 15,578.8 0.70 14,265.6 0.64

J. P. Morgan 24,700.2 0.49 28,075.6 0.50 32,138.8 0.57 167.9 0.01 143.7 0.01 233.1 0.01

Invex 28,437.5 0.56 31,631.9 0.57 29,629.4 0.53 7,037.9 0.35 7,426.5 0.33 7,546.6 0.34

Monex 24,963.9 0.49 23,437.1 0.42 27,916.0 0.50 2,107.9 0.11 2,566.3 0.11 2,740.0 0.12

Barclays 17,647.2 0.35 29,394.6 0.53 21,938.1 0.39 0.0 0.00 0.0 0.00 0.0 0.00

American Express 15,600.2 0.31 16,421.2 0.30 16,156.6 0.29 8,735.5 0.44 7,504.2 0.34 7,427.2 0.33

Bansí 18,474.8 0.37 14,496.5 0.26 15,550.8 0.28 5,984.3 0.30 6,607.8 0.30 6,361.5 0.28

CIBanco 10,632.7 0.21 11,660.8 0.21 15,182.1 0.27 332.3 0.02 2,240.2 0.10 2,246.9 0.10

Multiva 16,909.7 0.33 14,932.5 0.27 15,108.6 0.27 6,168.7 0.31 8,070.2 0.36 8,028.6 0.36

Banco Credit Suisse 16,290.9 0.32 9,737.6 0.18 14,976.6 0.27 0.0 0.00 0.0 0.00 0.0 0.00

Ve por Más 13,383.1 0.26 12,959.3 0.23 13,276.4 0.24 8,649.3 0.43 8,712.3 0.39 8,738.8 0.39

Compartamos 9,709.9 0.19 12,128.7 0.22 12,505.1 0.22 8,056.3 0.40 10,675.8 0.48 10,425.5 0.46

Banco Ahorro Famsa 10,591.7 0.21 11,874.6 0.21 12,127.1 0.22 9,374.6 0.47 10,849.0 0.49 10,876.8 0.48

Bancoppel 7,502.0 0.15 11,204.9 0.20 11,423.3 0.20 2,417.0 0.12 4,075.3 0.18 4,250.6 0.19

Bank of Tokyo-Mitsubishi UFJ 5,688.7 0.11 6,588.6 0.12 6,142.2 0.11 1,717.2 0.09 1,434.9 0.06 1,239.2 0.06

Actinver 2,013.2 0.04 4,939.5 0.09 5,392.6 0.10 108.4 0.01 399.5 0.02 677.9 0.03

UBS 1,414.3 0.03 3,340.5 0.06 4,387.2 0.08 42.0 0.00 147.0 0.01 0.0 0.00

Inter Banco 3,540.9 0.07 3,463.5 0.06 3,471.6 0.06 1,282.1 0.06 0.0 0.00 0.0 0.00

The Royal Bank of Scotland 4,032.7 0.08 3,862.2 0.07 3,438.3 0.06 56.1 0.00 434.1 0.02 515.7 0.02

Volkswagen Bank 1,801.1 0.04 3,129.4 0.06 3,045.4 0.05 1,390.7 0.07 2,773.4 0.12 2,783.6 0.12

Banco Wal-Mart 1,856.4 0.04 2,942.0 0.05 2,996.3 0.05 276.5 0.01 1,274.0 0.06 1,428.6 0.06

Autofin 1,726.9 0.03 2,810.6 0.05 2,852.1 0.05 1,418.6 0.07 2,339.7 0.10 2,353.5 0.10

Banco Amigo 729.3 0.01 2,612.7 0.05 2,833.9 0.05 181.2 0.01 1,904.3 0.09 1,922.4 0.09

The Bank of New York Mellon 734.5 0.01 755.4 0.01 754.1 0.01 0.0 0.00 0.0 0.00 0.0 0.00

Banco Fácil 275.0 0.01 185.5 0.00 179.6 0.00 207.1 0.01 103.4 0.00 97.8 0.00

1/ Activo Total ajustado por las operaciones de Reporto. * Se presentan las instituciones en orden descendente por tamaño de activo total a la fecha de análisis.

Participación en el Mercado Septiembre 2008 (Millones de pesos y porcentajes)

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Captación Total Resultado Neto


Total* 2,340,313.9 100.00 2,716,674.7 100.00 2,702,130.9 100.00 31,812.9 100.00 22,171.3 100.00 28,216.4 100.00

BBVA Bancomer 562,856.8 24.05 621,801.9 22.89 635,628.6 23.52 9,484.7 29.81 7,256.3 32.73 9,433.0 33.43

Banamex 408,545.1 17.46 523,007.8 19.25 510,165.5 18.88 9,319.5 29.29 2,531.2 11.42 3,869.6 13.71

Santander 256,298.9 10.95 332,725.0 12.25 324,995.6 12.03 4,835.7 15.20 4,286.0 19.33 5,231.4 18.54

Banorte 266,090.2 11.37 284,846.4 10.49 287,704.7 10.65 2,404.9 7.56 2,169.8 9.79 2,731.5 9.68

HSBC 242,403.9 10.36 284,545.6 10.47 280,903.2 10.40 526.7 1.66 435.2 1.96 452.3 1.60

Inbursa 148,133.2 6.33 142,212.2 5.23 143,314.2 5.30 1,531.5 4.81 1,531.4 6.91 1,695.7 6.01

Scotiabank 115,891.3 4.95 127,399.5 4.69 128,093.2 4.74 1,118.4 3.52 1,139.8 5.14 1,251.3 4.43

ING 2,463.8 0.11 15,764.0 0.58 6,647.2 0.25 (67.5) (0.21) (1.3) (0.01) (180.1) (0.64)

Deutsche Bank 600.1 0.03 1,441.0 0.05 2,075.8 0.08 86.4 0.27 40.7 0.18 69.8 0.25

IXE 36,843.6 1.57 37,131.2 1.37 37,604.5 1.39 (7.6) (0.02) (111.9) (0.50) (51.8) (0.18)

Banco del Bajío 61,287.0 2.62 63,127.0 2.32 63,997.1 2.37 344.9 1.08 307.7 1.39 359.4 1.27

Interacciones 43,561.0 1.86 45,069.3 1.66 45,952.4 1.70 319.2 1.00 273.5 1.23 360.6 1.28

Bank of America 8,418.5 0.36 22,227.4 0.82 21,013.0 0.78 190.7 0.60 238.1 1.07 338.0 1.20

Banco Azteca 51,959.6 2.22 56,314.9 2.07 54,554.1 2.02 266.8 0.84 176.4 0.80 196.0 0.69

Afirme 12,554.6 0.54 13,588.9 0.50 13,741.5 0.51 108.0 0.34 68.3 0.31 80.7 0.29

Banregio 16,682.9 0.71 19,004.7 0.70 19,078.3 0.71 101.0 0.32 189.6 0.86 246.4 0.87

Banca Mifel 20,881.7 0.89 23,128.5 0.85 22,416.1 0.83 44.9 0.14 39.3 0.18 43.1 0.15

J. P. Morgan 1,556.1 0.07 1,585.0 0.06 1,321.6 0.05 11.8 0.04 (16.4) (0.07) (72.6) (0.26)

Invex 9,262.3 0.40 11,149.6 0.41 11,265.7 0.42 70.9 0.22 57.9 0.26 72.3 0.26

Monex 3,519.9 0.15 4,593.2 0.17 3,939.9 0.15 248.9 0.78 173.0 0.78 270.9 0.96

Barclays 0.0 0.00 0.0 0.00 0.0 0.00 (30.6) (0.10) 443.2 2.00 545.3 1.93

American Express 11,111.0 0.47 11,117.3 0.41 11,051.2 0.41 213.4 0.67 250.3 1.13 333.0 1.18

Bansí 6,250.4 0.27 6,353.7 0.23 6,023.5 0.22 48.4 0.15 31.3 0.14 40.4 0.14

CIBanco 2,939.0 0.13 7,286.8 0.27 7,447.9 0.28 34.6 0.11 0.9 0.00 21.9 0.08

Multiva 7,582.3 0.32 11,213.8 0.41 12,047.2 0.45 33.9 0.11 10.4 0.05 11.0 0.04

Banco Credit Suisse 1,624.0 0.07 1,520.8 0.06 1,743.5 0.06 11.5 0.04 54.6 0.25 65.8 0.23

Ve por Más 11,129.5 0.48 10,880.5 0.40 11,077.3 0.41 24.2 0.08 29.1 0.13 40.5 0.14

Compartamos 4,411.8 0.19 5,205.0 0.19 5,839.2 0.22 732.6 2.30 667.3 3.01 881.2 3.12

Banco Ahorro Famsa 7,881.9 0.34 9,337.4 0.34 9,572.6 0.35 163.5 0.51 249.5 1.13 240.0 0.85

Bancoppel 6,411.9 0.27 9,578.8 0.35 9,726.9 0.36 (91.8) (0.29) (20.8) (0.09) (14.1) (0.05)

Bank of Tokyo-Mitsubishi UFJ 4,541.8 0.19 4,503.7 0.17 3,950.3 0.15 2.8 0.01 (33.3) (0.15) (31.2) (0.11)

Actinver 61.9 0.00 314.9 0.01 877.1 0.03 9.3 0.03 7.0 0.03 9.6 0.03

UBS 0.0 0.00 0.0 0.00 0.0 0.00 (25.1) (0.08) (0.6) (0.00) (6.1) (0.02)

Inter Banco 909.4 0.04 0.5 0.00 0.0 0.00 53.7 0.17 1.4 0.01 11.5 0.04

The Royal Bank of Scotland 2,304.8 0.10 1,809.7 0.07 1,410.5 0.05 (16.2) (0.05) (10.7) (0.05) (9.4) (0.03)

Volkswagen Bank 1,015.3 0.04 1,570.5 0.06 1,462.0 0.05 (33.4) (0.11) (45.0) (0.20) (44.3) (0.16)

Banco Wal-Mart 667.7 0.03 1,508.0 0.06 1,531.2 0.06 (193.5) (0.61) (192.7) (0.87) (239.4) (0.85)

Autofin 1,236.0 0.05 2,158.9 0.08 2,200.7 0.08 (22.6) (0.07) 2.5 0.01 3.5 0.01

Banco Amigo 321.9 0.01 1,614.0 0.06 1,724.1 0.06 (35.2) (0.11) (45.8) (0.21) (29.3) (0.10)

The Bank of New York Mellon 0.0 0.00 0.0 0.00 0.0 0.00 0.5 0.00 (1.9) (0.01) 1.3 0.00

Banco Fácil 103.2 0.00 37.2 0.00 33.2 0.00 (7.3) (0.02) (10.0) (0.04) (12.2) (0.04)

* Se presentan las instituciones en orden descendente por tamaño de activo total a la fecha de análisis.

Indicadores Financieros Diciembre 2008(Porcentajes)

15

Total* 1.33 1.35 1.32 12.78 12.74 12.55

BBVA Bancomer 1.73 1.93 1.94 20.65 20.83 21.02

Banamex 1.47 1.22 1.14 12.01 9.35 8.70

Santander 1.73 1.89 1.88 14.16 16.26 16.28

Banorte 0.99 1.12 1.13 13.88 14.64 14.61

HSBC 0.23 0.10 0.08 2.63 1.13 0.88

Inbursa 2.20 1.80 1.76 10.94 9.79 9.63

Scotiabank 1.49 1.39 1.37 10.69 10.19 10.09

ING 0.61 0.83 0.53 6.77 12.36 8.14

Deutsche Bank 0.70 0.36 0.36 7.55 11.89 12.69

IXE (0.20) (0.09) (0.07) (3.68) (1.58) (1.27)

Banco del Bajío 1.06 1.12 1.08 8.48 8.95 8.59

Interacciones 1.28 1.14 1.18 26.36 21.51 21.67

Bank of America 1.15 0.58 0.69 8.71 8.30 10.47

Banco Azteca 0.92 0.89 0.82 13.20 12.10 11.21

Afirme 0.37 0.36 0.36 8.19 7.54 7.78

Banregio 0.65 0.96 1.01 11.76 16.98 17.60

Banca Mifel 0.29 0.65 0.60 7.87 18.66 17.05

J. P. Morgan 0.17 0.17 (0.07) 1.04 1.21 (0.50)

Invex 0.98 0.58 0.57 12.73 7.86 7.67

Monex 2.53 2.25 2.32 30.91 28.46 28.85

Barclays 0.20 1.93 2.24 2.80 24.89 28.60

American Express 2.41 4.81 4.79 15.68 25.38 24.77

Bansí 0.67 0.62 0.63 10.96 9.37 9.35

CIBanco 1.20 0.86 0.87 9.77 11.87 12.40

Multiva 0.24 0.18 0.27 2.90 1.56 2.30

Banco Credit Suisse 0.24 0.39 0.46 5.31 4.81 5.59

Ve por Más 0.42 0.76 0.80 5.93 9.16 9.60

Compartamos 19.22 18.05 18.26 44.28 37.33 37.67

Banco Ahorro Famsa 3.67 5.10 4.24 26.21 32.07 26.57

Bancoppel (2.63) (0.53) (0.26) (22.17) (4.81) (2.30)

Bank of Tokyo-Mitsubishi UFJ 0.30 (0.05) (0.03) 1.98 (0.43) (0.28)

Actinver 1.23 1.25 1.14 3.21 5.70 5.56

UBS (3.23) 5.03 4.55 (16.74) 34.05 32.62

Inter Banco 2.62 1.12 1.17 19.42 7.23 7.54

The Royal Bank of Scotland (0.19) (2.91) (2.71) (1.52) (16.53) (15.43)

Volkswagen Bank (3.06) (1.62) (1.10) (9.43) (7.05) (4.67)

Banco Wal-Mart (33.28) (23.24) (22.38) (55.00) (50.85) (50.32)

Autofin (2.50) (0.12) 0.08 (10.38) (0.52) 0.34

Banco Amigo (8.99) (11.51) (8.00) (17.24) (27.53) (20.46)

The Bank of New York Mellon (1.13) 0.88 1.66 (1.21) 0.95 1.79

Banco Fácil (30.46) (11.60) (12.38) (68.68) (18.97) (19.87)

ROA 12 meses (1) ROE 12 meses (2)

May. 2010 Abril. 2011 May. 2011 May. 2010 Abril. 2011 May. 2011

(1) Resultado neto acumulado en doce meses. / Activo Total ajustado por las operaciones de Reporto promedio doce meses (2) Resultado neto acumulado en doce meses / Capital contable promedio doce meses * Se presentan las instituciones en orden descendente por tamaño de activo total a la fecha de análisis.

16

IMOR 1/ ICOR 2/ EPRC / Cartera total 3/

May. Abr. May. May. Abr. May. May. Abr. May. May. Abr. May.

2010 2011 2011 2010 2011 2011 2010 2011 2011 2010 2011 2011

Cartera Total

Porcentajes

Cartera de Crédito Total Diciembre 2008(Millones de pesos y porcentajes)

Total* 1,999,932.7 2,235,910.8 2,245,298.3 2.88 2.29 2.45 173.57 202.33 192.52 5.00 4.63 4.72

BBVA Bancomer 528,734.6 586,484.1 587,513.1 3.64 2.68 2.96 127.61 150.27 141.23 4.64 4.03 4.18

Banamex 343,289.0 340,679.5 348,006.9 1.73 1.18 1.49 231.95 349.30 287.24 4.01 4.14 4.27

Santander 205,577.8 287,544.9 287,042.5 1.73 1.20 1.30 314.49 301.80 284.97 5.44 3.62 3.70

Banorte 226,378.0 259,617.6 263,166.8 2.09 2.34 2.34 143.77 141.73 141.40 3.00 3.32 3.31

HSBC 160,918.6 182,165.5 181,038.5 4.05 2.39 2.53 152.66 216.87 212.06 6.18 5.19 5.36

Inbursa 167,788.0 170,767.2 167,373.5 2.19 3.23 3.30 453.11 364.84 364.39 9.94 11.77 12.01

Scotiabank 101,499.7 109,180.1 110,411.7 3.94 3.08 3.03 100.96 111.34 111.65 3.97 3.43 3.38

ING 4,781.9 4,360.1 4,042.8 0.00 0.00 0.00 0.00 0.00 0.00 1.43 0.92 0.99

Deutsche Bank 570.4 557.8 561.4 0.00 0.00 0.00 0.00 0.00 0.00 0.53 0.53 0.53

IXE 27,016.0 29,269.3 29,971.5 1.75 0.91 1.03 184.78 296.40 261.01 3.24 2.71 2.68

Banco del Bajío 58,179.5 62,722.4 63,881.3 3.58 3.01 3.08 68.23 90.05 87.38 2.44 2.71 2.69

Interacciones 42,455.8 45,204.2 43,964.9 1.14 0.89 1.02 245.54 321.74 277.31 2.79 2.86 2.83

Bank of America 828.5 1,097.1 2,082.4 19.02 0.00 0.00 69.77 1,000.00 0.00 13.27 3.82 1.72

Banco Azteca 23,125.0 29,542.9 30,533.6 6.92 3.77 3.79 127.49 146.35 150.50 8.82 5.51 5.70

Afirme 9,097.5 10,988.9 10,839.3 5.61 3.96 4.30 92.67 108.52 103.82 5.20 4.29 4.46

Banregio 17,884.3 20,468.9 20,708.2 2.47 1.74 1.85 196.84 204.93 192.99 4.86 3.57 3.57

Banca Mifel 16,096.5 15,578.8 14,265.6 2.42 4.09 3.97 123.17 86.64 86.58 2.97 3.54 3.44

J. P. Morgan 167.9 143.7 233.1 0.00 0.00 0.00 0.00 0.00 0.00 3.90 9.31 7.68

Invex 7,037.9 7,426.5 7,546.6 3.26 2.08 2.01 249.46 286.80 293.81 8.13 5.96 5.89

Monex 2,107.9 2,566.3 2,740.0 1.31 1.88 1.67 232.24 94.04 112.72 3.05 1.77 1.88

Barclays 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

American Express 8,735.5 7,504.2 7,427.2 8.61 4.75 4.70 152.78 282.08 287.15 13.15 13.40 13.49

Bansí 5,984.3 6,607.8 6,361.5 3.25 3.34 3.21 250.60 255.67 276.13 8.14 8.53 8.85

CIBanco 332.3 2,240.2 2,246.9 0.00 0.04 0.04 0.00 1,000.00 1,000.00 0.52 0.60 0.65

Multiva 6,168.7 8,070.2 8,028.6 6.42 3.35 3.34 89.19 97.92 100.47 5.73 3.28 3.35

Banco Credit Suisse 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Ve por Más 8,649.3 8,712.3 8,738.8 2.11 1.62 1.57 110.02 117.79 131.05 2.33 1.90 2.05

Compartamos 8,056.3 10,675.8 10,425.5 2.41 1.97 2.04 141.03 169.27 163.21 3.39 3.34 3.33

Banco Ahorro Famsa 9,374.6 10,849.0 10,876.8 13.12 9.89 12.65 130.34 172.34 140.89 17.10 17.04 17.83

Bancoppel 2,417.0 4,075.3 4,250.6 19.53 17.02 17.10 101.06 130.76 133.72 19.74 22.26 22.86

Bank of Tokyo-Mitsubishi UFJ 1,717.2 1,434.9 1,239.2 0.00 7.77 9.04 0.00 82.54 82.18 4.05 6.41 7.43

Actinver 108.4 399.5 677.9 0.00 0.00 0.00 0.00 0.00 0.00 0.50 0.95 0.58

UBS 42.0 147.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.90 0.90 0.00

Inter Banco 1,282.1 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 3.25 0.00 0.00

The Royal Bank of Scotland 56.1 434.1 515.7 0.16 0.02 0.02 1,000.00 1,000.00 1,000.00 13.20 2.44 2.40

Volkswagen Bank 1,390.7 2,773.4 2,783.6 2.79 2.48 2.62 203.34 209.13 185.72 5.67 5.19 4.87

Banco Wal-Mart 276.5 1,274.0 1,428.6 5.10 1.45 1.59 255.81 399.46 389.15 13.04 5.80 6.21

Autofin 1,418.6 2,339.7 2,353.5 2.69 1.30 1.35 136.65 125.77 124.46 3.67 1.64 1.68

Banco Amigo 181.2 1,904.3 1,922.4 17.13 4.97 5.31 48.88 138.03 120.05 8.37 6.86 6.38


Banco Fácil 207.1 103.4 97.8 0.00 0.00 0.00 0.00 0.00 0.00 25.90 21.76 22.00

1/ Cartera vencida / Cartera de crédito total. 2/ Estimaciones preventivas para riesgos crediticios / Cartera vencida (Para efectos de presentación se limita a 1,000% el cálculo). 3/ Estimaciones preventivas para riesgos crediticios / Cartera total. * Se presentan las instituciones en orden descendente por tamaño de activo total a la fecha de análisis.

17



2010 2011 2011 2010 2011 2011 2010 2011 2011 2010 2011 2011

Cartera de Crédito al Consumo Diciembre 2008(Millones de pesos y porcentajes)

Cartera Total

Porcentajes

Total* 375,717.8 420,166.1 426,994.9 5.90 3.83 4.26 171.00 257.05 238.78 10.09 9.84 10.17

BBVA Bancomer 110,213.2 130,128.5 132,533.8 5.81 3.86 4.10 130.55 209.50 200.32 7.59 8.08 8.20

Banamex 91,646.7 98,696.7 101,839.0 4.29 2.73 3.68 185.65 312.49 255.46 7.97 8.54 9.41

Santander 42,070.8 42,675.8 43,741.4 4.31 2.75 2.99 413.30 613.34 561.59 17.79 16.88 16.77

Banorte 27,349.3 30,493.4 30,755.9 5.74 4.60 4.58 195.28 248.34 247.09 11.20 11.43 11.31

HSBC 29,980.2 29,094.8 29,503.6 8.34 4.34 4.45 140.10 267.71 265.44 11.69 11.62 11.81

Inbursa 6,040.3 11,007.7 9,741.1 5.84 2.56 2.95 270.86 399.18 408.30 15.82 10.21 12.04

Scotiabank 17,742.5 16,191.4 16,060.0 5.65 3.95 3.95 129.23 194.37 196.95 7.30 7.67 7.78

ING 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Deutsche Bank 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

IXE 2,121.3 2,709.0 2,775.8 4.57 3.01 3.09 348.95 457.19 446.88 15.94 13.76 13.81

Banco del Bajío 460.2 458.2 458.0 5.04 3.63 3.90 157.01 375.29 323.38 7.91 13.63 12.62

Interacciones 48.1 278.6 279.7 0.96 0.59 0.62 167.63 213.81 207.69 1.61 1.27 1.28

Bank of America 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Banco Azteca 14,830.0 19,771.7 20,598.4 9.44 4.28 4.53 111.35 113.28 113.94 10.51 4.85 5.16

Afirme 1,014.2 1,317.2 1,351.9 7.61 8.18 8.88 142.28 153.54 149.53 10.82 12.55 13.28

Banregio 792.6 706.8 708.5 7.09 2.89 3.37 170.78 387.83 343.17 12.10 11.20 11.58

Banca Mifel 56.3 44.9 43.7 0.00 0.00 0.00 0.00 0.00 0.00 7.20 9.68 10.05

J. P. Morgan 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Invex 859.2 542.9 531.7 17.97 10.46 10.11 176.76 204.57 208.33 31.76 21.40 21.07

Monex 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Barclays 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00


Bansí 19.0 20.2 19.9 0.00 0.00 0.00 0.00 0.00 0.00 6.40 11.76 11.32

CIBanco 3.2 65.2 80.8 0.00 0.00 0.00 0.00 0.00 0.00 0.50 2.07 2.45

Multiva 286.6 352.7 354.7 3.60 1.79 2.06 117.38 316.65 281.06 4.22 5.65 5.78


Ve por Más 35.4 42.5 44.4 0.00 0.00 0.00 0.00 0.00 0.00 0.50 0.50 1.31

Compartamos 8,056.3 10,675.8 10,365.3 2.41 1.97 2.05 141.03 169.27 163.07 3.39 3.34 3.35


Bancoppel 2,417.0 3,885.2 4,057.7 19.53 17.86 17.91 101.06 120.60 123.58 19.74 21.53 22.14

Bank of Tokyo-Mitsubishi UFJ 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Actinver 58.8 306.6 320.1 0.00 0.00 0.00 0.00 0.00 0.00 0.50 0.50 0.67

UBS 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Inter Banco 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

The Royal Bank of Scotland 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Volkswagen Bank 1,390.7 2,773.4 2,783.6 2.79 2.48 2.62 201.27 209.13 185.72 5.61 5.19 4.87

Banco Wal-Mart 115.0 528.9 602.6 12.25 3.50 3.78 234.79 357.27 345.47 28.77 12.50 13.06

Autofin 765.3 630.1 617.3 4.46 4.75 5.02 127.15 93.26 93.00 5.67 4.43 4.66

Banco Amigo 6.5 0.2 1.0 0.00 0.00 0.00 0.00 0.00 0.00 16.45 16.54 11.93


Banco Fácil 207.1 103.4 97.8 0.00 0.00 0.00 0.00 0.00 0.00 25.90 21.76 22.00


18



2010 2011 2011 2010 2011 2011 2010 2011 2011 2010 2011 2011

Porcentajes


Tarjeta de Crédito

Total* 211,161.3 213,408.5 215,763.4 7.08 4.86 5.23 188.05 261.06 249.09 13.31 12.68 13.03

BBVA Bancomer 68,179.0 75,914.3 77,016.9 7.54 5.22 5.29 134.22 183.53 183.23 10.12 9.58 9.69

Banamex 63,157.7 62,450.6 63,145.5 4.93 2.84 4.02 193.77 335.41 259.60 9.55 9.51 10.45

Santander 26,557.7 24,545.5 25,001.3 4.93 3.13 3.42 513.68 759.73 691.53 25.34 23.81 23.62

Banorte 12,381.0 12,049.0 11,964.2 10.68 9.72 9.56 184.34 189.59 193.51 19.68 18.43 18.50

HSBC 19,222.8 16,947.1 16,965.5 10.33 6.02 5.79 139.35 244.61 260.65 14.40 14.73 15.09

Inbursa 2,426.4 2,055.4 2,040.2 5.54 6.54 6.35 272.70 201.12 209.08 15.12 13.16 13.27

Scotiabank 4,577.6 4,075.5 4,054.4 7.66 6.58 6.43 169.58 192.57 200.10 12.99 12.68 12.86

ING 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Deutsche Bank 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

IXE 1,955.3 2,408.6 2,467.3 4.41 3.00 3.08 387.91 490.02 477.98 17.11 14.71 14.72

Banco del Bajío 98.2 108.4 110.0 7.56 6.45 6.94 182.56 331.92 323.93 13.80 21.42 22.47

Interacciones 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Bank of America 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Banco Azteca 83.3 62.5 61.2 0.00 0.00 0.00 0.00 0.00 0.00 38.28 51.66 52.70

Afirme 163.6 165.7 169.0 15.50 10.47 11.02 156.54 180.45 175.01 24.27 18.89 19.29

Banregio 184.8 211.7 212.8 6.60 3.11 3.57 236.37 484.79 429.58 15.60 15.09 15.32

Banca Mifel 7.2 8.9 9.1 0.00 0.00 0.00 0.00 0.00 0.00 28.88 25.92 26.06

J. P. Morgan 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Invex 859.2 535.3 523.5 17.97 10.61 10.27 176.76 204.50 208.26 31.76 21.70 21.39

Monex 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Barclays 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00


Bansí 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CIBanco 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Multiva 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00


Ve por Más 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Compartamos 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Banco Ahorro Famsa 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Bancoppel 2,416.2 3,884.8 4,055.2 19.54 17.86 17.92 101.06 120.60 123.57 19.75 21.53 22.15


Actinver 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

UBS 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Inter Banco 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00


Volkswagen Bank 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Banco Wal-Mart 114.7 528.9 602.6 12.09 3.50 3.78 237.56 357.27 345.47 28.71 12.50 13.06

Autofin 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Banco Amigo 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00


Banco Fácil 207.1 103.4 97.8 0.00 0.00 0.00 0.00 0.00 0.00 25.90 21.76 22.00


19



2010 2011 2011 2010 2011 2011 2010 2011 2011 2010 2011 2011

Porcentajes


Créditos Personales

Total* 100,443.4 131,393.3 137,180.4 4.84 3.18 3.79 139.23 260.19 226.54 6.74 8.28 8.59

BBVA Bancomer 25,407.9 32,838.8 33,784.4 3.30 2.41 3.07 125.37 329.35 268.71 4.14 7.95 8.26

Banamex 28,048.0 35,760.2 38,177.6 2.87 2.54 3.09 149.75 271.48 250.05 4.30 6.89 7.73

Santander 15,202.5 17,968.9 18,588.4 2.84 2.09 2.28 155.22 354.43 330.45 4.42 7.40 7.55

Banorte 7,210.7 9,865.0 10,156.8 2.00 1.52 1.71 184.36 542.41 457.45 3.69 8.26 7.81

HSBC 4,982.2 8,123.5 8,663.0 4.15 1.82 2.45 161.50 484.38 358.69 6.71 8.83 8.80

Inbursa 1,241.6 1,524.7 1,536.9 12.14 7.40 7.96 390.81 279.28 249.58 47.42 20.66 19.87

Scotiabank 1,780.4 2,229.1 2,237.5 10.90 7.81 8.16 70.62 212.08 204.75 7.70 16.56 16.71

ING 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Deutsche Bank 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

IXE 120.0 253.4 268.9 2.26 0.80 0.97 135.14 902.22 770.69 3.05 7.24 7.46

Banco del Bajío 79.2 109.8 110.3 13.32 4.31 4.19 115.22 296.26 223.54 15.34 12.78 9.36

Interacciones 40.0 272.7 274.4 0.00 0.61 0.60 0.00 0.00 0.00 0.00 0.00 0.00

Bank of America 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Banco Azteca 6,719.9 11,432.4 12,147.2 11.82 3.14 3.29 108.88 92.30 92.65 12.87 2.90 3.04

Afirme 583.6 1,023.3 1,060.6 5.35 8.13 8.92 148.10 150.61 147.38 7.92 12.25 13.14

Banregio 360.2 330.8 335.5 6.91 2.60 3.17 127.45 467.58 389.42 8.81 12.14 12.34

Banca Mifel 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

J. P. Morgan 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Invex 0.0 7.7 8.2 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.50 0.50

Monex 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Barclays 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

American Express 166.0 151.2 160.5 0.52 0.01 0.00 218.73 1,000.00 1,000.00 1.13 4.55 3.25

Bansí 0.2 0.5 0.1 0.00 0.00 0.00 0.00 0.00 0.00 0.00 48.34 20.01

CIBanco 1.0 3.0 8.2 0.00 0.00 0.00 0.00 0.00 0.00 0.50 1.19 2.68

Multiva 225.2 255.7 257.1 3.36 1.67 1.75 125.07 341.66 330.99 4.20 5.69 5.79


Ve por Más 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Compartamos 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00


Bancoppel 0.9 0.4 2.5 0.00 0.00 0.00 0.00 0.00 0.00 0.94 7.76 5.60


Actinver 58.8 306.6 320.1 0.00 0.00 0.00 0.00 0.00 0.00 0.50 0.50 0.67

UBS 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Inter Banco 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00


Volkswagen Bank 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Banco Wal-Mart 0.3 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 54.60 0.00 0.00

Autofin 5.9 1.9 1.7 0.00 0.00 0.00 0.00 0.00 0.00 42.57 22.97 25.53

Banco Amigo 6.5 0.2 1.0 0.00 0.00 0.00 0.00 0.00 0.00 16.45 16.54 11.93


Banco Fácil 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00


20



2010 2011 2011 2010 2011 2011 2010 2011 2011 2010 2011 2011

Porcentajes


Automotriz

Total* 48,099.1 56,491.0 55,372.8 3.29 1.54 1.76 130.12 282.32 257.24 4.28 4.36 4.53

BBVA Bancomer 16,626.3 21,375.4 21,732.5 2.57 1.24 1.46 96.58 239.38 195.88 2.48 2.96 2.85

Banamex 441.0 485.8 515.9 4.00 4.09 6.06 392.00 143.03 122.83 15.67 5.86 7.44

Santander 310.7 161.4 151.7 22.11 18.66 18.64 123.49 98.98 106.97 27.30 18.47 19.94

Banorte 7,757.6 8,559.0 8,616.6 1.32 0.95 1.03 351.62 550.62 528.62 4.65 5.25 5.42

HSBC 5,710.8 3,954.9 3,799.5 5.23 2.22 2.85 130.38 179.71 137.37 6.82 4.00 3.92

Inbursa 2,372.2 7,427.4 6,163.9 2.85 0.46 0.57 0.00 1,000.00 1,000.00 0.00 7.24 9.68

Scotiabank 11,346.5 9,886.9 9,768.1 3.98 1.99 1.96 122.94 181.12 185.21 4.90 3.60 3.63

ING 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Deutsche Bank 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

IXE 6.7 7.4 6.7 0.00 0.00 0.00 0.00 0.00 0.00 0.00 1.86 1.88

Banco del Bajío 226.4 240.0 237.7 1.80 2.04 2.37 205.70 513.44 404.56 3.70 10.50 9.57

Interacciones 6.0 5.9 5.3 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Bank of America 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Banco Azteca 647.4 352.6 331.3 5.56 5.61 6.60 0.00 115.42 109.84 0.00 6.47 7.25

Afirme 0.0 124.8 119.1 0.00 5.52 5.57 0.00 121.06 107.88 0.00 6.68 6.01

Banregio 232.2 163.9 160.0 5.56 3.01 3.36 208.32 137.14 143.70 11.58 4.13 4.83

Banca Mifel 49.1 36.0 34.5 0.00 0.00 0.00 0.00 0.00 0.00 4.02 5.66 5.81

J. P. Morgan 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Invex 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Monex 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Barclays 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

American Express 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Bansí 0.0 0.0 19.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 11.28

CIBanco 2.2 62.2 72.6 0.00 0.00 0.00 0.00 0.00 0.00 0.50 2.11 2.42

Multiva 39.5 32.8 31.9 0.00 0.00 0.00 0.00 0.00 0.00 6.40 5.82 5.98


Ve por Más 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Compartamos 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00


Bancoppel 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00


Actinver 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

UBS 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Inter Banco 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00


Volkswagen Bank 1,390.7 2,773.4 2,783.6 2.79 2.48 2.62 201.27 209.13 185.72 5.61 5.19 4.87

Banco Wal-Mart 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Autofin 740.0 614.6 602.6 4.14 4.49 4.73 128.53 88.17 88.39 5.32 3.96 4.18

Banco Amigo 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00


Banco Fácil 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00


21



2010 2011 2011 2010 2011 2011 2010 2011 2011 2010 2011 2011

Porcentajes


Adquisición de Bienes Muebles1/ IMOR 2/ ICOR 3/ EPRC / Cartera total 4/

Total* 7,703.8 7,949.2 8,066.3 7.40 5.56 6.02 121.98 130.07 131.26 9.02 7.23 7.90

BBVA Bancomer 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Banamex 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Santander 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Banorte 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

HSBC 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Inbursa 0.1 0.1 0.1 0.00 0.00 0.00 0.00 0.00 0.00 100.00 100.00 100.00

Scotiabank 38.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 22.86 0.00 0.00

ING 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Deutsche Bank 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

IXE 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Banco del Bajío 0.2 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Interacciones 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Bank of America 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Banco Azteca 7,379.4 7,924.3 8,058.7 7.35 5.56 6.02 121.97 129.87 131.21 8.96 7.22 7.90

Afirme 267.0 3.3 3.3 0.00 0.00 0.00 0.00 0.00 0.00 8.93 9.73 10.69

Banregio 0.1 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 49.77 0.00 0.00

Banca Mifel 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

J. P. Morgan 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Invex 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Monex 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Barclays 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00


Bansí 18.8 19.7 0.7 0.00 0.00 0.00 0.00 0.00 0.00 6.47 10.90 10.71

CIBanco 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Multiva 0.3 1.8 3.6 0.00 0.00 0.00 0.00 0.00 0.00 0.50 1.42 3.17


Ve por Más 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Compartamos 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00


Bancoppel 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00


Actinver 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

UBS 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Inter Banco 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00


Volkswagen Bank 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Banco Wal-Mart 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Autofin 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 100.00 0.00 0.00

Banco Amigo 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00


Banco Fácil 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

1/ Incluye Arrendamiento Capitalizable 2/ Cartera vencida / Cartera de crédito total. 3/ Estimaciones preventivas para riesgos crediticios / Cartera vencida (Para efectos de presentación se limita a 1,000% el cálculo). 4/ Estimaciones preventivas para riesgos crediticios / Cartera total. * Se presentan las instituciones en orden descendente por tamaño de activo total a la fecha de análisis.

