boletín estadístico banca múltiple septiembre 2011 · principales rubros del balance general 8...

Boletín EstadísticoBanca Múltiple

Septiembre 2011

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El siguiente contenido fue elaborado por personal de laComisión Nacional Bancaria y de Valores, a partir de la información

disponible al 30 de noviembre de 2011, recibida en los Reportes Regulatorios quelas entidades supervisadas envían a esta Comisión.

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Presentación 5

Reglas de Carácter General a que se Refiere elArtículo 134 Bis de la Ley de Instituciones de Crédito 6

I.Estadísticas de la Banca Múltiple 7

Principales Rubros del Balance General 8

Indicadores Financieros 10

Cartera de Crédito Total 11

Cartera de Crédito a Entidades Gubernamentales 12

Cartera de Crédito a Estados y Municipios 13

Cartera de Crédito a Otras Entidades Gubernamentales 14

Cartera de Crédito a Empresas 15

Cartera de Tarjeta de Crédito 16

Cartera de Crédito al Consumo No Revolvente 17

Cartera de Crédito al Consumo No Revolvente Detalle por Tipo de Crédito 18

Cartera de Crédito a la Vivienda 22

Cartera de Crédito a Entidades Financieras 23

Captación de Recursos 24

Cartera de Crédito por Calificación 26

Indice

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II.Evaluación de la Calidad y Oportunidad de la Información Detalladade la Cartera de Crédito 38

III. Información Detallada de la Cartera de Crédito 42

III.I Información Detallada de la Cartera de Crédito a Empresas 43

Información Detallada General 44

Información por Tamaño del Crédito 45

Información por Actividad Económica 75

III.II Información Detallada de la Cartera de Crédito a la Vivienda 105

Información Detallada General 106

Distribución por Valor de la Vivienda 107

Distribución por Nivel de Financiamiento (LTV) 114

IV. Estados Financieros consolidados con subsidiarias 121

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La Comisión Nacional Bancaria y de Valores emite el presente Boletín para cumplir con lo dispuesto por la fracción XXIII del Artículo 4º de la Ley de la Comisión Nacional Bancaria y de Valores. Mediante la difusión de información financiera se persigue promover la transparencia y autorregulación de las instituciones de banca múltiple, así como proveer a los mercados y al público en general, información suficiente y confiable que permita el análisis y seguimiento de estas instituciones y de los mercados en que participan.

El boletín estadístico se encuentra compuesto por 4 secciones:

En primer lugar se presenta la información estadística más relevante de cada institución de banca múltiple. Se incluye los indicadores financieros más destacados, los saldos de cada tipo de crédito y de la captación de recursos. Asimismo, se detalla la información de los saldos de cartera de crédito por calificación.

La segunda sección expone la evaluación de la calidad y oportunidad de la información detallada de la cartera de crédito comercial y de vivienda que las instituciones de banca múltiple envían a esta Comisión.

En la tercera sección se presenta la información detallada de la cartera de crédito a empresas y a la vivienda de cada banco. Se publica información sobre las principales características del portafolio así como del otorgamiento mensual.

Por último, se hace un compendio de los estados financieros que las instituciones de banca múltiple informan a esta Comisión. Es importante señalar que la información de esta sección no debe corresponder de manera exacta con la presentada en secciones anteriores ya que la finalidad de las secciones estadísticas es proveer series de datos consistentes en el tiempo que permitan un mejor análisis sobre la condición financiera de las instituciones.

Presentación

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CLASIFICACIÓN DE LAS INSTITUCIONES DE BANCA MÚLTIPLE DE ACUERDO AL ARTÍCULO 220 DE LAS DISPOSICIONES DE CARÁCTER

GENERAL, A QUESE REFIERE EL ARTÍCULO 134 BIS DE LA LEY DE INSTITUCIONES DE CRÉDITO

Cifras al 30 de septiembre de 2011

Con el fin de mantener informado al público del desempeño de las instituciones que conforman al sector de banca múltiple, la Comisión Nacional Bancaria y de Valores, con fundamento en lo dispuesto en el artículo 134 Bis de la Ley de Instituciones de Crédito, en relación con los artículos 220 y 221 de las “Disposiciones de carácter general aplicables a las instituciones de crédito”, da a conocer la clasificación de las instituciones de banca múltiple en categorías, con base en el índice de capitalización requerido conforme a las disposiciones aplicables a los requerimientos de capitalización, emitidas por esta Comisión en términos del artículo 50 de la Ley de Instituciones de Crédito.