22



2010 2011 2011 2010 2011 2011 2010 2011 2011 2010 2011 2011

Porcentajes


Otros Créditos al Consumo

Total* 8,310.1 10,924.2 10,612.0 2.66 2.09 2.21 135.96 166.39 159.30 3.61 3.48 3.52

BBVA Bancomer 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Banamex 0.0 0.1 0.0 0.00 0.00 0.00 0.00 0.00 0.00 100.00 100.00 0.00

Santander 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Banorte 0.0 20.5 18.4 0.00 0.00 0.00 0.00 0.00 0.00 0.00 16.27 16.71

HSBC 64.4 69.4 75.7 0.00 0.00 0.00 0.00 0.00 0.00 20.32 13.61 15.33

Inbursa 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Scotiabank 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

ING 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Deutsche Bank 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

IXE 39.2 39.6 32.8 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Banco del Bajío 56.1 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 4.12 0.00 0.00

Interacciones 2.1 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 36.89 0.00 0.00

Bank of America 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Banco Azteca 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Afirme 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Banregio 15.5 0.3 0.3 0.00 0.00 0.00 0.00 0.00 0.00 54.58 100.00 100.00

Banca Mifel 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

J. P. Morgan 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Invex 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Monex 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Barclays 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00


Bansí 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CIBanco 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Multiva 21.7 62.5 62.1 0.00 0.00 0.00 0.00 0.00 0.00 0.50 5.54 5.78


Ve por Más 35.4 42.5 44.4 0.00 0.00 0.00 0.00 0.00 0.00 0.50 0.50 1.31

Compartamos 8,056.3 10,675.8 10,365.3 2.41 1.97 2.05 141.03 169.27 163.07 3.39 3.34 3.35


Bancoppel 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00


Actinver 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

UBS 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Inter Banco 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00


Volkswagen Bank 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Banco Wal-Mart 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Autofin 19.3 13.6 13.0 0.00 0.00 0.00 0.00 0.00 0.00 7.63 23.01 24.38

Banco Amigo 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00


Banco Fácil 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00


23



2010 2011 2011 2010 2011 2011 2010 2011 2011 2010 2011 2011

Cartera Total

Porcentajes

Cartera de Crédito a la Vivienda (Millones de pesos y porcentajes)

Total* 346,489.1 367,079.3 369,937.8 4.54 3.48 3.68 90.16 63.29 63.68 4.10 2.20 2.34

BBVA Bancomer 139,579.5 141,475.6 142,250.3 4.91 3.85 4.13 122.37 65.28 68.16 6.01 2.51 2.81

Banamex 46,552.6 53,249.5 54,274.9 2.60 1.31 1.47 63.89 139.29 124.91 1.66 1.83 1.84

Santander 30,477.5 37,552.5 37,931.9 2.16 1.57 1.79 65.34 67.03 57.69 1.41 1.05 1.03

Banorte 50,503.7 56,399.6 57,071.3 1.27 1.16 1.21 88.16 99.58 99.02 1.12 1.16 1.20

HSBC 21,762.2 19,884.8 19,763.2 10.28 8.73 9.38 65.83 60.95 60.28 6.77 5.32 5.65

Inbursa 1,259.8 1,291.3 1,303.9 9.00 6.06 7.01 120.85 84.54 113.72 10.88 5.12 7.97

Scotiabank 42,013.6 43,182.0 43,290.8 6.08 5.77 5.62 46.54 33.66 34.35 2.83 1.94 1.93

ING 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Deutsche Bank 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

IXE 1,130.6 1,125.6 1,137.7 1.77 1.95 2.09 84.98 41.39 40.98 1.50 0.81 0.86

Banco del Bajío 6,500.5 6,335.5 6,325.5 14.34 8.68 9.53 68.80 62.10 52.23 9.87 5.39 4.98

Interacciones 153.5 172.2 185.8 5.43 7.08 6.00 90.07 38.44 38.09 4.89 2.72 2.28

Bank of America 6.9 5.0 5.0 0.00 0.00 0.00 0.00 0.00 0.00 0.35 0.35 0.35

Banco Azteca 824.5 727.6 712.7 16.60 16.08 17.17 258.58 35.91 31.38 42.94 5.77 5.39

Afirme 1,403.7 1,339.4 1,326.7 9.74 11.11 12.45 49.58 32.75 29.64 4.83 3.64 3.69

Banregio 3,075.9 3,462.1 3,438.3 5.43 4.25 4.62 72.80 58.97 61.26 3.95 2.51 2.83

Banca Mifel 700.4 817.7 818.8 10.15 10.33 11.83 35.95 16.09 15.39 3.65 1.66 1.82

J. P. Morgan 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Invex 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Monex 0.0 4.9 33.5 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.74 0.36

Barclays 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00


Bansí 19.1 16.8 16.6 0.00 0.00 0.00 0.00 0.00 0.00 1.00 0.48 0.48

CIBanco 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Multiva 8.5 7.2 10.6 0.00 0.00 0.00 0.00 0.00 0.00 0.35 0.16 0.12


Ve por Más 9.2 8.1 8.0 0.00 0.00 0.00 0.00 0.00 0.00 0.99 0.99 0.18

Compartamos 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00


Bancoppel 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00


Actinver 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

UBS 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Inter Banco 491.7 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 1.38 0.00 0.00


Volkswagen Bank 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Banco Wal-Mart 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Autofin 5.0 8.2 11.2 0.00 0.00 0.00 0.00 0.00 0.00 1.58 1.51 1.49

Banco Amigo 6.3 6.0 13.3 0.00 0.00 0.00 0.00 0.00 0.00 0.49 2.09 5.05


Banco Fácil 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00


24



2010 2011 2011 2010 2011 2011 2010 2011 2011 2010 2011 2011

Cartera Total

Porcentajes

Cartera de Crédito a Empresas (Millones de pesos y porcentajes)

Total* 924,412.3 1,020,952.1 1,025,568.5 2.11 2.16 2.26 181.09 182.28 179.08 3.82 3.94 4.04

BBVA Bancomer 199,583.9 215,683.9 213,806.0 2.99 2.43 2.85 78.31 101.25 91.02 2.34 2.46 2.59

Banamex 137,660.4 138,122.9 139,794.3 0.58 0.46 0.45 388.83 447.02 472.02 2.25 2.07 2.11

Santander 115,917.1 150,342.2 149,678.7 0.94 1.12 1.17 167.66 141.47 137.08 1.57 1.59 1.60

Banorte 99,421.0 113,668.8 116,187.3 2.53 3.54 3.50 104.57 94.82 95.07 2.65 3.35 3.33

HSBC 74,465.7 92,116.2 92,069.6 2.39 1.48 1.53 205.95 271.03 280.28 4.93 4.01 4.28

Inbursa 132,260.5 126,222.4 125,953.3 2.43 4.08 4.07 435.99 317.04 327.72 10.60 12.93 13.34

Scotiabank 32,178.0 35,730.8 36,265.3 1.36 0.54 0.63 246.15 557.37 462.74 3.34 3.03 2.94

ING 3,927.0 3,842.5 3,789.9 0.00 0.00 0.00 0.00 0.00 0.00 1.31 0.87 0.90

Deutsche Bank 570.4 557.8 561.4 0.00 0.00 0.00 0.00 0.00 0.00 0.50 0.50 0.50

IXE 16,563.8 19,851.1 20,580.1 1.96 0.80 0.93 134.04 223.77 184.13 2.63 1.78 1.72

Banco del Bajío 36,820.9 39,361.4 39,795.7 3.07 3.36 3.38 51.48 83.94 86.99 1.58 2.82 2.94

Interacciones 10,171.5 9,174.8 8,977.0 4.45 4.18 4.81 110.77 162.15 146.80 4.93 6.78 7.06

Bank of America 519.0 891.3 2,024.7 0.31 0.00 0.00 1,000.00 1,000.00 0.00 18.65 4.33 1.64

Banco Azteca 7,470.5 9,043.7 9,222.5 0.84 1.65 1.10 201.14 118.74 168.10 1.70 1.96 1.85

Afirme 5,224.7 5,249.0 5,157.4 5.67 3.40 3.50 83.29 93.35 94.66 4.72 3.17 3.32

Banregio 13,406.5 15,526.5 16,036.2 1.62 1.22 1.25 280.34 273.86 257.23 4.55 3.34 3.21

Banca Mifel 8,167.3 9,464.6 9,155.7 3.82 4.62 4.88 69.43 56.09 58.57 2.65 2.59 2.86

J. P. Morgan 167.7 143.7 233.1 0.00 0.00 0.00 0.00 0.00 0.00 0.99 8.79 7.35

Invex 4,917.0 5,254.6 5,416.3 1.53 1.85 1.80 386.09 319.89 326.19 5.89 5.93 5.88

Monex 1,984.4 2,225.0 2,373.4 1.40 2.17 1.92 210.31 86.53 104.60 2.94 1.88 2.01

Barclays 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00


Bansí 5,184.7 5,311.8 5,153.6 3.73 4.13 3.94 238.06 244.69 264.59 8.88 10.11 10.41

CIBanco 206.1 1,346.8 1,299.1 0.00 0.00 0.00 0.00 0.00 0.00 0.50 0.54 0.55

Multiva 5,697.4 7,294.6 7,127.3 6.77 3.62 3.66 86.54 88.12 86.76 5.86 3.19 3.17


Ve por Más 7,446.5 6,864.2 6,837.8 2.42 2.03 1.99 84.64 99.91 104.08 2.05 2.03 2.07

Compartamos 0.0 0.0 60.3 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.50

Banco Ahorro Famsa 898.4 1,215.0 1,343.3 0.06 0.35 0.50 1,000.00 333.62 223.33 2.81 1.18 1.12

Bancoppel 0.0 190.1 192.9 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.99 0.95

Bank of Tokyo-Mitsubishi UFJ 1,717.2 1,434.9 1,239.2 0.00 7.77 9.04 0.00 80.40 80.05 4.04 6.25 7.23

Actinver 49.6 92.9 357.8 0.00 0.00 0.00 0.00 0.00 0.00 0.50 0.50 0.50

UBS 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Inter Banco 790.4 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 4.39 0.00 0.00

The Royal Bank of Scotland 56.1 434.1 515.7 0.11 0.01 0.01 927.52 1,000.00 1,000.00 1.03 1.70 1.77

Volkswagen Bank 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Banco Wal-Mart 161.5 745.2 826.0 0.00 0.00 0.00 0.00 0.00 0.00 0.71 0.83 0.96

Autofin 638.5 1,653.9 1,681.5 0.62 0.00 0.00 214.25 0.00 0.00 1.33 0.60 0.60

Banco Amigo 168.4 1,895.5 1,856.4 17.97 4.99 5.50 40.73 133.27 119.32 7.32 6.65 6.56


Banco Fácil 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00


25



2010 2011 2011 2010 2011 2011 2010 2011 2011 2010 2011 2011

Cartera Total

Porcentajes

Cartera de Crédito a Entidades Financieras (Millones de pesos y porcentajes)

Total* 72,959.3 90,232.2 89,203.4 0.26 0.07 0.09 999.59 1,000.00 1,000.00 2.65 3.19 1.46

BBVA Bancomer 12,161.7 8,808.8 8,642.5 0.00 0.07 0.08 1,000.00 1,000.00 1,000.00 0.59 1.29 1.24

Banamex 13,642.4 10,832.4 12,947.3 0.00 0.00 0.00 0.00 0.00 0.00 2.15 1.81 1.57

Santander 4,357.3 25,756.8 25,627.9 0.00 0.00 0.00 0.00 0.00 0.00 3.92 1.11 1.09

Banorte 7,644.0 7,382.5 7,693.0 0.00 0.00 0.00 0.00 0.00 0.00 0.82 0.81 0.77

HSBC 11,830.7 12,489.7 11,942.1 0.00 0.00 0.00 1,000.00 1,000.00 0.00 1.91 1.99 1.77

Inbursa 8,672.9 9,949.9 8,375.5 0.00 0.00 0.13 0.00 0.00 1,000.00 9.69 17.69 3.10

Scotiabank 3,361.1 3,115.4 3,695.3 0.11 1.38 1.16 1,000.00 182.38 191.37 3.95 2.51 2.22

ING 854.9 517.6 252.9 0.00 0.00 0.00 0.00 0.00 0.00 0.24 0.69 0.50

Deutsche Bank 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

IXE 2,522.9 2,518.7 2,365.8 1.27 0.23 0.24 164.33 583.64 554.39 2.08 1.33 1.35

Banco del Bajío 2,973.6 2,430.1 1,926.3 0.00 0.00 0.00 0.00 0.00 0.00 0.81 2.23 1.51

Interacciones 605.6 151.0 150.2 0.00 0.00 0.00 0.00 0.00 0.00 0.50 0.99 0.99

Bank of America 302.7 200.7 52.7 0.00 0.00 0.00 0.00 0.00 0.00 4.34 1.60 4.99

Banco Azteca 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Afirme 204.1 33.5 34.6 0.00 0.00 0.00 0.00 0.00 0.00 0.85 0.50 0.88

Banregio 352.2 398.3 92.6 0.00 0.00 0.00 0.00 0.00 0.00 3.72 0.87 0.50

Banca Mifel 503.1 642.1 685.4 0.00 1.03 1.79 0.00 71.12 45.06 0.50 0.74 0.81

J. P. Morgan 0.2 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.99 0.00 0.00

Invex 1,261.6 1,629.1 1,598.5 0.00 0.00 0.00 0.00 0.00 0.00 0.75 0.83 0.84

Monex 123.5 336.4 333.1 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.63 0.63

Barclays 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00


Bansí 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CIBanco 123.0 828.2 867.0 0.00 0.00 0.00 0.00 0.00 0.00 0.50 0.58 0.58

Multiva 176.2 415.7 403.1 0.00 0.00 0.00 0.00 0.00 0.00 0.51 0.87 0.83


Ve por Más 1,158.2 1,132.3 1,196.6 0.10 0.11 0.09 640.37 539.90 672.59 0.67 0.59 0.58

Compartamos 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00


Bancoppel 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00


Actinver 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

UBS 42.0 147.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.90 0.90 0.00

Inter Banco 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00


Volkswagen Bank 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Banco Wal-Mart 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Autofin 9.9 47.5 43.5 0.00 0.00 0.00 0.00 0.00 0.00 0.78 0.95 1.00

Banco Amigo 0.0 2.6 51.7 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00


Banco Fácil 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00


26



2010 2011 2011 2010 2011 2011 2010 2011 2011 2010 2011 2011

Cartera Total

Porcentajes

Cartera de Crédito a Entidades Gubernamentales (Millones de pesos y porcentajes)

Total* 280,354.4 337,481.0 333,593.6 0.01 0.03 0.00 1,000.00 1,000.00 1,000.00 1.30 1.27 1.40

BBVA Bancomer 67,196.2 90,387.3 90,280.5 0.01 0.02 0.01 1,000.00 1,000.00 1,000.00 0.76 0.71 0.72

Banamex 53,786.8 39,778.1 39,151.5 0.00 0.00 0.00 0.00 1,000.00 1,000.00 0.95 1.95 1.67

Santander 12,755.0 31,217.6 30,062.5 0.00 0.00 0.00 0.00 0.00 0.00 0.56 0.53 0.55

Banorte 41,459.9 51,673.3 51,459.3 0.00 0.00 0.00 0.00 0.00 0.00 0.81 0.96 0.89

HSBC 22,879.7 28,579.9 27,759.9 0.00 0.00 0.00 0.00 0.00 0.00 2.75 1.14 1.16

Inbursa 19,554.4 22,295.9 21,999.6 0.00 0.00 0.00 0.00 0.00 0.00 2.36 2.92 6.00

Scotiabank 6,204.6 10,960.4 11,100.3 0.00 0.00 0.00 0.00 0.00 0.00 0.81 0.50 0.50

ING 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Deutsche Bank 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

IXE 4,677.4 3,065.0 3,112.2 0.00 0.00 0.00 0.00 0.00 0.00 0.54 0.57 0.56

Banco del Bajío 11,424.3 14,137.2 15,375.8 0.00 0.00 0.00 0.00 0.00 0.00 0.95 0.87 0.87

Interacciones 31,477.0 35,427.6 34,372.2 0.07 0.01 0.01 1,000.00 1,000.00 1,000.00 2.11 1.83 1.72

Bank of America 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Banco Azteca 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Afirme 1,250.7 3,049.8 2,968.6 0.00 0.00 0.00 0.00 0.00 0.00 1.78 2.03 1.80

Banregio 257.2 375.3 432.6 0.26 0.00 0.00 1,000.00 0.00 0.00 2.89 2.93 2.82

Banca Mifel 6,669.5 4,609.5 3,562.0 0.00 2.12 0.00 0.00 280.28 0.00 3.30 5.95 5.44

J. P. Morgan 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Invex 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Monex 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Barclays 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00


Bansí 761.6 1,259.1 1,171.5 0.00 0.00 0.00 0.00 0.00 0.00 2.87 1.56 1.67

CIBanco 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Multiva 0.0 0.0 133.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 10.00


Ve por Más 0.0 665.1 652.1 0.00 0.00 0.00 0.00 0.00 0.00 0.00 1.48 1.48

Compartamos 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00


Bancoppel 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00


Actinver 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

UBS 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Inter Banco 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00


Volkswagen Bank 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Banco Wal-Mart 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Autofin 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Banco Amigo 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00


Banco Fácil 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00


27

May. 2010 Abr. 2011 May. 2011 May. 2010 Abr. 2011 May. 2011 May. 2010 Abr. 2011 May. 2011

Total* 2,340,313.9 2,716,674.7 2,702,130.9 1,193,540.0 1,355,468.2 1,347,720.7 907,839.2 983,304.0 973,370.2

BBVA Bancomer 562,856.8 621,801.9 635,628.6 338,817.9 373,547.3 368,992.9 165,404.5 176,421.8 167,190.1

Banamex 408,545.1 523,007.8 510,165.5 258,471.5 308,063.0 295,115.2 95,150.5 147,159.3 141,357.4

Santander 256,298.9 332,725.0 324,995.6 128,525.2 142,622.1 150,332.9 120,054.7 137,777.6 136,296.9

Banorte 266,090.2 284,846.4 287,704.7 119,454.5 135,062.6 132,908.7 134,640.8 138,196.0 142,120.0

HSBC 242,403.9 284,545.6 280,903.2 120,127.7 144,618.5 147,522.9 104,894.0 110,174.8 108,563.5

Inbursa 148,133.2 142,212.2 143,314.2 47,130.0 49,259.7 48,891.7 90,857.6 57,609.8 59,261.0

Scotiabank 115,891.3 127,399.5 128,093.2 55,899.6 58,389.4 58,814.6 51,881.1 58,410.5 58,711.2

ING 2,463.8 15,764.0 6,647.2 0.0 0.0 0.0 1,868.2 3,367.3 4,374.2

Deutsche Bank 600.1 1,441.0 2,075.8 0.0 0.0 0.0 0.0 0.0 2,000.8

IXE 36,843.6 37,131.2 37,604.5 10,186.4 13,248.8 13,095.9 19,695.8 17,134.7 17,641.2

Banco del Bajío 61,287.0 63,127.0 63,997.1 14,848.1 16,741.9 16,886.7 29,494.9 31,588.5 32,047.0

Interacciones 43,561.0 45,069.3 45,952.4 8,093.4 8,349.5 8,955.8 25,324.7 22,341.8 21,738.1

Bank of America 8,418.5 22,227.4 21,013.0 2,435.4 2,770.2 3,326.0 140.3 194.9 196.9

Banco Azteca 51,959.6 56,314.9 54,554.1 48,806.8 53,981.1 52,213.5 2,904.4 2,217.2 2,226.1

Afirme 12,554.6 13,588.9 13,741.5 7,043.5 6,857.7 7,161.2 5,373.4 6,631.3 6,490.2

Banregio 16,682.9 19,004.7 19,078.3 7,143.3 8,214.8 8,140.6 8,486.3 10,082.7 10,123.8

Banca Mifel 20,881.7 23,128.5 22,416.1 2,842.9 2,975.0 5,587.6 11,758.3 15,585.7 12,600.8

J. P. Morgan 1,556.1 1,585.0 1,321.6 551.3 808.1 465.4 300.8 0.0 0.0

Invex 9,262.3 11,149.6 11,265.7 142.4 420.9 388.9 6,916.4 8,435.7 8,633.5

Monex 3,519.9 4,593.2 3,939.9 2,519.2 2,569.1 2,379.0 124.9 433.4 655.3

Barclays 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

American Express 11,111.0 11,117.3 11,051.2 1,569.5 1,538.5 1,471.4 5,414.4 5,253.6 5,234.8

Bansí 6,250.4 6,353.7 6,023.5 867.7 539.9 623.2 4,229.9 4,549.3 4,382.3

CIBanco 2,939.0 7,286.8 7,447.9 87.6 266.6 201.5 2,718.0 6,965.3 7,191.8

Multiva 7,582.3 11,213.8 12,047.2 747.5 1,194.5 1,267.4 5,530.7 8,212.1 8,889.9

Banco Credit Suisse 1,624.0 1,520.8 1,743.5 0.0 0.0 0.0 958.3 621.6 747.8

Ve por Más 11,129.5 10,880.5 11,077.3 4,647.2 4,508.3 4,563.9 2,269.3 2,535.0 2,635.5

Compartamos 4,411.8 5,205.0 5,839.2 0.0 0.1 0.0 331.1 0.0 0.0

Banco Ahorro Famsa 7,881.9 9,337.4 9,572.6 3,341.9 5,287.6 5,013.4 4,531.0 4,034.4 4,442.5

Bancoppel 6,411.9 9,578.8 9,726.9 5,573.3 8,535.3 8,673.6 838.6 1,043.4 1,053.3

Bank of Tokyo-Mitsubishi UFJ 4,541.8 4,503.7 3,950.3 2,125.0 3,023.2 2,783.3 2,416.8 1,480.5 1,167.0

Actinver 61.9 314.9 877.1 51.9 115.5 89.4 10.0 199.4 787.8

UBS 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

Inter Banco 909.4 0.5 0.0 1.2 0.0 0.0 908.1 0.0 0.0

The Royal Bank of Scotland 2,304.8 1,809.7 1,410.5 1,012.7 1,258.3 1,030.2 0.0 0.0 0.0

Volkswagen Bank 1,015.3 1,570.5 1,462.0 0.0 0.0 0.0 1,015.3 1,570.5 1,462.0

Banco Wal-Mart 667.7 1,508.0 1,531.2 348.4 562.9 562.8 319.3 945.1 968.4

Autofin 1,236.0 2,158.9 2,200.7 121.6 136.0 170.5 760.3 1,590.1 1,632.1

Banco Amigo 321.9 1,614.0 1,724.1 5.4 1.7 90.5 316.4 540.7 547.2

The Bank of New York Mellon 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

Banco Fácil 103.2 37.2 33.2 0.0 0.0 0.0 0.0 0.0 0.0

Captación de Recursos (Millones de pesos)

Captación Total Exigibilidad Inmediata Plazo


28


Total* 74,312.8 143,489.6 144,386.9 164,621.9 234,413.0 236,653.0

BBVA Bancomer 43,854.9 50,148.5 50,264.0 14,779.5 21,684.3 49,181.6

Banamex 18,193.4 29,211.6 29,732.3 36,729.7 38,573.9 43,960.7

Santander 969.0 16,584.9 16,777.3 6,750.0 35,740.6 21,588.6

Banorte 0.0 3,501.0 3,529.2 11,994.9 8,086.9 9,146.8

HSBC 4,239.1 4,276.2 4,239.4 13,143.1 25,476.1 20,577.4

Inbursa 0.0 26,122.2 26,142.7 10,145.6 9,220.4 9,018.7

Scotiabank 4,222.4 6,233.7 6,223.1 3,888.2 4,365.9 4,344.2

ING 205.6 191.4 193.0 390.0 12,205.3 2,080.0

Deutsche Bank 0.0 0.0 0.0 600.1 1,441.0 75.0

IXE 0.0 0.0 0.0 6,961.4 6,747.7 6,867.5

Banco del Bajío 738.6 794.2 799.6 16,205.4 14,002.3 14,263.8

Interacciones 0.0 3,503.6 3,505.3 10,142.9 10,874.4 11,753.2

Bank of America 0.0 0.0 0.0 5,842.8 19,262.3 17,490.0

Banco Azteca 0.0 0.0 0.0 248.3 116.6 114.4

Afirme 0.0 0.0 0.0 137.6 99.9 90.2

Banregio 0.0 0.0 0.0 1,053.3 707.1 814.0

Banca Mifel 80.1 43.1 58.0 6,200.4 4,524.7 4,169.7

J. P. Morgan 0.0 0.0 0.0 704.0 777.0 856.1

Invex 287.5 265.5 267.5 1,916.0 2,027.4 1,975.8

Monex 0.0 111.5 151.9 875.7 1,479.2 753.7

Barclays 0.0 0.0 0.0 0.0 0.0 0.0

American Express 0.0 0.0 0.0 4,127.0 4,325.2 4,345.0

Bansí 0.0 0.0 0.0 1,152.8 1,264.5 1,018.0

CIBanco 0.0 0.0 0.0 133.4 54.8 54.5

Multiva 0.0 0.0 0.0 1,304.1 1,807.1 1,889.9

Banco Credit Suisse 19.9 0.0 0.0 645.8 899.2 995.7

Ve por Más 0.0 0.0 0.0 4,213.0 3,837.2 3,877.8

Compartamos 1,502.3 2,502.2 2,503.6 2,578.3 2,702.7 3,335.6

Banco Ahorro Famsa 0.0 0.0 0.0 9.0 15.4 116.8

Bancoppel 0.0 0.0 0.0 0.0 0.0 0.0

Bank of Tokyo-Mitsubishi UFJ 0.0 0.0 0.0 0.0 0.0 0.0

Actinver 0.0 0.0 0.0 0.0 0.0 0.0

UBS 0.0 0.0 0.0 0.0 0.0 0.0

Inter Banco 0.0 0.0 0.0 0.0 0.5 0.0

The Royal Bank of Scotland 0.0 0.0 0.0 1,292.1 551.5 380.3

Volkswagen Bank 0.0 0.0 0.0 0.0 0.0 0.0

Banco Wal-Mart 0.0 0.0 0.0 0.0 0.0 0.0

Autofin 0.0 0.0 0.0 354.0 432.8 398.1

Banco Amigo 0.0 0.0 0.0 0.0 1,071.6 1,086.4

The Bank of New York Mellon 0.0 0.0 0.0 0.0 0.0 0.0

Banco Fácil 0.0 0.0 0.0 103.2 37.2 33.2

Captación de Recursos (Millones de pesos)

Títulos de Crédito Emitidos Préstamos Interbancarios


29

Capitalización Abril 2010

(Millones de pesos y porcentajes)

Activos Activos Activos Activos Indice de Capitalización %

Sujetos a Sujetos a Sujetos a Sujetos a Capital Capital Capital Riesgo de Riesgo de Riesgo de Riesgo Básico Complementario Neto Crédito Mercado Operacional Totales

Riesgo de Riesgo Crédito1/ Total2/

Total 489,661.3 68,594.4 558,255.8 1,887,215.5 1,100,527.5 289,460.2 3,277,203.2 29.58 17.03

BBVA Bancomer 110,416.2 33,480.3 143,896.5 513,160.8 280,944.4 77,999.5 872,104.7 28.04 16.50

Banamex 112,771.7 3,082.3 115,854.0 330,722.5 208,234.0 60,068.2 599,024.7 35.03 19.34

Santander 67,366.3 986.7 68,353.0 201,232.9 282,076.5 44,088.0 527,397.4 33.97 12.96

Banorte 35,955.5 13,617.9 49,573.4 203,252.0 57,698.7 28,408.8 289,359.6 24.39 17.13

HSBC 36,306.2 10,229.2 46,535.4 155,744.3 97,670.7 25,614.8 279,029.8 29.88 16.68

Inbursa 37,279.8 498.4 37,778.2 135,579.9 37,933.8 10,544.6 184,058.3 27.86 20.53

Scotiabank 23,526.3 350.6 23,876.9 103,478.0 18,504.3 13,578.4 135,560.6 23.07 17.61

ING 8,175.1 11.6 8,186.6 9,695.6 45,704.7 2,969.2 58,369.5 84.44 14.03

Deutsche Bank 2,157.1 0.0 2,157.1 2,893.6 2,008.8 468.9 5,371.3 74.55 40.16

IXE 2,917.0 1,230.4 4,147.3 24,219.1 3,765.2 2,451.2 30,435.5 17.12 13.63

Banco del Bajío 8,334.4 305.6 8,640.0 42,318.0 5,399.1 4,030.6 51,747.7 20.42 16.70

Interacciones 3,484.2 1,412.8 4,897.0 21,378.4 8,307.7 2,195.1 31,881.1 22.91 15.36

Bank of America 3,473.5 3.6 3,477.1 4,564.3 2,004.8 888.0 7,457.1 76.18 46.63

Banco Azteca 4,539.3 507.5 5,046.8 29,359.5 2,501.8 3,535.5 35,396.8 17.19 14.26

Afirme 2,241.7 317.2 2,559.0 10,456.9 5,944.5 1,340.9 17,742.3 24.47 14.42

Banregio 1,960.3 814.4 2,774.7 15,920.5 3,401.8 1,847.0 21,169.3 17.43 13.11

Banca Mifel 1,073.6 1,073.6 2,147.1 9,178.1 3,601.1 753.5 13,532.7 23.39 15.87

J. P. Morgan 4,088.0 6.3 4,094.3 1,351.3 10,185.2 1,394.5 12,931.1 302.99 31.66

Invex 2,000.9 38.3 2,039.1 7,331.7 3,961.1 1,103.7 12,396.4 27.81 16.45

Monex 1,724.5 19.3 1,743.8 4,038.4 2,097.6 215.3 6,351.2 43.18 27.46

Barclays 1,996.8 0.0 1,996.8 2,759.5 6,233.1 494.2 9,486.8 72.36 21.05

American Express 1,427.3 426.2 1,853.5 8,811.6 374.2 1,410.3 10,596.1 21.04 17.49

Bansí 1,044.2 22.8 1,067.0 4,278.2 939.5 457.0 5,674.7 24.94 18.80

CIBanco 615.9 1.1 616.9 1,339.3 480.1 117.9 1,937.3 46.06 31.84

Multiva 1,470.4 28.2 1,498.6 6,787.0 2,097.9 338.1 9,223.0 22.08 16.25

Banco Credit Suisse 1,189.0 0.0 1,189.0 1,518.1 817.6 279.4 2,615.1 78.32 45.47

Ve por Más 917.2 46.4 963.6 5,811.6 1,504.7 540.7 7,857.0 16.58 12.26

Compartamos 4,266.9 36.1 4,303.0 8,845.0 865.1 672.7 10,382.8 48.65 41.44

Banco Ahorro Famsa 1,419.3 25.8 1,445.1 9,081.3 1,816.9 479.6 11,377.9 15.91 12.70

Bancoppel 457.5 0.2 457.6 3,295.6 260.5 184.9 3,741.0 13.89 12.23

Bank of Tokyo-Mitsubishi UFJ 725.3 9.0 734.2 2,328.5 111.0 243.5 2,683.0 31.53 27.37

Actinver 442.8 0.4 443.2 306.5 380.7 27.1 714.3 144.60 62.04

UBS 378.2 0.0 378.2 36.0 83.4 21.3 140.7 1,049.39 268.74

Inter Banco 494.8 3.8 498.6 1,603.9 1,026.8 100.6 2,731.2 31.09 18.26

The Royal Bank of Scotland 790.4 2.3 792.8 678.0 271.1 294.4 1,243.6 116.93 63.75

Volkswagen Bank 456.2 5.4 461.6 1,449.5 751.4 94.7 2,295.7 31.84 20.11

Banco Wal-Mart 454.8 0.9 455.7 133.8 21.4 29.9 185.1 340.69 246.22

Autofin 418.8 0.0 418.8 1,474.9 440.9 73.2 1,989.0 28.40 21.06

Banco Amigo 339.3 0.2 339.5 480.3 17.3 35.9 533.5 70.70 63.64


Banco Fácil 110.7 0.0 110.7 189.2 12.0 52.0 253.1 58.53 43.74

Fuente: Banco de México. * Se presentan las instituciones en orden descendente por tamaño de activo total a la fecha de análisis. 1/ Capital Neto / Activos Sujetos a Riesgo de Crédito 2/ Capital Neto / Activos Sujetos a Riesgo Totales

30

Capitalización Abril 2011

(Millones de pesos y porcentajes)

Activos Activos Activos Activos Indice de Capitalización %

Sujetos a Sujetos a Sujetos a Sujetos a Capital Capital Capital Riesgo de Riesgo de Riesgo de Riesgo Básico Complementario Neto Crédito Mercado Operacional Totales

Total 503,267.2 75,192.5 578,459.7 2,110,115.3 963,637.1 413,520.4 3,487,272.9 27.41 16.59

BBVA Bancomer 115,213.3 40,444.8 155,658.1 565,746.6 306,232.7 116,239.4 988,218.7 27.51 15.75

Banamex 101,220.0 1,680.4 102,900.4 333,929.8 163,119.2 80,649.1 577,698.1 30.81 17.81

Santander 68,677.1 1,394.0 70,071.1 252,767.3 142,949.8 55,340.9 451,058.1 27.72 15.53

Banorte 40,921.6 12,444.3 53,365.8 231,750.6 60,859.7 41,677.6 334,287.9 23.03 15.96

HSBC 32,798.4 10,044.7 42,843.1 186,301.7 75,947.2 37,440.6 299,689.5 23.00 14.30

Inbursa 41,458.0 381.3 41,839.3 128,097.5 27,153.0 16,747.2 171,997.7 32.66 24.33

Scotiabank 24,726.3 274.1 25,000.4 113,218.8 16,818.5 19,443.5 149,480.9 22.08 16.72

ING 9,075.5 2.3 9,077.8 9,323.1 61,188.1 3,066.5 73,577.8 97.37 12.34

Deutsche Bank 2,436.0 3.0 2,439.0 6,731.0 2,992.6 755.0 10,478.6 36.24 23.28

IXE 3,969.0 2,409.9 6,379.0 31,213.3 7,090.2 4,182.6 42,486.1 20.44 15.01

Banco del Bajío 9,470.6 327.7 9,798.3 44,652.7 5,646.1 6,471.1 56,769.9 21.94 17.26

Interacciones 4,438.7 1,977.5 6,416.2 24,301.2 10,422.1 3,969.4 38,692.6 26.40 16.58

Bank of America 3,838.5 11.6 3,850.1 11,603.4 13,150.8 1,279.0 26,033.2 33.18 14.79

Banco Azteca 5,287.5 454.4 5,741.9 35,543.1 2,976.2 4,963.3 43,482.6 16.15 13.21

Afirme 2,373.7 621.8 2,995.5 10,558.5 8,059.6 2,246.2 20,864.3 28.37 14.36

Banregio 2,830.1 680.9 3,511.0 20,374.4 3,378.9 2,857.7 26,611.0 17.23 13.19

Banca Mifel 1,069.4 1,069.4 2,138.8 11,233.5 3,721.0 1,352.6 16,307.1 19.04 13.12

J. P. Morgan 4,129.8 0.8 4,130.6 1,689.2 11,644.1 1,975.8 15,309.0 244.54 26.98

Invex 2,379.3 33.2 2,412.5 8,431.4 5,836.1 1,678.3 15,945.8 28.61 15.13

Monex 1,504.4 16.0 1,520.4 3,937.4 2,690.2 588.1 7,215.7 38.61 21.07

Barclays 2,520.3 0.0 2,520.3 3,714.4 9,493.0 1,143.9 14,351.3 67.85 17.56

American Express 2,196.6 313.6 2,510.3 7,837.8 479.2 1,691.2 10,008.2 32.03 25.08

Bansí 1,112.7 25.5 1,138.2 4,925.3 811.9 740.8 6,478.0 23.11 17.57

CIBanco 722.6 13.5 736.1 2,420.2 636.1 228.0 3,284.3 30.41 22.41

Multiva 1,648.3 40.5 1,688.8 9,673.7 2,809.7 776.3 13,259.6 17.46 12.74

Banco Credit Suisse 1,246.6 0.0 1,246.6 1,222.0 6,937.7 579.1 8,738.8 102.01 14.27

Ve por Más 1,118.8 395.9 1,514.7 5,862.7 1,589.5 900.8 8,353.0 25.84 18.13

Compartamos 5,734.2 20.6 5,754.8 11,364.3 964.8 1,264.9 13,594.1 50.64 42.33

Banco Ahorro Famsa 1,833.7 9.0 1,842.7 10,497.2 2,820.7 1,252.6 14,570.5 17.55 12.65

Bancoppel 1,039.6 0.2 1,039.8 6,458.1 835.6 480.8 7,774.5 16.10 13.37

Bank of Tokyo-Mitsubishi UFJ 722.3 23.2 745.5 1,852.8 178.5 353.4 2,384.8 40.23 31.26

Actinver 894.1 3.8 897.9 2,014.2 567.0 109.4 2,690.6 44.58 33.37

UBS 311.1 0.0 311.1 81.8 277.5 27.5 386.7 380.54 80.46

Inter Banco 476.7 0.0 476.7 24.0 433.3 172.3 629.7 1,982.10 75.70

The Royal Bank of Scotland 670.1 5.8 675.9 1,111.6 322.1 291.3 1,725.0 60.81 39.18

Volkswagen Bank 926.9 28.6 955.5 2,909.8 1,695.8 195.8 4,801.3 32.84 19.90

Banco Wal-Mart 435.4 12.8 448.1 1,401.7 42.4 64.0 1,508.2 31.97 29.71

Autofin 577.3 0.0 577.3 2,809.9 663.2 164.3 3,637.4 20.54 15.87

Banco Amigo 696.6 27.5 724.1 2,289.3 112.6 68.3 2,470.2 31.63 29.31


Banco Fácil 91.7 0.0 91.7 96.9 11.5 65.0 173.3 94.64 52.91

Riesgo de Riesgo Crédito1/ Total2/

Fuente: Banco de México. * Se presentan las instituciones en orden descendente por tamaño de activo total a la fecha de análisis. 1/ Capital Neto / Activos Sujetos a Riesgo de Crédito 2/ Capital Neto / Activos Sujetos a Riesgo Totales

31

Información operativa* Marzo 2011

Número de:

Sucursales Cajeros

Automáticos

Personalcontratado

por lainstitución

Contratosde cuentasde ahorro

Contratosde cuentasde nómina

Contratosde depósitos

a plazo

Personalcontratado

por laprestadorade servicios

Contratos de cuentas de

cheques parapersonas

físicas

Contratos de cuentas de

cheques parapersonasmorales

Total** 11,500 36,358 111,605 60,216 33,288,118 2,126,219 25,914,659 32,549,758 2,398,417

BBVA Bancomer 1,799 6,979 1 26,635 1,411,508 405,602 7,163,894 6,729,457 278,973

Banamex 1,696 5,869 34,546 0 8,961,775 148,366 33,715 10,767,944 555,647

Santander 1,072 4,525 11,513 861 7,822,028 419,280 52,947 6,523,915 374,761

Banorte 1,142 5,014 13,959 1,644 576,199 218,232 5,842,159 4,392,686 514,681

HSBC 1,147 6,361 18,496 1,131 5,246,536 689,693 153,345 2,066,454 376,696

Inbursa 264 746 0 1,943 333,781 17,275 0 102,042 1,582

Scotiabank 647 1,498 9,189 381 1,891,067 110,016 11,890 652,851 117,031

ING 1 0 74 0 0 0 0 0 16

Deutsche Bank 0 0 86 65 0 0 0 0 0

IXE 158 197 3,184 0 164,347 20,621 31 20,853 19,731

Banco del Bajío 235 457 2,630 716 39,432 38,974 185,349 173,531 15,648

Interacciones 5 5 591 0 2,794 1,525 0 0 0

Bank of America 1 0 170 50 0 612 0 0 4

Banco Azteca 1,390 135 0 20,095 12,823 2,595 11,353,704 473,927 23,634

Afirme 112 1,054 1,286 0 65,059 8,665 1 129,530 12,427

Banregio 100 190 1,993 5 225,753 20,669 0 129,433 24,374

Banca Mifel 38 41 830 91 24,923 6,893 0 830 5,929

J. P. Morgan 1 0 1 181 0 170 0 0 0

Invex 1 0 163 0 46 615 0 0 27

Monex 117 0 1,224 155 6,235 2,720 0 0 0

Barclays 1 0 1 42 0 0 0 0 0

American Express 15 0 1 0 18,363 0 3,241 0 3,759

Bansí 10 3,066 295 17 6,739 2,908 0 1,785 3,190

CIBanco 128 22 1,283 196 4,337 707 0 0 0

Multiva 24 65 497 5 1,173 2,056 0 27,558 7,375

Banco Credit Suisse 1 0 79 0 0 0 0 0 499

Ve por Más 4 0 320 0 382 390 0 0 0

Compartamos n. d. n. d. n. d. n. d. n. d. n. d. n. d. n. d. n. d.

Banco Ahorro Famsa 283 66 1 3,327 9,018 1,236 955,431 15,785 4,790

Bancoppel 745 21 6,973 0 6,242,525 19 0 102,861 35,697

Bank of Tokyo-Mitsubishi UFJ 1 0 62 0 2 554 0 0 83

Actinver 75 0 1,570 35 198,755 5,148 0 0 0

UBS 1 0 17 24 0 0 0 0 0

Inter Banco 1 0 0 0 1 1 0 0 0

The Royal Bank of Scotland 1 0 68 0 0 135 0 0 0

Volkswagen Bank 1 0 1 272 0 0 0 0 4,707

Banco Wal-Mart 263 15 0 1,833 5,411 0 155,155 232,296 13,927

Autofin 19 21 193 98 16,086 520 0 6,020 2,448

Banco Amigo 1 11 308 377 1,020 22 3,797 0 781

The Bank of New York Mellon 0 0 0 37 0 0 0 0 0

Banco Fácil 0 0 0 0 0 0 0 0 0

* Esta información se recibe de manera trimestral, por lo que se presenta la más reciente disponible ** Se presentan las instituciones en orden descendente por tamaño de activo total a la fecha de análisis. n. d. No disponible

Sucursales, Personal y Captación por Entidad Federativa* Marzo 2011

Número de Millones de pesos

32

Cajeros Contratado Contratado Exigibilidad Inversiones Exigibilidad Inversiones Participación Sucursales Automáticos por la por prestadora Total Inmediata a Plazo Inmediata a plazos Total % institución de servicios

Personal Cuentas de captación Montos depositados en las cuentas de captación

Total 11,500 36,358 111,605 60,216 96,277,171 93,878,754 2,398,417 1,425,201 1,034,379 2,459,580 100.00

República Mexicana 11,497 36,358 111,605 60,216 96,243,920 93,854,099 2,389,821 1,380,331 989,997 2,370,328 96.37

Aguascalientes 105 432 728 589 1,032,792 1,006,920 25,872 10,200 7,497 17,697 0.72

Baja California 361 1,601 2,746 1,495 3,536,236 3,490,078 46,158 37,213 10,498 47,711 1.94

Baja California Sur 91 344 518 312 623,827 617,830 5,997 8,687 1,747 10,435 0.42

Campeche 71 266 356 341 693,572 684,498 9,074 7,968 2,927 10,895 0.44

Coahuila 303 1,320 2,060 1,251 2,794,557 2,743,243 51,314 27,359 16,613 43,972 1.79

Colima 77 263 564 294 639,105 628,045 11,060 7,129 2,989 10,118 0.41

Chiapas 224 562 1,267 1,137 2,090,585 2,049,328 41,257 21,026 9,999 31,025 1.26

Chihuahua 373 1,336 2,423 1,255 3,326,834 3,268,650 58,184 33,789 15,325 49,114 2.00

Distrito Federal 1,874 5,774 43,927 18,685 17,779,582 17,348,227 431,355 512,926 434,801 947,727 38.53

Durango 116 360 700 415 976,661 947,637 29,024 14,170 5,069 19,238 0.78

Estado de México 1,314 3,287 7,308 5,934 10,071,063 9,808,830 262,233 105,434 57,949 163,383 6.64

Guanajuato 526 1,273 4,111 2,333 3,858,339 3,735,931 122,408 46,173 35,571 81,743 3.32

Guerrero 210 623 1,109 1,125 2,184,411 2,125,699 58,712 17,735 8,403 26,138 1.06

Hidalgo 181 529 966 901 1,796,254 1,738,545 57,709 15,696 9,280 24,975 1.02

Jalisco 974 2,822 7,175 3,336 6,670,612 6,481,976 188,636 92,456 65,168 157,624 6.41

Michoacán 355 758 1,889 1,836 2,520,344 2,407,566 112,778 36,784 23,163 59,947 2.44

Morelos 190 542 1,072 901 1,521,529 1,476,297 45,232 15,986 9,356 25,342 1.03

Nayarit 87 293 490 411 732,199 714,380 17,819 7,522 4,017 11,538 0.47

Nuevo León 847 3,117 10,391 3,933 6,213,128 6,054,034 159,094 81,596 117,526 199,123 8.10

Oaxaca 189 448 1,085 950 1,732,091 1,662,505 69,586 17,220 10,136 27,356 1.11

Puebla 433 1,086 2,829 2,079 3,190,018 3,087,212 102,806 32,022 23,931 55,953 2.27

Querétaro 194 743 1,320 776 1,461,453 1,422,186 39,267 18,900 10,489 29,389 1.19

Quintana Roo 160 963 1,131 589 1,424,928 1,411,196 13,732 15,283 4,027 19,310 0.79

San Luis Potosí 178 665 1,182 810 1,605,402 1,543,063 62,339 17,349 10,135 27,484 1.12

Sinaloa 322 862 2,726 1,160 2,672,375 2,628,650 43,725 31,436 15,846 47,282 1.92

Sonora 314 1,109 2,180 1,263 2,493,611 2,454,588 39,023 26,785 13,746 40,531 1.65

Tabasco 176 557 967 767 1,507,401 1,490,227 17,174 16,056 6,378 22,434 0.91

Tamaulipas 388 1,632 2,613 1,366 3,403,478 3,335,072 68,406 33,906 16,174 50,080 2.04

Tlaxcala 66 191 326 277 599,275 584,576 14,699 4,950 2,415 7,366 0.30

Veracruz 526 1,756 3,553 2,545 4,894,077 4,796,156 97,921 42,736 21,229 63,965 2.60

Yucatán 170 570 1,363 745 1,324,663 1,289,683 34,980 15,964 10,811 26,776 1.09

Zacatecas 102 274 530 405 873,518 821,271 52,247 7,874 6,783 14,656 0.60

Extranjero 3 0 0 0 33,251 24,655 8,596 44,870 44,382 89,252 3.63

América del Norte 1 0 0 0 0 0 0 4,477 4,477 8,953 0.36

América Central 2 0 0 0 33,218 24,645 8,573 40,393 39,906 80,299 3.26

América del Sur 0 0 0 0 0 0 0 0 0 0 -

Europa 0 0 0 0 33 10 23 0 0 0 -

Otros 0 0 0 0 0 0 0 0 0 0 -

* Esta información se recibe de manera trimestral, por lo que se presenta la más reciente disponible.

Cartera de Crédito por Calificación Mayo 2011 (Millones de pesos y porcentajes)

Cartera de Crédito

Cartera de Crédito Total

Cartera vigente

Créditos comerciales

Empresas

Entidades financieras

Entidades gubernamentales

Consumo

Vivienda

Cartera vencida bruta


Empresas



Consumo

Vivienda

Cartera Base de Calificación

Total

A Mínimo

B Bajo

C Medio

D Alto

E Irrecuperable

Exceptuada

Provisiones Preventivas

Total

A Mínimo

B Bajo

C Medio

D Alto

E Irrecuperable

Provisiones adicionales para intereses

vencidos sobre operaciones vigentes

Provisiones adicionales

Captación de Recursos

Captación Total

Depósitos de exigibilidad inmediata

Plazo

Títulos de crédito emitidos

Préstamos interbancarios

De exigibilidad inmediata

A corto Plazo

A largo Plazo

33

Calificación de la Cartera Crediticia

American

Actinver Afirme Express Autofín

677.9 100.0 10,839.3 100.0 7,427.2 100.0 2,353.5 100.0

677.9 100.0 10,373.5 95.7 7,078.3 95.3 2,321.8 98.7

357.8 52.8 7,980.0 73.6 0.0 0.0 1,725.0 73.3

357.8 52.8 4,976.8 45.9 0.0 0.0 1,681.5 71.4

0.0 0.0 34.6 0.3 0.0 0.0 43.5 1.8

0.0 0.0 2,968.6 27.4 0.0 0.0 0.0 0.0

320.1 47.2 1,231.9 11.4 7,078.3 95.3 586.3 24.9

0.0 0.0 1,161.6 10.7 0.0 0.0 10.4 0.4

0.0 0.0 465.8 4.3 348.9 4.7 31.7 1.3

0.0 0.0 180.6 1.7 0.0 0.0 0.0 0.0

0.0 0.0 180.6 1.7 0.0 0.0 0.0 0.0

0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

0.0 0.0 120.1 1.1 348.9 4.7 31.0 1.3

0.00 0.0 165.13 1.5 0.00 0.0 0.72 0.0

677.9 100.0 12,449.0 100.0 7,427.2 100.0 2,358.8 100.0

677.9 100.0 9,012.2 72.4 311.0 4.2 1,879.6 79.7

0.0 0.0 2,998.6 24.1 6,291.7 84.7 435.2 18.4

0.0 0.0 191.4 1.5 397.7 5.4 19.8 0.8

0.0 0.0 143.8 1.2 271.5 3.7 13.7 0.6

0.0 0.0 70.3 0.6 155.3 2.1 5.7 0.2

0.0 0.0 32.7 0.3 0.0 0.0 4.8 0.2

3.9 100.0 483.6 100.0 1,002.0 100.0 40.0 100.0

3.9 100.0 49.0 10.1 2.4 0.2 9.6 24.0

0.0 0.0 173.4 35.9 315.7 31.5 9.4 23.6

0.0 0.0 70.7 14.6 222.3 22.2 6.3 15.8

0.0 0.0 94.7 19.6 280.2 28.0 9.0 22.5

0.0 0.0 70.2 14.5 168.9 16.9 5.7 14.1

0.0 0.0 25.6 5.3 12.5 1.3 0.0 0.0


Cartera de Crédito


Cartera vigente


Empresas



Consumo

Vivienda



Empresas



Consumo

Vivienda


Total

A Mínimo

B Bajo

C Medio

D Alto

E Irrecuperable

Exceptuada


Total

A Mínimo

B Bajo

C Medio

D Alto

E Irrecuperable





Captación Total


Plazo




A corto Plazo

A largo Plazo

34


Tarjetas Banamex Servicios Financieros Banca

Banamex SOFOMER* Soriana, SOFOMER** Mifel

308,110.7 100.0 63,918.8 100.0 914.6 100.0 14,265.6 100.0

305,476.7 99.1 61,453.9 96.1 838.6 91.7 13,698.6 96.0

216,205.4 70.2 0.0 0.0 0.0 0.0 12,943.7 90.7

139,169.9 45.2 0.0 0.0 0.0 0.0 8,708.7 61.0

37,884.4 12.3 0.0 0.0 0.0 0.0 673.1 4.7

39,151.1 12.7 0.0 0.0 0.0 0.0 3,562.0 25.0

35,794.7 11.6 61,453.9 96.1 838.6 91.7 33.0 0.2

53,476.5 17.4 0.0 0.0 0.0 0.0 721.9 5.1

2,634.0 0.9 2,464.8 3.9 76.0 8.3 567.0 4.0

624.7 0.2 0.0 0.0 0.0 0.0 459.3 3.2

624.3 0.2 0.0 0.0 0.0 0.0 447.1 3.1

0.0 0.0 0.0 0.0 0.0 0.0 12.3 0.1

0.3 0.0 0.0 0.0 0.0 0.0 0.0 0.0

1,211.0 0.4 2,464.8 3.9 76.0 8.3 10.7 0.1

798.39 0.3 0.00 0.0 0.00 0.0 96.90 0.7

320,639.5 100.0 63,751.2 100.0 907.8 100.0 14,352.4 100.0

250,763.0 78.2 16,784.2 26.3 82.3 9.1 11,749.5 81.9

60,588.4 18.9 43,049.8 67.5 690.0 76.0 2,126.8 14.8

4,905.9 1.5 1,915.8 3.0 66.8 7.4 257.1 1.8

1,192.9 0.4 1,997.7 3.1 68.5 7.5 65.7 0.5

1,080.7 0.3 3.8 0.0 0.1 0.0 152.8 1.1

2,108.6 0.7 0.0 0.0 0.0 0.0 0.5 0.0

8,053.8 100.0 6,617.0 100.0 193.4 100.0 490.9 100.0

1,169.2 14.5 169.3 2.6 0.7 0.4 66.3 13.5

3,411.9 42.4 3,865.2 58.4 93.5 48.3 163.6 33.3

1,453.4 18.0 790.6 11.9 28.7 14.8 58.5 11.9

784.5 9.7 1,620.5 24.5 63.6 32.9 39.6 8.1

1,080.7 13.4 3.8 0.1 0.1 0.1 152.9 31.1

154.2 1.9 167.5 2.5 6.8 3.5 10.0 2.0

* Tarjetas Banamex, S.A. de C.V., Sociedad Financiera de Objeto Múltiple, Entidad Regulada, no es una institución de Banca Múltiple ** Servicios Financieros Soriana, S.A.P.I. de C.V., Sociedad Financiera de Objeto Múltiple, Entidad Regulada, no es una institución de Banca Múltiple


Cartera de Crédito


Cartera vigente


Empresas



Consumo

Vivienda



Empresas



Consumo

Vivienda


Total

A Mínimo

B Bajo

C Medio

D Alto

E Irrecuperable

Exceptuada


Total

A Mínimo

B Bajo

C Medio

D Alto

E Irrecuperable





Captación Total


Plazo




A corto Plazo

A largo Plazo

35


Banco Ahorro Banco Banco Banco

Famsa Amigo Azteca Credit Suisse

10,876.8 100.0 1,922.4 100.0 30,533.6 100.0 0.0 0.0

9,500.5 87.3 1,820.3 94.7 29,377.5 96.2 0.0 0.0

1,562.4 14.4 1,806.0 93.9 9,121.2 29.9 0.0 0.0

1,336.5 12.3 1,754.3 91.3 9,121.2 29.9 0.0 0.0

225.9 2.1 51.7 2.7 0.0 0.0 0.0 0.0

0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

7,930.4 72.9 1.0 0.1 19,665.9 64.4 0.0 0.0

7.8 0.1 13.2 0.7 590.3 1.9 0.0 0.0

1,376.3 12.7 102.1 5.3 1,156.1 3.8 0.0 0.0

6.7 0.1 102.1 5.3 101.3 0.3 0.0 0.0

6.7 0.1 102.1 5.3 101.3 0.3 0.0 0.0

0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

1,369.5 12.6 0.0 0.0 932.5 3.1 0.0 0.0

0.00 0.0 0.05 0.0 122.39 0.4 0.00 0.0

10,876.8 100.0 1,922.4 100.0 37,552.8 100.0 0.0 0.0

1,446.6 13.3 1,268.4 66.0 34,060.0 90.7 0.0 0.0

6,379.8 58.7 488.6 25.4 2,190.6 5.8 0.0 0.0

1,733.6 15.9 110.0 5.7 448.1 1.2 0.0 0.0

1,258.1 11.6 49.4 2.6 369.1 1.0 0.0 0.0

58.7 0.5 5.9 0.3 485.1 1.3 0.0 0.0

0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

1,939.1 100.0 131.3 100.0 1,740.0 100.0 0.0 0.0

10.4 0.5 6.3 4.8 176.2 10.1 0.0 0.0

385.0 19.9 26.2 19.9 148.6 8.5 0.0 0.0

687.7 35.5 47.4 36.1 192.2 11.0 0.0 0.0

694.7 35.8 33.6 25.6 267.1 15.4 0.0 0.0

57.5 3.0 5.7 4.4 487.4 28.0 0.0 0.0

103.6 5.3 12.1 9.2 468.5 26.9 0.0 0.0


Cartera de Crédito


Cartera vigente


Empresas



Consumo

Vivienda



Empresas



Consumo

Vivienda


Total

A Mínimo

B Bajo

C Medio

D Alto

E Irrecuperable

Exceptuada


Total

A Mínimo

B Bajo

C Medio

D Alto

E Irrecuperable





Captación Total


Plazo




A corto Plazo

A largo Plazo

36


Banco Banco Banco

del Bajío Fácil Wal-mart Bancoppel

63,881.3 100.0 97.8 100.0 1,428.6 100.0 4,250.6 100.0

61,916.3 96.9 85.4 87.3 1,405.8 98.4 3,523.8 82.9

55,753.2 87.3 0.0 0.0 826.0 57.8 192.9 4.5

38,451.1 60.2 0.0 0.0 826.0 57.8 192.9 4.5

1,926.3 3.0 0.0 0.0 0.0 0.0 0.0 0.0

15,375.8 24.1 0.0 0.0 0.0 0.0 0.0 0.0

440.1 0.7 85.4 87.3 579.8 40.6 3,330.9 78.4

5,723.0 9.0 0.0 0.0 0.0 0.0 0.0 0.0

1,965.0 3.1 12.4 12.7 22.8 1.6 726.8 17.1

1,344.6 2.1 0.0 0.0 0.0 0.0 0.0 0.0

1,344.6 2.1 0.0 0.0 0.0 0.0 0.0 0.0

0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

17.9 0.0 12.4 12.7 22.8 1.6 726.8 17.1

602.53 0.9 0.00 0.0 0.00 0.0 0.00 0.0

65,912.4 100.0 97.8 100.0 1,428.6 100.0 4,250.6 100.0

56,373.2 85.5 0.1 0.1 413.0 28.9 333.7 7.9

7,859.7 11.9 68.3 69.8 941.2 65.9 2,481.2 58.4

1,034.0 1.6 16.5 16.9 43.1 3.0 804.7 18.9

224.3 0.3 11.2 11.5 28.6 2.0 586.9 13.8

420.8 0.6 1.6 1.6 2.7 0.2 44.1 1.0

0.5 0.0 0.0 0.0 0.0 0.0 0.0 0.0

1,711.8 100.0 21.5 100.0 88.7 100.0 971.9 100.0

337.2 19.7 0.3 1.4 2.7 3.0 2.0 0.2

407.3 23.8 5.3 24.6 46.4 52.3 234.5 24.1

341.3 19.9 6.1 28.6 16.1 18.2 266.9 27.5

150.7 8.8 7.8 36.3 20.8 23.4 360.9 37.1

471.1 27.5 2.0 9.2 0.7 0.8 35.7 3.7

4.2 0.2 0.0 0.0 2.0 2.3 71.8 7.4


Cartera de Crédito


Cartera vigente


Empresas



Consumo

Vivienda



Empresas



Consumo

Vivienda


Total

A Mínimo

B Bajo

C Medio

D Alto

E Irrecuperable

Exceptuada


Total

A Mínimo

B Bajo

C Medio

D Alto

E Irrecuperable





Captación Total


Plazo




A corto Plazo

A largo Plazo

37


Bank of Bank of Tokyo-

America Mitsubishi UFJ Banorte Banregio

2,082.4 100.0 1,239.2 100.0 263,166.8 100.0 20,708.2 100.0

2,082.4 100.0 1,127.2 91.0 257,001.5 97.7 20,325.3 98.2

2,077.4 99.8 1,127.2 91.0 171,271.5 65.1 16,361.2 79.0

2,024.7 97.2 1,127.2 91.0 112,119.2 42.6 15,836.0 76.5

52.7 2.5 0.0 0.0 7,693.0 2.9 92.6 0.4

0.0 0.0 0.0 0.0 51,459.3 19.6 432.6 2.1

0.0 0.0 0.0 0.0 29,348.6 11.2 684.6 3.3

5.0 0.2 0.0 0.0 56,381.3 21.4 3,279.5 15.8

0.0 0.0 112.0 9.0 6,165.3 2.3 382.9 1.8

0.0 0.0 112.0 9.0 4,068.1 1.5 200.2 1.0

0.0 0.0 112.0 9.0 4,068.1 1.5 200.2 1.0

0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

0.0 0.0 0.0 0.0 1,407.3 0.5 23.9 0.1

0.00 0.0 0.00 0.0 689.93 0.3 158.78 0.8

3,795.9 100.0 1,560.9 100.0 267,941.2 100.0 20,795.8 100.0

2,961.6 78.0 812.5 52.1 220,659.1 82.4 13,897.2 66.8

834.3 22.0 613.2 39.3 38,555.2 14.4 6,396.9 30.8

0.0 0.0 135.1 8.7 4,690.7 1.8 356.8 1.7

0.0 0.0 0.0 0.0 1,562.0 0.6 53.7 0.3

0.0 0.0 0.0 0.0 2,244.0 0.8 90.3 0.4

0.0 0.0 0.0 0.0 230.4 0.1 1.0 0.0

35.8 100.0 92.0 100.0 8,717.6 100.0 739.0 100.0

13.5 37.7 6.2 6.8 1,279.1 14.7 81.1 11.0

22.3 62.3 43.6 47.4 2,296.3 26.3 380.3 51.5

0.0 0.0 42.2 45.8 1,688.8 19.4 119.5 16.2

0.0 0.0 0.0 0.0 1,096.5 12.6 37.9 5.1

0.0 0.0 0.0 0.0 2,270.6 26.0 89.9 12.2

0.0 0.0 0.0 0.0 86.4 1.0 30.4 4.1


Cartera de Crédito


Cartera vigente


Empresas



Consumo

Vivienda



Empresas



Consumo

Vivienda


Total

A Mínimo

B Bajo

C Medio

D Alto

E Irrecuperable

Exceptuada


Total

A Mínimo

B Bajo

C Medio

D Alto

E Irrecuperable





Captación Total


Plazo




A corto Plazo

A largo Plazo

38


BBVA

Bansi Barclays Bancomer CIBanco

6,361.5 100.0 0.0 0.0 587,513.1 100.0 2,246.9 100.0

6,157.5 96.8 0.0 0.0 570,113.6 97.0 2,246.0 100.0

6,122.2 96.2 0.0 0.0 306,627.1 52.2 2,166.1 96.4

4,950.8 77.8 0.0 0.0 207,719.6 35.4 1,299.1 57.8

0.0 0.0 0.0 0.0 8,636.0 1.5 867.0 38.6

1,171.5 18.4 0.0 0.0 90,271.5 15.4 0.0 0.0

18.7 0.3 0.0 0.0 127,105.5 21.6 79.9 3.6

16.6 0.3 0.0 0.0 136,381.0 23.2 0.0 0.0

204.0 3.2 0.0 0.0 17,399.5 3.0 0.9 0.0

202.8 3.2 0.0 0.0 6,101.9 1.0 0.0 0.0

202.8 3.2 0.0 0.0 6,086.5 1.0 0.0 0.0

0.0 0.0 0.0 0.0 6.5 0.0 0.0 0.0

0.0 0.0 0.0 0.0 9.0 0.0 0.0 0.0

1.1 0.0 0.0 0.0 5,428.3 0.9 0.9 0.0

0.00 0.0 0.00 0.0 5,869.32 1.0 0.00 0.0

6,507.1 100.0 0.0 0.0 602,798.0 100.0 2,247.6 100.0

3,635.7 55.9 0.0 0.0 382,735.1 63.5 2,077.6 92.4

2,069.1 31.8 0.0 0.0 177,747.2 29.5 168.1 7.5

607.5 9.3 0.0 0.0 15,947.2 2.6 0.3 0.0

47.2 0.7 0.0 0.0 4,746.6 0.8 0.2 0.0

147.5 2.3 0.0 0.0 1,805.4 0.3 0.7 0.0

0.1 0.0 0.0 0.0 19,816.6 3.3 0.7 0.0

563.2 100.0 0.0 0.0 24,572.6 100.0 14.2 100.0

25.5 4.5 0.0 0.0 2,378.4 9.7 11.3 79.7

105.9 18.8 0.0 0.0 8,683.2 35.3 2.0 14.1

244.3 43.4 0.0 0.0 5,198.6 21.2 0.1 0.5

33.2 5.9 0.0 0.0 3,382.2 13.8 0.1 0.9

154.3 27.4 0.0 0.0 1,615.0 6.6 0.7 4.8

0.0 0.0 0.0 0.0 3,315.2 13.5 0.0 0.0


Cartera de Crédito


Cartera vigente


Empresas



Consumo

Vivienda



Empresas



Consumo

Vivienda


Total

A Mínimo

B Bajo

C Medio

D Alto

E Irrecuperable

Exceptuada


Total

A Mínimo

B Bajo

C Medio

D Alto

E Irrecuperable





Captación Total


Plazo




A corto Plazo

A largo Plazo

39


Deutsche

Compartamos Bank HSBC ING

10,425.5 100.0 561.4 100.0 181,038.5 100.0 4,042.8 100.0

10,212.6 98.0 561.4 100.0 176,465.7 97.5 4,042.8 100.0

60.3 0.6 561.4 100.0 130,364.8 72.0 4,042.8 100.0

60.3 0.6 561.4 100.0 90,662.7 50.1 3,789.9 93.7

0.0 0.0 0.0 0.0 11,942.1 6.6 252.9 6.3

0.0 0.0 0.0 0.0 27,759.9 15.3 0.0 0.0

10,152.3 97.4 0.0 0.0 28,191.3 15.6 0.0 0.0

0.0 0.0 0.0 0.0 17,909.7 9.9 0.0 0.0

212.9 2.0 0.0 0.0 4,572.8 2.5 0.0 0.0

0.0 0.0 0.0 0.0 1,406.9 0.8 0.0 0.0

0.0 0.0 0.0 0.0 1,406.9 0.8 0.0 0.0

0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

212.9 2.0 0.0 0.0 1,312.3 0.7 0.0 0.0

0.00 0.0 0.00 0.0 1,853.56 1.0 0.00 0.0

10,450.5 100.0 593.6 100.0 203,312.3 100.0 4,042.8 100.0

7,508.9 71.9 593.6 100.0 91,609.4 45.1 3,491.0 86.4

2,658.6 25.4 0.0 0.0 93,963.6 46.2 551.8 13.6

59.0 0.6 0.0 0.0 6,126.5 3.0 0.0 0.0

199.0 1.9 0.0 0.0 1,977.3 1.0 0.0 0.0

25.0 0.2 0.0 0.0 436.8 0.2 0.0 0.0

0.0 0.0 0.0 0.0 9,198.8 4.5 0.0 0.0

358.2 100.0 3.0 100.0 9,654.4 100.0 38.4 100.0

20.6 5.8 3.0 100.0 583.9 6.0 28.1 73.1

137.4 38.3 0.0 0.0 5,037.8 52.2 7.4 19.2

31.4 8.8 0.0 0.0 2,010.9 20.8 0.0 0.0

143.9 40.2 0.0 0.0 1,390.9 14.4 0.0 0.0

25.0 7.0 0.0 0.0 451.7 4.7 0.0 0.0

0.0 0.0 0.0 0.0 179.3 1.9 3.0 7.7


Cartera de Crédito


Cartera vigente


Empresas



Consumo

Vivienda



Empresas



Consumo

Vivienda


Total

A Mínimo

B Bajo

C Medio

D Alto

E Irrecuperable

Exceptuada


Total

A Mínimo

B Bajo

C Medio

D Alto

E Irrecuperable





Captación Total


Plazo




A corto Plazo

A largo Plazo

40


Sociedad Financiera Inter Banco

Inbursa Inbursa SOFOMER* Interacciones (Banco Regional)

164,820.0 100.0 4,156.6 100.0 43,964.9 100.0 0.0 0.0

160,079.7 97.1 3,380.7 81.3 43,516.4 99.0 0.0 0.0

151,324.0 91.8 1,470.0 35.4 43,063.7 98.0 0.0 0.0

119,662.3 72.6 1,469.5 35.4 8,545.3 19.4 0.0 0.0

9,662.1 5.9 0.5 0.0 150.2 0.3 0.0 0.0

21,999.6 13.3 0.0 0.0 34,368.2 78.2 0.0 0.0

7,543.1 4.6 1,910.8 46.0 278.0 0.6 0.0 0.0

1,212.6 0.7 0.0 0.0 174.7 0.4 0.0 0.0

4,740.4 2.9 775.8 18.7 448.5 1.0 0.0 0.0

4,491.2 2.7 646.4 15.6 435.7 1.0 0.0 0.0

4,480.2 2.7 646.4 15.6 431.6 1.0 0.0 0.0

11.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

0.0 0.0 0.0 0.0 4.0 0.0 0.0 0.0

157.8 0.1 129.5 3.1 1.7 0.0 0.0 0.0

91.35 0.1 0.00 0.0 11.14 0.0 0.00 0.0

170,618.9 100.0 n. d. n. d. 44,681.7 100.0 0.0 0.0

56,422.9 33.1 n. d. n. d. 34,796.1 77.9 0.0 0.0

93,527.4 54.8 n. d. n. d. 8,570.1 19.2 0.0 0.0

12,680.7 7.4 n. d. n. d. 344.7 0.8 0.0 0.0

245.3 0.1 n. d. n. d. 140.3 0.3 0.0 0.0

7,723.1 4.5 n. d. n. d. 341.2 0.8 0.0 0.0

19.5 0.0 n. d. n. d. 489.2 1.1 0.0 0.0

20,053.8 100.0 n. d. n. d. 1,243.8 100.0 0.0 0.0

336.5 1.7 n. d. n. d. 274.4 22.1 0.0 0.0

7,849.4 39.1 n. d. n. d. 471.9 37.9 0.0 0.0

3,405.9 17.0 n. d. n. d. 70.4 5.7 0.0 0.0

160.1 0.8 n. d. n. d. 85.8 6.9 0.0 0.0

7,722.4 38.5 n. d. n. d. 341.2 27.4 0.0 0.0

579.4 2.9 n. d. n. d. 0.0 0.0 0.0 0.0

* Sociedad Financiera Inbursa, S.A. de C.V., Sociedad Financiera de Objeto Múltiple, Entidad Regulada, no es una institución de Banca Múltiple n. d. No dispinible


Cartera de Crédito


Cartera vigente


Empresas



Consumo

Vivienda



Empresas



Consumo

Vivienda


Total

A Mínimo

B Bajo

C Medio

D Alto

E Irrecuperable

Exceptuada


Total

A Mínimo

B Bajo

C Medio

D Alto

E Irrecuperable





Captación Total


Plazo




A corto Plazo

A largo Plazo

41


IXE Tarjetas J.P.

Invex IXE SOFOMER* Morgan

7,546.6 100.0 28,881.6 100.0 2,467.3 100.0 233.1 100.0

7,395.2 98.0 28,650.2 99.2 2,391.4 96.9 233.1 100.0

6,917.2 91.7 27,237.6 94.3 0.0 0.0 233.1 100.0

5,318.7 70.5 20,388.0 70.6 0.0 0.0 233.1 100.0

1,598.5 21.2 3,737.5 12.9 0.0 0.0 0.0 0.0

0.0 0.0 3,112.2 10.8 0.0 0.0 0.0 0.0

477.9 6.3 298.6 1.0 2,391.4 96.9 0.0 0.0

0.0 0.0 1,113.9 3.9 0.0 0.0 0.0 0.0

151.4 2.0 231.4 0.8 76.0 3.1 0.0 0.0

97.6 1.3 197.8 0.7 0.0 0.0 0.0 0.0

97.6 1.3 192.1 0.7 0.0 0.0 0.0 0.0

0.0 0.0 5.8 0.0 0.0 0.0 0.0 0.0

0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

53.8 0.7 9.8 0.0 76.0 3.1 0.0 0.0

0.00 0.0 23.76 0.1 0.00 0.0 0.00 0.0

7,694.7 100.0 29,565.1 100.0 n. d. n. d. 830.3 100.0

5,372.5 69.8 26,877.3 90.9 n. d. n. d. 615.7 74.1

1,786.0 23.2 2,462.0 8.3 n. d. n. d. 214.7 25.9

365.9 4.8 94.5 0.3 n. d. n. d. 0.0 0.0

71.3 0.9 14.4 0.0 n. d. n. d. 0.0 0.0

99.1 1.3 116.9 0.4 n. d. n. d. 0.0 0.0

0.0 0.0 0.0 0.0 n. d. n. d. 0.0 0.0

451.6 100.0 433.1 100.0 n. d. n. d. 18.6 100.0

33.4 7.4 169.5 39.1 n. d. n. d. 1.6 8.5

122.6 27.2 114.2 26.4 n. d. n. d. 17.0 91.5

144.6 32.0 23.6 5.5 n. d. n. d. 0.0 0.0

51.9 11.5 8.9 2.1 n. d. n. d. 0.0 0.0

98.9 21.9 116.9 27.0 n. d. n. d. 0.0 0.0

0.1 0.0 0.0 0.0 n. d. n. d. 0.0 0.0

* Ixe Tarjetas, S.A. de C.V., Sociedad Financiera de Objeto Múltiple, Entidad Regulada, no es una institución de Banca Múltiple. n. d. No disponible


Cartera de Crédito


Cartera vigente


Empresas



Consumo

Vivienda



Empresas



Consumo

Vivienda


Total

A Mínimo

B Bajo

C Medio

D Alto

E Irrecuperable

Exceptuada


Total

A Mínimo

B Bajo

C Medio

D Alto

E Irrecuperable





Captación Total


Plazo




A corto Plazo

A largo Plazo

42


Santander Consumo

Monex Multiva Santander SOFOMER*

2,740.0 100.0 8,028.6 100.0 272,717.6 100.0 43,741.5 100.0

2,694.4 98.3 7,760.5 96.7 270,294.9 99.1 42,435.0 97.0

2,660.9 97.1 7,402.5 92.2 233,041.0 85.5 0.0 0.0

2,327.7 85.0 6,866.5 85.5 147,934.0 54.2 0.0 0.0

333.1 12.2 403.1 5.0 55,044.5 20.2 0.0 0.0

0.0 0.0 133.0 1.7 30,062.5 11.0 0.0 0.0

0.0 0.0 347.4 4.3 0.0 0.0 42,435.0 97.0

33.5 1.2 10.6 0.1 37,253.9 13.7 0.0 0.0

45.7 1.7 268.1 3.3 2,422.7 0.9 1,306.6 3.0

45.7 1.7 260.8 3.2 1,744.7 0.6 0.0 0.0

45.7 1.7 260.8 3.2 1,744.7 0.6 0.0 0.0

0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

0.0 0.0 7.3 0.1 0.0 0.0 1,306.6 3.0

0.00 0.0 0.00 0.0 678.01 0.2 0.00 0.0

6,738.6 100.0 8,029.4 100.0 293,434.6 100.0 43,750.4 100.0

6,544.1 97.1 6,246.4 77.8 277,317.6 94.5 842.9 1.9

149.5 2.2 1,461.5 18.2 9,944.8 3.4 38,067.4 87.0

0.0 0.0 135.8 1.7 1,515.4 0.5 2,880.6 6.6

5.2 0.1 136.9 1.7 141.8 0.0 1,770.4 4.0

39.8 0.6 48.0 0.6 791.3 0.3 180.1 0.4

0.0 0.0 0.8 0.0 3,723.7 1.3 8.8 0.0

51.5 100.0 269.3 100.0 3,260.0 100.0 7,367.2 16.8

17.2 33.5 40.2 14.9 1,396.0 42.8 4.2 0.0

13.3 25.8 59.0 21.9 584.6 17.9 4,806.8 11.0

0.0 0.0 33.5 12.4 438.2 13.4 1,060.6 2.4

3.1 6.0 82.7 30.7 100.4 3.1 1,249.6 2.9

17.9 34.7 48.0 17.8 790.8 24.3 216.4 0.5

0.0 0.0 5.9 2.2 (50.0) (1.5) 29.7 0.1

* Santander Consumo, S.A. de C.V., Sociedad Financiera de Objeto Múltiple, Entidad Regulada, no es una institución de Banca Múltiple


Cartera de Crédito


Cartera vigente


Empresas



Consumo

Vivienda



Empresas



Consumo

Vivienda


Total

A Mínimo

B Bajo

C Medio

D Alto

E Irrecuperable

Exceptuada


Total

A Mínimo

B Bajo

C Medio

D Alto

E Irrecuperable





Captación Total


Plazo




A corto Plazo

A largo Plazo

43


The Bank of The Royal Bank

Scotiabank New York Mellon of Scotland UBS

110,411.7 100.0 0.0 0.0 515.7 100.0 0.0 0.0

107,069.4 97.0 0.0 0.0 515.7 100.0 0.0 0.0

50,787.8 46.0 0.0 0.0 515.7 100.0 0.0 0.0

36,035.1 32.6 0.0 0.0 515.7 100.0 0.0 0.0

3,652.3 3.3 0.0 0.0 0.0 0.0 0.0 0.0

11,100.3 10.1 0.0 0.0 0.0 0.0 0.0 0.0

15,425.6 14.0 0.0 0.0 0.0 0.0 0.0 0.0

40,856.1 37.0 0.0 0.0 0.0 0.0 0.0 0.0

3,342.2 3.0 0.0 0.0 0.1 0.0 0.0 0.0

273.1 0.2 0.0 0.0 0.1 0.0 0.0 0.0

230.2 0.2 0.0 0.0 0.0 0.0 0.0 0.0

42.9 0.0 0.0 0.0 0.0 0.0 0.0 0.0

0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

634.4 0.6 0.0 0.0 0.0 0.0 0.0 0.0

2,434.69 2.2 0.00 0.0 0.00 0.0 0.00 0.0

113,221.9 100.0 0.0 0.0 1,340.0 100.0 0.0 0.0

73,752.7 65.1 0.0 0.0 1,124.0 83.9 0.0 0.0

32,799.8 29.0 0.0 0.0 215.9 16.1 0.0 0.0

2,318.8 2.0 0.0 0.0 0.0 0.0 0.0 0.0

646.2 0.6 0.0 0.0 0.0 0.0 0.0 0.0

728.9 0.6 0.0 0.0 0.1 0.0 0.0 0.0

2,975.4 2.6 0.0 0.0 0.0 0.0 0.0 0.0

3,731.7 100.0 0.0 0.0 12.4 100.0 0.0 0.0

285.4 7.6 0.0 0.0 5.8 47.0 0.0 0.0

1,319.2 35.4 0.0 0.0 6.5 52.4 0.0 0.0

802.8 21.5 0.0 0.0 0.0 0.0 0.0 0.0

513.4 13.8 0.0 0.0 0.0 0.0 0.0 0.0

389.4 10.4 0.0 0.0 0.1 0.6 0.0 0.0

421.5 11.3 0.0 0.0 0.0 0.0 0.0 0.0


Cartera de Crédito


Cartera vigente


Empresas



Consumo

Vivienda



Empresas



Consumo

Vivienda


Total

A Mínimo

B Bajo

C Medio

D Alto

E Irrecuperable

Exceptuada


Total

A Mínimo

B Bajo

C Medio

D Alto

E Irrecuperable





Captación Total


Plazo




A corto Plazo

A largo Plazo

44


Volkswagen

Ve por Más Bank

8,738.8 100.0 2,783.6 100.0

8,602.0 98.4 2,710.6 97.4

8,549.7 97.8 0.0 0.0

6,702.0 76.7 0.0 0.0

1,195.6 13.7 0.0 0.0

652.1 7.5 0.0 0.0

44.4 0.5 2,710.6 97.4

8.0 0.1 0.0 0.0

136.8 1.6 73.1 2.6

136.8 1.6 0.0 0.0

135.8 1.6 0.0 0.0

1.0 0.0 0.0 0.0

0.0 0.0 0.0 0.0

0.0 0.0 73.1 2.6

0.00 0.0 0.00 0.0

8,789.9 100.0 2,805.1 100.0

7,978.6 90.8 598.5 21.3

664.3 7.6 2,054.8 73.3

112.6 1.3 69.6 2.5

8.2 0.1 39.2 1.4

26.3 0.3 21.5 0.8

0.0 0.0 21.5 0.8

179.3 100.0 135.7 100.0

46.2 25.8 4.7 3.4

36.7 20.5 63.2 46.6

42.3 23.6 20.8 15.3

7.2 4.0 25.5 18.8

26.3 14.7 21.5 15.8

20.6 11.5 0.0 0.0

IV. Información Detallada de la Cartera de Crédito

Abril 2011 - Mayo 2011

IV.I Información Detalladade la Cartera de

Crédito a EmpresasAbril 2011 - Mayo 2011

47

Cartera de Crédito a EmpresasInformación Detallada General Importante: Cifras sin subsidiarias1/

Fuente: Portafolio de Información CNBV. * Se presentan las instituciones en orden descendente por el saldo de cartera a empresas a la fecha de análisis. 1/ Se incluye la información de la cartera de crédito de las sociedades financieras de objeto múltiple, entidades reguladas (SOFOMER), que administran parte de la cartera de crédito de

algunos bancos. 2/ Se refiere al monto de crédito dispuesto en el mes. 3/ Tasa de interés promedio ponderado por monto de crédito, para créditos en moneda nacional. En los rangos que sólo contengan créditos en moneda distinta a la nacional, no se mostrará

tasa de interés.