REGLAS DE CARÁCTER GENERAL A QUE SE REFIERE EL ARTÍCULO 134 BIS DE LA LEY DE INSTITUCIONES DE CRÉDITO

1/ Dado a conocer a esta Comisión por el Banco de México el día 29 de noviembre de 2011, con base en la

información entregada por las Instituciones, conforme a lo dispuesto por el artículo 2 Bis 4 de las “Disposiciones de

carácter general aplicables a las instituciones de crédito”.

The Bank of New York Mellon 204.98 I UBS 125.26 I Banco Fácil 65.41 I Inter Banco 47.60 I Compartamos 44.41 I The Royal Bank of Scotland 39.56 I Bank of Tokyo-Mitsubishi UFJ 31.87 I Actinver 31.80 I American Express 30.41 I J.P. Morgan 26.99 I Deutsche Bank 23.66 I Banco Amigo 22.54 I Banco Wal-Mart 21.13 I Inbursa 20.70 I Barclays 19.81 I Monex 19.62 I Volkswagen Bank 18.46 I CIBanco 18.17 I Bansí 17.85 I Banco Credit Suisse 17.01 I Banco del Bajío 16.36 I Scotiabank 16.30 I Ve por Más 16.05 I Ixe 16.00 I BBVA Bancomer 15.72 I Banamex 15.59 I Banorte 15.57 I Invex 15.46 I HSBC 15.17 I Banregio 15.03 I Interacciones 14.91 I Afirme 14.54 I Santander 14.23 I ING 14.11 I Autofin 13.59 I BanCoppel 13.20 I Banco Azteca 12.74 I Banco Ahorro Famsa 12.34 I Bank of America 12.20 I Banca Mifel 12.05 I Multiva 11.38 I

Institución Índice de Categoría capitalización1/ (%)

I. Estadísticas dela Banca Múltiple

El objetivo de este apartado es proporcionar al público indicadores estadísticos que reflejen adecuadamente la evolución de la condición financiera de la Banca Múltiple, por lo que en esta sección se incluye, para los casos de Banamex, Santander, Ixe e Inbursa, la información de las Sociedades Financieras de Objeto Múltiple, Entidades Reguladas, que administran porcentajes significativos de la cartera otorgada por estas instituciones.

Principales Rubros del Balance General Septiembre 2008(Millones de pesos)

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Activo Total 1/ Cartera Total

Sep. 2010 Jun. 2011 Sep. 2011 Sep. 2010 Jun. 2011 Sep. 2011

1/ Activo Total ajustado por las operaciones de Reporto.Nota: Se presentan las instituciones en orden descendente por tamaño de activo total a la fecha de análisis.

Total 5,420,391.6 100.00 5,815,902.9 100.00 5,914,443.7 100.00 2,060,936.9 100.00 2,241,493.0 100.00 2,355,566.0 100.00

BBVA Bancomer 1,153,071.8 21.27 1,132,139.7 19.47 1,188,476.8 20.09 554,258.3 26.89 576,506.2 25.72 597,483.5 25.36

Banamex 1,036,741.9 19.13 1,144,502.4 19.68 1,092,602.2 18.47 337,500.9 16.38 352,151.5 15.71 373,726.5 15.87

Santander 756,261.6 13.95 799,672.4 13.75 831,750.5 14.06 219,743.3 10.66 290,465.8 12.96 310,129.2 13.17

Banorte 565,665.2 10.44 595,793.1 10.24 615,903.8 10.41 237,799.0 11.54 266,188.2 11.88 281,604.2 11.95

HSBC 470,072.0 8.67 498,845.4 8.58 505,503.6 8.55 163,456.9 7.93 182,816.0 8.16 182,147.2 7.73

Inbursa 277,293.5 5.12 266,824.1 4.59 230,670.0 3.90 173,037.9 8.40 154,890.5 6.91 162,125.4 6.88

Scotiabank 203,723.3 3.76 212,470.0 3.65 214,368.8 3.62 102,951.4 5.00 111,415.5 4.97 115,555.2 4.91