Abr-11 May-11 Abr-11 May-11 Abr-11 May-11 Abr-11 May-11 Abr-11 May-11

Institución* Número de Créditos Otorgados

Monto de CréditoOtorgado (mdp)

Tasa de Interés3/

(%)Plazo promedio

ponderado (meses)

Número de Créditos del Portafolio Total

Información de Créditos Otorgados en el Mes2/

BBVA Bancomer 302,172 313,363 48,046 53,057 34,612.7 64,696.7 8.16 7.99 13 21

Santander 42,721 43,379 2,467 2,865 22,898.9 21,751.9 7.15 7.21 13 8

Banamex 38,879 38,476 913 1,146 10,881.1 11,918.2 7.57 7.22 40 27

Inbursa 37,710 37,540 1,203 1,173 12,123.4 16,124.5 8.04 8.22 7 21

Banorte 44,378 44,896 2,162 2,609 10,580.7 11,974.3 8.29 8.38 23 23

HSBC 213,107 215,403 29,409 30,253 13,544.7 20,048.4 8.02 7.60 9 23

Banco del Bajío 38,039 39,493 5,416 6,896 5,240.1 6,383.4 7.82 7.71 16 23

Scotiabank 1,335 1,340 166 166 2,166.2 3,408.6 7.41 6.86 24 24

Ixe 4,805 4,897 485 497 3,708.1 5,328.1 8.05 8.57 8 17

Banregio 7,567 7,774 866 911 2,189.5 2,671.1 8.97 8.61 20 19

Banco Azteca 1,321 1,254 4 6 52.8 3.3 7.04 10.31 102 19

Banca Mifel 3,638 3,700 270 327 1,254.1 805.8 8.74 8.64 20 13

Interacciones 2,436 2,420 8 8 52.8 85.6 10.86 11.40 8 11

Multiva 553 567 66 71 1,114.9 759.5 9.33 9.50 8 9

Ve por Más 2,893 2,869 273 303 1,321.9 1,161.1 9.20 8.77 8 8

Invex 249 252 74 81 1,195.5 1,349.6 9.27 9.44 9 8

Afirme 1,850 1,883 485 495 1,606.4 1,564.7 9.59 9.29 2 3

Bansí 1,904 1,884 67 75 222.4 149.0 10.48 10.14 32 19

ING 36 39 2 7 297.8 853.0 7.85 7.02 2 23

Monex 5,414 5,265 1,556 1,814 536.7 648.9 8.95 9.29 5 3

Bank of America 12 21 6 9 159.8 1,361.3 - 5.35 2 18

Banco Amigo 507 620 130 158 66.6 97.9 11.25 11.30 17 24

Autofin 234 255 55 48 381.4 234.8 9.16 9.60 3 4

Banco Ahorro Famsa 1,155 1,357 266 355 142.7 231.0 11.11 10.44 22 8

CIBanco 41 39 11 7 260.6 280.0 8.81 8.30 13 27

Bank of Tokyo-Mitsubishi UFJ 54 49 22 20 841.0 804.1 6.16 6.17 4 7

Banco Wal-Mart 460 531 132 200 199.7 288.7 10.89 10.93 3 3

Deutsche Bank 5 5 - - - - - - - -

The Royal Bank of Scotland 7 7 5 5 107.9 187.9 - - 4 3

Actinver 23 25 2 4 25.1 188.9 8.00 7.14 8 12

J.P. Morgan 3 3 1 - 56.2 - 7.00 - 6 -

BanCoppel 1 1 - - - - - - - -

Número de Créditos Distribución % de Cartera IMOR2/

(%)

Número de Créditos Otorgados Tasa de Interés5/ Monto de Crédito Otorgado (%) (mdp)

Abr-11 May-11 Abr-11 May-11 Abr-11 May-11


48

Cartera de Crédito a EmpresasImportante: Cifras sin subsidiarias1/

Rangos por Tamañodel Crédito

(miles de pesos)


(miles de pesos)

0-10

10-25

25-50

50-100

100-250

250-500

500-1,000

1,000-2,500

2,500-5,000

5,000-10,000

10,000-25,000

25,000-50,000

50,000-100,000

100,000-250,000

250,000-500,000

500,000-1,000,000

1,000,000-2,500,000

2,500,000-5,000,000

+ 5,000,000

Sin clasificación3/

Total

0-10

10-25

25-50

50-100

100-250

250-500

500-1,000

1,000-2,500

2,500-5,000

5,000-10,000

10,000-25,000

25,000-50,000

50,000-100,000

100,000-250,000

250,000-500,000

500,000-1,000,000

1,000,000-2,500,000

2,500,000-5,000,000

+ 5,000,000


Total

Fuente: Portafolio de Información CNBV. 1/ Se incluye la información de la cartera de crédito de las sociedades financieras de objeto múltiple, entidades reguladas (SOFOMER), que administran parte de la cartera de crédito de

algunos bancos. 2/ IMOR = Índice de Morosidad = Cartera Vencida / Cartera Total. Por tratarse de información operativa no coincide exactamente con la cifra obtenida a través de saldos contables. 3/ Líneas de crédito con saldos a favor o en ceros. 4/ Se refiere al monto de crédito dispuesto en el mes. 5/ Tasa de interés promedio ponderado por monto de crédito, para créditos en moneda nacional. En los rangos que solo contengan créditos en moneda distinta a la nacional, no se mostrará

tasa de interés.

Información del Portafolio Total por Tamaño de Crédito

Información de Créditos Otorgados4/ en el Mes por Tamaño de Crédito

- - - - - -

- - - - - -

- - - - - -

- - - - - -

3 5 0.73 0.36 - -

1 1 0.39 0.15 - -

3 3 3.00 0.93 - -

6 6 12.02 3.16 - -

4 4 20.24 5.12 - -

2 2 23.08 5.88 - -

2 3 40.54 15.10 - -

- - - - - -

- - - - - -

- 1 - 69.31 - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

2 - - - - -

23 25 100.00 100.00 - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- 1 - 11.00 - 0.2

- - - - - -

- - - - - -

- 1 - 8.00 - 1.5

- - - - - -

1 - 8.00 - 9.0 -

1 1 8.00 9.00 16.1 12.0

- - - - - -

- - - - - -

- 1 - 7.00 - 175.1

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

2 4 8.00 7.14 25.1 188.9

Actinver


(%)




49



(miles de pesos)


(miles de pesos)

0-10

10-25

25-50

50-100

100-250

250-500

500-1,000

1,000-2,500

2,500-5,000

5,000-10,000

10,000-25,000

25,000-50,000

50,000-100,000

100,000-250,000

250,000-500,000

500,000-1,000,000

1,000,000-2,500,000

2,500,000-5,000,000

+ 5,000,000


Total

0-10

10-25

25-50

50-100

100-250

250-500

500-1,000

1,000-2,500

2,500-5,000

5,000-10,000

10,000-25,000

25,000-50,000

50,000-100,000

100,000-250,000

250,000-500,000

500,000-1,000,000

1,000,000-2,500,000

2,500,000-5,000,000

+ 5,000,000


Total



tasa de interés.



8 5 0.00 0.00 16.07 20.91

12 14 0.00 0.01 7.69 6.56

20 34 0.02 0.03 4.20 5.02

59 74 0.08 0.12 10.61 8.05

195 176 0.68 0.66 8.84 14.55

192 196 1.39 1.52 8.64 6.45

230 248 3.33 3.90 6.19 5.81

321 289 9.95 9.45 5.77 6.93

183 180 13.57 13.55 2.48 2.16

77 73 10.81 10.45 8.15 8.56

56 59 18.66 20.15 4.64 4.39

23 23 15.39 16.18 3.43 3.33

10 8 12.86 10.69 - -

5 5 13.26 13.30 - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

459 499 - - - -

1,850 1,883 100.00 100.00 3.58 3.70

3 2 - 13.84 0.0 0.0

5 5 13.61 12.26 0.1 0.1

5 16 15.23 14.13 0.2 0.7

15 29 12.94 13.29 1.0 2.4

72 65 13.82 13.09 12.2 11.7

75 63 12.58 12.98 26.0 24.4

71 78 12.51 12.60 48.5 61.3

106 99 11.55 11.29 167.3 163.8

77 78 10.42 10.16 291.1 293.1

28 29 9.84 9.58 200.9 197.2

16 20 9.20 8.94 244.4 331.4

7 9 8.06 8.33 223.8 314.6

4 1 6.72 7.99 249.3 51.6

1 1 11.50 4.84 141.7 112.5

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

485 495 9.59 9.29 1,606.4 1,564.7

Afirme


(%)




50



(miles de pesos)


(miles de pesos)

0-10

10-25

25-50

50-100

100-250

250-500

500-1,000

1,000-2,500

2,500-5,000

5,000-10,000

10,000-25,000

25,000-50,000

50,000-100,000

100,000-250,000

250,000-500,000

500,000-1,000,000

1,000,000-2,500,000

2,500,000-5,000,000

+ 5,000,000


Total

0-10

10-25

25-50

50-100

100-250

250-500

500-1,000

1,000-2,500

2,500-5,000

5,000-10,000

10,000-25,000

25,000-50,000

50,000-100,000

100,000-250,000

250,000-500,000

500,000-1,000,000

1,000,000-2,500,000

2,500,000-5,000,000

+ 5,000,000


Total



tasa de interés.



- - - - - -

- 3 - 0.00 - -

- - - - - -

- - - - - -

5 5 0.06 0.05 - -

11 13 0.23 0.25 - -

14 27 0.52 0.91 - -

58 52 5.40 4.63 - -

30 27 6.04 5.08 - -

44 51 16.54 18.99 - -

29 30 26.62 25.86 - -

12 13 25.58 26.29 - -

3 3 12.69 11.90 - -

1 1 6.32 6.05 - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

27 30 - - - -

234 255 100.00 100.00 - -

- - - - - -

- 3 - 11.34 - 0.0

- - - - - -

- - - - - -

- - - - - -

1 2 10.58 11.03 0.3 0.7

3 11 14.08 13.21 1.8 5.5

16 6 10.74 10.65 25.9 9.5

8 7 11.06 10.08 27.3 22.6

11 11 9.33 9.56 60.2 76.3

14 7 8.86 9.03 200.7 84.0

2 1 8.35 9.84 65.2 36.1

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

55 48 9.16 9.60 381.4 234.8

Autofin


(%)




51



(miles de pesos)


(miles de pesos)

0-10

10-25

25-50

50-100

100-250

250-500

500-1,000

1,000-2,500

2,500-5,000

5,000-10,000

10,000-25,000

25,000-50,000

50,000-100,000

100,000-250,000

250,000-500,000

500,000-1,000,000

1,000,000-2,500,000

2,500,000-5,000,000

+ 5,000,000


Total

0-10

10-25

25-50

50-100

100-250

250-500

500-1,000

1,000-2,500

2,500-5,000

5,000-10,000

10,000-25,000

25,000-50,000

50,000-100,000

100,000-250,000

250,000-500,000

500,000-1,000,000

1,000,000-2,500,000

2,500,000-5,000,000

+ 5,000,000


Total



tasa de interés.



1,507 1,534 0.00 0.00 2.70 1.27

1,602 1,556 0.02 0.02 1.96 1.16

2,786 2,759 0.08 0.07 1.90 1.55

6,154 6,110 0.34 0.33 2.59 2.08

9,188 9,260 1.11 1.08 2.19 1.67

5,812 5,786 1.53 1.47 1.70 1.54

4,103 4,094 2.14 2.06 1.77 1.58

3,110 3,169 3.56 3.53 1.53 1.32

1,220 1,239 3.12 3.08 0.91 0.88

760 805 3.90 4.00 0.76 0.77

808 815 9.26 9.11 0.86 0.91

309 320 7.91 7.94 - -

173 173 8.72 8.23 0.67 0.68

134 156 15.88 17.62 0.81 0.70

63 63 15.73 14.92 - -

27 23 13.89 11.46 - -

14 16 12.81 15.07 - -

- - - - - -

- - - - - -

1,109 598 - - - -

38,879 38,476 100.00 100.00 0.48 0.45

69 75 15.92 15.73 0.2 0.2

37 37 15.57 16.10 0.6 0.6

51 56 16.12 15.63 1.9 2.0

77 95 16.34 16.56 5.5 7.1

131 143 15.42 15.66 20.9 22.4

81 108 14.24 13.74 29.1 39.0

110 122 12.55 11.77 75.5 86.7

128 164 9.95 9.16 194.0 258.1

66 91 8.63 8.21 223.5 330.7

61 95 7.94 7.97 406.5 649.8

58 89 8.17 7.60 862.5 1,364.8

16 32 7.46 7.27 515.7 1,103.5

10 20 7.54 6.72 713.0 1,298.7

7 14 7.56 7.60 1,175.5 1,843.3

6 2 8.16 6.51 2,156.9 501.2

2 1 6.48 7.62 1,226.5 620.7

3 2 6.86 6.61 3,273.5 3,789.6

- - - - - -

- - - - - -

- - - - - -

913 1,146 7.57 7.22 10,881.1 11,918.2

Banamex


(%)




52



(miles de pesos)


(miles de pesos)

0-10

10-25

25-50

50-100

100-250

250-500

500-1,000

1,000-2,500

2,500-5,000

5,000-10,000

10,000-25,000

25,000-50,000

50,000-100,000

100,000-250,000

250,000-500,000

500,000-1,000,000

1,000,000-2,500,000

2,500,000-5,000,000

+ 5,000,000


Total

0-10

10-25

25-50

50-100

100-250

250-500

500-1,000

1,000-2,500

2,500-5,000

5,000-10,000

10,000-25,000

25,000-50,000

50,000-100,000

100,000-250,000

250,000-500,000

500,000-1,000,000

1,000,000-2,500,000

2,500,000-5,000,000

+ 5,000,000


Total



tasa de interés.



49 57 0.00 0.00 87.70 72.74

36 29 0.01 0.01 28.41 36.83

45 40 0.02 0.02 15.85 20.93

117 114 0.10 0.10 17.27 21.33

425 398 0.83 0.79 7.87 8.85

462 463 1.86 1.92 11.05 11.53

675 684 5.20 5.46 14.46 17.39

886 889 14.92 15.60 9.70 9.50

411 429 15.52 16.76 5.15 4.93

144 142 10.55 10.62 10.65 10.32

82 82 13.54 14.13 3.12 3.07

23 26 9.23 10.47 - -

13 13 11.00 11.24 - -

10 8 17.22 12.89 - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

260 326 - - - -

3,638 3,700 100.00 100.00 4.84 5.11

- - - - - -

- - - - - -

1 1 8.85 8.86 0.0 0.0

3 6 9.19 9.39 0.2 0.4

30 24 9.84 9.36 5.2 4.2

33 37 9.31 9.26 11.5 13.2

59 73 8.61 9.11 38.2 46.4

79 101 8.56 8.84 113.0 151.2

33 58 8.53 8.94 110.8 197.3

16 13 8.75 8.39 97.1 74.7

6 8 7.87 8.52 96.0 105.4

5 5 9.70 8.67 166.3 157.9

2 1 11.50 6.86 163.6 55.1

3 - 7.63 - 452.1 -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

270 327 8.74 8.64 1,254.1 805.8

Banca Mifel


(%)




53



(miles de pesos)


(miles de pesos)

0-10

10-25

25-50

50-100

100-250

250-500

500-1,000

1,000-2,500

2,500-5,000

5,000-10,000

10,000-25,000

25,000-50,000

50,000-100,000

100,000-250,000

250,000-500,000

500,000-1,000,000

1,000,000-2,500,000

2,500,000-5,000,000

+ 5,000,000


Total

0-10

10-25

25-50

50-100

100-250

250-500

500-1,000

1,000-2,500

2,500-5,000

5,000-10,000

10,000-25,000

25,000-50,000

50,000-100,000

100,000-250,000

250,000-500,000

500,000-1,000,000

1,000,000-2,500,000

2,500,000-5,000,000

+ 5,000,000


Total



tasa de interés.



212 272 0.17 0.19 3.37 2.69

270 282 0.46 0.45 4.19 4.39

144 172 0.59 0.61 8.07 5.68

90 95 0.70 0.66 7.41 7.67

117 134 2.07 2.02 1.05 0.95

47 60 1.76 2.02 - -

43 55 3.04 3.45 - -

41 62 6.89 9.12 2.43 1.53

21 27 8.12 8.73 - -

15 16 11.80 10.37 - -

- 1 - 1.01 - -

1 1 5.19 4.50 - -

- 1 - 4.94 - -

- - - - - -

- - - - - -

1 1 59.22 51.95 - -

- - - - - -

- - - - - -

- - - - - -

153 178 - - - -

1,155 1,357 100.00 100.00 0.31 0.27

9 9 23.83 33.76 0.1 0.1

54 71 33.33 31.39 0.8 1.1

30 52 21.03 25.29 1.1 1.7

53 45 17.36 19.37 3.6 3.1

63 68 13.73 13.47 10.1 10.3

20 32 11.87 12.09 6.4 11.2

10 29 11.96 11.24 6.4 17.6

14 27 10.71 11.22 18.1 40.0

8 13 10.77 10.76 26.9 40.9

4 7 10.61 9.45 23.0 44.6

- 1 - 6.90 - 10.3

1 - 9.83 - 46.3 -

- 1 - 8.35 - 50.2

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

266 355 11.11 10.44 142.7 231.0

Banco Ahorro Famsa


(%)




54



(miles de pesos)


(miles de pesos)

0-10

10-25

25-50

50-100

100-250

250-500

500-1,000

1,000-2,500

2,500-5,000

5,000-10,000

10,000-25,000

25,000-50,000

50,000-100,000

100,000-250,000

250,000-500,000

500,000-1,000,000

1,000,000-2,500,000

2,500,000-5,000,000

+ 5,000,000


Total

0-10

10-25

25-50

50-100

100-250

250-500

500-1,000

1,000-2,500

2,500-5,000

5,000-10,000

10,000-25,000

25,000-50,000

50,000-100,000

100,000-250,000

250,000-500,000

500,000-1,000,000

1,000,000-2,500,000

2,500,000-5,000,000

+ 5,000,000


Total



tasa de interés.



74 94 0.02 0.03 - -

84 128 0.07 0.10 0.80 0.52

38 38 0.07 0.07 - -

19 17 0.07 0.06 - -

27 23 0.24 0.19 16.18 13.40

28 29 0.52 0.56 17.43 13.72

22 22 0.87 0.92 5.57 10.63

34 31 2.93 2.60 20.56 12.03

36 36 6.81 6.41 16.95 17.45

35 37 13.64 13.90 4.55 -

34 41 28.17 34.38 4.40 6.88

12 9 21.89 16.38 6.33 8.45

2 2 6.83 6.49 - -

3 3 17.88 17.91 - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

59 110 - - - -

507 620 100.00 100.00 5.18 5.38

44 50 19.43 19.61 0.3 0.3

51 69 19.69 19.28 0.8 1.1

15 13 19.85 17.92 0.5 0.5

3 4 17.34 12.34 0.2 0.3

2 3 12.34 12.34 0.3 0.4

2 1 13.69 10.84 0.7 0.4

1 2 10.84 12.05 0.9 1.6

4 5 11.17 11.40 6.4 8.6

2 3 11.08 11.24 6.7 9.7

5 4 11.00 11.28 35.4 25.6

1 4 10.87 10.99 14.5 49.5

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

130 158 11.25 11.30 66.6 97.9

Banco Amigo


(%)




55



(miles de pesos)


(miles de pesos)

0-10

10-25

25-50

50-100

100-250

250-500

500-1,000

1,000-2,500

2,500-5,000

5,000-10,000

10,000-25,000

25,000-50,000

50,000-100,000

100,000-250,000

250,000-500,000

500,000-1,000,000

1,000,000-2,500,000

2,500,000-5,000,000

+ 5,000,000


Total

0-10

10-25

25-50

50-100

100-250

250-500

500-1,000

1,000-2,500

2,500-5,000

5,000-10,000

10,000-25,000

25,000-50,000

50,000-100,000

100,000-250,000

250,000-500,000

500,000-1,000,000

1,000,000-2,500,000

2,500,000-5,000,000

+ 5,000,000


Total



tasa de interés.



522 472 0.03 0.02 45.88 56.71

270 261 0.06 0.06 97.05 99.17

204 204 0.09 0.09 100.00 99.01

126 127 0.11 0.11 98.66 98.73

56 55 0.09 0.08 93.93 94.53

10 7 0.05 0.04 14.53 21.39

9 13 0.08 0.10 7.57 6.13

7 8 0.16 0.17 15.94 13.73

5 5 0.24 0.23 16.60 16.12

6 6 0.54 0.54 14.27 14.06

8 8 1.71 1.71 18.78 7.82

6 5 3.19 2.35 27.98 19.84

4 5 3.71 4.38 - -

7 7 16.20 16.29 - -

3 3 13.83 13.79 - -

2 2 15.31 15.20 - -

3 3 44.57 44.82 - -

- - - - - -

- - - - - -

73 63 - - - -

1,321 1,254 100.00 100.00 1.73 1.10

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

1 2 6.87 7.99 0.5 0.8

1 3 9.83 9.19 0.6 1.5

1 1 12.00 13.84 1.7 1.0

- - - - - -

- - - - - -

- - - - - -

1 - 6.84 - 50.0 -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

4 6 7.04 10.31 52.8 3.3

Banco Azteca


(%)




56



(miles de pesos)


(miles de pesos)

0-10

10-25

25-50

50-100

100-250

250-500

500-1,000

1,000-2,500

2,500-5,000

5,000-10,000

10,000-25,000

25,000-50,000

50,000-100,000

100,000-250,000

250,000-500,000

500,000-1,000,000

1,000,000-2,500,000

2,500,000-5,000,000

+ 5,000,000


Total

0-10

10-25

25-50

50-100

100-250

250-500

500-1,000

1,000-2,500

2,500-5,000

5,000-10,000

10,000-25,000

25,000-50,000

50,000-100,000

100,000-250,000

250,000-500,000

500,000-1,000,000

1,000,000-2,500,000

2,500,000-5,000,000

+ 5,000,000


Total



tasa de interés.



5,550 5,807 0.05 0.05 12.73 11.95

2,527 2,627 0.11 0.11 11.55 10.72

2,378 2,417 0.23 0.23 11.65 11.06

3,011 3,016 0.57 0.56 12.38 12.07

5,195 5,244 2.22 2.23 9.01 8.58

3,906 3,925 3.72 3.70 5.64 5.55

3,531 3,624 6.57 6.74 4.62 4.25

3,616 3,500 14.89 14.37 3.80 3.53

1,572 1,541 14.62 14.26 3.24 3.65

818 793 14.75 14.20 2.90 2.83

454 458 18.13 18.18 3.04 3.14

109 108 9.87 9.71 4.92 5.69

35 38 6.79 7.23 2.09 1.94

14 17 5.63 6.61 - -

2 2 1.85 1.82 - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

5,321 6,376 - - - -

38,039 39,493 100.00 100.00 3.48 3.49

952 1,595 12.12 11.89 3.0 4.5

486 719 12.15 11.86 7.7 11.6

484 581 11.48 11.54 17.2 20.7

550 667 11.19 11.05 38.6 45.4

875 1,006 10.98 10.85 135.9 160.5

605 633 9.77 9.62 212.2 222.1

516 613 9.09 8.95 343.5 420.5

545 582 8.10 8.10 819.6 879.9

210 248 7.77 7.82 713.6 844.9

109 141 7.96 7.64 688.8 917.0

60 77 6.93 7.01 884.3 1,136.4

15 24 6.71 6.64 481.5 746.8

4 5 6.83 7.15 292.2 353.1

5 5 7.47 7.00 601.9 620.0

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

5,416 6,896 7.82 7.71 5,240.1 6,383.4

Banco del Bajío


(%)




57



(miles de pesos)


(miles de pesos)

0-10

10-25

25-50

50-100

100-250

250-500

500-1,000

1,000-2,500

2,500-5,000

5,000-10,000

10,000-25,000

25,000-50,000

50,000-100,000

100,000-250,000

250,000-500,000

500,000-1,000,000

1,000,000-2,500,000

2,500,000-5,000,000

+ 5,000,000


Total

0-10

10-25

25-50

50-100

100-250

250-500

500-1,000

1,000-2,500

2,500-5,000

5,000-10,000

10,000-25,000

25,000-50,000

50,000-100,000

100,000-250,000

250,000-500,000

500,000-1,000,000

1,000,000-2,500,000

2,500,000-5,000,000

+ 5,000,000


Total



tasa de interés.



- - - - - -

- - - - - -

10 10 0.03 0.03 - -

3 4 0.02 0.03 - -

28 33 0.73 0.78 - -

56 85 2.22 3.08 - -

71 67 5.31 4.50 - -

96 143 18.05 23.43 - -

31 27 15.08 11.53 - -

22 22 17.47 15.21 - -

10 14 20.87 23.15 - -

3 3 10.13 9.10 - -

1 1 10.08 9.16 - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

129 122 - - - -

460 531 100.00 100.00 - -

- - - - - -

- - - - - -

8 - 14.35 - 0.2 -

- 1 - 16.85 - 0.1

11 13 12.26 11.48 2.2 2.6

5 48 10.43 12.57 2.0 14.7

28 38 14.60 14.24 15.1 20.6

48 80 12.20 11.77 64.4 104.2

10 8 10.20 10.27 34.5 30.6

6 5 8.41 9.06 31.1 30.1

3 7 10.05 9.71 50.2 85.8

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

13 - - - - -

132 200 10.89 10.93 199.7 288.7

Banco Wal-Mart


(%)




58



(miles de pesos)


(miles de pesos)

0-10

10-25

25-50

50-100

100-250

250-500

500-1,000

1,000-2,500

2,500-5,000

5,000-10,000

10,000-25,000

25,000-50,000

50,000-100,000

100,000-250,000

250,000-500,000

500,000-1,000,000

1,000,000-2,500,000

2,500,000-5,000,000

+ 5,000,000


Total

0-10

10-25

25-50

50-100

100-250

250-500

500-1,000

1,000-2,500

2,500-5,000

5,000-10,000

10,000-25,000

25,000-50,000

50,000-100,000

100,000-250,000

250,000-500,000

500,000-1,000,000

1,000,000-2,500,000

2,500,000-5,000,000

+ 5,000,000


Total



tasa de interés.



- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- 2 - 0.04 - -

- - - - - -

2 1 0.33 0.06 - -

- 1 - 0.14 - -

- 1 - 0.44 - -

4 - 5.84 - - -

3 3 12.65 5.35 - -

2 2 17.11 7.31 - -

- 1 - 6.19 - -

- - - - - -

1 1 64.07 26.55 - -

- 1 - 53.93 - -

- - - - - -

- - - - - -

- 8 - - - -

12 21 100.00 100.00 - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- 2 - - - 0.8

1 - - - 0.6 -

- 1 - - - 2.2

2 1 - - 6.1 4.4

- - - - - -

2 2 - - 26.9 43.6

- - - - - -

- 1 - - - 64.5

1 1 - - 126.2 120.4

- - - - - -

- - - - - -

- 1 - 5.35 - 1,125.3

- - - - - -

- - - - - -

- - - - - -

6 9 - 5.35 159.8 1,361.3

Bank of America


(%)




59



(miles de pesos)


(miles de pesos)

0-10

10-25

25-50

50-100

100-250

250-500

500-1,000

1,000-2,500

2,500-5,000

5,000-10,000

10,000-25,000

25,000-50,000

50,000-100,000

100,000-250,000

250,000-500,000

500,000-1,000,000

1,000,000-2,500,000

2,500,000-5,000,000

+ 5,000,000


Total

0-10

10-25

25-50

50-100

100-250

250-500

500-1,000

1,000-2,500

2,500-5,000

5,000-10,000

10,000-25,000

25,000-50,000

50,000-100,000

100,000-250,000

250,000-500,000

500,000-1,000,000

1,000,000-2,500,000

2,500,000-5,000,000

+ 5,000,000


Total



tasa de interés.



- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- 1 - 0.02 - -

3 1 0.18 0.06 - -

6 4 0.79 0.64 - -

7 4 2.09 1.21 14.52 -

3 7 1.42 3.73 - 17.18

12 13 12.89 17.70 44.53 48.66

4 3 10.31 8.31 18.26 -

5 5 25.56 26.24 - -

4 3 46.76 42.09 - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

10 8 - - - -

54 49 100.00 100.00 7.92 9.25

- - - - - -

- - - - - -

- - - - - -

- - - - - -

1 - - - 0.2 -

- - - - - -

1 1 - - 1.0 0.8

2 1 - - 3.7 1.7

3 2 - - 12.4 7.1

2 4 - - 14.8 26.4

4 3 - - 66.8 52.1

2 2 - - 73.8 73.0

5 5 6.16 6.17 371.5 327.7

2 2 - - 296.8 315.3

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

22 20 6.16 6.17 841.0 804.1

Bank of Tokyo-Mitsubishi UFJ


(%)




60



(miles de pesos)


(miles de pesos)

0-10

10-25

25-50

50-100

100-250

250-500

500-1,000

1,000-2,500

2,500-5,000

5,000-10,000

10,000-25,000

25,000-50,000

50,000-100,000

100,000-250,000

250,000-500,000

500,000-1,000,000

1,000,000-2,500,000

2,500,000-5,000,000

+ 5,000,000


Total

0-10

10-25

25-50

50-100

100-250

250-500

500-1,000

1,000-2,500

2,500-5,000

5,000-10,000

10,000-25,000

25,000-50,000

50,000-100,000

100,000-250,000

250,000-500,000

500,000-1,000,000

1,000,000-2,500,000

2,500,000-5,000,000

+ 5,000,000


Total



tasa de interés.



2,576 2,390 0.01 0.01 6.73 7.27

1,722 1,708 0.03 0.03 11.47 11.77

2,222 2,267 0.08 0.08 10.43 9.98

4,919 4,861 0.34 0.33 7.07 6.84

9,067 9,163 1.37 1.35 6.72 6.99

5,581 5,715 1.86 1.87 9.92 9.91

5,752 5,906 3.86 3.91 7.70 7.90

6,381 6,254 9.15 8.86 4.55 4.58

1,879 1,980 5.96 6.25 3.86 4.00

926 919 5.88 5.90 3.58 3.68

774 752 10.66 10.36 3.04 2.85

285 280 9.32 9.01 4.39 4.42

157 168 10.31 10.90 2.28 2.10

90 88 12.69 12.28 1.21 1.22

35 37 12.29 12.49 - -

10 12 6.78 8.22 - -

7 6 9.40 8.16 12.48 14.00

- - - - - -

- - - - - -

1,995 2,390 - - - -

44,378 44,896 100.00 100.00 3.76 3.71

56 68 13.84 13.81 0.4 0.5

90 124 13.48 13.48 1.4 1.9

28 38 12.63 13.05 0.9 1.3

82 107 13.35 13.07 6.2 8.5

337 381 13.47 13.65 55.5 62.8

264 328 13.40 13.19 92.0 115.2

302 393 12.50 11.71 203.4 272.0

465 554 11.27 11.32 713.0 887.9

206 250 9.83 9.71 700.6 891.3

129 149 8.64 8.55 846.8 1,024.5

129 137 7.95 7.97 1,774.4 2,096.1

37 40 7.55 7.47 1,323.4 1,329.8

20 22 7.60 7.71 1,284.6 1,545.1

12 14 7.39 7.93 1,660.8 2,037.4

5 3 7.00 6.86 1,917.2 899.9

- 1 - 6.95 - 800.0

- - - - - -

- - - - - -

- - - - - -

- - - - - -

2,162 2,609 8.29 8.38 10,580.7 11,974.3

Banorte


(%)




61



(miles de pesos)


(miles de pesos)

0-10

10-25

25-50

50-100

100-250

250-500

500-1,000

1,000-2,500

2,500-5,000

5,000-10,000

10,000-25,000

25,000-50,000

50,000-100,000

100,000-250,000

250,000-500,000

500,000-1,000,000

1,000,000-2,500,000

2,500,000-5,000,000

+ 5,000,000


Total

0-10

10-25

25-50

50-100

100-250

250-500

500-1,000

1,000-2,500

2,500-5,000

5,000-10,000

10,000-25,000

25,000-50,000

50,000-100,000

100,000-250,000

250,000-500,000

500,000-1,000,000

1,000,000-2,500,000

2,500,000-5,000,000

+ 5,000,000


Total



tasa de interés.



215 214 0.01 0.01 0.94 2.00

207 193 0.02 0.02 3.85 3.13

334 367 0.08 0.09 3.17 2.90

758 748 0.37 0.36 1.32 1.30

1,622 1,692 1.72 1.75 1.58 2.04

1,028 1,057 2.38 2.38 2.96 2.72

868 881 3.97 3.93 2.48 2.50

1,059 1,056 10.77 10.35 3.19 3.35

517 517 11.76 11.34 1.84 2.27

348 366 15.23 15.52 2.68 2.55

249 252 24.38 23.63 0.27 0.27

59 63 13.24 13.46 - -

22 23 9.61 9.71 - -

7 8 6.46 7.45 - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

274 337 - - - -

7,567 7,774 100.00 100.00 1.24 1.27

50 56 13.85 14.26 0.2 0.3

59 56 12.71 13.08 0.9 0.8

12 19 16.11 12.81 0.4 0.6

41 38 13.11 13.79 2.9 2.9

127 140 13.37 12.94 20.3 23.8

114 118 12.71 12.65 39.2 41.2

90 94 11.95 11.77 60.0 63.3

155 168 10.00 10.18 237.1 255.6

84 86 9.34 9.20 290.0 304.9

61 70 8.67 8.68 374.3 451.1

45 49 8.14 7.91 628.9 704.7

9 10 8.50 7.96 306.2 320.8

2 4 10.62 8.06 110.9 231.4

1 2 7.37 7.35 118.3 269.7

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

16 1 - - - -

866 911 8.97 8.61 2,189.5 2,671.1

Banregio


(%)




62



(miles de pesos)


(miles de pesos)

0-10

10-25

25-50

50-100

100-250

250-500

500-1,000

1,000-2,500

2,500-5,000

5,000-10,000

10,000-25,000

25,000-50,000

50,000-100,000

100,000-250,000

250,000-500,000

500,000-1,000,000

1,000,000-2,500,000

2,500,000-5,000,000

+ 5,000,000


Total

0-10

10-25

25-50

50-100

100-250

250-500

500-1,000

1,000-2,500

2,500-5,000

5,000-10,000

10,000-25,000

25,000-50,000

50,000-100,000

100,000-250,000

250,000-500,000

500,000-1,000,000

1,000,000-2,500,000

2,500,000-5,000,000

+ 5,000,000


Total



tasa de interés.



329 334 0.02 0.02 4.48 4.38

49 42 0.01 0.01 10.13 12.14

56 50 0.04 0.04 2.55 2.90

148 148 0.21 0.22 10.14 8.80

349 348 1.12 1.18 7.81 9.01

276 287 1.83 2.02 10.01 9.64

192 180 2.45 2.43 5.84 9.20

127 129 3.76 3.94 6.54 6.25

95 95 6.29 6.43 13.58 13.65

82 87 11.43 12.36 7.86 8.91

50 53 14.49 16.74 7.09 6.36

35 30 22.42 20.75 2.49 -

15 14 19.81 19.24 - -

6 5 16.10 14.62 - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

95 82 - - - -

1,904 1,884 100.00 100.00 4.02 3.84

7 9 14.08 13.43 0.0 0.0

1 - 13.25 - 0.0 -

1 - 11.34 - 0.0 -

9 3 11.04 12.96 0.6 0.2

6 14 12.26 12.01 1.0 2.5

6 16 13.39 11.53 2.0 6.3

12 8 13.19 13.42 8.4 6.5

7 8 10.79 9.97 13.1 12.7

5 5 10.86 6.20 18.5 17.7

9 10 9.57 10.36 66.3 63.0

1 1 10.86 10.34 17.1 10.0

3 1 10.61 10.84 95.4 30.0

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

67 75 10.48 10.14 222.4 149.0

Bansí


(%)




63



(miles de pesos)


(miles de pesos)

0-10

10-25

25-50

50-100

100-250

250-500

500-1,000

1,000-2,500

2,500-5,000

5,000-10,000

10,000-25,000

25,000-50,000

50,000-100,000

100,000-250,000

250,000-500,000

500,000-1,000,000

1,000,000-2,500,000

2,500,000-5,000,000

+ 5,000,000


Total

0-10

10-25

25-50

50-100

100-250

250-500

500-1,000

1,000-2,500

2,500-5,000

5,000-10,000

10,000-25,000

25,000-50,000

50,000-100,000

100,000-250,000

250,000-500,000

500,000-1,000,000

1,000,000-2,500,000

2,500,000-5,000,000

+ 5,000,000


Total



tasa de interés.



56,422 57,463 0.10 0.10 1.02 1.36

23,508 23,763 0.18 0.18 2.66 2.69

21,242 21,512 0.36 0.37 2.64 2.43

25,705 25,675 0.87 0.89 2.60 2.54

34,169 34,536 2.55 2.65 2.81 2.80

21,847 22,159 3.57 3.72 2.17 1.97

9,714 9,805 3.16 3.34 2.51 2.64

6,526 6,094 4.48 4.37 3.54 4.13

2,414 2,504 3.90 4.21 5.35 5.64

1,842 1,825 5.89 6.13 5.69 6.36

1,641 1,562 11.70 11.59 4.66 6.02

604 585 9.40 9.31 3.62 4.91

266 248 8.26 7.80 3.38 3.62

145 136 10.32 9.67 3.02 3.27

59 59 9.37 9.51 1.31 1.30

30 30 9.75 9.75 - -

16 18 11.05 12.41 - -

4 3 5.13 4.03 - -

- - - - - -

96,018 105,386 - - - 0.00

302,172 313,363 100.00 100.00 2.57 2.96

20,354 21,299 12.85 10.97 75.4 78.7

7,334 7,950 14.12 12.15 119.2 129.0

4,584 5,285 15.64 14.13 167.0 195.9

3,941 4,382 17.06 15.92 283.6 325.9

4,375 4,942 14.68 14.10 691.7 794.8

2,525 3,176 13.50 12.93 894.8 1,169.1

1,306 1,599 11.81 11.61 877.0 1,164.0

1,106 1,297 10.25 10.69 1,625.8 2,022.8

451 591 9.04 9.04 1,549.2 2,162.1

303 397 8.56 8.23 2,017.3 2,818.3

293 388 8.31 8.00 4,713.0 6,225.8

115 145 7.98 7.98 3,816.0 4,962.4

44 67 6.98 7.61 3,049.3 4,443.0

24 39 6.64 6.73 3,636.3 5,573.3

8 20 5.93 6.08 2,660.1 7,464.8

6 13 6.99 5.84 3,656.1 8,689.5

3 8 5.53 5.52 4,784.8 10,711.8

- 2 - - - 5,769.0

- - - - - -

1,274 1,457 18.61 20.93 -3.9 -3.6

48,046 53,057 8.16 7.99 34,612.7 64,696.7

BBVA Bancomer


(%)




64



(miles de pesos)


(miles de pesos)

0-10

10-25

25-50

50-100

100-250

250-500

500-1,000

1,000-2,500

2,500-5,000

5,000-10,000

10,000-25,000

25,000-50,000

50,000-100,000

100,000-250,000

250,000-500,000

500,000-1,000,000

1,000,000-2,500,000

2,500,000-5,000,000

+ 5,000,000


Total

0-10

10-25

25-50

50-100

100-250

250-500

500-1,000

1,000-2,500

2,500-5,000

5,000-10,000

10,000-25,000

25,000-50,000

50,000-100,000

100,000-250,000

250,000-500,000

500,000-1,000,000

1,000,000-2,500,000

2,500,000-5,000,000

+ 5,000,000


Total



tasa de interés.



- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

1.00 1.00 100.00 100.00 - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

1.00 1.00 100.00 100.00 - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

BanCoppel


(%)




65



(miles de pesos)


(miles de pesos)

0-10

10-25

25-50

50-100

100-250

250-500

500-1,000

1,000-2,500

2,500-5,000

5,000-10,000

10,000-25,000

25,000-50,000

50,000-100,000

100,000-250,000

250,000-500,000

500,000-1,000,000

1,000,000-2,500,000

2,500,000-5,000,000

+ 5,000,000


Total

0-10

10-25

25-50

50-100

100-250

250-500

500-1,000

1,000-2,500

2,500-5,000

5,000-10,000

10,000-25,000

25,000-50,000

50,000-100,000

100,000-250,000

250,000-500,000

500,000-1,000,000

1,000,000-2,500,000

2,500,000-5,000,000

+ 5,000,000


Total



tasa de interés.



- - - - - -

1 - 0.00 - - -

- - - - - -

- - - - - -

- - - - - -

1 1 0.03 0.03 - -

- - - - - -

2 1 0.23 0.10 - -

5 6 1.19 1.37 - -

6 6 2.72 2.71 - -

8 9 7.03 8.13 - -

5 2 11.21 4.47 - -

4 5 16.15 20.15 - -

5 5 46.44 47.98 - -

1 1 15.00 15.06 - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

3 3 - - - -

41 39 100.00 100.00 - -

- - - - - -

1 - 8.83 - 0.0 -

- - - - - -

- - - - - -

- - - - - -

1 - 10.87 - 0.4 -

- - - - - -

1 2 9.82 9.95 1.2 2.8

1 - 12.37 - 4.8 -

2 - 8.83 - 10.4 -

2 3 18.34 14.90 26.7 46.3

2 - 10.30 - 75.4 -

- 1 - 9.33 - 89.2

1 1 6.08 6.10 141.6 141.7

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

11 7 8.81 8.30 260.6 280.0

CIBanco


(%)




66



(miles de pesos)


(miles de pesos)

0-10

10-25

25-50

50-100

100-250

250-500

500-1,000

1,000-2,500

2,500-5,000

5,000-10,000

10,000-25,000

25,000-50,000

50,000-100,000

100,000-250,000

250,000-500,000

500,000-1,000,000

1,000,000-2,500,000

2,500,000-5,000,000

+ 5,000,000


Total

0-10

10-25

25-50

50-100

100-250

250-500

500-1,000

1,000-2,500

2,500-5,000

5,000-10,000

10,000-25,000

25,000-50,000

50,000-100,000

100,000-250,000

250,000-500,000

500,000-1,000,000

1,000,000-2,500,000

2,500,000-5,000,000

+ 5,000,000


Total



tasa de interés.



- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

1 1 1.33 1.33 - -

- - - - - -

2 2 14.82 14.82 - -

- - - - - -

1 1 34.27 34.27 - -

1 1 49.59 49.59 - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

5 5 100.00 100.00 - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

Deutsche Bank


(%)




67



(miles de pesos)


(miles de pesos)

0-10

10-25

25-50

50-100

100-250

250-500

500-1,000

1,000-2,500

2,500-5,000

5,000-10,000

10,000-25,000

25,000-50,000

50,000-100,000

100,000-250,000

250,000-500,000

500,000-1,000,000

1,000,000-2,500,000

2,500,000-5,000,000

+ 5,000,000


Total

0-10

10-25

25-50

50-100

100-250

250-500

500-1,000

1,000-2,500

2,500-5,000

5,000-10,000

10,000-25,000

25,000-50,000

50,000-100,000

100,000-250,000

250,000-500,000

500,000-1,000,000

1,000,000-2,500,000

2,500,000-5,000,000

+ 5,000,000


Total



tasa de interés.



39,265 40,179 0.21 0.21 4.26 3.74

41,206 41,732 0.75 0.73 4.55 4.07

38,880 39,152 1.55 1.49 4.12 3.59

31,147 31,015 2.46 2.35 3.62 3.42

21,034 20,854 3.54 3.37 2.87 2.84

6,925 6,935 2.59 2.48 2.70 2.51

2,705 2,876 2.03 2.07 3.51 3.27

1,946 2,011 3.23 3.19 4.32 3.58

756 778 2.87 2.82 5.39 4.11

611 640 4.53 4.61 4.30 4.23

469 492 7.76 7.79 1.85 2.08

189 192 7.08 6.90 3.36 3.82

111 123 8.19 8.61 - -

79 77 12.87 12.41 0.94 0.93

49 48 16.88 16.04 - -

9 9 5.82 5.59 - -

5 7 8.64 10.76 - -

1 1 2.71 2.59 - -

1 1 6.29 5.98 - -

27,719 28,281 - - - -

213,107 215,403 100.00 100.00 1.43 1.36

10,600 10,381 10.60 11.02 35.0 36.0

4,977 5,169 14.27 14.44 81.1 84.8

3,734 4,064 15.38 15.75 137.4 150.4

3,638 3,750 15.85 16.16 260.7 272.8

3,426 3,413 13.99 13.58 526.7 535.4

1,369 1,401 11.64 11.39 483.4 490.8

703 850 10.31 9.38 486.6 584.4

511 626 9.27 8.55 786.5 955.7

189 215 8.33 8.38 641.9 733.3

123 194 8.22 8.31 813.9 1,342.1

69 98 7.66 7.98 970.3 1,378.4

31 33 7.36 7.17 1,088.9 1,188.7

19 33 9.47 8.01 1,282.2 2,110.7

12 17 6.29 6.98 1,613.8 2,706.0

5 4 5.74 5.77 1,687.8 1,524.2

1 2 5.00 5.00 501.0 1,080.8

2 3 5.32 5.54 2,147.6 4,873.9

- - - - - -

- - - - - -

- - - - - -

29,409 30,253 8.02 7.60 13,544.7 20,048.4

HSBC


(%)




68



(miles de pesos)


(miles de pesos)

0-10

10-25

25-50

50-100

100-250

250-500

500-1,000

1,000-2,500

2,500-5,000

5,000-10,000

10,000-25,000

25,000-50,000

50,000-100,000

100,000-250,000

250,000-500,000

500,000-1,000,000

1,000,000-2,500,000

2,500,000-5,000,000

+ 5,000,000


Total

0-10

10-25

25-50

50-100

100-250

250-500

500-1,000

1,000-2,500

2,500-5,000

5,000-10,000

10,000-25,000

25,000-50,000

50,000-100,000

100,000-250,000

250,000-500,000

500,000-1,000,000

1,000,000-2,500,000

2,500,000-5,000,000

+ 5,000,000


Total



tasa de interés.



2,852 3,330 0.01 0.02 6.79 7.11

7,646 7,726 0.11 0.11 6.07 6.53

9,976 9,832 0.30 0.30 5.81 6.45

7,896 7,772 0.46 0.45 5.85 6.14

4,575 4,510 0.58 0.57 5.69 5.72

1,077 1,030 0.30 0.29 3.84 4.24

430 436 0.25 0.26 8.68 8.64

396 408 0.51 0.54 14.41 13.45

351 343 1.07 1.05 14.58 14.09

480 472 2.82 2.78 15.40 16.47

294 339 3.82 4.48 8.24 7.22

135 181 4.00 5.35 10.46 7.87

95 115 5.41 6.53 6.38 5.31

74 73 9.65 9.63 4.68 4.71

37 38 10.43 11.02 9.02 8.55

25 22 13.94 12.61 3.26 3.62

24 25 29.33 31.77 - -

4 2 11.28 6.50 - -

1 1 5.72 5.74 - -

1,342 885 - - - -

37,710 37,540 100.00 100.00 3.71 3.75

75 40 11.02 10.35 0.3 0.2

78 60 13.98 16.13 1.4 1.2

175 183 16.25 18.84 6.6 6.7

235 229 16.50 18.45 16.7 16.3

239 198 15.67 16.46 36.5 30.7

102 65 14.03 14.72 34.6 20.5

44 43 12.42 13.08 28.5 30.0

44 53 11.26 10.94 60.0 80.8

37 36 11.01 8.83 136.0 124.7

64 50 11.61 8.48 452.6 349.4

42 76 9.56 8.28 687.0 1,294.2

29 74 9.63 8.61 1,189.6 2,724.7

23 44 8.38 8.30 1,391.7 2,751.6

9 15 7.18 7.99 1,565.9 2,689.6

4 3 7.21 6.22 1,367.8 1,055.4

1 1 - - 612.2 615.0

1 3 5.85 8.36 1,351.1 4,333.3

1 - 7.86 - 3,184.9 -

- - - - - -

- - - - - -

1,203 1,173 8.04 8.22 12,123.4 16,124.5

Inbursa


(%)




69



(miles de pesos)


(miles de pesos)

0-10

10-25

25-50

50-100

100-250

250-500

500-1,000

1,000-2,500

2,500-5,000

5,000-10,000

10,000-25,000

25,000-50,000

50,000-100,000

100,000-250,000

250,000-500,000

500,000-1,000,000

1,000,000-2,500,000

2,500,000-5,000,000

+ 5,000,000


Total

0-10

10-25

25-50

50-100

100-250

250-500

500-1,000

1,000-2,500

2,500-5,000

5,000-10,000

10,000-25,000

25,000-50,000

50,000-100,000

100,000-250,000

250,000-500,000

500,000-1,000,000

1,000,000-2,500,000

2,500,000-5,000,000

+ 5,000,000


Total



tasa de interés.



- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- 1 - 0.06 - -

2 3 0.16 0.25 - -

5 4 1.09 0.87 - -

6 6 2.30 2.11 - -

12 10 10.35 8.97 - -

2 3 3.84 5.42 - -

1 4 5.30 18.80 - -

3 3 22.78 23.20 - -

4 3 54.18 40.31 - -

- - - - - -

- - - - - -

- - - - - -

1 2 - - - -

36 39 100.00 100.00 - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- 1 - 6.85 - 2.3

1 1 7.33 6.69 2.5 3.3

- - - - - -

- - - - - -

- 1 - 6.70 - 32.9

- - - - - -

- 3 - 6.59 - 519.5

1 1 7.85 7.83 295.3 295.0

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

2 7 7.85 7.02 297.8 853.0

ING


(%)




70



(miles de pesos)


(miles de pesos)

0-10

10-25

25-50

50-100

100-250

250-500

500-1,000

1,000-2,500

2,500-5,000

5,000-10,000

10,000-25,000

25,000-50,000

50,000-100,000

100,000-250,000

250,000-500,000

500,000-1,000,000

1,000,000-2,500,000

2,500,000-5,000,000

+ 5,000,000


Total

0-10

10-25

25-50

50-100

100-250

250-500

500-1,000

1,000-2,500

2,500-5,000

5,000-10,000

10,000-25,000

25,000-50,000

50,000-100,000

100,000-250,000

250,000-500,000

500,000-1,000,000

1,000,000-2,500,000

2,500,000-5,000,000

+ 5,000,000


Total



tasa de interés.



164 171 0.01 0.01 97.94 95.40

249 252 0.05 0.06 89.84 89.86

429 443 0.20 0.21 82.82 81.40

506 502 0.47 0.48 59.31 59.61

594 590 1.17 1.20 60.98 60.15

185 168 0.79 0.74 62.24 66.43

93 84 0.79 0.74 81.90 85.08

82 77 1.67 1.58 62.67 67.50

32 30 1.39 1.27 32.41 31.77

29 28 2.67 2.63 18.07 29.74

22 23 4.51 4.83 4.66 4.48

7 8 2.95 3.61 - 12.13

10 10 8.69 8.97 - -

8 7 18.40 15.60 - -

8 8 35.01 35.94 - -

1 1 7.69 8.13 - -

1 1 13.55 14.00 - -

- - - - - -

- - - - - -

16 17 - - - -

2,436 2,420 100.00 100.00 4.54 5.27

- 1 - 9.37 - 0.0

- - - - - -

- - - - - -

1 - 7.86 - 0.1 -

1 - 9.36 - 0.1 -

1 - 9.34 - 0.4 -

- 1 - 7.99 - 0.8

- 1 - 7.86 - 1.0

2 2 8.34 7.43 8.2 6.1

2 - 8.11 - 13.9 -

- 2 - 9.86 - 27.6

1 - 12.84 - 30.2 -

- 1 - 12.86 - 50.0

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

8 8 10.86 11.40 52.8 85.6

Interacciones


(%)




71



(miles de pesos)


(miles de pesos)

0-10

10-25

25-50

50-100

100-250

250-500

500-1,000

1,000-2,500

2,500-5,000

5,000-10,000

10,000-25,000

25,000-50,000

50,000-100,000

100,000-250,000

250,000-500,000

500,000-1,000,000

1,000,000-2,500,000

2,500,000-5,000,000

+ 5,000,000


Total

0-10

10-25

25-50

50-100

100-250

250-500

500-1,000

1,000-2,500

2,500-5,000

5,000-10,000

10,000-25,000

25,000-50,000

50,000-100,000

100,000-250,000

250,000-500,000

500,000-1,000,000

1,000,000-2,500,000

2,500,000-5,000,000

+ 5,000,000


Total



tasa de interés.



- - - - - -

- - - - - -

1 1 0.00 0.00 - -

- - - - - -

3 2 0.01 0.00 25.71 45.40

2 1 0.01 0.01 - -

5 4 0.07 0.05 15.47 18.90

24 26 0.81 0.81 - -

32 34 2.13 2.21 - -

52 48 6.56 5.86 1.74 1.89

56 58 16.32 16.14 5.85 5.74

31 30 20.42 19.68 4.27 4.31

18 19 22.38 23.17 - -

5 6 14.39 15.62 - -

3 3 16.90 16.44 - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

17 20 - - - -

249 252 100.00 100.00 1.95 1.90

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

2 - 13.07 - 1.3 -

11 10 9.83 9.72 18.0 14.6

11 17 10.76 10.20 39.1 58.7

19 20 9.80 9.87 127.5 132.9

19 19 9.69 9.72 239.8 267.7

7 8 9.48 9.51 228.6 272.6

3 5 9.09 9.15 208.5 343.8

2 2 7.83 8.37 332.5 259.3

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

74 81 9.27 9.44 1,195.5 1,349.6

Invex


(%)




72



(miles de pesos)


(miles de pesos)

0-10

10-25

25-50

50-100

100-250

250-500

500-1,000

1,000-2,500

2,500-5,000

5,000-10,000

10,000-25,000

25,000-50,000

50,000-100,000

100,000-250,000

250,000-500,000

500,000-1,000,000

1,000,000-2,500,000

2,500,000-5,000,000

+ 5,000,000


Total

0-10

10-25

25-50

50-100

100-250

250-500

500-1,000

1,000-2,500

2,500-5,000

5,000-10,000

10,000-25,000

25,000-50,000

50,000-100,000

100,000-250,000

250,000-500,000

500,000-1,000,000

1,000,000-2,500,000

2,500,000-5,000,000

+ 5,000,000


Total



tasa de interés.



287 157 0.00 0.00 1.41 0.99

88 49 0.01 0.00 - -

72 94 0.01 0.02 2.54 3.03

164 180 0.06 0.06 1.91 1.19

937 1,016 0.81 0.86 0.46 0.43

1,191 1,202 1.97 1.94 0.47 0.53

765 763 2.43 2.37 0.38 0.24

457 438 3.35 3.16 0.79 0.94

191 197 3.13 3.06 2.07 2.02

145 142 4.82 4.66 0.95 1.49

132 127 9.77 9.23 3.68 3.84

67 71 11.38 11.59 1.65 1.59

51 51 16.73 16.07 - -

35 33 25.50 22.79 - -

11 13 17.65 19.24 - -

1 2 2.39 4.95 - -

- - - - - -

- - - - - -

- - - - - -

211 362 - - - -

4,805 4,897 100.00 100.00 0.71 0.72

50 26 10.89 15.58 0.2 0.1

13 7 11.10 14.16 0.2 0.1

10 9 11.02 14.85 0.4 0.3

20 19 11.90 15.10 1.4 1.3

87 100 12.65 15.33 15.1 17.6

95 86 13.01 16.45 32.4 30.4

57 62 13.59 14.98 37.9 42.5

35 38 10.08 10.04 55.1 60.6

25 34 9.30 9.29 85.7 119.3

27 38 9.16 8.51 188.8 272.8

30 39 8.72 8.87 471.8 599.3

18 17 8.42 8.67 638.3 614.0

10 9 8.31 8.63 636.6 576.6

5 8 8.42 9.10 649.6 1,139.3

3 4 6.21 6.73 894.7 1,352.5

- 1 - 10.34 - 501.4

- - - - - -

- - - - - -

- - - - - -

- - - - - -

485 497 8.05 8.57 3,708.1 5,328.1

Ixe


(%)




73



(miles de pesos)


(miles de pesos)

0-10

10-25

25-50

50-100

100-250

250-500

500-1,000

1,000-2,500

2,500-5,000

5,000-10,000

10,000-25,000

25,000-50,000

50,000-100,000

100,000-250,000

250,000-500,000

500,000-1,000,000

1,000,000-2,500,000

2,500,000-5,000,000

+ 5,000,000


Total

0-10

10-25

25-50

50-100

100-250

250-500

500-1,000

1,000-2,500

2,500-5,000

5,000-10,000

10,000-25,000

25,000-50,000

50,000-100,000

100,000-250,000

250,000-500,000

500,000-1,000,000

1,000,000-2,500,000

2,500,000-5,000,000

+ 5,000,000


Total



tasa de interés.



- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

1 1 12.68 12.75 - -

1 1 17.50 17.54 - -

1 - 69.81 - - -

- 1 - 69.71 - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

3 3 100.00 100.00 - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

1 - 7.00 - 56.2 -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

1 - 7.00 - 56.2 -

J.P. Morgan


(%)




74



(miles de pesos)


(miles de pesos)

0-10

10-25

25-50

50-100

100-250

250-500

500-1,000

1,000-2,500

2,500-5,000

5,000-10,000

10,000-25,000

25,000-50,000

50,000-100,000

100,000-250,000

250,000-500,000

500,000-1,000,000

1,000,000-2,500,000

2,500,000-5,000,000

+ 5,000,000


Total

0-10

10-25

25-50

50-100

100-250

250-500

500-1,000

1,000-2,500

2,500-5,000

5,000-10,000

10,000-25,000

25,000-50,000

50,000-100,000

100,000-250,000

250,000-500,000

500,000-1,000,000

1,000,000-2,500,000

2,500,000-5,000,000

+ 5,000,000


Total



tasa de interés.



1,953 2,120 0.26 0.28 - -

484 537 0.34 0.37 0.31 0.28

173 185 0.28 0.29 1.91 1.29

111 123 0.37 0.39 0.95 0.90

144 133 1.08 0.97 4.42 4.86

131 121 2.13 1.94 5.44 6.06

178 184 5.80 5.94 4.29 3.49

147 161 10.35 11.11 5.40 5.39

57 49 9.06 7.64 3.52 4.15

30 26 9.23 7.67 9.65 9.81

31 26 20.87 16.84 - -

6 8 9.25 14.18 - -

4 3 11.76 8.11 - -

2 3 19.23 24.27 - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

1,963 1,586 - - - -

5,414 5,265 100.00 100.00 2.19 2.05

589 719 9.47 9.44 1.7 2.2

167 184 9.55 9.44 2.7 2.9

66 72 9.68 9.51 2.4 2.4

51 46 9.69 9.53 3.7 3.1

51 36 9.63 9.20 8.1 6.2

32 20 9.19 8.97 11.5 7.6

41 47 9.04 9.12 29.2 32.8

45 59 9.04 8.61 70.9 88.6

20 11 9.22 10.70 70.3 38.8

11 6 9.88 8.35 76.4 43.4

13 7 8.50 9.10 190.1 97.0

2 5 - - 69.8 207.9

- - - - - -

- 1 - - - 116.0

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

468 601 - - - -

1,556 1,814 8.95 9.29 536.7 648.9

Monex


(%)




75



(miles de pesos)


(miles de pesos)

0-10

10-25

25-50

50-100

100-250

250-500

500-1,000

1,000-2,500

2,500-5,000

5,000-10,000

10,000-25,000

25,000-50,000

50,000-100,000

100,000-250,000

250,000-500,000

500,000-1,000,000

1,000,000-2,500,000

2,500,000-5,000,000

+ 5,000,000


Total

0-10

10-25

25-50

50-100

100-250

250-500

500-1,000

1,000-2,500

2,500-5,000

5,000-10,000

10,000-25,000

25,000-50,000

50,000-100,000

100,000-250,000

250,000-500,000

500,000-1,000,000

1,000,000-2,500,000

2,500,000-5,000,000

+ 5,000,000


Total



tasa de interés.



1 1 0.00 0.00 - -

1 - 0.00 - - -

3 3 0.00 0.00 29.41 -

1 3 0.00 0.00 - -

29 23 0.06 0.05 12.72 27.40

21 19 0.10 0.09 15.25 17.37

25 25 0.24 0.25 7.55 7.39

84 89 1.88 1.97 6.85 7.90

88 90 4.16 4.27 4.26 4.12

93 96 8.36 8.64 8.59 8.45

96 92 19.56 19.35 5.96 7.86

32 29 14.37 13.67 2.75 -

18 17 17.37 16.13 5.17 5.66

8 9 16.42 17.91 - -

4 4 17.47 17.67 - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

49 67 - - - -

553 567 100.00 100.00 3.53 3.54

- - - - - -

- - - - - -

- - - - - -

- - - - - -

3 1 8.83 8.85 0.4 0.1

1 2 8.37 10.93 0.3 0.7

1 3 12.85 10.69 0.5 2.0

8 10 10.79 11.34 13.9 13.3

13 13 9.62 9.27 46.7 42.8

13 19 9.45 9.70 79.0 110.8

10 16 9.21 9.80 142.7 229.2

10 4 9.19 10.19 339.2 135.1

6 3 9.25 8.59 391.7 225.5

1 - 9.83 - 100.4 -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

66 71 9.33 9.50 1,114.9 759.5

Multiva


(%)




76



(miles de pesos)


(miles de pesos)

0-10

10-25

25-50

50-100

100-250

250-500

500-1,000

1,000-2,500

2,500-5,000

5,000-10,000

10,000-25,000

25,000-50,000

50,000-100,000

100,000-250,000

250,000-500,000

500,000-1,000,000

1,000,000-2,500,000

2,500,000-5,000,000

+ 5,000,000


Total

0-10

10-25

25-50

50-100

100-250

250-500

500-1,000

1,000-2,500

2,500-5,000

5,000-10,000

10,000-25,000

25,000-50,000

50,000-100,000

100,000-250,000

250,000-500,000

500,000-1,000,000

1,000,000-2,500,000

2,500,000-5,000,000

+ 5,000,000


Total



tasa de interés.



2,653 2,617 0.01 0.01 5.15 4.47

1,514 1,518 0.02 0.02 3.52 3.23

1,914 1,916 0.05 0.05 3.08 3.83

3,627 3,719 0.18 0.19 2.87 2.92

7,727 7,901 0.87 0.90 3.27 3.39

6,933 7,084 1.70 1.76 3.00 3.31

6,595 6,570 3.19 3.23 2.20 2.62

5,156 5,131 5.38 5.45 1.86 2.00

1,774 1,853 4.26 4.51 2.02 2.00

1,162 1,179 5.51 5.66 0.97 0.90

926 906 9.77 9.72 1.04 1.12

349 364 8.12 8.50 1.97 1.88

164 168 7.48 7.80 0.65 0.63

131 133 13.83 13.85 1.86 1.85

57 54 13.30 12.51 1.37 1.44

34 33 14.83 14.37 - -

8 8 7.77 7.78 - -

2 2 3.72 3.69 - -

- - - - - -

1,995 2,223 - - - -

42,721 43,379 100.00 100.00 1.15 1.19

231 251 13.43 12.62 0.6 0.6

69 83 13.54 13.25 1.1 1.3

61 54 13.69 13.79 2.1 1.9

117 121 15.64 15.35 8.3 8.7

266 311 14.15 14.27 43.0 51.9

293 324 13.27 13.06 104.1 119.1

376 437 13.00 13.04 260.0 302.8

530 611 12.36 12.28 817.2 972.6

167 240 10.15 9.88 600.5 854.4

131 171 8.64 8.57 884.1 1,171.4

100 138 7.97 7.64 1,489.5 2,186.0

51 53 7.68 7.60 1,658.9 1,708.7

22 27 6.87 7.02 1,556.6 1,903.2

33 27 6.84 6.29 5,178.4 4,246.2

12 10 5.96 6.26 4,204.3 3,720.2

7 7 6.00 5.78 4,360.1 4,502.9

1 - - - 1,730.1 -

- - - - - -

- - - - - -

- - - - - -

2,467 2,865 7.15 7.21 22,898.9 21,751.9

Santander


(%)




77



(miles de pesos)


(miles de pesos)

0-10

10-25

25-50

50-100

100-250

250-500

500-1,000

1,000-2,500

2,500-5,000

5,000-10,000

10,000-25,000

25,000-50,000

50,000-100,000

100,000-250,000

250,000-500,000

500,000-1,000,000

1,000,000-2,500,000

2,500,000-5,000,000

+ 5,000,000


Total

0-10

10-25

25-50

50-100

100-250

250-500

500-1,000

1,000-2,500

2,500-5,000

5,000-10,000

10,000-25,000

25,000-50,000

50,000-100,000

100,000-250,000

250,000-500,000

500,000-1,000,000

1,000,000-2,500,000

2,500,000-5,000,000

+ 5,000,000


Total



tasa de interés.



10 12 0.00 0.00 - -

3 - 0.00 - - -

3 1 0.00 0.00 - -

5 5 0.00 0.00 - -

15 20 0.01 0.01 9.70 7.20

48 41 0.05 0.04 15.12 22.44

64 70 0.14 0.14 10.49 11.13

165 159 0.79 0.74 4.63 5.03

186 193 1.95 1.96 5.35 6.10

210 207 4.30 4.19 2.35 2.33

259 250 11.76 11.08 0.79 1.50

159 161 15.65 15.33 - -

106 100 20.72 18.75 0.94 1.00

41 47 20.12 20.26 - -

9 11 9.15 10.65 - -

4 5 8.98 10.73 - -

2 2 6.37 6.12 - -

- - - - - -

- - - - - -

46 56 - - - -

1,335 1,340 100.00 100.00 0.55 0.63

1 1 7.66 30.53 0.0 0.0

- - - - - -

1 - 8.81 - 0.0 -

- - - - - -

1 7 8.85 8.71 0.2 1.2

8 1 8.31 8.10 3.0 0.4

13 15 9.39 8.88 9.5 10.5

25 26 8.15 8.09 37.1 41.3

27 31 8.29 8.11 91.7 116.2

35 32 7.90 8.13 240.6 211.3

31 32 7.92 7.74 473.7 456.0

15 10 7.44 6.34 480.4 335.0

6 7 5.51 7.58 399.8 454.4

3 1 7.65 5.84 430.0 170.7

- 2 - 6.77 - 635.3

- 1 - 6.15 - 976.3

- - - - - -

- - - - - -

- - - - - -

- - - - - -

166 166 7.41 6.86 2,166.2 3,408.6

Scotiabank


(%)




78



(miles de pesos)


(miles de pesos)

0-10

10-25

25-50

50-100

100-250

250-500

500-1,000

1,000-2,500

2,500-5,000

5,000-10,000

10,000-25,000

25,000-50,000

50,000-100,000

100,000-250,000

250,000-500,000

500,000-1,000,000

1,000,000-2,500,000

2,500,000-5,000,000

+ 5,000,000


Total

0-10

10-25

25-50

50-100

100-250

250-500

500-1,000

1,000-2,500

2,500-5,000

5,000-10,000

10,000-25,000

25,000-50,000

50,000-100,000

100,000-250,000

250,000-500,000

500,000-1,000,000

1,000,000-2,500,000

2,500,000-5,000,000

+ 5,000,000


Total



tasa de interés.



- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

1 - 0.05 - - -

- - - - - -

- - - - - -

1 1 0.55 0.49 - -

- - - - - -

2 1 4.28 1.40 - -

- 2 - 8.08 - -

1 - 11.36 - - -

1 2 26.33 37.60 - -

1 1 57.42 52.41 - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

7 7 100.00 100.00 - -

- - - - - -

1 - - - 0.0 -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

1 2 - - 2.4 4.2

1 - - - 4.3 -

1 - - - 8.5 -

- 1 - - - 12.6

- 1 - - - 44.0

1 - - - 92.7 -

- 1 - - - 127.1

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

5 5 - - 107.9 187.9

The Royal Bank of Scotland


(%)




79



(miles de pesos)


(miles de pesos)

0-10

10-25

25-50

50-100

100-250

250-500

500-1,000

1,000-2,500

2,500-5,000

5,000-10,000

10,000-25,000

25,000-50,000

50,000-100,000

100,000-250,000

250,000-500,000

500,000-1,000,000

1,000,000-2,500,000

2,500,000-5,000,000

+ 5,000,000


Total

0-10

10-25

25-50

50-100

100-250

250-500

500-1,000

1,000-2,500

2,500-5,000

5,000-10,000

10,000-25,000

25,000-50,000

50,000-100,000

100,000-250,000

250,000-500,000

500,000-1,000,000

1,000,000-2,500,000

2,500,000-5,000,000

+ 5,000,000


Total



tasa de interés.



18 13 0.00 0.00 9.24 3.71

49 39 0.01 0.01 3.24 2.66

66 86 0.04 0.05 3.98 3.11

183 183 0.20 0.21 0.88 0.82

464 440 1.17 1.14 2.33 2.93

484 455 2.57 2.43 3.03 2.77

404 401 4.28 4.25 3.80 4.64

492 507 11.53 11.89 2.83 2.51

247 257 12.89 13.27 1.76 1.31

188 185 19.19 18.81 7.56 7.89

111 115 23.47 23.82 1.98 1.99

24 28 12.15 13.75 - 0.02

7 5 7.27 5.04 - -

2 3 5.21 5.32 - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

154 152 - - - -

2,893 2,869 100.00 100.00 2.74 2.74

93 85 11.29 10.89 0.1 0.1

2 - 9.35 - 0.0 -

1 - 9.35 - 0.0 -

- 1 - 9.82 - 0.1

3 3 11.02 8.13 0.7 0.4

5 9 11.90 9.05 1.9 3.0

22 23 10.62 10.82 14.0 16.0

38 62 10.17 10.16 62.6 95.7

42 54 10.24 10.75 141.8 180.0

36 39 9.91 9.41 230.5 261.3

23 20 8.30 8.16 321.7 258.6

4 3 8.86 8.77 150.3 100.0

3 4 8.29 6.63 210.8 245.7

1 - 9.94 - 187.6 -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

273 303 9.20 8.77 1,321.9 1,161.1

Ve por Más


(%)




80


Actividad Económica


Agricultura, Silvicultura, Ganadería y Pesca

Comercio

Comunicaciones y Telecomunicaciones

Construcción

Educativo

Hoteles y Restaurantes

Alimentos, Bebidas y Tabaco

Industria Automotriz

Industria Materiales de Construcción

Industria Química y Farmacéutica

Industria Textil y de Calzado

Petróleo, Minería, Gas y Energía

Resto Industria

Salud

Servicios Comunales y Sociales

Servicios de Esparcimiento y otros Servicios Recreativo

Servicios Profesionales y Técnicos

Transporte

Otros

Total


algunos bancos. 2/ IMOR = Índice de Morosidad = Cartera Vencida / Cartera Total. Por tratarse de información operativa no coincide exactamente con la cifra obtenida a través de saldos contables. 3/ Se refiere al monto de crédito dispuesto en el mes. 4/ Tasa de interés promedio ponderado por monto de crédito, para créditos en moneda nacional. En los rangos que solo contengan créditos en moneda distinta a la nacional, no se mostrará

tasa de interés.

Información del Portafolio Total por Actividad Económica

Información de Créditos Otorgados3/ en el Mes por Actividad Económica


Comercio


Construcción

Educativo








Resto Industria

Salud




Transporte

Otros

Total

1 2 0.26 0.66 - -

2 3 5.42 70.60 - -

- - - - - -

4 4 58.47 14.91 - -

1 1 1.09 0.28 - -

1 1 0.39 0.10 - -

1 1 1.96 0.50 - -

- - - - - -

- - - - - -

1 1 1.89 0.46 - -

- - - - - -

- - - - - -

3 2 7.72 1.97 - -

- - - - - -

- - - - - -

- - - - - -

8 10 22.79 10.53 - -

- - - - - -

1 - - - - -

23 25 100.00 100.00 - -

- 1 - 8.00 - 1.5

- 1 - 7.00 - 175.1

- - - - - -

2 - 8.00 - 25.1 -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- 2 - 9.03 - 12.2

- - - - - -

- - - - - -

2 4 8.00 7.14 25.1 188.9

Actinver


(%)




81





Comercio


Construcción

Educativo








Resto Industria

Salud




Transporte

Otros

Total



tasa de interés.




Comercio


Construcción

Educativo








Resto Industria

Salud




Transporte

Otros

Total

45 43 1.75 1.64 12.83 14.01

565 573 20.83 20.84 4.75 4.87

26 30 4.53 4.73 0.07 0.73

159 148 13.27 13.05 0.17 0.18

43 41 3.71 3.57 0.73 0.77

69 77 1.30 1.37 2.57 2.50

81 80 4.67 4.76 17.21 15.80

2 1 0.15 0.16 - -

16 16 4.31 4.37 - -

26 22 1.30 1.37 0.68 0.66

40 48 0.53 0.51 20.72 21.84

26 36 4.64 4.76 - -

271 273 21.95 21.67 2.60 2.95

13 17 0.40 0.41 - -

5 4 0.06 0.07 - -

12 13 0.99 0.98 13.05 12.93

323 327 9.98 9.95 6.50 6.87

120 125 5.42 5.61 0.12 0.12

8 9 0.20 0.19 - -

1,850 1,883 100.00 100.00 3.58 3.69

16 13 12.05 11.00 26.0 41.4

158 157 9.43 9.43 474.3 456.3

2 9 13.07 7.81 4.8 175.2

56 41 10.78 10.46 419.8 159.2

8 6 8.24 7.49 27.5 14.7

12 19 11.64 11.61 16.2 22.3

23 23 10.23 10.36 71.0 77.4

1 - 9.86 - 7.6 -

3 3 11.31 11.43 11.3 19.0

9 5 11.02 11.06 43.5 33.0

10 17 11.88 12.62 6.1 8.1

4 14 12.17 10.58 3.2 19.9

68 65 7.97 8.21 316.2 326.1

1 6 12.86 13.24 1.5 7.2

2 2 9.40 9.39 3.2 3.2

2 2 14.10 13.18 0.8 4.1

82 81 9.17 9.55 104.2 105.1

27 30 8.29 8.89 68.1 92.0

1 2 14.86 15.61 1.0 0.2

485 495 9.59 9.29 1,606.4 1,564.7

Afirme


(%)




82





Comercio


Construcción

Educativo








Resto Industria

Salud




Transporte

Otros

Total



tasa de interés.




Comercio


Construcción

Educativo








Resto Industria

Salud




Transporte

Otros

Total

1 1 0.19 0.18 - -

74 80 22.18 21.43 - -

10 10 1.49 1.72 - -

41 48 19.88 18.88 - -

- - - - - -

1 3 1.79 2.64 - -

8 10 3.49 6.05 - -

- - - - - -

- - - - - -

- - - - - -

3 4 0.69 0.67 - -

4 4 1.08 0.97 - -

46 47 17.17 17.74 - -

3 3 0.82 0.76 - -

- - - - - -

- - - - - -

29 31 16.11 14.38 - -

2 3 0.69 0.65 - -

12 11 14.43 13.93 - -

234 255 100.00 100.00 - -

1 - 10.37 - 3.0 -

14 15 9.71 9.53 52.2 48.2

2 3 8.92 8.90 10.3 15.3

3 9 12.85 12.86 2.0 8.0

- - - - - -

- 2 - 8.80 - 16.0

3 3 14.50 9.65 6.9 53.2

- - - - - -

- - - - - -

- - - - - -

1 1 11.83 9.84 3.0 4.0

- - - - - -

22 12 9.08 9.41 190.7 69.4

- - - - - -

- - - - - -

- - - - - -

3 2 11.47 10.11 7.9 20.1

- 1 - 8.85 - 0.5

6 - 8.35 - 105.3 -

55 48 9.16 9.60 381.4 234.8

Autofin


(%)




83





Comercio


Construcción

Educativo








Resto Industria

Salud




Transporte

Otros

Total



tasa de interés.




Comercio


Construcción

Educativo








Resto Industria

Salud




Transporte

Otros

Total

855 839 3.94 4.01 0.52 0.59

27,118 26,775 26.04 27.21 1.07 0.95

357 351 5.33 5.04 0.04 0.04

1,357 1,377 11.96 11.57 0.32 0.32

29 30 0.01 0.01 - -

269 263 1.66 1.59 0.06 0.06

1,006 981 6.28 6.71 0.19 0.16

138 153 0.81 0.81 0.03 0.23

44 47 3.17 3.10 - -

521 498 5.98 5.69 - -

530 538 1.38 1.43 4.73 4.43

244 252 2.56 2.23 0.05 0.05

2,572 2,552 14.25 14.25 0.25 0.21

110 114 0.09 0.08 - -

108 112 0.07 0.06 0.22 0.09

16 15 0.03 0.03 - -

2,907 2,874 8.72 8.35 0.20 0.19

529 534 4.98 4.87 - -

169 171 2.74 2.96 - -

38,879 38,476 100.00 100.00 0.47 0.45

44 52 7.57 7.55 337.3 497.2

520 584 8.05 6.73 3,738.0 5,035.7

11 7 6.48 8.27 98.6 56.7

26 73 6.82 8.30 699.1 624.2

- 2 - 18.49 - 0.2

13 12 9.99 9.06 30.9 60.3

24 46 8.14 6.47 266.6 1,006.0

4 10 16.25 8.21 0.3 134.1

2 4 9.41 6.49 500.0 21.3

36 27 7.12 8.82 2,300.2 250.2

19 42 7.94 7.89 46.0 176.7

12 30 7.55 7.57 205.3 712.6

103 123 6.40 7.09 2,360.2 938.4

2 6 16.25 7.52 0.5 7.0

5 8 5.11 4.89 13.2 23.5

- - - - - -

73 93 8.61 7.87 146.9 1,929.7

14 18 8.48 8.92 133.3 163.6

5 9 9.10 7.38 4.6 280.9

913 1,146 7.57 7.22 10,881.1 11,918.2

Banamex


(%)




84





Comercio


Construcción

Educativo








Resto Industria

Salud




Transporte

Otros

Total



tasa de interés.




Comercio


Construcción

Educativo








Resto Industria

Salud




Transporte

Otros

Total

410 409 8.61 8.70 4.15 4.13

1,107 1,134 25.49 26.40 6.84 6.66

22 22 0.43 0.46 7.87 4.99

612 620 22.68 23.76 2.85 2.77

- - - - - -

30 33 2.37 2.70 1.72 1.76

105 112 2.77 2.65 8.44 9.09

3 3 0.31 0.31 81.75 82.17

- - - - - -

69 76 1.13 1.13 5.78 5.90

336 343 3.33 3.38 9.28 9.96

3 3 0.05 0.05 51.77 51.90

262 268 5.38 5.93 6.57 6.40

5 2 0.01 0.00 16.45 100.00

9 9 3.89 4.02 - -

21 21 0.14 0.14 5.91 6.25

390 397 18.55 15.51 3.05 4.71

103 100 2.61 2.62 5.53 5.66

151 148 2.27 2.23 2.63 2.75

3,638 3,700 100.00 100.00 4.84 5.10

34 36 8.40 7.45 59.2 46.2

91 115 9.22 9.10 285.7 327.2

2 2 8.86 9.16 2.9 8.0

31 45 7.29 7.58 132.9 125.2

- - - - - -

2 3 9.10 9.07 21.6 22.8

3 8 7.62 9.77 62.2 23.2

- - - - - -

- - - - - -

5 14 6.12 8.35 3.6 20.9

41 45 9.08 9.84 34.4 52.7

- - - - - -

17 24 7.66 7.90 64.0 105.5

- - - - - -

2 1 11.45 9.35 76.6 15.0

2 - 8.85 - 1.5 -

27 24 7.63 8.74 354.6 51.2

5 3 9.14 10.60 1.7 2.3

8 7 11.32 8.38 153.1 5.6

270 327 8.74 8.64 1,254.1 805.8

Banca Mifel


(%)




85





Comercio


Construcción

Educativo








Resto Industria

Salud




Transporte

Otros

Total



tasa de interés.




Comercio


Construcción

Educativo








Resto Industria

Salud




Transporte

Otros

Total

19 20 2.02 1.78 - -

260 347 70.63 63.73 0.23 0.21

2 2 0.42 0.36 - -

24 41 3.68 10.46 - -

8 10 0.94 0.92 - -

19 26 1.21 1.56 0.19 0.13

11 16 0.68 0.60 - -

- - - - - -

6 7 2.28 1.98 - -

1 1 0.68 0.11 - -

11 10 0.10 0.03 - -

- 2 - 0.23 - -

155 177 4.98 5.79 0.96 0.73

4 5 0.11 0.31 - -

13 20 0.05 0.05 - -

- 1 - 0.00 - -

614 663 11.53 11.50 0.82 0.73

6 7 0.49 0.43 - -

2 2 0.19 0.16 - -

1,155 1,357 100.00 100.00 0.31 0.26

6 5 9.80 9.95 7.1 4.8

92 124 12.16 12.13 32.3 47.4

- - - - - -

8 22 11.13 9.41 10.9 90.5

2 4 11.97 12.29 1.7 1.6

10 8 19.26 8.46 1.1 14.7

5 5 18.27 8.79 0.3 5.6

- - - - - -

3 2 8.36 7.29 3.4 12.8

1 - 10.84 - 6.0 -

4 3 13.83 13.19 0.5 0.3

- 2 - 11.94 - 2.4

62 67 12.20 11.77 17.7 24.1

- 2 - 11.97 - 2.1

7 10 13.85 13.85 0.3 0.5

- 1 - 35.00 - 0.0

66 99 10.34 12.40 61.5 24.3

- 1 - 35.00 - 0.1

- - - - - -

266 355 11.11 10.44 142.7 231.0

Banco Ahorro Famsa


(%)




86





Comercio


Construcción

Educativo








Resto Industria

Salud




Transporte

Otros

Total



tasa de interés.