Deutsche Bank 63,303.8 1.17 169,469.1 2.91 173,876.2 2.94 552.6 0.03 564.8 0.03 736.1 0.03

ING 109,640.4 2.02 137,121.5 2.36 126,400.4 2.14 4,480.6 0.22 4,112.0 0.18 3,555.6 0.15

IXE 83,172.9 1.53 90,045.2 1.55 94,341.4 1.60 28,729.4 1.39 31,530.1 1.41 31,779.4 1.35

Banco del Bajío 83,602.6 1.54 85,195.4 1.46 92,296.2 1.56 61,178.7 2.97 63,790.7 2.85 65,234.8 2.77

Interacciones 74,547.9 1.38 80,320.8 1.38 83,553.6 1.41 41,380.3 2.01 44,919.5 2.00 49,456.3 2.10

Afirme 42,588.3 0.79 74,286.2 1.28 81,152.6 1.37 9,581.4 0.46 10,043.0 0.45 11,082.4 0.47

Bank of America 48,013.0 0.89 83,422.0 1.43 74,695.1 1.26 441.1 0.02 2,167.0 0.10 2,303.8 0.10

Banco Azteca 64,447.6 1.19 70,247.6 1.21 72,715.6 1.23 22,674.2 1.10 31,605.1 1.41 35,181.3 1.49

Banregio 44,746.4 0.83 52,965.3 0.91 61,218.1 1.04 18,649.1 0.90 21,361.6 0.95 25,511.0 1.08

Banca Mifel 40,852.5 0.75 41,545.1 0.71 42,154.3 0.71 15,768.7 0.77 13,993.4 0.62 13,431.4 0.57

Monex 31,137.5 0.57 28,267.2 0.49 38,257.9 0.65 2,376.6 0.12 3,130.8 0.14 3,519.6 0.15

Invex 29,629.7 0.55 30,059.7 0.52 37,705.7 0.64 7,961.8 0.39 7,740.6 0.35 7,946.8 0.34

J. P. Morgan 43,411.0 0.80 34,876.8 0.60 35,290.5 0.60 256.6 0.01 126.9 0.01 382.5 0.02

Barclays 40,493.8 0.75 24,279.0 0.42 35,109.2 0.59 0.0 0.00 0.0 0.00 0.0 0.00

Multiva 14,168.6 0.26 14,874.6 0.26 22,113.6 0.37 6,483.8 0.31 8,433.7 0.38 13,846.4 0.59

Banco Credit Suisse 22,047.5 0.41 12,715.7 0.22 18,458.1 0.31 0.0 0.00 0.0 0.00 7.8 0.00

CIBanco 9,945.6 0.18 14,538.1 0.25 17,432.4 0.29 479.6 0.02 2,263.8 0.10 2,935.4 0.12

American Express 15,974.1 0.29 16,719.7 0.29 17,154.2 0.29 8,208.1 0.40 7,401.0 0.33 7,503.5 0.32

Compartamos 10,458.3 0.19 12,982.0 0.22 14,776.4 0.25 8,784.5 0.43 11,620.7 0.52 11,991.4 0.51

Ve por Más 13,037.5 0.24 13,798.1 0.24 14,230.5 0.24 8,597.1 0.42 8,837.7 0.39 9,672.7 0.41

Banco Ahorro Famsa 11,393.5 0.21 12,414.1 0.21 12,622.2 0.21 9,709.5 0.47 11,122.1 0.50 11,640.1 0.49

Bansí 17,222.3 0.32 14,899.2 0.26 12,550.5 0.21 6,221.9 0.30 6,315.0 0.28 6,442.3 0.27

Bancoppel 8,658.9 0.16 11,715.7 0.20 12,357.2 0.21 3,023.8 0.15 4,438.7 0.20 5,153.1 0.22

Bank of Tokyo-Mitsubishi UFJ 5,920.6 0.11 6,026.4 0.10 6,826.5 0.12 1,547.8 0.08 1,126.2 0.05 1,387.7 0.06

Actinver 3,993.5 0.07 5,434.1 0.09 6,348.5 0.11 218.2 0.01 828.5 0.04 744.9 0.03

The Royal Bank of Scotland 7,448.1 0.14 3,894.1 0.07 5,946.4 0.10 60.3 0.00 697.3 0.03 913.9 0.04

UBS 6,666.3 0.12 6,248.4 0.11 5,627.4 0.10 0.0 0.00 0.0 0.00 60.0 0.00

Inter Banco 2,682.5 0.05 3,637.8 0.06 4,591.5 0.08 521.3 0.03 107.1 0.00 185.6 0.01

Autofin 2,230.0 0.04 3,433.9 0.06 4,051.6 0.07 1,675.1 0.08 2,282.8 0.10 2,568.6 0.11

Banco Wal-Mart 2,195.1 0.04 3,119.1 0.05 3,720.2 0.06 541.0 0.03 1,536.1 0.07 2,099.3 0.09

Volkswagen Bank 2,182.0 0.04 3,242.4 0.06 3,353.3 0.06 1,755.2 0.09 2,838.9 0.13 2,991.9 0.13

Banco Amigo 755.7 0.01 2,930.6 0.05 3,311.0 0.06 166.7 0.01 2,030.8 0.09 2,448.8 0.10

The Bank of New York Mellon 754.1 0.01 755.9 0.01 767.7 0.01 0.0 0.00 0.0 0.00 0.0 0.00

Banco Fácil 240.9 0.00 175.2 0.00 161.3 0.00 164.2 0.01 93.5 0.00 80.3 0.00

Principales Rubros del Balance General Septiembre 2008(Millones de pesos)

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Captación Total Resultado Neto


Total 2,574,113.4 100.00 2,781,419.9 100.00 2,906,166.9 100.00 57,793.0 100.00 35,277.5 100.00 52,596.2 100.00

BBVA Bancomer 646,486.8 25.11 627,956.9 22.58 668,778.6 23.01 17,681.5 30.59 11,731.6 33.26 16,306.9 31.04

Banamex 478,502.5 18.59 548,574.1 19.72 563,844.4 19.40 13,379.4 23.15 5,079.1 14.40 7,517.9 14.31

Santander 276,647.9 10.75 340,763.9 12.25 364,728.3 12.55 10,456.2 18.09 6,447.4 18.28 10,381.3 19.76

Banorte 277,387.7 10.78 290,246.7 10.44 300,013.2 10.32 4,544.7 7.86 3,328.6 9.44 5,049.3 9.61

HSBC 259,863.3 10.10 304,310.1 10.94 310,411.4 10.68 537.7 0.93 513.9 1.46 1,315.0 2.50

Inbursa 148,668.8 5.78 135,297.0 4.86 132,487.8 4.56 3,002.6 5.20 2,084.2 5.91 2,051.3 3.90

Scotiabank 125,232.8 4.87 127,717.4 4.59 130,293.1 4.48 1,812.7 3.14 1,428.3 4.05 2,116.8 4.03

Deutsche Bank 2,736.2 0.11 3,461.2 0.12 5,187.9 0.18 284.9 0.49 37.8 0.11 128.3 0.24

ING 5,388.6 0.21 5,803.9 0.21 3,540.0 0.12 760.9 1.32 (44.9) (0.13) 410.2 0.78

IXE 37,075.4 1.44 38,395.7 1.38 39,010.2 1.34 28.7 0.05 (6.6) (0.02) 145.1 0.28

Banco del Bajío 61,725.3 2.40 64,434.7 2.32 66,817.2 2.30 760.4 1.32 423.7 1.20 612.2 1.17

Interacciones 40,252.3 1.56 45,586.8 1.64 48,903.2 1.68 539.5 0.93 470.7 1.33 729.8 1.39

Afirme 11,709.5 0.45 13,704.7 0.49 15,459.1 0.53 208.0 0.36 92.1 0.26 125.9 0.24

Bank of America 17,788.9 0.69 27,085.6 0.97 30,238.1 1.04 531.8 0.92 515.7 1.46 625.5 1.19

Banco Azteca 50,785.9 1.97 53,039.8 1.91 54,768.3 1.88 491.7 0.85 346.2 0.98 599.9 1.14

Banregio 17,409.2 0.68 19,742.5 0.71 22,734.5 0.78 183.7 0.32 306.0 0.87 468.9 0.89