Comercio


Construcción

Educativo








Resto Industria

Salud




Transporte

Otros

Total

1 1 0.11 0.11 - -

114 97 9.02 8.66 13.95 17.77

- - - - - -

163 173 73.95 73.71 4.51 4.42

- - - - - -

- - - - - -

5 5 0.46 0.44 - -

9 9 0.11 0.11 - -

1 1 0.14 0.14 - -

- - - - - -

- - - - - -

6 7 1.59 2.20 - -

7 6 1.70 1.70 - -

- - - - - -

- - - - - -

- - - - - -

16 16 8.24 8.29 7.08 7.03

1 1 0.06 0.06 - -

184 304 4.63 4.59 - -

507 620 100.00 100.00 5.18 5.38

- - - - - -

6.0 18.0 11.2 11.9 9.0 11.4

- - - - - -

11.0 14.0 11.2 11.1 26.0 67.7

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

2.0 3.0 10.9 10.8 22.0 13.2

1.0 1.0 10.8 10.8 8.0 4.0

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

110.0 122.0 19.8 19.8 1.6 1.6

130.0 158.0 11.2 11.3 66.6 97.9

BancoAmigo


(%)




87





Comercio


Construcción

Educativo








Resto Industria

Salud




Transporte

Otros

Total



tasa de interés.




Comercio


Construcción

Educativo








Resto Industria

Salud




Transporte

Otros

Total

86 85 0.01 0.01 57.17 64.12

218 215 15.50 15.47 1.00 0.96

8 8 13.65 13.61 - -

4 4 0.01 0.01 18.25 30.87

- - - - - -

5 5 0.00 0.00 98.02 100.00

10 11 0.01 0.01 9.47 9.91

1 1 0.00 0.00 100.00 100.00

- - - - - -

1 2 16.58 16.58 - -

7 7 0.03 0.03 16.46 16.32

12 12 16.36 16.30 0.02 0.02

490 479 14.25 14.48 5.91 1.58

6 6 5.50 5.46 0.02 0.02

421 369 0.03 0.03 61.16 71.95

1 1 0.00 0.00 - -

30 29 13.08 13.04 3.65 3.63

17 17 4.90 4.91 4.36 4.32

4 3 0.08 0.07 0.03 0.03

1,321 1,254 100.00 100.00 1.73 1.10

- - - - - -

1 4 6.87 8.61 0.5 2.0

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- 1 - 9.85 - 0.3

- - - - - -

- - - - - -

- 1 - 13.84 - 1.0

- - - - - -

- - - - - -

1 - 9.83 - 0.6 -

- - - - - -

- - - - - -

- - - - - -

1 - 6.84 - 50.0 -

- - - - - -

1 - 12.00 - 1.7 -

4 6 7.04 10.31 52.8 3.3

Banco Azteca


(%)




88





Comercio


Construcción

Educativo








Resto Industria

Salud




Transporte

Otros

Total



tasa de interés.




Comercio


Construcción

Educativo








Resto Industria

Salud




Transporte

Otros

Total

3,106 3,204 11.25 10.82 5.26 5.28

12,181 12,621 22.02 22.13 3.81 3.71

219 236 0.88 0.85 4.47 4.56

4,145 4,245 25.36 25.02 3.98 4.07

174 190 0.40 0.39 0.63 0.51

465 514 2.78 2.71 1.68 1.55

1,282 1,342 3.36 3.37 5.16 6.13

84 84 0.10 0.11 0.60 0.57

258 280 1.21 1.23 5.39 5.23

654 690 1.46 1.47 1.11 1.04

2,497 2,558 1.89 1.69 1.59 1.73

211 210 0.43 0.40 0.82 0.86

5,302 5,549 9.02 9.04 3.97 3.92

71 65 0.12 0.11 11.87 11.91

150 182 0.39 0.66 0.33 0.19

44 50 0.19 0.19 0.07 0.07

5,696 5,987 14.54 14.98 1.72 1.74

1,079 1,092 3.71 3.95 0.75 0.86

421 394 0.89 0.89 0.40 0.40

38,039 39,493 100.00 100.00 3.47 3.48

320 410 8.44 8.32 361.9 568.9

2,063 2,554 7.97 7.77 1,699.3 2,098.8

50 72 8.21 8.88 53.0 25.4

468 551 7.31 7.05 1,397.0 1,291.4

20 28 12.32 13.16 5.9 6.5

47 82 10.22 9.13 13.4 44.5

180 231 8.10 7.37 161.7 265.3

36 8 12.83 10.08 0.3 2.2

46 56 9.09 8.21 16.8 32.4

99 107 7.82 7.99 175.8 130.5

406 458 7.91 7.79 143.0 142.4

32 24 7.91 8.52 19.7 7.4

711 1,048 8.18 8.23 507.9 584.8

4 7 7.67 7.62 4.9 2.7

11 35 9.19 8.56 19.5 111.6

6 9 14.12 7.56 0.2 7.5

764 1,019 7.53 7.60 528.8 763.7

124 155 7.81 7.79 98.5 254.3

29 42 8.52 6.96 32.6 43.0

5,416 6,896 7.82 7.71 5,240.1 6,383.4

Banco del Bajío


(%)




89





Comercio


Construcción

Educativo








Resto Industria

Salud




Transporte

Otros

Total



tasa de interés.




Comercio


Construcción

Educativo








Resto Industria

Salud




Transporte

Otros

Total

16 18 18.20 17.64 - -

183 200 24.54 32.10 - -

2 4 0.61 0.55 - -

- - - - - -

- - - - - -

33 35 1.04 1.03 - -

44 54 31.46 26.13 - -

- - - - - -

- - - - - -

10 14 0.73 1.03 - -

71 88 13.09 12.08 - -

- - - - - -

61 69 7.45 6.80 - -

- - - - - -

- - - - - -

- - - - - -

10 10 1.05 1.00 - -

30 39 1.83 1.64 - -

- - - - - -

460 531 100.00 100.00 - -

5 3 7.82 8.08 25.1 10.4

53 86 11.40 10.70 74.0 152.0

- 2 - 12.85 - 4.5

- - - - - -

- - - - - -

8 10 9.86 10.80 2.4 3.7

13 17 10.98 11.07 39.7 42.5

- - - - - -

- - - - - -

3 5 11.51 9.49 2.2 4.6

21 36 11.35 10.71 29.8 47.0

- - - - - -

17 20 10.89 13.02 18.7 9.0

- - - - - -

- - - - - -

- - - - - -

3 3 11.85 11.86 2.8 3.4

9 18 14.85 14.84 5.0 11.6

- - - - - -

132 200 10.89 10.93 199.7 288.7

Banco Wal-Mart


(%)




90





Comercio


Construcción

Educativo








Resto Industria

Salud




Transporte

Otros

Total



tasa de interés.




Comercio


Construcción

Educativo








Resto Industria

Salud




Transporte

Otros

Total

- - - - - -

5 10 6.52 56.27 - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

2 2 17.11 10.81 - -

- - - - - -

3 5 70.01 29.23 - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

1 3 1.19 1.51 - -

- - - - - -

1 1 5.17 2.18 - -

12 21 100.00 100.00 - -

- - - - - -

3 5 - 5.35 17.6 1,151.9

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- 1 - - - 64.5

- - - - - -

2 1 - - 139.1 120.4

- - - - - -

- - - - - -

- - - - - -

- - - - - -

1 2 - - 3.2 24.4

- - - - - -

- - - - - -

6 9 - 5.35 159.8 1,361.3

Bank of America


(%)




91





Comercio


Construcción

Educativo








Resto Industria

Salud




Transporte

Otros

Total



tasa de interés.




Comercio


Construcción

Educativo








Resto Industria

Salud




Transporte

Otros

Total

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

27 25 27.42 31.83 13.93 14.00

- - - - - -

4 3 1.23 1.39 - -

- - - - - -

4 3 14.01 17.06 - -

16 16 36.28 44.01 11.30 10.89

- - - - - -

- - - - - -

- - - - - -

2 1 5.43 5.71 - -

- - - - - -

1 1 15.63 - - -

54 49 100.00 100.00 7.92 9.25

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

10 10 - - 298.6 246.7

- - - - - -

2 1 - - 3.9 3.7

- - - - - -

2 2 6.16 6.17 89.6 86.7

7 6 - - 372.4 397.8

- - - - - -

- - - - - -

- - - - - -

1 1 - - 76.6 69.2

- - - - - -

- - - - - -

22 20 6.16 6.17 841.0 804.1

Bank of Tokyo-Mitsubishi UFJ


(%)




92





Comercio


Construcción

Educativo








Resto Industria

Salud




Transporte

Otros

Total



tasa de interés.




Comercio


Construcción

Educativo








Resto Industria

Salud




Transporte

Otros

Total

3,321 3,348 5.13 5.24 8.48 8.15

16,387 16,528 18.78 19.33 3.29 3.10

608 622 4.47 4.60 26.45 25.15

3,336 3,371 26.15 25.51 2.59 2.63

709 708 0.79 0.76 1.59 1.42

1,169 1,181 6.28 6.11 0.66 0.73

1,250 1,277 3.15 3.11 5.80 5.96

132 130 0.93 0.92 0.61 0.58

215 210 0.36 0.34 3.06 4.34

573 575 1.16 0.91 2.71 1.94

985 968 1.14 1.14 4.86 4.73

792 798 2.94 2.89 1.80 1.90

4,279 4,303 10.17 10.16 1.56 1.58

413 412 0.76 0.72 0.62 0.61

115 121 0.36 0.35 0.01 0.01

116 113 0.10 0.10 3.88 3.69

6,955 7,093 14.12 14.77 1.52 1.55

1,875 1,894 2.38 2.28 1.74 1.75

1,148 1,244 0.83 0.77 3.40 3.79

44,378 44,896 100.00 100.00 3.76 3.71

214 220 8.86 8.71 843.5 1,038.3

813 962 9.27 8.42 2,029.5 3,619.5

22 52 9.31 7.40 173.2 628.1

170 195 7.73 8.34 2,129.7 1,854.8

22 23 11.42 12.02 29.3 17.9

40 47 9.68 8.85 167.5 90.5

77 87 8.03 7.38 395.9 909.9

5 11 9.48 9.92 18.7 57.7

12 10 7.41 6.99 66.2 39.6

29 33 7.80 8.40 118.9 100.2

75 54 8.72 10.15 412.1 244.2

29 31 8.05 8.23 295.7 330.0

185 223 8.27 8.57 1,426.4 1,010.9

19 15 6.92 8.72 128.5 36.9

1 12 9.35 11.22 15.1 33.9

4 4 13.58 14.69 1.8 2.4

280 415 7.60 8.61 2,095.5 1,737.8

82 81 9.70 9.17 177.7 164.1

83 134 9.62 12.14 55.4 57.6

2,162 2,609 8.29 8.38 10,580.7 11,974.3

Banorte


(%)




93





Comercio


Construcción

Educativo








Resto Industria

Salud




Transporte

Otros

Total



tasa de interés.




Comercio


Construcción

Educativo








Resto Industria

Salud




Transporte

Otros

Total

292 301 5.40 5.55 2.98 2.85

2,057 2,113 20.13 19.80 1.95 1.94

53 53 1.12 1.12 - -

1,026 1,062 32.18 33.02 0.46 0.43

71 74 2.56 2.50 - -

170 177 1.20 1.22 - 0.07

353 354 3.07 2.84 2.77 3.54

21 18 0.16 0.17 8.31 8.37

31 29 0.35 0.36 17.77 16.97

95 98 1.18 1.06 0.11 0.12

126 129 1.28 1.27 0.87 0.87

100 100 1.54 1.46 0.99 3.72

985 1,007 10.16 10.39 1.72 1.48

78 79 1.81 1.95 - -

20 22 0.07 0.07 - -

12 12 0.13 0.13 1.27 0.97

1,538 1,591 12.87 12.48 0.68 0.84

478 483 4.11 3.97 1.94 1.97

61 72 0.69 0.65 0.14 0.15

7,567 7,774 100.00 100.00 1.23 1.27

41 46 8.66 7.92 71.0 97.9

218 218 8.72 8.57 502.2 603.2

8 3 7.42 7.36 119.2 139.8

169 174 9.08 8.37 704.0 995.0

6 7 10.06 9.71 13.6 21.1

15 21 9.30 10.80 21.8 6.9

44 32 9.07 8.26 76.4 44.3

4 1 14.54 10.85 0.7 1.7

4 1 9.39 8.37 7.7 4.5

9 13 9.04 9.02 40.7 56.6

13 12 10.68 10.90 7.5 7.7

11 8 9.97 9.42 9.2 12.7

95 119 9.38 9.15 192.7 323.2

7 8 9.33 9.11 11.8 9.7

1 4 10.83 10.34 0.5 4.2

3 2 8.04 7.42 4.5 4.0

164 181 9.27 9.45 327.2 266.6

47 41 9.07 9.78 72.1 43.1

7 20 9.55 9.26 6.6 29.0

866 911 8.97 8.61 2,189.5 2,671.1

Banregio


(%)




94





Comercio


Construcción

Educativo








Resto Industria

Salud




Transporte

Otros

Total



tasa de interés.




Comercio


Construcción

Educativo








Resto Industria

Salud




Transporte

Otros

Total

39 38 8.76 6.96 - -

403 407 10.93 11.22 3.65 5.48

11 11 0.05 0.06 - -

197 204 20.51 20.19 8.67 6.39

5 5 4.56 4.63 - -

97 71 10.11 10.32 0.69 0.99

89 92 5.77 5.81 18.56 19.13

6 6 0.02 0.02 - -

2 2 0.22 0.23 - -

9 9 0.21 0.22 4.58 4.64

7 7 0.16 0.17 - -

3 3 0.17 0.17 - -

119 119 6.38 6.39 0.33 0.34

33 33 2.94 3.11 - -

17 17 0.08 0.08 - -

3 3 5.70 5.91 - -

474 471 18.15 18.72 1.96 1.96

362 351 4.16 4.20 6.14 6.07

28 35 1.11 1.57 5.38 3.91

1,904 1,884 100.00 100.00 4.02 3.83

1 1 10.86 10.84 17.1 30.0

13 19 10.51 10.53 68.0 38.8

- 3 - 10.84 - 0.9

2 11 10.55 11.44 13.6 9.4

1 - 10.86 - 25.2 -

13 - 10.87 - 32.6 -

9 12 10.47 10.59 39.9 14.2

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

9 5 12.22 10.75 2.7 12.6

1 1 14.30 10.84 0.3 4.0

- - - - - -

- - - - - -

14 12 13.34 10.72 6.3 11.8

2 4 13.43 13.45 1.6 2.5

2 7 6.51 6.90 15.1 24.8

67 75 10.48 10.14 222.4 149.0

Bansí


(%)




95





Comercio


Construcción

Educativo








Resto Industria

Salud




Transporte

Otros

Total



tasa de interés.




Comercio


Construcción

Educativo








Resto Industria

Salud




Transporte

Otros

Total

3,572 3,618 2.68 2.72 2.65 2.96

98,120 100,079 16.99 17.75 2.66 2.67

4,704 4,819 4.75 4.72 0.54 0.55

19,272 19,451 23.19 22.68 5.67 7.24

1,299 1,336 0.37 0.38 0.56 0.53

5,414 5,414 4.20 4.16 4.68 4.77

30,950 36,105 8.72 8.70 0.73 0.64

1,261 1,326 0.39 0.40 1.32 1.29

3,107 3,083 4.84 5.13 0.55 0.55

5,689 5,638 2.96 2.92 0.12 0.12

6,464 6,520 1.10 1.12 3.36 3.47

2,204 2,229 4.12 3.67 0.15 0.23

29,390 30,572 9.57 9.40 1.27 1.40

2,554 2,617 1.61 1.60 0.08 0.11

388 397 0.15 0.19 0.06 0.05

547 555 0.16 0.16 11.52 12.10

62,547 63,810 8.71 8.53 1.85 1.92

21,700 22,787 1.89 1.90 0.98 1.82

2,990 3,007 3.60 3.89 1.07 1.01

302,172 313,363 100.00 100.00 2.56 2.95

472 536 8.50 8.31 1,303.3 1,933.1

13,378 14,601 7.76 7.61 10,716.0 13,137.4

485 487 10.64 11.23 339.0 4,720.8

2,552 3,600 8.57 8.67 7,524.4 8,185.8

202 160 19.47 15.28 17.6 21.9

451 551 8.48 10.81 512.1 1,266.5

9,789 10,414 6.99 6.57 3,978.2 7,028.9

181 259 10.06 10.93 306.1 543.8

1,057 912 9.61 6.55 107.9 7,168.0

1,089 1,134 7.74 7.34 641.2 2,775.6

725 856 9.55 9.55 400.0 611.2

230 256 7.78 8.60 1,310.8 1,845.7

5,193 5,815 8.40 9.10 2,842.0 8,260.5

281 292 13.84 9.24 33.9 129.4

30 31 12.76 8.80 8.8 150.9

39 38 9.62 11.83 25.3 10.7

6,279 6,913 8.54 8.45 3,451.6 4,094.0

5,267 5,945 11.83 11.02 292.9 555.5

346 257 5.91 5.81 801.4 2,257.2

48,046 53,057 8.16 7.99 34,612.7 64,696.7

BBVA Bancomer


(%)




96





Comercio


Construcción

Educativo








Resto Industria

Salud




Transporte

Otros

Total



tasa de interés.




Comercio


Construcción

Educativo








Resto Industria

Salud




Transporte

Otros

Total

- - - - - -

1 1 100.00 100.00 - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

1 1 100.00 100.00 - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

BanCoppel


(%)




97





Comercio


Construcción

Educativo








Resto Industria

Salud




Transporte

Otros

Total



tasa de interés.




Comercio


Construcción

Educativo








Resto Industria

Salud




Transporte

Otros

Total

- - - - - -

5 5 15.07 14.28 - -

1 1 10.08 10.16 - -

11 10 45.41 42.92 - -

- - - - - -

- - - - - -

1 1 0.44 0.43 - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

4 3 1.13 1.25 - -

- - - - - -

- - - - - -

1 1 0.19 0.19 - -

13 12 9.66 10.92 - -

- - - - - -

5 6 18.01 19.86 - -

41 39 100.00 100.00 - -

- - - - - -

3 2 6.17 6.10 152.0 155.6

- - - - - -

1 - 9.83 - 40.3 -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

1 1 9.82 9.85 1.2 1.8

- - - - - -

- - - - - -

- - - - - -

3 2 17.43 9.34 31.5 90.2

- - - - - -

3 2 10.84 14.90 35.6 32.4

11 7 8.81 8.30 260.6 280.0

CIBanco


(%)




98





Comercio


Construcción

Educativo








Resto Industria

Salud




Transporte

Otros

Total



tasa de interés.




Comercio


Construcción

Educativo








Resto Industria

Salud




Transporte

Otros

Total

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

3 3 92.00 92.00 - -

- - - - - -

2 2 8.00 8.00 - -

5 5 100.00 100.00 - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

Deutsche Bank


(%)




99





Comercio


Construcción

Educativo








Resto Industria

Salud




Transporte

Otros

Total



tasa de interés.




Comercio


Construcción

Educativo








Resto Industria

Salud




Transporte

Otros

Total

4,459 4,542 3.46 3.49 4.10 3.99

67,545 69,156 21.76 23.09 2.03 1.79

1,116 1,075 3.91 3.72 0.03 0.09

31,389 30,707 20.82 20.81 2.01 1.99

1,362 1,364 0.33 0.31 0.72 0.43

14,187 13,498 2.35 2.41 0.17 0.16

3,262 3,356 6.60 6.88 1.11 1.00

1,341 1,236 0.55 0.56 0.10 0.10

3,678 4,233 4.67 4.24 - -

2,172 2,357 6.32 6.03 0.03 0.01

3,019 3,155 1.02 0.97 0.34 0.42

976 1,005 3.13 3.59 0.21 0.16

16,876 17,741 13.40 12.93 0.43 0.40

999 1,064 0.59 0.57 0.50 0.52

380 393 0.05 0.05 1.76 1.05

171 183 0.41 0.38 0.15 0.08

53,831 53,900 6.31 6.70 3.58 3.12

4,269 4,398 1.71 1.75 1.04 0.84

2,075 2,040 2.60 1.53 0.95 1.62

213,107 215,403 100.00 100.00 1.43 1.36

327 381 7.51 7.74 437.9 632.2

8,801 10,037 7.69 7.01 4,196.9 5,389.9

91 88 7.06 7.41 196.8 346.0

5,555 5,539 9.94 8.98 1,358.3 2,208.3

107 67 15.47 13.25 10.3 4.3

4,117 2,492 8.10 8.46 152.1 296.0

595 635 7.86 6.27 623.5 3,943.3

303 323 9.18 7.71 49.7 281.3

1,305 1,479 7.09 8.26 435.5 368.6

584 624 8.05 8.22 1,907.8 673.4

361 478 8.85 8.15 179.1 338.1

128 129 6.52 6.69 540.5 1,106.2

3,422 4,074 8.69 7.93 1,124.9 1,982.8

128 157 6.76 12.70 100.7 16.9

39 46 9.10 10.87 18.7 14.3

10 19 18.53 14.62 1.9 4.3

3,157 3,234 9.24 8.85 1,240.2 2,002.0

282 342 9.64 8.12 198.7 373.7

97 109 5.43 10.99 771.2 67.0

29,409 30,253 8.02 7.60 13,544.7 20,048.4

HSBC


(%)




100





Comercio


Construcción

Educativo








Resto Industria

Salud




Transporte

Otros

Total



tasa de interés.




Comercio


Construcción

Educativo








Resto Industria

Salud




Transporte

Otros

Total

226 231 0.86 0.93 17.95 17.35

5,902 5,765 6.75 9.24 7.04 5.28

323 321 8.48 6.52 0.58 0.76

2,354 2,165 32.77 33.35 2.62 2.60

571 569 3.38 3.39 1.96 1.95

415 424 3.41 3.46 14.10 13.67

263 275 0.93 0.88 0.03 0.04

66 68 0.01 0.01 0.44 0.40

24 24 0.02 0.02 86.86 87.39

307 323 1.39 1.15 0.03 0.03

288 290 0.56 0.51 0.23 0.26

170 167 13.68 13.27 1.97 2.04

1,149 1,160 5.27 5.15 1.35 1.39

246 249 0.38 0.32 0.43 0.51

97 93 0.04 0.04 0.36 0.29

38 35 0.52 0.52 0.01 0.01

24,718 24,828 19.74 19.05 6.28 6.54

308 306 1.69 1.64 0.53 0.51

245 247 0.11 0.54 7.06 3.14

37,710 37,540 100.00 100.00 3.70 3.74

12 11 11.99 11.90 91.3 193.6

156 291 9.12 7.99 574.2 3,585.0

7 5 11.11 7.63 304.0 33.5

466 204 8.55 7.94 3,745.9 4,862.5

14 10 18.47 19.47 5.0 5.6

13 12 8.23 19.07 91.4 70.8

19 26 6.71 10.22 228.8 47.7

9 9 12.35 12.34 2.2 2.1

- - - - - -

84 77 8.49 8.78 121.3 227.9

24 21 8.12 11.16 106.0 13.5

5 3 9.84 19.00 66.5 35.9

41 49 6.55 12.50 455.0 258.1

3 6 16.50 12.35 2.7 7.4

2 3 19.00 19.91 0.2 1.0

1 - 10.85 - 10.0 -

340 437 7.58 8.59 6,314.1 6,247.7

5 2 19.70 12.89 1.2 0.9

2 7 7.04 7.59 3.4 531.4

1,203 1,173 8.04 8.22 12,123.4 16,124.5

Inbursa


(%)




101





Comercio


Construcción

Educativo








Resto Industria

Salud




Transporte

Otros

Total



tasa de interés.




Comercio


Construcción

Educativo








Resto Industria

Salud




Transporte

Otros

Total

- - - - - -

1 1 6.69 6.89 - -

- - - - - -

24 28 52.72 60.50 - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

1 3 15.06 8.22 - -

3 3 16.09 16.30 - -

- - - - - -

- - - - - -

- - - - - -

1 1 5.30 5.45 - -

- - - - - -

6 3 4.14 2.63 - -

36 39 100.00 100.00 - -

- - - - - -

- - - - - -

- - - - - -

1 4 7.33 6.83 2.5 238.0

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- 2 - 6.42 - 320.0

1 1 7.85 7.83 295.3 295.0

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

2 7 7.85 7.02 297.8 853.0

ING


(%)




102





Comercio


Construcción

Educativo








Resto Industria

Salud




Transporte

Otros

Total



tasa de interés.




Comercio


Construcción

Educativo








Resto Industria

Salud




Transporte

Otros

Total

2,204 2,196 4.43 4.44 75.19 75.83

62 56 5.16 2.45 8.88 19.09

4 4 0.12 0.13 99.38 100.00

48 47 57.63 59.36 - -

2 2 0.02 0.02 - -

4 4 0.14 0.14 100.00 100.00

10 9 0.44 0.43 2.95 3.10

- - - - - -

- - - - - -

3 3 0.11 0.11 - -

2 3 0.41 1.07 - -

13 13 23.37 24.09 - 3.00

25 25 0.89 0.76 21.43 26.08

- - - - - -

- - - - - -

- - - - - -

42 42 5.23 4.90 3.95 3.25

11 11 1.88 1.93 4.00 4.01

6 5 0.17 0.17 - -

2,436 2,420 100.00 100.00 4.54 5.27

- 1 - 6.86 - 3.0

- 2 - 9.75 - 18.4

1 - 7.86 - 0.1 -

2 3 9.01 9.34 10.1 14.1

- - - - - -

- - - - - -

1 - 8.85 - 4.0 -

- - - - - -

- - - - - -

1 - 6.84 - 8.0 -

1 1 12.84 12.86 30.2 50.0

- - - - - -

1 1 9.36 9.37 0.1 0.0

- - - - - -

- - - - - -

- - - - - -

- - - - - -

1 - 9.34 - 0.4 -

- - - - - -

8 8 10.86 11.40 52.8 85.6

Interacciones


(%)




103





Comercio


Construcción

Educativo








Resto Industria

Salud




Transporte

Otros

Total



tasa de interés.




Comercio


Construcción

Educativo








Resto Industria

Salud




Transporte

Otros

Total

10 8 2.46 2.37 - -

46 47 21.53 20.94 3.33 3.31

- - - - - -

56 61 29.70 29.02 0.42 0.42

2 2 0.55 0.53 - -

2 2 1.55 1.49 - -

9 7 1.90 1.79 45.81 47.52

4 3 0.72 0.65 - -

- - - - - -

4 2 0.38 0.37 - -

5 5 0.93 0.74 - -

6 4 0.68 0.65 - -

42 43 16.66 15.75 1.42 1.46

- - - - - -

- - - - - -

1 1 0.09 0.09 - -

39 45 15.79 16.84 - -

2 2 0.22 0.16 - -

21 20 6.84 8.60 - -

249 252 100.00 100.00 1.95 1.89

3 2 9.56 9.43 30.1 25.1

21 23 9.43 9.32 542.8 624.6

- - - - - -

13 13 9.89 10.01 115.5 138.4

- - - - - -

- - - - - -

2 2 9.68 9.70 17.6 17.6

2 2 9.24 9.16 17.5 15.5

- - - - - -

2 2 8.95 8.96 20.1 20.1

3 2 8.88 8.81 42.2 37.1

2 2 9.72 9.70 35.0 35.0

13 17 9.77 9.84 147.6 191.5

- - - - - -

- - - - - -

1 1 9.85 9.85 1.0 4.0

7 10 11.04 9.10 31.9 107.1

2 1 8.67 8.46 11.5 9.0

3 4 8.02 9.21 182.5 124.5

74 81 9.27 9.44 1,195.5 1,349.6

Invex


(%)




104





Comercio


Construcción

Educativo








Resto Industria

Salud




Transporte

Otros

Total



tasa de interés.




Comercio


Construcción

Educativo








Resto Industria

Salud




Transporte

Otros

Total

48 45 1.02 1.08 - -

1,355 1,367 15.80 15.81 0.17 0.15

118 121 2.67 2.61 0.18 0.13

352 377 25.71 24.77 0.31 0.45

48 46 0.45 0.43 - -

206 207 1.69 1.55 12.48 13.41

122 130 4.41 4.17 1.03 1.07

14 16 0.70 0.69 - -

12 10 3.85 3.64 0.02 0.02

82 84 1.64 1.44 - -

174 182 0.68 0.72 0.06 0.02

57 58 3.67 3.41 - -

601 615 8.48 9.04 0.03 0.21

79 83 0.61 0.59 - -

22 21 0.77 0.72 - -

20 22 0.98 0.89 - 0.04

1,145 1,152 20.77 20.49 1.61 1.48

85 90 2.54 4.57 - -

265 271 3.57 3.38 - -

4,805 4,897 100.00 100.00 0.71 0.71

7 6 9.06 8.99 19.4 46.3

124 122 8.66 8.93 883.6 851.0

9 13 6.19 5.91 405.9 357.2

53 82 7.30 9.21 971.2 1,351.3

2 1 11.10 19.85 5.3 0.3

20 11 8.52 11.66 77.7 9.0

11 15 7.84 7.55 292.9 270.0

2 4 15.00 7.54 28.2 37.3

1 1 10.37 10.36 184.5 192.1

14 9 9.03 9.05 27.2 17.0

13 19 11.31 10.13 11.4 31.0

10 5 11.61 10.53 14.0 30.7

56 63 8.78 9.70 274.2 992.6

12 7 9.46 10.93 23.5 3.7

3 3 10.36 14.50 13.7 10.3

2 3 8.47 15.26 16.0 0.8

110 95 9.18 8.04 321.0 554.5

10 8 8.34 6.57 94.2 521.1

26 30 8.59 8.05 44.2 51.9

485 497 8.05 8.57 3,708.1 5,328.1

Ixe


(%)




105





Comercio


Construcción

Educativo








Resto Industria

Salud




Transporte

Otros

Total



tasa de interés.




Comercio


Construcción

Educativo








Resto Industria

Salud




Transporte

Otros

Total

- - - - - -

1 1 12.68 12.75 - -

- - - - - -

2 2 87.32 87.25 - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

3 3 100.00 100.00 - -

- - - - - -

- - - - - -

- - - - - -

1 - 7.00 - 56.2 -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

1 - 7.00 - 56.2 -

J.P. Morgan


(%)




106





Comercio


Construcción

Educativo








Resto Industria

Salud




Transporte

Otros

Total



tasa de interés.




Comercio


Construcción

Educativo








Resto Industria

Salud




Transporte

Otros

Total

416 462 7.65 7.18 4.38 4.65

243 283 16.02 16.46 1.46 1.41

3 3 1.14 1.03 - -

59 52 4.77 3.16 5.60 8.38

- - - - - -

3,554 3,134 2.15 3.98 4.47 2.34

110 117 6.70 6.15 11.81 17.10

19 26 1.25 1.84 - -

13 12 0.01 0.25 - -

11 18 3.37 2.66 - -

38 44 0.42 0.30 - -

34 41 5.78 6.02 6.93 0.92

353 443 14.95 18.29 - -

13 13 0.14 0.17 - -

- - - - - -

19 21 0.78 - - -

511 574 19.44 17.47 0.33 0.09

4 7 - 0.05 - -

14 15 15.44 14.98 - -

5,414 5,265 100.00 100.00 2.19 2.05

139 143 8.62 9.02 43.7 26.3

152 186 9.62 9.81 77.3 95.0

- - - - - -

36 27 9.48 8.34 79.5 24.1

- - - - - -

686 875 9.26 9.38 14.2 52.7

59 58 8.52 9.30 40.9 66.5

6 13 - - 4.7 17.1

12 11 - - 0.2 5.6

7 13 - - 1.2 1.0

26 31 - - 3.8 3.2

22 23 8.88 8.89 34.0 16.7

167 242 8.68 8.54 143.4 199.7

8 10 8.83 - 2.5 2.0

- - - - - -

16 19 - - 17.3 -

209 147 8.83 8.84 69.5 136.4

2 7 - - - 1.2

9 9 - 8.86 4.6 1.5

1,556 1,814 8.95 9.29 536.7 648.9

Monex


(%)




107





Comercio


Construcción

Educativo








Resto Industria

Salud




Transporte

Otros

Total



tasa de interés.




Comercio


Construcción

Educativo








Resto Industria

Salud




Transporte

Otros

Total

17 17 0.70 0.71 - -

122 135 13.86 14.49 13.78 13.40

10 9 2.03 1.65 - -

68 70 17.09 16.74 0.55 0.59

8 8 4.23 4.25 - -

13 16 5.52 5.59 - 0.60

36 33 5.36 5.36 15.45 15.70

1 1 0.25 0.25 - -

- - - - - -

44 40 5.95 6.16 - -

19 16 4.04 3.83 0.54 0.58

11 10 0.94 0.52 - -

71 79 8.98 8.11 5.69 5.58

10 9 4.16 4.22 - -

- - - - - -

24 27 7.02 7.33 - -

90 88 18.17 19.18 0.62 0.55

7 7 1.65 1.61 2.69 2.80

2 2 0.04 0.00 - -

553 567 100.00 100.00 3.52 3.54

3 - 7.34 - 25.4 -

19 27 9.10 10.27 167.5 180.9

1 1 6.70 8.35 8.5 0.3

4 4 9.91 10.98 232.0 30.8

- - - - - -

- 3 - 8.59 - 44.1

7 1 8.71 5.00 126.0 5.0

- - - - - -

- - - - - -

9 7 8.96 8.70 320.1 271.0

4 - 10.89 - 11.1 -

2 1 9.71 10.85 29.1 7.0

7 16 9.97 9.69 57.7 92.2

- - - - - -

- - - - - -

- 3 - 10.00 - 21.0

10 8 10.12 10.03 137.5 107.2

- - - - - -

- - - - - -

66 71 9.33 9.50 1,114.9 759.5

Multiva


(%)




108





Comercio


Construcción

Educativo








Resto Industria

Salud




Transporte

Otros

Total



tasa de interés.




Comercio


Construcción

Educativo








Resto Industria

Salud




Transporte

Otros

Total

1,566 1,572 2.14 2.08 0.76 0.99

12,334 12,569 14.45 14.65 5.37 5.35

396 406 5.06 4.94 0.29 0.28

5,171 5,265 23.52 23.32 0.35 0.39

339 343 0.31 0.31 0.08 0.31

1,107 1,104 3.73 3.73 0.20 0.16

1,383 1,402 9.51 9.31 0.29 0.35

109 114 0.30 0.29 0.03 0.36

89 92 7.74 7.71 0.06 0.06

417 437 2.01 2.10 0.12 0.11

1,055 1,094 0.97 1.03 0.73 0.79

868 834 5.52 4.94 0.22 0.35

3,617 3,693 12.62 12.80 0.77 0.77

343 350 0.21 0.22 0.47 0.46

40 40 0.01 0.01 5.22 5.07

132 131 0.05 0.06 1.23 0.83

12,424 12,587 7.98 8.39 0.86 0.95

1,155 1,169 1.41 1.49 1.48 1.25

176 177 2.44 2.60 0.03 0.03

42,721 43,379 100.00 100.00 1.14 1.18

114 101 9.43 8.33 309.7 372.5

723 840 8.09 8.22 2,757.9 3,828.9

18 22 12.14 8.75 128.5 121.5

350 438 7.07 7.11 5,933.1 5,492.5

16 16 13.21 14.19 11.0 6.7

41 43 8.19 10.21 228.9 153.5

93 138 6.26 6.36 3,137.4 1,634.6

8 13 13.37 9.52 4.3 20.1

8 7 6.71 7.96 662.7 84.7

26 50 7.25 7.14 592.6 670.5

92 115 8.11 9.07 271.4 224.0

117 77 6.86 6.64 2,687.5 2,779.5

221 297 6.20 6.29 4,843.2 4,566.1

13 19 13.06 9.28 11.4 25.2

3 1 6.36 13.85 5.5 0.0

9 6 14.22 11.89 3.1 7.2

561 614 10.03 8.98 1,150.2 1,192.7

48 59 10.81 8.59 71.9 250.6

6 9 13.74 5.13 88.4 321.0

2,467 2,865 7.15 7.21 22,898.9 21,751.9

Santander


(%)




109





Comercio


Construcción

Educativo








Resto Industria

Salud




Transporte

Otros

Total



tasa de interés.




Comercio


Construcción

Educativo








Resto Industria

Salud




Transporte

Otros

Total

214 216 9.60 8.95 2.19 2.27

406 395 20.77 19.40 0.58 0.60

7 7 2.90 2.79 - -

93 86 12.43 12.01 0.10 0.94

5 6 0.11 0.16 - -

50 51 5.54 5.38 - -

134 142 8.78 9.68 0.03 0.02

13 12 0.50 0.47 - -

5 3 0.13 0.13 - -

41 40 9.31 9.19 - -

20 21 0.50 0.82 18.06 10.69

22 21 1.82 1.70 - -

153 162 8.21 8.73 1.15 1.02

8 8 0.57 0.67 - -

4 4 0.17 0.16 6.37 6.45

13 13 1.56 1.47 - -

128 131 14.72 14.39 0.06 0.06

11 12 0.75 0.72 - -

8 10 1.62 3.19 - -

1,335 1,340 100.00 100.00 0.55 0.63

10 10 7.11 7.26 91.7 93.9

70 72 7.61 7.23 572.1 906.9

1 1 8.10 8.10 12.1 6.0

14 9 8.65 8.35 136.8 59.7

1 1 8.30 - 20.0 18.0

3 3 8.49 8.51 15.5 21.9

12 14 4.96 5.86 254.5 392.2

- - - - - -

- - - - - -

3 5 8.33 6.22 210.0 1,006.3

3 5 7.74 7.67 9.4 69.4

6 2 8.03 9.35 79.2 8.9

21 26 8.08 7.34 275.7 386.4

1 1 - - 0.8 1.4

- - - - - -

1 1 6.85 6.83 10.0 10.0

17 14 7.68 7.82 464.1 417.9

3 1 8.58 9.17 14.2 5.0

- 1 - 9.69 - 4.4

166 166 7.41 6.86 2,166.2 3,408.6

Scotiabank


(%)




110





Comercio


Construcción

Educativo








Resto Industria

Salud




Transporte

Otros

Total



tasa de interés.




Comercio


Construcción

Educativo








Resto Industria

Salud




Transporte

Otros

Total

- - - - - -

1 1 57.42 52.41 - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

1 1 26.33 24.03 - -

3 3 4.83 5.29 - -

- - - - - -

- - - - - -

2 2 11.42 18.27 - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

7 7 100.00 100.00 - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

3 3 - - 15.1 16.9

- - - - - -

- - - - - -

2 2 - - 92.8 171.0

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

5 5 - - 107.9 187.9

The Royal Bank of Scotland


(%)




111





Comercio


Construcción

Educativo








Resto Industria

Salud




Transporte

Otros

Total



tasa de interés.