Banca Mifel 24,886.9 0.97 26,709.2 0.96 25,729.3 0.89 95.0 0.16 49.4 0.14 100.8 0.19

Monex 4,134.6 0.16 5,384.3 0.19 5,025.7 0.17 440.7 0.76 334.9 0.95 523.9 1.00

Invex 10,319.8 0.40 10,802.0 0.39 12,475.3 0.43 124.0 0.21 85.3 0.24 108.5 0.21

J. P. Morgan 1,215.1 0.05 1,352.2 0.05 2,065.5 0.07 141.2 0.24 (69.9) (0.20) 6.2 0.01

Barclays 0.0 0.00 0.0 0.00 0.0 0.00 (90.6) (0.16) 579.0 1.64 701.6 1.34

Multiva 8,589.1 0.33 11,578.5 0.42 16,466.3 0.57 51.9 0.09 15.7 0.04 63.9 0.12

Banco Credit Suisse 1,836.2 0.07 2,186.8 0.08 5,266.2 0.18 26.3 0.05 68.1 0.19 160.7 0.31

CIBanco 3,300.9 0.13 8,026.1 0.29 9,246.9 0.32 73.5 0.13 34.3 0.10 105.5 0.20

American Express 10,734.3 0.42 11,208.9 0.40 11,279.0 0.39 448.9 0.78 405.1 1.15 672.5 1.28

Compartamos 4,722.9 0.18 6,115.3 0.22 7,336.9 0.25 1,367.7 2.37 1,016.5 2.88 1,568.1 2.98

Ve por Más 10,862.2 0.42 11,695.6 0.42 11,232.1 0.39 46.3 0.08 49.4 0.14 75.0 0.14

Banco Ahorro Famsa 8,662.1 0.34 9,837.1 0.35 10,053.8 0.35 313.2 0.54 260.1 0.74 269.3 0.51

Bansí 6,052.3 0.24 6,024.1 0.22 6,163.5 0.21 90.7 0.16 48.5 0.14 70.3 0.13

Bancoppel 7,259.0 0.28 10,081.8 0.36 10,584.7 0.36 (116.5) (0.20) 3.1 0.01 30.8 0.06

Bank of Tokyo-Mitsubishi UFJ 3,954.3 0.15 3,751.5 0.13 4,097.0 0.14 18.3 0.03 (16.7) (0.05) (20.7) (0.04)

Actinver 115.5 0.00 963.0 0.03 1,229.7 0.04 26.6 0.05 7.4 0.02 31.4 0.06

The Royal Bank of Scotland 5,296.4 0.21 2,055.6 0.07 2,022.1 0.07 (52.3) (0.09) (31.1) (0.09) (38.4) (0.07)

UBS 0.0 0.00 0.0 0.00 0.0 0.00 (20.2) (0.04) 8.5 0.02 (13.8) (0.03)

Inter Banco 119.1 0.00 36.7 0.00 85.3 0.00 74.1 0.13 11.9 0.03 19.1 0.04

Autofin 1,666.6 0.06 2,334.7 0.08 2,519.8 0.09 (22.1) (0.04) 3.1 0.01 2.5 0.00

Banco Wal-Mart 964.2 0.04 1,593.3 0.06 2,086.6 0.07 (361.4) (0.63) (270.4) (0.77) (417.3) (0.79)

Volkswagen Bank 1,323.2 0.05 1,636.8 0.06 1,693.6 0.06 (42.9) (0.07) (44.7) (0.13) (45.5) (0.09)

Banco Amigo 362.1 0.01 1,896.3 0.07 2,272.2 0.08 (52.8) (0.09) (14.2) (0.04) (25.8) (0.05)


Banco Fácil 75.5 0.00 29.2 0.00 20.1 0.00 (2.2) (0.00) (13.9) (0.04) (13.0) (0.02)

Nota: Se presentan las instituciones en orden descendente por tamaño de activo total a la fecha de análisis.