Comercio


Construcción

Educativo








Resto Industria

Salud




Transporte

Otros

Total

631 655 18.14 19.27 0.79 0.42

580 576 31.23 31.14 1.93 1.92

4 5 2.98 2.81 - -

102 99 10.57 12.17 9.47 8.42

4 5 0.12 0.19 - -

6 8 0.25 0.26 - -

100 103 7.35 7.50 2.23 2.23

- - - - - -

8 8 0.04 0.04 - -

30 29 3.43 3.30 0.17 0.57

28 30 2.26 2.26 4.96 5.09

22 20 1.04 1.18 - -

161 163 6.69 6.64 8.52 8.92

6 6 0.53 0.52 - -

9 11 0.76 0.84 - -

5 5 0.85 0.85 - -

177 171 8.35 5.91 0.53 0.76

994 951 4.71 4.44 1.97 2.09

26 24 0.69 0.67 0.08 -

2,893 2,869 100.00 100.00 2.74 2.73

126 130 8.43 9.42 149.0 136.0

70 73 9.47 9.06 368.9 314.6

1 2 9.85 11.56 1.4 5.8

21 15 9.41 8.73 200.8 241.1

- 1 - 9.84 - 5.0

1 4 16.92 10.33 3.3 11.4

12 14 8.49 6.16 139.0 140.8

- - - - - -

- - - - - -

3 5 7.60 7.87 91.9 114.8

5 7 8.78 10.54 69.0 42.4

3 3 10.86 10.03 12.0 17.4

16 26 10.07 9.95 48.6 86.8

1 - 8.85 - 20.0 -

2 3 10.85 9.51 5.6 6.5

- - - - - -

11 16 9.95 9.86 211.8 33.9

- 1 - 13.84 - 2.8

1 3 14.85 12.70 0.5 1.8

273 303 9.20 8.77 1,321.9 1,161.1

Ve por Más

IV.II Información Detallada de la Cartera de Crédito a la Vivienda

Abril 2011 - Mayo 2011

113

MONEDA NACIONAL

DÓLARES DE E.U.

VSMG (Veces Salario Mínimo General)

UDIS

Institución**

Institución**

Institución**

Institución**

Número de Créditos

del Portafolio Total







Número de Créditos Otorgados




Valor Promedio de Vivienda

(miles de pesos)


(miles de pesos)


(miles de pesos)


(miles de pesos)

Monto Promedio de Crédito

(miles de pesos)


(miles de pesos)


(miles de pesos)


(miles de pesos)

Tasa de Interés1/ (%)




Información de Créditos Otorgados en el Mes




BBVA Bancomer 162,463 163,711 1,443 1,763 1,032 1,054 732 747 11.52 11.26 Banorte 96,456 97,141 1,007 1,153 1,755 1,412 898 966 11.17 11.20 Scotiabank 47,454 47,584 478 538 2,153 2,152 1,147 1,122 11.76 11.19 Santander 63,557 64,290 856 1,193 1,424 1,396 996 970 10.61 10.61 HSBC 24,804 24,856 184 256 1,426 1,517 881 918 10.73 10.66 Banco del Bajío 8,735 8,772 58 60 1,600 1,469 932 948 12.01 12.20 Banregio 4,245 4,242 21 12 2,998 2,849 1,398 1,865 11.95 11.80 Afirme 1,667 1,664 9 7 1,628 2,377 836 1,459 12.91 12.78 Inbursa 1,912 1,920 18 12 2,750 3,335 1,638 1,516 11.63 11.47 Ixe 809 811 3 8 1,990 5,404 1,057 2,298 12.20 13.55 Banco Azteca 2,161 2,148 - - - - - - - - Banca Mifel 594 601 7 12 1,793 2,814 1,085 1,604 11.52 11.58 Interacciones 227 229 1 5 4,314 5,070 3,000 3,272 6.83 9.25 Banco Amigo 11 259 - - - - - - - - Multiva 1 2 - 1 - 7,582 - 3,527 - 10.84 Ve por Más 2 2 - - - - - - - - Autofin 8 9 - - - - - - - - Bansí 9 9 - - - - - - - -

BBVA Bancomer 12 13 1 1 259 170 160 115 2.95 2.95

Scotiabank 72 71 - 1 - 1,012 - 1,012 - 8.75

Ixe 1 1 - - - - - - - -

BBVA Bancomer 113,428 113,571 731 769 717 755 542 561 12.41 12.38

BBVA Bancomer 70,473 69,929

Banorte 353 342

Scotiabank 2,505 2,492

Santander 3,232 3,199

HSBC 6,015 5,954

Banco del Bajío 2,520 2,488

Inbursa 5 5




Abr-11 May-11 Mar-11 Abr-11 Mar-11 Abr-11 Mar-11 Abr-11 Mar-11 Abr-11

Cartera de Vivienda

Información Detallada General*Importante: Cifras sin subsidiarias

Fuente: Portafolio de Información CNBV * No se presenta información detallada de la cartera de crédito a la vivienda de Banamex por no haber recibido su información con la oportunidad y/o calidad requerida a la fecha de

corte para la elaboración de este boletín. ** Se presentan las instituciones en orden descendente por el saldo de cartera a la fecha de análisis. 1/ Tasa de interés promedio ponderado por monto de crédito, en la moneda señalada.

Número de Créditos Monto de Crédito Tasa de Interés1/ LTV2/

Otorgados Otorgado (mdp) (%) (%)



Abr-11 May-11 Abr-11 May-11 Abr-11 May-11 Abr-11 May-11


Cartera de ViviendaInformación de Créditos Otorgados en el MesDistribución por Valor de la ViviendaImportante: Cifras sin subsidiarias

Rangos de Valorde la Vivienda

(miles de pesos)


(miles de pesos)

(0-50]

(50-100]

(100-150]

(150-200]

(200-300]

(300-400]

(400-500]

(500-750]

(750-1,000]

(1,000-1,500]

(1,500-2,000]

(2,000-3,000]

(3,000-4,000]

(4,000-5,000]

más de 5,000

Total

(0-50]

(50-100]

(100-150]

(150-200]

(200-300]

(300-400]

(400-500]

(500-750]

(750-1,000]

(1,000-1,500]

(1,500-2,000]

(2,000-3,000]

(3,000-4,000]

(4,000-5,000]

más de 5,000

Total

114

Fuente: Portafolio de Información CNBV. 1/ Tasa de interés promedio ponderado por monto de crédito, para créditos en moneda nacional. En los rangos que sólo contengan créditos en moneda distinta a la nacional, no se mostrará

tasa de interés. 2/ Nivel de Financiamiento o LTV por sus siglas en inglés (Loan To Value): Se refiere al indicador que mide el porcentaje que representa el monto financiado en términos del valor de la

vivienda financiada. Un valor por debajo de 100% indica que el valor de la vivienda excede el monto que se adeuda. En este caso se indica el Nivel de Financiamiento al momento del otorgamiento.

- - - - - - - -

- - - - - - - -

- - - - - - - -

- - - - - - - -

- - - - - - - -

- - - - - - - -

- - - - - - - -

3 - 1.0 - 12.27 - 64.66 -

2 2 1.4 0.6 11.99 13.61 78.43 34.72

- 1 - 0.8 - 11.99 - 61.53

1 1 0.2 1.3 11.99 11.99 12.29 78.80

1 2 1.4 4.0 12.95 11.99 61.95 69.92

2 - 3.5 - 13.49 - 47.84 -

- - - - - - - -

- 1 - 3.5 - 14.00 - 56.17

9 7 7.5 10.2 12.91 12.78 58.02 58.09

- - - - - - - -

- - - - - - - -

- - - - - - - -

- - - - - - - -

- - - - - - - -

- - - - - - - -

- - - - - - - -

- 2 - 1.1 - 11.66 - 73.54

1 2 0.8 1.2 11.50 11.75 80.00 77.97

2 - 1.7 - 11.50 - 71.50 -

2 2 1.5 2.9 11.59 11.62 43.92 76.61

1 1 2.0 1.3 11.50 11.75 77.79 62.14

1 2 1.6 3.2 11.50 11.65 50.61 47.59

- - - - - - - -

- 3 - 9.5 - 11.50 - 52.59

7 12 7.6 19.2 11.52 11.58 62.45 64.72

Afirme

Banca Mifel









(miles de pesos)


(miles de pesos)

(0-50]

(50-100]

(100-150]

(150-200]

(200-300]

(300-400]

(400-500]

(500-750]

(750-1,000]

(1,000-1,500]

(1,500-2,000]

(2,000-3,000]

(3,000-4,000]

(4,000-5,000]

más de 5,000

Total

(0-50]

(50-100]

(100-150]

(150-200]

(200-300]

(300-400]

(400-500]

(500-750]

(750-1,000]

(1,000-1,500]

(1,500-2,000]

(2,000-3,000]

(3,000-4,000]

(4,000-5,000]

más de 5,000

Total

115




- - - - - - - -

- - - - - - - -

- - - - - - - -

- - - - - - - -

- - - - - - - -

5 1 1.1 0.3 12.50 12.00 62.51 80.00

3 3 1.0 0.8 12.39 12.21 74.05 56.15

11 13 4.1 5.2 11.94 12.43 57.71 66.59

6 9 3.0 4.7 12.04 12.34 58.12 60.02

7 10 3.0 7.1 11.86 12.33 34.19 59.57

8 10 10.6 9.6 12.19 12.17 73.65 57.72

13 8 18.0 13.9 12.06 12.20 56.55 71.99

2 4 3.8 8.9 11.79 11.69 59.19 64.94

- 1 - 3.4 - 12.50 - 79.98

3 1 9.4 3.2 11.79 12.50 58.86 61.30

58 60 54.0 56.9 12.01 12.20 57.92 63.39

- - - - - - - -

- - - - - - - -

- - - - - - - -

- - - - - - - -

1 - 0.1 - 11.00 - 39.85 -

16 16 4.8 4.4 11.86 11.50 79.81 72.24

68 54 22.4 17.4 11.42 11.76 72.77 71.85

212 195 95.5 90.4 11.37 11.42 71.25 71.09

233 253 156.4 160.8 10.98 11.09 75.43 72.42

247 320 227.9 290.7 11.05 10.96 74.78 74.79

100 119 121.1 140.2 11.19 11.32 70.94 69.28

67 115 105.9 191.6 11.39 11.34 64.26 68.64

33 40 73.6 85.3 11.13 11.17 64.65 61.91

14 17 36.8 44.1 11.38 11.45 61.00 58.93

16 24 60.0 89.8 11.21 11.28 10.44 53.67

1,007 1,153 904.6 1,114.9 11.17 11.20 72.17 71.22

Banco del Bajío

Banorte









(miles de pesos)


(miles de pesos)

(0-50]

(50-100]

(100-150]

(150-200]

(200-300]

(300-400]

(400-500]

(500-750]

(750-1,000]

(1,000-1,500]

(1,500-2,000]

(2,000-3,000]

(3,000-4,000]

(4,000-5,000]

más de 5,000

Total

(0-50]

(50-100]

(100-150]

(150-200]

(200-300]

(300-400]

(400-500]

(500-750]

(750-1,000]

(1,000-1,500]

(1,500-2,000]

(2,000-3,000]

(3,000-4,000]

(4,000-5,000]

más de 5,000

Total

116




- - - - - - - -

- - - - - - - -

- - - - - - - -

- - - - - - - -

- - - - - - - -

- - - - - - - -

1 - 0.4 - 13.50 - 80.00 -

2 2 0.8 0.8 11.75 11.75 63.73 67.73

2 - 0.9 - 11.68 - 47.24 -

4 - 3.0 - 11.65 - 62.26 -

3 3 3.1 4.0 11.62 12.21 60.43 71.67

2 4 2.3 5.2 11.50 11.60 51.33 53.12

2 1 3.9 2.6 12.50 11.75 51.93 82.25

2 - 7.6 - 11.97 - 82.75 -

3 2 7.4 9.8 12.04 11.75 26.34 67.58

21 12 29.4 22.4 11.95 11.80 57.14 65.39

1 1 0.0 0.02 10.50 10.50 84.99 85.00

6 17 0.5 1.3 13.03 12.59 85.00 85.00

21 17 2.2 1.8 13.24 13.42 85.00 85.00

46 36 7.2 5.7 13.32 12.08 85.32 84.19

264 285 48.0 53.2 12.87 12.60 73.94 75.09

177 175 44.9 44.6 12.94 12.41 71.18 72.24

193 222 61.0 68.0 12.63 11.78 69.98 67.75

473 561 219.3 256.7 11.61 11.42 73.52 72.95

340 403 219.0 260.6 11.50 11.26 74.56 74.50

357 444 330.4 409.5 11.35 11.09 75.54 74.59

139 174 173.5 218.7 11.33 11.13 72.29 72.23

106 140 188.1 238.8 11.46 11.19 72.05 69.23

26 25 63.7 56.0 11.70 11.48 72.04 65.08

12 14 31.9 40.7 11.33 10.93 58.74 66.07

14 19 63.2 92.1 11.03 11.23 55.84 61.54

2,175 2,533 1,453.0 1,747.7 11.52 11.26 73.67 73.14

Banregio

BBVA Bancomer









(miles de pesos)


(miles de pesos)

(0-50]

(50-100]

(100-150]

(150-200]

(200-300]

(300-400]

(400-500]

(500-750]

(750-1,000]

(1,000-1,500]

(1,500-2,000]

(2,000-3,000]

(3,000-4,000]

(4,000-5,000]

más de 5,000

Total

(0-50]

(50-100]

(100-150]

(150-200]

(200-300]

(300-400]

(400-500]

(500-750]

(750-1,000]

(1,000-1,500]

(1,500-2,000]

(2,000-3,000]

(3,000-4,000]

(4,000-5,000]

más de 5,000

Total

117




- - - - - - - -

- - - - - - - -

- - - - - - - -

- - - - - - - -

- 1 - 0.2 - 10.49 - 70.00

2 6 0.5 1.8 10.49 10.70 71.10 79.87

7 16 2.5 5.1 11.14 10.83 74.78 72.06

36 42 14.4 17.1 10.97 10.90 63.34 65.27

40 39 23.1 22.6 10.80 10.70 66.09 66.80

45 52 38.2 38.8 10.60 10.83 67.00 60.57

19 36 21.0 38.8 10.82 10.49 65.36 62.76

18 39 26.7 57.6 10.98 10.62 63.63 60.98

8 19 14.1 36.5 10.49 10.66 53.26 55.86

7 3 13.6 7.0 10.49 10.49 42.91 52.74

2 3 8.0 9.6 10.49 10.49 70.84 48.68

184 256 162.1 235.1 10.73 10.66 64.51 63.34

- - - - - - - -

- - - - - - - -

- - - - - - - -

- - - - - - - -

- - - - - - - -

- - - - - - - -

1 - 0.4 - 12.70 - 77.77 -

2 1 0.9 0.5 12.90 12.70 65.05 91.67

- 1 - 0.4 - 12.00 - 56.06

2 1 1.7 0.4 14.34 13.50 68.44 30.69

- 1 - 0.3 - 11.00 - 16.71

3 1 5.0 1.0 11.00 12.00 58.51 44.31

9 2 17.5 2.2 11.61 11.53 56.89 34.26

- 2 - 6.2 - 11.58 - 68.82

1 3 4.1 7.1 11.00 11.00 68.28 40.23

18 12 29.5 18.2 11.63 11.47 61.40 47.22

HSBC

Inbursa









(miles de pesos)


(miles de pesos)

(0-50]

(50-100]

(100-150]

(150-200]

(200-300]

(300-400]

(400-500]

(500-750]

(750-1,000]

(1,000-1,500]

(1,500-2,000]

(2,000-3,000]

(3,000-4,000]

(4,000-5,000]

más de 5,000

Total

(0-50]

(50-100]

(100-150]

(150-200]

(200-300]

(300-400]

(400-500]

(500-750]

(750-1,000]

(1,000-1,500]

(1,500-2,000]

(2,000-3,000]

(3,000-4,000]

(4,000-5,000]

más de 5,000

Total

118




- - - - - - - -

- - - - - - - -

- - - - - - - -

- - - - - - - -

- - - - - - - -

- - - - - - - -

- - - - - - - -

- - - - - - - -

- - - - - - - -

- - - - - - - -

- - - - - - - -

- 1 - 2.4 - 6.84 - 91.00

- - - - - - - -

1 3 3.0 9.8 6.83 10.85 69.54 73.71

- 1 - 4.2 - 6.84 - 44.39

1 5 3.0 16.4 6.83 9.25 69.54 71.11

- - - - - - - -

- - - - - - - -

- - - - - - - -

- - - - - - - -

- - - - - - - -

- - - - - - - -

- - - - - - - -

- - - - - - - -

- - - - - - - -

- 1 - 1.0 - 12.50 - 75.00

2 - 1.9 - 12.50 - 49.97 -

1 2 1.3 2.7 11.75 15.00 58.76 56.42

- - - - - - - -

- 1 - 2.9 - 12.50 - 64.44

- 4 - 11.8 - 13.56 - 36.16

3 8 3.2 18.4 12.20 13.55 53.44 49.30

Interacciones

Ixe









(miles de pesos)


(miles de pesos)

(0-50]

(50-100]

(100-150]

(150-200]

(200-300]

(300-400]

(400-500]

(500-750]

(750-1,000]

(1,000-1,500]

(1,500-2,000]

(2,000-3,000]

(3,000-4,000]

(4,000-5,000]

más de 5,000

Total

(0-50]

(50-100]

(100-150]

(150-200]

(200-300]

(300-400]

(400-500]

(500-750]

(750-1,000]

(1,000-1,500]

(1,500-2,000]

(2,000-3,000]

(3,000-4,000]

(4,000-5,000]

más de 5,000

Total

119




- - - - - - - -

- 3 - 0.2 - 12.32 - 101.19

2 3 0.3 0.4 11.51 11.32 100.00 100.00

2 2 0.4 0.4 10.52 10.52 99.89 98.81

11 19 2.6 4.5 11.46 10.78 92.77 86.92

26 60 7.6 16.3 10.63 10.76 82.32 76.07

67 76 23.2 25.8 10.71 10.80 76.77 74.49

157 215 69.2 100.5 10.67 10.66 70.14 74.45

150 197 93.7 122.5 10.56 10.56 71.62 70.88

151 248 134.0 224.8 10.62 10.59 71.35 71.96

112 153 142.5 191.4 10.61 10.58 72.78 71.89

109 131 177.5 221.5 10.61 10.68 65.95 69.71

43 47 101.8 110.9 10.57 10.52 69.43 68.44

14 17 39.9 48.7 10.52 10.66 62.71 62.99

12 22 59.7 88.8 10.70 10.58 71.34 55.63

856 1,193 852.3 1,156.8 10.61 10.61 71.65 72.32

- - - - - - - -

- - - - - - - -

- - - - - - - -

- - - - - - - -

- - - - - - - -

2 - 0.3 - 11.29 - 42.17 -

15 11 4.0 3.5 12.35 11.19 58.45 69.06

50 50 20.5 19.4 12.05 11.22 64.49 59.15

46 70 24.4 36.6 11.83 11.30 60.58 60.44

97 111 72.0 83.2 11.95 11.15 59.82 59.65

100 84 103.7 79.7 11.90 11.16 59.64 54.32

80 111 110.1 151.3 11.74 11.26 56.36 55.06

39 44 72.5 81.5 11.55 11.29 53.55 53.47

16 28 42.4 64.1 11.80 11.18 60.81 51.64

33 30 98.3 85.5 11.49 10.95 38.59 38.38

478 539 548.3 604.8 11.76 11.19 57.87 56.23

Santander

Scotiabank

Número de Créditos Monto del Crédito Otorgado Tasa de Interés2/

Otorgados (mdp) (%)


Otorgados (mdp) (%)

Mar-11 Abr-11 Mar-11 Abr-11 Mar-11 Abr-11


120

Cartera de ViviendaInformación de Créditos Otorgados en el MesDistribución por Nivel de Financiamiento (LTV) Importante: Cifras sin subsidiarias

Rangos por LTV1/

Rangos por LTV1/

Menor a 25%

Entre 25 y 50 %

Más de 50 y hasta 60%





Más de 95 hasta 100%

Más de 100%

Total

Menor a 25%

Entre 25 y 50 %







Más de 100%

Total

Fuente: Portafolio de Información CNBV. 1/ Nivel de Financiamiento o LTV por sus siglas en inglés (Loan To Value): Se refiere al indicador que mide el porcentaje que representa el monto financiado en términos del valor de la


2/ Tasa de interés promedio ponderado por monto de crédito, para créditos en moneda nacional. En los rangos que sólo contengan créditos en moneda distinta a la nacional, no se mostrará tasa de interés.

1 - 0.2 - 11.99 -

1 2 1.5 0.6 15.50 13.61

2 1 0.6 3.5 12.47 14.00

2 2 3.4 2.8 12.39 11.99

3 2 1.8 3.3 11.99 11.99

- - - - - -

- - - - - -

- - - - - -

- - - - - -

9 7 7.5 10.2 12.91 12.78

- - - - - -

1 2 0.5 4.3 11.75 11.50

2 3 2.6 5.3 11.50 11.59

- 2 - 4.8 - 11.57

4 4 4.5 4.1 11.50 11.66

- - - - - -

- 1 - 0.7 - 11.75

- - - - - -

- - - - - -

7 12 7.6 19.2 11.52 11.58

Afirme

Banca Mifel


Otorgados (mdp) (%)


Otorgados (mdp) (%)



121


Rangos por LTV1/

Rangos por LTV1/

Menor a 25%

Entre 25 y 50 %







Más de 100%

Total

Menor a 25%

Entre 25 y 50 %







Más de 100%

Total




6 2 1.5 0.5 12.29 12.27

10 11 6.9 5.3 11.74 12.06

14 7 11.9 4.8 11.83 12.11

8 12 9.7 14.8 11.92 12.38

19 28 23.3 31.5 12.24 12.14

1 - 0.8 - 11.10 -

- - - - - -

- - - - - -

- - - - - -

58 60 54.0 56.9 12.01 12.20

30 27 12.0 8.0 11.91 11.95

116 160 81.0 106.2 11.68 11.31

92 110 53.9 89.8 11.21 11.50

130 146 126.2 145.4 11.28 11.21

163 199 174.0 236.7 11.26 11.29

353 366 341.0 378.6 11.15 11.25

65 59 56.8 56.2 10.72 10.85

58 86 59.6 94.9 10.46 10.53

- - - - - -

1,007 1,153 904.6 1,116.1 11.17 11.20

Banco del Bajío

Banorte


Otorgados (mdp) (%)


Otorgados (mdp) (%)



122


Rangos por LTV1/

Rangos por LTV1/

Menor a 25%

Entre 25 y 50 %







Más de 100%

Total

Menor a 25%

Entre 25 y 50 %







Más de 100%

Total




3 - 4.2 - 12.44 -

4 2 3.1 2.0 11.89 11.50

2 2 4.2 6.2 11.50 11.70

5 3 4.0 2.0 11.59 11.60

5 4 8.9 9.6 12.35 11.98

2 1 4.9 2.6 11.55 11.75

- - - - - -

- - - - - -

- - - - - -

21 12 29.4 22.4 11.95 11.80

45 84 8.7 15.4 11.74 11.56

241 254 94.7 96.8 11.74 11.87

164 205 93.7 123.9 11.71 11.57

211 279 158.2 234.3 11.34 11.35

378 431 279.3 304.9 11.54 11.35

1,016 1,110 728.9 848.3 11.45 11.07

72 100 49.7 67.9 12.36 11.95

48 70 39.8 56.2 10.95 10.70

- - - - - -

2,175 2,533 1,453.0 1,747.7 11.52 11.26

Banregio

BBVA Bancomer


Otorgados (mdp) (%)


Otorgados (mdp) (%)



123


Rangos por LTV1/

Rangos por LTV1/

Menor a 25%

Entre 25 y 50 %







Más de 100%

Total

Menor a 25%

Entre 25 y 50 %







Más de 100%

Total




2 8 0.7 2.4 10.49 11.06

31 45 23.0 36.4 10.58 10.85

31 54 23.0 51.2 10.79 10.64

55 64 51.7 59.6 10.85 10.65

43 37 44.9 44.0 10.68 10.57

22 45 18.8 37.9 10.67 10.65

- - - - - -

- 3 - 3.6 - 10.40

- - - - - -

184 256 162.1 235.1 10.73 10.66

- 2 - 0.7 - 11.80

5 5 6.8 8.5 11.00 11.26

1 3 0.3 4.4 12.90 11.10

4 - 8.5 - 11.14 -

8 - 13.8 - 12.21 -

- 1 - 4.0 - 11.90

- 1 - 0.5 - 12.70

- - - - - -

- - - - - -

18 12 29.5 18.2 11.63 11.47

HSBC

Inbursa


Otorgados (mdp) (%)


Otorgados (mdp) (%)



124


Rangos por LTV1/

Rangos por LTV1/

Menor a 25%

Entre 25 y 50 %







Más de 100%

Total

Menor a 25%

Entre 25 y 50 %







Más de 100%

Total




- - - - - -

- 1 - 4.2 - 6.84

- - - - - -

1 1 3.0 2.7 6.83 10.85

- 2 - 7.1 - 10.85

- - - - - -

- 1 - 2.4 - 6.84

- - - - - -

- - - - - -

1 5 3.0 16.4 6.83 9.25

- 1 - 1.8 - 11.80

1 3 0.6 10.0 12.50 13.88

1 1 1.3 1.3 11.75 15.00

- 2 - 4.4 - 13.33

1 1 1.3 1.0 12.50 12.50

- - - - - -

- - - - - -

- - - - - -

- - - - - -

3 8 3.2 18.4 12.20 13.55

Interacciones

Ixe


Otorgados (mdp) (%)


Otorgados (mdp) (%)



125


Rangos por LTV1/

Rangos por LTV1/

Menor a 25%

Entre 25 y 50 %







Más de 100%

Total

Menor a 25%

Entre 25 y 50 %







Más de 100%

Total




20 24 3.5 3.9 11.55 11.64

105 166 72.6 112.9 10.84 10.78

99 111 74.0 93.3 10.60 10.67

112 157 119.2 165.4 10.59 10.63

162 198 181.8 217.6 10.63 10.62

258 348 329.9 418.6 10.56 10.55

19 33 22.2 42.8 10.52 10.52

81 143 49.0 94.0 10.64 10.59

- 13 - 8.3 - 10.63

856 1,193 852.3 1,156.8 10.61 10.61

32 41 24.4 29.5 11.56 10.90

136 163 134.5 159.4 11.35 10.88

66 77 71.0 75.3 11.66 11.24

91 97 116.8 122.1 11.79 11.48

153 160 201.7 217.5 12.05 11.26

- - - - - -

- - - - - -

- 1 - 1.0 - -

- - - - - -

478 539 548.3 604.8 11.76 11.19

Santander

Scotiabank

126

V. Estados Financieros

En esta sección se presentan los Estados Financieros. La información se expone conforme a lo reportado por las instituciones a través de los reportes regulatorios requeridos por esta Comisión.

Estados Financieros Mayo 2011

Balance General(Millones de pesos)

Activo Disponibilidades Cuentas de margen Inversiones en valores Deudores por reporto (Saldo Deudor) Préstamo de valores Derivados Ajustes de valuación por cobertura de activos financieros Cartera de crédito vigente Créditos comerciales Créditos de consumo Créditos a la vivienda Cartera de crédito vencida Créditos comerciales Créditos de consumo Créditos a la vivienda Estimación preventiva para riesgos crediticios Créditos comerciales Créditos de consumo Créditos a la vivienda Operaciones Contingentes y Avales Estimación Preventiva para Riesgos Crediticios Adicional Derechos de cobro adquiridos Estimación por irrecuperabilidad o difícil cobro Beneficios por recibir en operaciones de bursatilización Otras cuentas por cobrar Bienes adjudicados Inmuebles, mobiliario y equipo (neto) Inversiones permanentes en acciones Activos de larga duración disponibles para la venta Impuestos y ptu diferidos (a favor) Otros activosPasivo Captación tradicional Depósitos de exigibilidad inmediata Depósitos a plazo Títulos de crédito emitidos Préstamos interbancarios y de otros organismos Valores asignados por liquidar Acreedores por reporto Préstamo de valores Colaterales vendidos o dados en garantía Derivados Ajustes de valuación por cobertura de pasivos financieros Obligaciones en operaciones de bursatilización Impuestos a la utilidad por pagar Acreedores diversos y otras cuentas por pagar Obligaciones subordinadas en circulación Impuestos y ptu diferidos (neto) Créditos diferidos

Capital Contable Capital contribuido Capital social Aportaciones para futuros aumentos de capital formalizadas por su órgano de gobierno Primas en venta de acciones Obligaciones subordinadas en circulación Capital ganado Reservas de capital Resultado de ejercicios anteriores Resultado por valuación de títulos disponibles para la venta Resultado por valuación de instrumentos de cobertura de flujos de efectivo Efecto acumulado por conversión Resultado por tenencia de activos no monetarios Resultado neto Participación no controladora

Cuentas de Orden Avales otorgados Compromisos crediticios

127

Actinver Afirme American Autofin Express

5,392.6 71,202.6 16,156.6 2,852.1 146.1 2,728.9 1,826.5 230.8 0.0 0.0 0.0 0.0 4,180.4 48,211.8 0.0 98.5 84.3 1,653.0 5,430.0 141.6 0.0 0.0 0.0 0.0 0.0 10.9 0.0 0.0 0.0 88.0 0.0 0.0 677.9 10,373.5 7,078.3 2,321.8 357.8 7,980.0 0.0 1,725.0 320.1 1,231.9 7,078.3 586.3 0.0 1,161.6 0.0 10.4 0.0 465.8 348.9 31.7 0.0 180.6 0.0 0.0 0.0 120.1 348.9 31.0 0.0 165.1 0.0 0.7 (3.9) (483.6) (1,002.0) (39.4) (1.8) (224.6) 0.0 (10.5) (2.1) (179.5) (989.5) (28.8) 0.0 (48.9) 0.0 (0.2) 0.0 (4.9) 0.0 0.0 0.0 (25.6) (12.5) 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 178.3 7,163.5 288.3 20.1 0.0 36.1 0.0 0.0 49.5 616.1 0.0 11.6 2.5 120.4 31.3 2.1 0.0 0.0 0.0 0.0 0.2 65.6 1,904.0 5.1 77.2 152.7 251.4 28.3 4,494.1 68,605.6 12,665.3 2,255.5 877.1 13,651.4 6,706.2 1,802.7 89.4 7,161.2 1,471.4 170.5 787.8 6,490.2 5,234.8 1,632.1 0.0 0.0 0.0 0.0 0.0 90.2 4,345.0 398.1 0.0 0.0 0.0 0.0 3,459.0 51,786.5 0.0 0.0 0.0 0.0 0.0 0.0 0.0 1,653.0 0.0 0.0 0.0 88.2 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 10.4 2.3 245.2 0.0 130.3 696.6 724.6 38.5 0.0 566.8 502.3 0.0 2.8 0.0 0.0 0.0 14.5 70.6 142.0 16.3 898.6 2,597.0 3,491.4 596.6 824.4 2,028.4 1,220.5 742.1 824.4 2,028.4 1,220.5 742.1

0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 74.2 568.7 2,270.9 (145.5) 4.9 487.9 185.3 0.0 48.9 0.0 1,752.6 (199.7)

10.8 0.0 0.0 50.7

0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 9.6 80.7 333.0 3.5 0.0 0.0 0.0 0.0 0.0 1,400.4 0.0 0.0 166.8 2,258.2 0.0 516.8

128


Estado de Resultados(Millones de pesos)

Ingresos por intereses

Intereses de disponibilidades

Intereses y rendimientos a favor provenientes de

cuentas de margen


inversiones en valores

Intereses y rendimientos a favor en

operaciones de reporto

Ingresos provenientes de operaciones de cobertura

Intereses de cartera de crédito vigente

Intereses de cartera de crédito vencida

Comisiones por el otorgamiento inicial del crédito

Premios a favor en operaciones de préstamo de valores

Premios por colocación de deuda

Dividendos de instrumentos de patrimonio neto

Utilidad por valorización

Incremento por actualización de ingresos por intereses

Gastos por intereses

Intereses por depósitos de exigibilidad inmediata

Intereses por depósitos a plazo

Intereses por títulos de crédito emitidos

Intereses por préstamos interbancarios y de

otros organismos

Intereses por obligaciones subordinadas

Intereses y rendimientos a cargo en


Gastos provenientes de operaciones de cobertura

Premios a cargo en operaciones de préstamo de valores

Descuentos por colocación de deuda

Gastos de emisión por colocación de deuda

Costos o gastos asociados con el otorgamiento

inicial del crédito para la vivienda

Pérdida por valorización

Incremento por actualización de gastos por intereses

Resultado por posición monetaria

Margen financiero

Estimación preventiva para riesgos crediticios

Margen financiero ajustado por riesgos crediticios

Comisiones y tarifas cobradas

Comisiones y tarifas pagadas

Resultado por intermediación

Otros ingresos (egresos) de la operación

Gastos de administración y promoción

Resultado de operación

Participación en el resultado de subsidiarias y asociadas

Resultado antes de impuestos a la utilidad

Impuestos a la utilidad causados

Impuestos a la utilidad diferidos (netos)

Resultados antes de operaciones discontinuas

Operaciones discontinuadas

Resultado Neto

Participación no controladora

Resultado neto incluyendo participación de la controladora

Actinver Afirme American Autofin Express

102.6 1,753.4 996.1 105.4

1.4 36.4 35.2 3.1

0.0 0.0 0.0 0.0

85.6 37.4 0.0 0.0

0.7 934.7 88.5 8.5

0.0 0.0 0.0 0.0

12.2 607.8 872.0 90.2

0.0 0.0 0.0 0.0

2.7 32.1 0.0 3.6

0.0 70.0 0.0 0.0

0.0 0.0 0.0 0.0

0.0 0.0 0.0 0.0

0.0 35.0 0.4 0.0

0.0 0.0 0.0 0.0

69.9 1,054.9 215.3 43.7

0.0 53.0 20.0 0.6

2.2 159.0 93.0 31.8

0.0 0.0 0.0 0.0

0.0 4.5 91.4 7.6

0.0 17.9 11.0 0.0

67.7 0.0 0.0 0.0

0.0 0.0 0.0 0.0

0.0 820.1 0.0 0.0

0.0 0.0 0.0 0.0

0.0 0.0 0.0 0.0

0.0 0.4 0.0 3.5

0.0 0.0 0.0 0.2

0.0 0.0 0.0 0.0

0.0 0.0 0.0 0.0

32.8 698.5 780.7 61.7

0.6 90.4 404.4 8.2

32.2 608.1 376.3 53.4

228.5 190.9 698.6 16.9

3.7 46.3 0.0 7.3

11.0 (55.8) 0.0 2.5

185.5 16.8 228.4 10.7

441.9 625.9 805.7 74.0

11.7 87.8 497.7 2.2

0.0 12.3 0.5 1.3

11.7 100.1 498.2 3.5

3.9 49.8 315.2 0.0

1.9 30.4 150.0 0.0

9.6 80.7 333.0 3.5

0.0 0.0 0.0 0.0

9.6 80.7 333.0 3.5

0.0 0.0 0.0 0.0

9.6 80.7 333.0 3.5






129

Banamex Banca Mifel Banco Ahorro Banco Amigo Famsa

1,040,268.4 35,044.1 12,127.1 2,833.9 123,218.9 2,494.1 419.3 182.7 5,419.0 0.0 0.0 0.0 444,206.7 16,877.2 0.0 0.0 20,114.8 0.0 1,020.1 116.4 0.0 0.0 0.0 0.0 23,758.8 0.4 0.0 0.0 0.0 134.0 0.0 0.0 305,476.7 13,698.6 9,500.5 1,820.3 216,205.4 12,943.7 1,562.4 1,806.0 35,794.7 33.0 7,930.4 1.0 53,476.5 721.9 7.8 13.2 2,634.0 567.0 1,376.3 102.1 624.7 459.3 6.7 102.1 1,211.0 10.7 1,369.5 0.0 798.4 96.9 0.0 0.0 (8,053.8) (490.9) (1,939.1) (122.6) (3,801.9) (461.3) (15.1) (121.8) (2,948.3) (4.4) (1,820.4) (0.1) (997.2) (14.9) (0.0) (0.7) (152.2) (0.3) 0.0 0.0 (154.2) (10.0) (103.6) (0.0) 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 54,157.6 931.5 390.8 178.8 6.0 6.7 0.0 218.2 5,820.6 172.0 426.7 60.9 35,430.8 3.2 (21.9) 15.9 0.0 0.0 0.0 0.0 8,334.8 160.5 209.3 151.9 19,743.5 489.7 745.1 109.3 909,614.9 33,699.7 10,226.3 1,962.8 466,204.8 18,246.4 9,455.9 637.7 295,115.2 5,587.6 5,013.4 90.5 141,357.4 12,600.8 4,442.5 547.2 29,732.3 58.0 0.0 0.0 30,057.8 4,169.7 116.8 1,086.4 0.0 0.0 0.0 0.0 260,547.6 9,334.5 0.0 0.0 0.0 0.0 0.0 0.0 11,345.8 0.0 0.0 0.0 24,246.1 164.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 178.0 0.3 114,677.9 478.8 89.6 226.4 0.0 1,171.2 0.0 3.0 0.0 0.0 0.0 0.0 2,535.0 135.1 386.0 9.1 130,653.4 1,344.4 1,900.9 871.1 37,853.8 1,171.1 1,540.5 831.5 35,318.7 1,171.1 1,540.5 672.1 0.0 0.0 0.0 0.0 2,535.0 0.0 0.0 47.1 0.0 0.0 0.0 112.3 92,799.7 173.3 360.4 39.6 88,023.8 99.0 41.2 3.9 0.7 41.1 79.2 65.0 902.5 4.1 0.0 0.0 2.9 (14.0) 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 3,869.6 43.1 240.0 (29.3) 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 149,612.5 84.4 0.0 0.0

130






cuentas de margen



















otros organismos













Margen financiero















Resultado Neto



Banamex Banca Mifel Banco Ahorro Banco Amigo Famsa

25,706.7 1,021.3 626.2 109.6

1,732.5 18.3 5.0 1.7

14.7 0.0 0.0 0.0

2,988.8 210.2 13.3 0.0

7,841.0 211.9 4.7 0.0

0.0 0.0 0.0 0.0

12,351.2 549.3 597.2 98.2

88.2 9.4 5.0 0.0

407.4 22.2 1.1 6.8

250.9 0.0 0.0 2.9

0.0 0.0 0.0 0.0

0.0 0.0 0.0 0.0

31.8 0.0 0.0 0.0

0.0 0.0 0.0 0.0

9,778.1 693.0 221.0 54.1

1,123.3 36.7 121.0 0.0

1,499.6 273.1 99.3 10.1

650.2 0.3 0.0 0.0

191.4 92.2 0.7 38.1

0.0 57.8 0.0 5.9

5,886.5 196.8 0.0 0.0

0.0 0.0 0.0 0.0

422.9 0.0 0.0 0.0

0.0 1.0 0.0 0.0

0.0 0.0 0.0 0.0

4.2 0.0 0.0 0.0

0.0 35.2 0.0 0.0

0.0 0.0 0.0 0.0

0.0 0.0 0.0 0.0

15,928.6 328.3 405.3 55.5

3,252.4 35.3 700.5 41.2

12,676.2 293.0 (295.2) 14.3

3,134.0 46.9 795.3 55.7

1,250.3 18.0 5.3 21.9

(1,123.6) 81.9 (0.2) 0.0

4,638.7 (44.5) 503.5 (7.0)

15,397.9 379.2 667.9 78.7

2,677.2 (19.9) 330.2 (37.6)

1,719.6 0.0 (2.8) 10.2

4,396.8 (19.9) 327.3 (27.4)

952.0 0.0 178.0 6.6

424.8 62.9 90.7 4.7

3,869.6 43.1 240.0 (29.3)

0.0 0.0 0.0 0.0

3,869.6 43.1 240.0 (29.3)

0.0 0.0 0.0 0.0

3,869.6 43.1 240.0 (29.3)






131

Banco Azteca Banco Credit Banco del Bajío Banco Fácil Suisse

73,237.7 14,976.6 81,312.3 179.6 14,507.6 1,777.6 8,677.7 55.7 0.0 0.0 0.0 0.0 18,593.8 3,122.9 3,521.5 0.4 4,357.3 400.0 0.0 2.2 0.0 0.0 0.0 0.0 293.2 4,472.4 256.1 0.0 410.3 0.0 0.0 0.0 29,377.5 0.0 61,916.3 85.4 9,121.2 0.0 55,753.2 0.0 19,665.9 0.0 440.1 85.4 590.3 0.0 5,723.0 0.0 1,156.1 0.0 1,965.0 12.4 101.3 0.0 1,344.6 0.0 932.5 0.0 17.9 12.4 122.4 0.0 602.5 0.0 (1,740.0) 0.0 (1,716.9) (21.5) (170.3) 0.0 (1,333.2) 0.0 (1,062.5) 0.0 (57.8) (21.5) (38.4) 0.0 (314.7) 0.0 (0.4) 0.0 (6.9) 0.0 (468.5) 0.0 (4.2) 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 1,566.4 5,156.3 2,069.4 4.2 134.9 0.0 456.4 0.0 927.9 1.3 1,937.8 10.6 485.7 0.0 987.1 1.5 0.0 0.0 0.0 0.0 274.4 43.9 193.9 1.0 2,892.7 2.1 1,048.1 27.9 68,121.8 13,718.8 70,454.6 60.3 54,439.6 747.8 49,733.3 0.0 52,213.5 0.0 16,886.7 0.0 2,226.1 747.8 32,047.0 0.0 0.0 0.0 799.6 0.0 114.4 995.7 14,263.8 33.2 0.0 0.0 0.0 0.0 5,210.8 1,597.3 1,809.7 0.0 0.0 0.0 0.0 0.0 3,347.1 791.8 0.0 0.0 49.6 3,018.8 63.4 0.0 288.3 0.0 0.0 0.0 0.0 0.0 0.0 0.0 1,141.8 0.0 107.9 0.0 2,526.6 6,567.3 4,150.9 23.2 1,003.5 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 325.6 3.9 5,115.9 1,257.8 10,857.7 119.3 2,448.9 1,172.2 7,705.7 783.0 2,448.9 1,172.2 2,427.0 783.0 0.0 0.0 0.0 0.0 0.0 0.0 5,278.7 0.0 0.0 0.0 0.0 0.0 2,667.1 85.7 3,152.0 (663.7) 1,163.6 12.2 2,790.4 0.0 1,307.5 7.7 (0.0) (651.5) 0.0 0.0 0.0 0.1 0.0 0.0 8.8 0.0 0.0 0.0 0.0 0.0 0.0 0.0 (6.6) (0.1) 196.0 65.8 359.4 (12.2) 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 166.0 0.0 2,031.0 0.0

132






cuentas de margen



















otros organismos













Margen financiero















Resultado Neto



Banco Azteca Banco Credit Banco del Bajío Banco Fácil Suisse

9,714.0 117.5 2,468.8 20.3

211.8 0.3 117.6 0.9

0.0 0.0 0.0 0.0

210.6 68.2 45.9 0.0

147.1 49.0 58.5 0.1

92.2 0.0 0.0 0.0

8,823.5 0.0 2,113.4 19.3

169.6 0.0 0.0 0.0

5.2 0.0 133.4 0.0

0.0 0.0 0.0 0.0

0.0 0.0 0.0 0.0

0.0 0.0 0.0 0.0

54.0 0.0 0.0 0.0

0.0 0.0 0.0 0.0

734.1 84.8 1,060.6 1.3

490.9 0.0 163.4 0.0

40.6 16.7 573.8 0.0

0.0 0.0 25.8 0.0

5.6 13.0 243.7 1.3

26.6 0.0 0.0 0.0

105.8 53.9 53.9 0.0

63.6 0.0 0.0 0.0

0.0 1.1 0.0 0.0

0.0 0.0 0.0 0.0

0.0 0.0 0.0 0.0

0.0 0.0 0.0 0.0

1.0 0.0 0.0 0.0

0.0 0.0 0.0 0.0

0.0 0.0 0.0 0.0

8,979.9 32.7 1,408.2 19.0

544.9 0.0 112.5 8.2

8,435.0 32.7 1,295.7 10.7

250.7 34.0 261.2 11.3

59.8 12.0 93.9 0.7

170.8 153.0 87.8 (0.3)

241.9 67.5 (27.6) 2.9

8,790.3 182.7 1,122.6 35.3

248.4 92.5 400.6 (11.4)

26.6 0.0 54.4 0.0

275.0 92.5 455.0 (11.4)

92.4 0.0 110.3 0.0

13.3 (26.7) 14.7 (0.8)

196.0 65.8 359.4 (12.2)

0.0 0.0 0.0 0.0

196.0 65.8 359.4 (12.2)

0.0 0.0 0.0 0.0

196.0 65.8 359.4 (12.2)






133

Banco Wal-Mart Bancoppel Bank of America Bank of Tokyo- Mitsubishi UFJ

2,996.3 11,423.3 70,244.3 6,142.2 192.1 876.8 (4,306.3) 2,255.8 0.0 0.0 238.3 0.0 0.0 6,652.1 23,236.6 1,770.8 477.0 0.0 13,495.0 700.1 0.0 0.0 0.0 0.0 0.0 0.0 19,242.5 0.0 0.0 0.0 0.0 0.0 1,405.8 3,523.8 2,082.4 1,127.2 826.0 192.9 2,077.4 1,127.2 579.8 3,330.9 0.0 0.0 0.0 0.0 5.0 0.0 22.8 726.8 0.0 112.0 0.0 0.0 0.0 112.0 22.8 726.8 0.0 0.0 0.0 0.0 0.0 0.0 (88.7) (971.9) (35.8) (92.0) (7.9) (1.8) (35.8) (89.6) (78.7) (898.2) 0.0 0.0 0.0 0.0 (0.0) 0.0 0.0 0.0 0.0 (2.4) (2.0) (71.8) 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 93.1 45.1 16,062.9 230.7 0.0 0.0 0.0 0.0 2.2 76.3 71.4 3.3 2.8 2.9 0.0 3.7 0.0 0.0 0.0 0.0 827.8 367.3 49.6 25.9 61.3 124.1 107.7 4.8 1,809.8 10,111.2 66,199.4 5,415.8 1,531.2 9,726.9 3,523.0 3,950.3 562.8 8,673.6 3,326.0 2,783.3 968.4 1,053.3 196.9 1,167.0 0.0 0.0 0.0 0.0 0.0 0.0 17,490.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 640.9 950.3 0.0 0.0 0.1 0.0 0.0 0.0 10,682.6 186.4 0.0 0.0 18,335.3 22.9 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 139.0 0.0 257.3 384.3 15,372.5 303.9 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 21.3 0.0 16.0 2.1 1,186.4 1,312.1 4,044.9 726.4 3,093.9 2,045.5 2,918.2 696.2 3,093.9 2,045.5 2,918.2 696.2 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 (1,907.4) (733.5) 1,126.7 30.2 0.0 0.0 194.7 32.6 (1,668.0) (719.3) 594.0 28.8 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 (239.4) (14.1) 338.0 (31.2) 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 1,410.9 4,386.9 1,712.9 4,646.8

134






cuentas de margen



















otros organismos













Margen financiero















Resultado Neto



Banco Wal-Mart Bancoppel Bank of America Bank of Tokyo- Mitsubishi UFJ

77.2 967.4 1,757.7 91.4

0.5 9.5 30.2 31.2

0.0 0.0 2.6 0.0

0.0 228.1 231.1 16.3

12.0 0.0 1,490.1 25.8

0.0 0.0 0.0 0.0

64.7 632.2 3.8 18.2

0.0 97.5 0.0 0.0

0.0 0.0 0.0 0.0

0.0 0.1 0.0 0.0

0.0 0.0 0.0 0.0

0.0 0.0 0.0 0.0

0.0 0.0 0.0 0.0

0.0 0.0 0.0 0.0

21.1 130.3 1,156.4 41.7

1.9 97.1 16.2 1.0

19.3 23.1 3.4 15.9

0.0 0.0 0.0 0.0

0.0 0.0 27.9 0.0

0.0 0.0 0.0 0.0

0.0 0.0 1,080.1 24.7

0.0 0.0 0.0 0.0

0.0 0.0 8.6 0.0

0.0 0.0 0.0 0.0

0.0 0.0 0.0 0.0

0.0 8.6 0.0 0.0

0.0 1.6 20.1 0.0

0.0 0.0 0.0 0.0

0.0 0.0 0.0 0.0

56.1 837.1 601.3 49.8

56.7 526.1 29.8 39.3

(0.6) 310.9 571.5 10.4

82.1 292.0 37.7 5.8

3.9 3.1 13.2 1.8

(0.0) 4.0 (1,108.6) 5.0

4.6 (26.6) 1,334.3 3.6

426.6 538.4 247.8 54.2

(344.4) 38.8 573.9 (31.2)

0.0 0.0 0.0 0.0

(344.4) 38.8 573.9 (31.2)

0.0 46.1 214.0 0.0

105.0 (6.9) (22.0) 0.0

(239.4) (14.1) 338.0 (31.2)

0.0 0.0 0.0 0.0

(239.4) (14.1) 338.0 (31.2)

0.0 0.0 0.0 0.0

(239.4) (14.1) 338.0 (31.2)






135

Banorte Banregio Bansí Barclays

549,970.4 49,275.5 15,550.8 21,938.1 51,871.4 2,456.6 976.2 1,021.5 186.3 0.0 1.8 101.2 195,411.6 25,840.7 7,503.1 8,749.5 13.2 0.0 0.0 0.0 0.0 0.0 0.0 0.0 8,443.9 0.0 0.1 7,596.3 0.0 0.0 1.1 0.0 257,001.5 20,325.3 6,157.5 0.0 171,271.5 16,361.2 6,122.2 0.0 29,348.6 684.6 18.7 0.0 56,381.3 3,279.5 16.6 0.0 6,165.3 382.9 204.0 0.0 4,068.1 200.2 202.8 0.0 1,407.3 23.9 1.1 0.0 689.9 158.8 0.0 0.0 (8,717.6) (739.0) (563.2) 0.0 (4,386.2) (527.7) (556.3) 0.0 (3,477.3) (82.0) (2.2) 0.0 (683.2) (97.3) (0.1) 0.0 (84.4) (1.6) (4.6) 0.0 (86.4) (30.4) 0.0 0.0 1,994.6 0.0 0.0 0.0 0.0 0.0 0.0 0.0 949.9 0.0 0.0 0.0 12,752.4 213.7 1,064.7 4,366.1 471.4 63.3 86.8 0.0 7,154.0 156.2 71.8 31.5 8,366.5 513.3 22.6 0.0 0.0 0.0 0.0 0.0 1,629.2 14.4 21.8 67.5 6,276.6 48.1 2.3 4.5 504,303.3 46,075.3 14,423.6 19,313.0 278,557.9 18,264.4 5,005.5 0.0 132,908.7 8,140.6 623.2 0.0 142,120.0 10,123.8 4,382.3 0.0 3,529.2 0.0 0.0 0.0 9,146.8 814.0 1,018.0 0.0 2,569.2 0.0 0.0 2,346.8 171,466.7 25,651.6 6,934.3 5,130.6 0.0 0.0 0.0 0.0 36.6 0.0 0.0 595.4 10,911.4 8.3 0.7 7,173.6 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 524.1 38.3 19.9 0.0 12,692.5 447.1 1,392.4 4,066.5 17,034.6 751.5 0.0 0.0 0.0 0.0 0.0 0.0 1,363.5 100.1 52.8 0.0 45,667.1 3,200.2 1,127.2 2,625.1 13,979.9 1,971.8 660.5 2,163.6 11,487.6 1,966.7 660.5 2,163.6 0.0 2.0 0.0 0.0 2,492.3 3.1 0.0 0.0 0.0 0.0 0.0 0.0 31,687.2 1,228.3 466.6 461.5 5,775.6 985.4 47.8 18.0 26,369.3 0.0 378.5 (101.8) 405.3 14.6 0.0 0.0 (2,276.6) (18.1) 0.0 0.0 (1,317.8) 0.0 0.0 0.0 0.0 0.0 0.0 0.0 2,731.5 246.4 40.4 545.3 0.0 0.0 0.0 0.0 0.0 16.2 0.0 0.0 4,764.5 25,055.6 83.7 0.0

136






cuentas de margen



















otros organismos













Margen financiero















Resultado Neto



Banorte Banregio Bansí Barclays

17,260.3 1,506.6 449.0 256.7

578.7 30.5 9.3 1.9

9.5 0.0 0.0 1.7

3,967.1 483.0 3.7 51.4

413.1 50.4 144.4 201.8

978.2 0.0 0.0 0.0

10,897.8 896.2 272.8 0.0

147.0 11.2 5.7 0.0

260.2 35.2 13.1 0.0

0.0 0.0 0.0 0.0

0.0 0.0 0.0 0.0

0.0 0.0 0.0 0.0

8.9 0.0 0.0 0.0

0.0 0.0 0.0 0.0

7,940.5 770.6 267.2 210.1

275.4 7.9 4.6 0.4

1,941.3 244.2 90.9 0.0

63.3 0.0 0.0 0.0

209.4 16.3 29.2 0.0

423.0 19.4 0.0 0.0

3,620.7 482.8 142.4 207.1

1,336.0 0.0 0.0 0.0

0.0 0.0 0.0 2.6

0.9 0.0 0.0 0.0

3.8 0.0 0.0 0.0

61.1 0.0 0.0 0.0

5.8 0.0 0.0 0.0

0.0 0.0 0.0 0.0

0.0 0.0 0.0 0.0

9,319.7 736.0 181.8 46.6

2,148.4 85.8 50.5 0.0

7,171.3 650.2 131.2 46.6

2,612.4 117.9 145.9 0.0

592.0 37.4 114.7 12.5

280.3 53.8 18.4 550.3

670.9 138.4 (2.5) 59.5

6,626.9 609.5 116.3 122.6

3,516.0 313.4 61.9 521.3

271.7 14.2 0.0 0.0

3,787.7 327.6 61.9 521.3

956.1 84.8 19.9 0.0

(100.2) 3.6 (1.6) 24.0

2,731.5 246.4 40.4 545.3

0.0 0.0 0.0 0.0

2,731.5 246.4 40.4 545.3

0.0 0.0 0.0 0.0

2,731.5 246.4 40.4 545.3






137

BBVA CIBanco Compartamos Deutsche Bank Bancomer

1,124,875.7 15,182.1 12,505.1 105,418.5 103,345.4 4,391.5 1,352.8 87.3 3,161.6 0.0 0.0 79.1 301,377.9 2,602.7 500.1 13,159.3 4,920.6 0.0 0.0 2,546.2 0.0 0.0 0.0 0.0 62,189.1 152.8 0.0 81,486.9 1,526.5 0.0 0.0 0.0 570,113.6 2,246.0 10,212.6 561.4 306,627.1 2,166.1 60.3 561.4 127,105.5 79.9 10,152.3 0.0 136,381.0 0.0 0.0 0.0 17,399.5 0.9 212.9 0.0 6,101.9 0.0 0.0 0.0 5,428.3 0.9 212.9 0.0 5,869.3 0.0 0.0 0.0 (24,572.6) (14.6) (347.5) (3.0) (6,299.8) (12.2) (0.3) (2.8) (10,874.0) (2.0) (347.2) 0.0 (4,000.4) 0.0 0.0 0.0 (83.2) (0.4) 0.0 (0.2) (3,315.2) 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 1,817.6 0.0 0.0 0.0 43,043.7 5,458.0 127.1 7,420.9 2,887.0 3.7 0.0 0.0 14,737.5 242.3 299.1 0.0 6,370.3 3.4 0.2 0.0 0.0 0.0 0.0 0.0 8,277.2 0.0 101.0 5.5 8,280.8 95.2 46.9 74.9 1,011,693.4 14,418.5 6,556.1 102,953.4 586,447.0 7,393.3 2,503.6 2,000.8 368,992.9 201.5 0.0 0.0 167,190.1 7,191.8 0.0 2,000.8 50,264.0 0.0 2,503.6 0.0 49,181.6 54.5 3,335.6 75.0 0.0 0.0 0.0 0.0 173,112.6 697.7 0.0 6,248.8 1.7 0.0 0.0 0.1 14,608.3 0.0 0.0 2,619.1 66,148.4 152.4 0.0 81,721.7 1,315.1 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 21.5 27.1 51.5 60,758.0 6,004.8 654.5 10,233.2 54,497.4 0.0 0.0 0.0 0.0 77.2 0.0 0.0 5,623.4 17.0 35.4 3.2 113,182.3 763.6 5,949.0 2,465.1 39,863.8 422.9 473.7 1,002.4 24,138.2 422.9 473.7 1,002.4 0.0 0.0 0.0 0.0 15,725.7 0.0 0.0 0.0 0.0 0.0 0.0 0.0 73,318.4 340.7 5,475.2 1,462.7 6,881.4 74.6 1,522.3 162.0 53,097.7 238.9 3,080.9 1,231.0 1,901.7 5.3 0.0 0.0 1,942.9 0.0 (9.3) 0.0 61.7 0.0 0.0 0.0 0.0 0.0 0.0 0.0 9,433.0 21.9 881.2 69.8 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 216,584.8 644.3 0.0 70.6

138






cuentas de margen



















otros organismos













Margen financiero















Resultado Neto



BBVA CIBanco Compartamos Deutsche Bank Bancomer

38,131.0 371.5 2,974.9 299.7

1,414.5 2.3 21.1 0.2

39.8 0.0 0.0 3.0

7,140.3 121.3 6.7 52.3

619.0 0.0 0.0 225.8

6.0 0.0 0.0 0.0

27,403.7 74.6 2,944.5 17.0

150.4 0.0 2.7 0.0

424.7 1.6 0.0 0.0

1.0 0.0 0.0 0.0

0.0 0.0 0.0 0.0

78.8 0.0 0.0 0.0

852.7 171.7 0.0 1.3

0.0 0.0 0.0 0.0

12,584.6 336.5 139.7 158.6

1,451.2 0.4 0.0 0.0

2,937.0 146.1 0.0 2.2

887.4 0.0 68.9 0.0

234.1 1.3 64.7 7.9

1,208.9 0.0 0.0 0.0

5,636.5 15.9 0.0 143.7

0.0 0.0 0.0 0.0

26.9 0.0 0.0 4.0

1.9 0.0 0.0 0.0

16.5 0.0 3.6 0.0

0.0 0.0 2.5 0.0

184.1 172.8 0.0 0.8

0.0 0.0 0.0 0.0

0.0 0.0 0.0 0.0

25,546.4 35.0 2,835.2 141.1

8,468.6 10.0 145.1 0.1

17,077.8 25.1 2,690.1 141.0

9,749.1 23.8 75.3 63.2

2,909.0 25.6 128.3 14.1

2,786.3 458.3 0.0 6.2

407.2 4.3 35.9 73.4

15,454.7 457.1 1,404.4 152.3

11,656.8 28.7 1,268.6 117.3

481.6 0.0 0.0 0.0

12,138.4 28.7 1,268.6 117.3

1,964.2 20.4 339.1 51.5

(741.2) 13.6 (48.4) 4.0

9,433.0 21.9 881.2 69.8

0.0 0.0 0.0 0.0

9,433.0 21.9 881.2 69.8

0.0 0.0 0.0 0.0

9,433.0 21.9 881.2 69.8






139

HSBC Inbursa ING Interacciones

468,983.2 220,706.3 126,653.6 76,192.9 51,014.5 19,291.7 1,191.5 6,201.4 25.0 77.4 1,340.5 0.0 158,028.1 9,572.0 79,560.2 23,341.8 1,039.9 11,423.6 0.0 0.0 0.0 0.0 0.0 0.0 29,916.8 11,840.7 17,068.5 11.5 0.0 2,480.7 0.0 0.0 176,465.7 160,079.7 4,042.8 43,516.4 130,364.8 151,324.0 4,042.8 43,063.7 28,191.3 7,543.1 0.0 278.0 17,909.7 1,212.6 0.0 174.7 4,572.8 4,740.4 0.0 448.5 1,406.9 4,491.2 0.0 435.7 1,312.3 157.8 0.0 1.7 1,853.6 91.4 0.0 11.1 (9,697.0) (19,808.8) (40.1) (1,243.8) (4,475.9) (18,361.2) (35.5) (1,225.3) (3,483.5) (902.2) 0.0 (3.6) (1,117.3) (103.9) 0.0 (4.2) (441.0) (107.1) 0.0 (10.7) (179.3) (334.4) (4.6) 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 38,007.2 13,820.4 22,677.3 3,250.9 166.3 604.2 0.0 289.3 5,962.7 399.4 30.4 126.5 3,832.0 5,690.9 0.0 37.0 126.3 0.0 0.0 0.0 5,244.3 0.0 22.9 0.0 4,278.6 494.0 759.6 213.4 432,300.4 172,457.8 118,760.7 71,632.0 260,325.7 134,295.5 4,567.2 34,199.3 147,522.9 48,891.7 0.0 8,955.8 108,563.5 59,261.0 4,374.2 21,738.1 4,239.4 26,142.7 193.0 3,505.3 20,577.4 7,195.5 2,080.0 11,753.2 5,951.3 0.0 0.0 0.0 53,218.8 0.0 20,537.5 21,622.5 0.3 0.0 0.0 0.0 3,656.2 0.0 56,540.7 0.0 28,458.2 8,400.4 15,632.2 0.2 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 323.2 461.3 0.0 92.0 49,402.6 20,059.7 18,387.5 1,819.4 9,777.7 0.0 1,015.6 1,715.7 0.0 1,115.3 0.0 427.8 608.8 930.1 0.0 2.0 36,682.8 48,248.6 7,892.9 4,560.9 25,605.3 25,264.3 1,950.3 1,951.2 5,087.2 17,579.5 1,950.3 1,912.7 0.0 0.0 0.0 38.5 20,518.1 7,684.8 0.0 0.0 0.0 0.0 0.0 0.0 11,077.4 22,984.3 5,942.6 2,609.8 11,069.0 6,393.2 643.9 336.8 (303.1) 14,566.2 5,298.9 1,649.7 23.7 63.8 179.9 262.7 (164.5) 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 265.3 0.0 0.0 452.3 1,695.7 (180.1) 360.6 0.0 0.0 0.0 0.0 15.4 1.6 0.0 0.0 17,687.9 5,673.8 0.0 651.8

140






cuentas de margen



















otros organismos













Margen financiero















Resultado Neto



HSBC Inbursa ING Interacciones

11,894.4 7,111.6 2,019.9 1,914.9

684.1 258.7 33.3 76.0

0.0 0.0 40.5 0.0

2,943.3 737.8 1,242.0 29.9

0.0 554.3 570.5 419.9

0.0 0.0 0.0 0.0

7,831.9 5,455.7 122.2 1,358.9

63.7 100.9 0.0 12.5

137.8 4.3 11.4 4.5

180.1 0.0 0.0 0.0

0.0 0.0 0.0 0.0

0.0 0.0 0.0 13.2

53.4 0.0 0.0 0.0

0.0 0.0 0.0 0.0

3,893.9 3,172.2 620.0 1,406.3

640.4 825.8 0.0 95.6

1,611.4 1,239.0 106.1 493.2

103.4 440.1 7.1 68.4

339.0 162.7 32.7 282.7

208.9 0.0 33.5 47.9

990.1 478.5 302.0 418.5

0.0 0.0 0.0 0.0

0.7 0.0 135.3 0.0

0.0 0.0 0.0 0.0

0.0 0.0 3.3 0.0

0.0 0.0 0.0 0.0

0.0 26.1 0.0 0.0

0.0 0.0 0.0 0.0

0.0 0.0 0.0 0.0

8,000.5 3,939.4 1,399.9 508.5

2,722.9 1,678.8 0.0 0.0

5,277.6 2,260.6 1,399.9 508.5

3,091.3 622.0 0.0 1,176.6

540.6 78.4 35.2 634.4

1,273.0 218.7 (1,214.2) 69.7

1,829.8 76.7 18.9 137.4

10,483.2 1,196.9 177.6 745.2

448.0 1,902.6 (8.2) 512.7

76.5 320.2 0.0 0.8

524.5 2,222.9 (8.2) 513.5

94.2 523.3 1.5 153.0

22.0 (3.9) (170.4) 0.0

452.3 1,695.7 (180.1) 360.6

0.0 0.0 0.0 0.0

452.3 1,695.7 (180.1) 360.6

0.0 0.0 0.0 0.0

452.3 1,695.7 (180.1) 360.6






141

Inter Banco Invex IXE J. P. Morgan (Banco Regional)

3,471.6 25,340.7 85,476.8 29,130.6 28.8 1,564.0 5,958.8 4,975.2 0.0 120.0 321.6 249.1 2,983.2 14,815.3 39,065.5 8,716.6 427.9 0.0 1,627.0 2,297.0 0.0 0.0 0.0 0.0 0.0 0.0 4,350.6 5,010.3 0.0 0.0 95.7 0.0 0.0 7,395.2 28,650.2 233.1 0.0 6,917.2 27,237.6 233.1 0.0 477.9 298.6 0.0 0.0 0.0 1,113.9 0.0 0.0 151.4 231.4 0.0 0.0 97.6 197.8 0.0 0.0 53.8 9.8 0.0 0.0 0.0 23.8 0.0 0.0 (444.9) (433.1) (17.9) 0.0 (332.0) (403.1) (17.1) 0.0 (112.0) (20.2) 0.0 0.0 0.0 (9.7) 0.0 0.0 (0.8) 0.0 (0.8) 0.0 (0.1) 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 1.0 1,529.8 4,037.2 7,326.6 0.0 85.7 0.0 0.0 0.0 34.4 547.0 66.0 2.8 54.6 446.8 219.3 0.0 0.0 0.0 0.0 0.0 12.0 11.4 10.9 27.9 23.1 566.7 44.5 2,984.8 22,920.2 81,043.1 24,840.0 0.0 9,289.9 30,737.0 465.4 0.0 388.9 13,095.9 465.4 0.0 8,633.5 17,641.2 0.0 0.0 267.5 0.0 0.0 0.0 1,975.8 5,741.1 856.1 0.0 0.0 0.0 0.0 2,983.7 9,535.5 30,773.3 3,349.8 0.0 0.0 0.0 0.0 0.0 0.0 0.0 1,844.2 0.0 0.4 4,895.5 4,349.2 0.0 0.0 (360.2) 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 1.1 2,105.8 6,096.0 13,889.4 0.0 0.0 2,996.3 0.0 0.0 0.0 0.0 85.7 0.0 12.8 164.0 0.2 486.8 2,420.4 4,433.7 4,290.6 424.3 1,097.7 4,041.8 3,758.1 424.3 1,097.7 3,239.5 3,758.1 0.0 0.0 0.0 0.0 0.0 0.0 802.4 0.0 0.0 0.0 0.0 0.0 62.5 1,322.7 391.9 532.6 51.0 142.0 214.1 1,161.9 0.0 793.4 191.1 (556.8) 0.0 315.1 56.5 0.0 0.0 0.0 (18.0) 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 11.5 72.3 (51.8) (72.6) 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 7,056.6 7,168.5 309.2

142






cuentas de margen



















otros organismos













Margen financiero















Resultado Neto



Inter Banco Invex IXE J. P. Morgan (Banco Regional)

69.4 754.9 2,124.5 247.4

0.6 18.2 55.9 11.0

0.0 1.3 0.1 1.9

50.4 274.6 236.0 133.3

5.2 82.2 720.6 96.2

0.0 0.0 0.0 0.0

8.6 363.3 1,047.4 4.9

0.0 0.2 0.0 0.0

4.7 10.2 59.0 0.0

0.0 0.0 0.0 0.0

0.0 0.0 0.0 0.0

0.0 1.9 5.6 0.0

0.0 3.2 0.0 0.0

0.0 0.0 0.0 0.0

48.6 488.1 1,296.6 136.5

0.0 0.0 87.6 4.2

0.7 153.1 316.4 0.0

0.0 4.1 0.0 0.0

0.3 47.0 131.8 1.6

0.0 0.0 94.4 0.0

0.0 283.9 666.3 101.5

0.0 0.0 0.0 0.0

47.6 0.0 0.0 29.2

0.0 0.0 0.0 0.0

0.0 0.0 0.0 0.0

0.0 0.0 0.0 0.0

0.0 0.0 0.1 0.0

0.0 0.0 0.0 0.0

0.0 0.0 0.0 0.0

20.8 266.8 827.9 110.8

0.0 93.1 62.1 13.4

20.8 173.6 765.8 97.4

0.8 187.6 360.4 5.2

0.2 9.6 102.6 26.3

(2.0) 20.8 215.8 114.7

2.2 34.4 58.3 83.9

6.3 306.6 1,316.4 155.2

15.3 100.2 (18.6) 119.8

0.0 3.1 (36.6) 4.7

15.3 103.2 (55.2) 124.5

2.3 0.0 0.0 0.0

(1.5) (31.0) 3.4 (197.0)

11.5 72.3 (51.8) (72.6)

0.0 0.0 0.0 0.0

11.5 72.3 (51.8) (72.6)

0.0 0.0 0.0 0.0

11.5 72.3 (51.8) (72.6)






143

Monex Multiva Santander Scotiabank

27,916.0 15,108.6 733,203.6 185,506.0 7,830.0 999.9 91,382.8 19,955.5 617.6 0.1 7,797.2 152.6 4,700.6 4,892.9 218,359.3 25,836.6 67.5 0.0 4,974.0 10,234.1 0.0 0.0 0.0 0.0 428.8 0.0 84,489.2 2,298.7 0.0 0.0 87.5 209.2 2,694.4 7,760.5 270,294.9 107,069.4 2,660.9 7,402.5 233,041.0 50,787.8 0.0 347.4 0.0 15,425.6 33.5 10.6 37,253.9 40,856.1 45.7 268.1 2,422.7 3,342.2 45.7 260.8 1,744.7 273.1 0.0 7.3 0.0 634.4 0.0 0.0 678.0 2,434.7 (51.5) (269.3) (3,260.0) (3,731.7) (49.9) (242.9) (2,834.2) (1,203.0) 0.0 (20.5) 0.0 (1,249.5) (0.1) (0.0) (391.1) (836.3) (1.5) 0.0 (84.7) (21.4) 0.0 (5.9) 50.0 (421.5) 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 210.2 11,047.3 666.7 32,359.0 12,589.1 7.2 71.0 157.1 10.0 74.9 54.6 5,265.5 2,112.9 225.5 385.3 11,445.1 2,527.5 0.0 0.0 0.0 0.0 0.0 175.0 4,792.5 884.9 228.0 103.8 2,636.7 1,804.8 25,651.7 13,257.9 649,703.7 158,011.8 3,186.2 10,157.3 303,407.0 123,748.9 2,379.0 1,267.4 150,332.9 58,814.6 655.3 8,889.9 136,296.9 58,711.2 151.9 0.0 16,777.3 6,223.1 753.7 1,889.9 21,588.6 4,344.2 0.0 0.0 0.0 2,617.4 3,840.5 903.0 163,582.5 13,294.9 0.0 0.0 0.0 0.0 0.0 0.0 17,197.6 0.0 263.5 0.0 81,607.7 2,789.6 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 41.6 0.0 17,550.8 280.7 61,036.0 10,253.9 0.0 0.0 0.0 0.0 37.8 0.0 0.0 0.0 19.1 27.0 1,242.6 962.8 2,264.3 1,850.6 83,499.9 27,494.2 934.6 2,144.8 31,727.4 7,923.3 833.5 2,144.8 11,091.2 7,450.7 101.1 0.0 0.0 0.0 0.0 0.0 20,636.2 472.6 0.0 0.0 0.0 0.0 1,329.7 (294.2) 51,772.5 19,570.9 158.4 3.1 9,400.7 2,686.8 650.5 (308.2) 35,277.8 15,459.1 213.0 0.0 537.8 165.3 45.1 0.0 1,315.4 8.4 (8.2) 0.0 9.4 0.0 0.0 0.0 0.0 0.0 270.9 11.0 5,231.4 1,251.3 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 3,998.6 2,283.2 28,361.4 307,321.9

144






cuentas de margen



















otros organismos













Margen financiero















Resultado Neto



Monex Multiva Santander Scotiabank

189.6 405.2 13,683.1 6,006.1

11.6 10.0 1,094.1 341.4

0.0 0.0 197.2 2.6

111.7 53.0 580.6 248.2

0.0 1.4 4,027.2 630.1

0.0 0.0 0.0 0.0

60.9 313.4 7,084.6 4,633.9

0.0 0.0 51.6 13.8

1.5 14.5 221.0 129.0

3.9 0.0 426.8 0.0

0.0 0.0 0.0 0.0

0.0 12.9 0.0 0.0

0.0 0.0 0.0 7.1

0.0 0.0 0.0 0.0

107.0 240.7 6,603.6 1,856.2

5.6 4.3 546.6 197.7

9.5 164.2 1,990.9 708.5

5.8 0.0 279.9 145.9

12.7 43.7 335.7 109.8

0.0 0.0 0.0 0.0

73.5 24.8 2,969.8 654.0

0.0 0.0 0.0 0.0

0.0 0.0 454.6 0.0

0.0 0.0 0.0 0.0

0.0 0.0 0.0 0.0

0.0 3.7 9.1 37.1

0.0 0.0 17.1 3.2

0.0 0.0 0.0 0.0

0.0 0.0 0.0 0.0

82.6 164.5 7,079.5 4,149.9

19.3 45.3 708.2 854.0

63.3 119.2 6,371.3 3,295.9

54.1 43.5 3,318.4 828.0

36.6 23.9 479.4 75.3

1,063.0 51.1 620.5 173.7

36.4 43.3 341.3 1,343.2

804.1 227.2 6,300.8 3,845.0

376.1 5.9 3,871.3 1,720.4

15.4 7.7 1,976.0 51.9

391.5 13.5 5,847.3 1,772.3

97.4 0.0 3,561.2 304.3

(23.3) (2.6) 2,945.2 (216.7)

270.9 11.0 5,231.4 1,251.3

0.0 0.0 0.0 0.0

270.9 11.0 5,231.4 1,251.3

0.0 0.0 0.0 0.0

270.9 11.0 5,231.4 1,251.3






145

The Bank of The Royal UBS Ve por Más New York Mellon Bank of Scotland

754.1 3,438.3 4,387.2 13,276.4 498.9 532.3 324.4 734.7 0.0 0.0 0.0 1.7 0.0 1,877.6 569.3 2,418.4 0.0 200.0 101.0 1,343.5 0.0 0.0 0.0 0.0 0.0 35.1 283.9 0.0 0.0 0.0 0.0 0.0 0.0 515.7 0.0 8,602.0 0.0 515.7 0.0 8,549.7 0.0 0.0 0.0 44.4 0.0 0.0 0.0 8.0 0.0 0.1 0.0 136.8 0.0 0.1 0.0 136.8 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 (12.4) 0.0 (179.3) 0.0 (9.2) 0.0 (158.0) 0.0 0.0 0.0 (0.6) 0.0 0.0 0.0 (0.0) 0.0 (3.2) 0.0 (0.2) 0.0 0.0 0.0 (20.6) 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 22.0 251.8 3,095.3 38.2 0.0 0.0 0.0 8.4 1.2 19.7 6.4 93.4 0.0 1.9 0.0 1.1 0.0 0.0 0.0 0.0 3.3 8.9 0.0 0.0 228.8 7.7 6.8 77.5 54.9 2,767.2 3,888.4 12,118.7 0.0 1,030.2 0.0 7,199.5 0.0 1,030.2 0.0 4,563.9 0.0 0.0 0.0 2,635.5 0.0 0.0 0.0 0.0 0.0 380.3 0.0 3,877.8 0.0 0.0 0.0 0.0 0.0 550.8 537.2 335.8 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 43.7 298.6 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 1.9 22.9 760.1 3,052.6 302.7 0.0 0.0 0.0 350.4 0.0 0.0 0.0 31.2 32.0 2.1 0.0 19.4 699.2 671.1 498.8 1,157.7 663.2 1,545.5 713.9 649.3 663.2 1,545.5 713.9 611.9 0.0 0.0 0.0 0.0 0.0 0.0 0.0 37.4 0.0 0.0 0.0 0.0 36.0 (874.4) (215.1) 508.3 2.3 11.8 0.0 49.0 32.4 (874.4) (209.0) 262.2 0.0 (2.4) 0.0 156.6 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 1.3 (9.4) (6.1) 40.5 0.0 0.0 0.0 0.0 0.0 0.0 0.0 34.3 0.0 178.1 0.0 0.0

146






cuentas de margen



















otros organismos













Margen financiero















Resultado Neto



The Bank of The Royal UBS Ve por Más New York Mellon Bank of Scotland

7.3 58.1 15.3 437.3

7.3 5.2 0.1 11.4

0.0 0.0 0.0 0.1

0.0 38.3 4.0 30.6

0.0 8.1 10.8 23.7

0.0 0.0 0.0 0.0

0.0 6.1 0.4 339.2

0.0 0.0 0.0 0.0

0.0 0.0 0.0 20.9

0.0 0.0 0.0 0.0

0.0 0.0 0.0 0.0

0.0 0.0 0.0 11.4

0.0 0.4 0.0 0.0

0.0 0.0 0.0 0.0

0.0 17.8 5.8 216.3

0.0 10.1 0.0 76.1

0.0 0.0 0.0 44.8

0.0 0.0 0.0 0.0

0.0 0.8 0.0 69.8

0.0 0.0 0.0 12.5

0.0 6.9 5.8 9.7

0.0 0.0 0.0 0.0

0.0 0.0 0.0 0.0

0.0 0.0 0.0 0.0

0.0 0.0 0.0 0.0

0.0 0.0 0.0 0.8

0.0 0.0 0.0 2.6

0.0 0.0 0.0 0.0

0.0 0.0 0.0 0.0

7.3 40.3 9.4 220.9

0.0 4.3 0.0 29.2

7.3 36.0 9.4 191.7

41.7 51.1 54.8 25.3

2.7 1.6 3.9 24.0

0.0 (8.5) 10.5 3.6

(6.0) 6.6 (8.6) 20.3

37.1 93.1 68.3 164.1

3.2 (9.5) (6.1) 52.8

0.0 (0.3) 0.0 (0.3)

3.2 (9.8) (6.1) 52.6

1.8 0.0 0.0 5.1

0.0 0.4 0.0 (6.9)

1.3 (9.4) (6.1) 40.5

0.0 0.0 0.0 0.0

1.3 (9.4) (6.1) 40.5

0.0 0.0 0.0 0.0

1.3 (9.4) (6.1) 40.5






147

Volkswagen Bank

3,045.4 220.8 0.0 0.0 0.0 0.0 0.0 0.0 2,710.6 0.0 2,710.6 0.0 73.1 0.0 73.1 0.0 (135.7) 0.0 (135.7) 0.0 0.0 0.0 0.0 0.0 0.0 5.1 3.4 0.0 0.0 0.0 55.1 113.0 2,103.7 1,462.0 0.0 1,462.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 592.3 0.0 0.0 49.5 941.6 1,081.1 581.1 500.0 0.0 0.0 (139.5) 0.0 (95.2) 0.0 0.0 0.0 0.0 (44.3) 0.0 0.0 0.0

148






cuentas de margen



















otros organismos













Margen financiero















Resultado Neto



Volkswagen Bank

165.4

7.5

0.0

0.0

0.0

0.0

148.8

2.1

7.1

0.0

0.0

0.0

0.0

0.0

37.8

0.0

33.3

0.0

3.0

0.0

0.0

0.0

0.0

0.0

0.0

1.5

0.0

0.0

0.0

127.6

54.4

73.2

0.0

24.6

0.0

38.4

113.7

(26.6)

(0.8)

(27.5)

0.0

(16.8)

(44.3)

0.0

(44.3)

0.0

(44.3)

boletín estadístico banca múltiple mayo 2011€¦ · presentación5 i.reglas de carácter...

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