Indicadores Financieros Diciembre 2008(Porcentajes)

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Total 1.42 1.33 1.24 13.25 12.79 12.12

BBVA Bancomer 1.91 1.98 1.80 21.17 21.25 19.16

Banamex 1.43 1.17 1.08 11.10 9.11 8.78

Santander 2.05 1.78 1.72 17.01 15.69 15.34

Banorte 1.05 1.13 1.13 14.34 14.53 14.41

HSBC 0.07 0.15 0.26 0.74 1.80 3.16

Inbursa 2.09 1.97 1.32 10.59 10.82 7.03

Scotiabank 1.33 1.36 1.41 9.65 10.03 10.54

Deutsche Bank 0.98 0.25 0.13 15.08 9.94 6.61

ING 0.86 0.47 0.31 9.84 7.33 5.04

IXE (0.06) (0.02) 0.11 (1.12) (0.41) 2.04

Banco del Bajío 1.28 1.02 0.86 10.32 8.12 6.81

Interacciones 1.14 1.23 1.34 23.99 22.29 22.30

Afirme 0.52 0.33 0.21 10.14 7.40 5.55

Bank of America 1.06 0.86 0.50 10.02 13.43 8.67

Banco Azteca 1.04 0.98 1.06 14.72 13.26 14.20

Banregio 0.64 1.03 1.20 11.74 17.89 18.62

Banca Mifel 0.38 0.56 0.60 11.21 15.95 16.80

Monex 2.47 2.38 2.42 31.49 29.48 28.73

Invex 0.95 0.57 0.50 12.78 7.53 6.57

J. P. Morgan 0.44 (0.30) (0.21) 2.93 (2.26) (1.67)

Barclays (0.03) 2.19 2.83 (0.32) 28.06 34.44

Multiva 0.29 0.27 0.49 3.22 2.19 4.11

Banco Credit Suisse 0.34 0.39 0.95 5.70 4.57 10.01

CIBanco 1.24 0.77 1.04 13.13 11.39 17.63

American Express 3.54 4.96 5.33 21.60 25.20 25.72

Compartamos 19.76 17.78 16.94 43.11 36.64 35.26

Ve por Más 0.47 0.83 0.88 6.49 9.80 10.33

Banco Ahorro Famsa 4.63 3.77 3.06 31.54 23.69 19.28

Bansí 0.69 0.62 0.57 11.16 9.03 8.13

Bancoppel (1.87) 0.10 0.41 (16.89) 0.85 3.59

Bank of Tokyo-Mitsubishi UFJ 0.36 (0.09) (0.11) 2.58 (0.77) (0.94)

Actinver 1.28 1.02 1.11 4.56 5.08 5.97

The Royal Bank of Scotland (0.87) (2.98) (2.47) (7.58) (17.01) (15.19)

UBS (1.27) 4.91 3.33 (7.20) 37.09 27.16

Inter Banco 2.56 1.01 0.70 17.67 6.61 5.07

Autofin (1.51) 0.05 0.01 (6.27) 0.23 0.06

Banco Wal-Mart (26.50) (20.89) (19.34) (46.86) (48.07) (47.94)

Volkswagen Bank (1.59) (1.50) (0.66) (5.63) (6.23) (2.57)

Banco Amigo (8.99) (5.54) (3.81) (17.01) (15.25) (12.74)

The Bank of New York Mellon (0.04) 0.73 1.87 (0.04) 0.79 2.02

Banco Fácil (14.71) (15.91) (17.44) (29.77) (25.15) (26.50)

ROA 12 meses (1) ROE 12 meses (2)


(1) Resultado neto acumulado en doce meses. / Activo Total ajustado por las operaciones de Reporto promedio doce meses (2) Resultado neto acumulado en doce meses / Capital contable promedio doce mesesNota: Se presentan las instituciones en orden descendente por tamaño de activo total a la fecha de análisis.

11

IMOR 1/ ICOR 2/

Sep. Jun. Sep. Sep. Jun. Sep. Sep. Jun. Sep.

2010 2011 2011 2010 2011 2011 2010 2011 2011

Cartera Total

Cartera de Crédito Total Diciembre 2008(Millones de pesos y porcentajes)

Total 2,060,936.9 2,241,493.0 2,355,566.0 2.49 2.67 2.90 196.40 181.49 166.31

BBVA Bancomer 554,258.3 576,506.2 597,483.5 2.96 3.15 3.51 147.82 135.87 123.58

Banamex 337,500.9 352,151.5 373,726.5 1.67 1.67 1.98 236.83 264.65 217.19

Santander 219,743.3 290,465.8 310,129.2 1.43 2.33 2.16 338.92 177.15 162.52

Banorte 237,799.0 266,188.2 281,604.2 1.95 2.34 2.36 152.39 141.27 139.99

HSBC 163,456.9 182,816.0 182,147.2 3.55 2.46 3.55 175.21 215.85 158.39

Inbursa 173,037.9 154,890.5 162,125.4 1.72 4.02 3.35 615.60 332.34 394.38

Scotiabank 102,951.4 111,415.5 115,555.2 3.87 2.92 2.59 101.98 113.16 116.59

Deutsche Bank 552.6 564.8 736.1 0.00 0.00 0.00 0.00 0.00 0.00

ING 4,480.6 4,112.0 3,555.6 0.00 0.00 0.00 0.00 0.00 0.00

IXE 28,729.4 31,530.1 31,779.4 1.10 0.96 1.10 244.35 273.96 252.92

Banco del Bajío 61,178.7 63,790.7 65,234.8 2.74 3.11 2.82 100.06 85.04 91.00

Interacciones 41,380.3 44,919.5 49,456.3 1.00 0.81 4.25 266.72 114.42 114.42

Afirme 9,581.4 10,043.0 11,082.4 5.54 4.75 4.70 94.86 103.52 104.01

Bank of America 441.1 2,167.0 2,303.8 0.00 0.00 0.00 0.00 1,000.00 0.00

Banco Azteca 22,674.2 31,605.1 35,181.3 5.31 2.88 3.74 139.18 167.60 173.72

Banregio 18,649.1 21,361.6 25,511.0 2.61 1.82 2.11 196.33 194.51 175.36

Banca Mifel 15,768.7 13,993.4 13,431.4 2.61 4.07 4.46 114.34 81.92 63.52

Monex 2,376.6 3,130.8 3,519.6 3.63 1.46 1.87 99.71 116.76 96.65

Invex 7,961.8 7,740.6 7,946.8 3.03 1.96 1.65 233.25 288.33 342.41

J. P. Morgan 256.6 126.9 382.5 0.00 0.00 0.00 0.00 0.00 0.00

Barclays 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00

Multiva 6,483.8 8,433.7 13,846.4 3.40 3.20 2.03 75.23 103.71 206.40

Banco Credit Suisse 0.0 0.0 7.8 0.00 0.00 0.00 0.00 0.00 0.00

CIBanco 479.6 2,263.8 2,935.4 0.00 0.05 0.05 0.00 1,000.00 1,000.00

American Express 8,208.1 7,401.0 7,503.5 8.04 4.70 4.35 173.92 287.90 273.44

Compartamos 8,784.5 11,620.7 11,991.4 1.97 1.87 2.02 152.28 171.14 174.94

Ve por Más 8,597.1 8,837.7 9,672.7 2.44 1.59 1.35 105.19 125.98 125.97

Banco Ahorro Famsa 9,709.5 11,122.1 11,640.1 11.51 12.53 14.08 135.03 142.04 125.79

Bansí 6,221.9 6,315.0 6,442.3 3.02 3.14 6.38 279.60 287.98 142.33

Bancoppel 3,023.8 4,438.7 5,153.1 17.22 17.20 18.57 119.97 136.39 135.97

Bank of Tokyo-Mitsubishi UFJ 1,547.8 1,126.2 1,387.7 0.00 5.20 0.00 0.00 126.89 0.00

Actinver 218.2 828.5 744.9 0.00 0.00 0.00 0.00 0.00 0.00

The Royal Bank of Scotland 60.3 697.3 913.9 0.19 0.02 0.01 1,000.00 1,000.00 1,000.00

UBS 0.0 0.0 60.0 0.00 0.00 0.00 0.00 0.00 0.00

Inter Banco 521.3 107.1 185.6 0.96 6.00 3.78 174.23 126.99 128.93

Autofin 1,675.1 2,282.8 2,568.6 2.78 1.42 1.33 113.28 121.39 133.20

Banco Wal-Mart 541.0 1,536.1 2,099.3 1.88 1.84 2.80 336.16 370.44 287.24

Volkswagen Bank 1,755.2 2,838.9 2,991.9 2.81 2.74 3.37 173.45 180.50 161.09

Banco Amigo 166.7 2,030.8 2,448.8 7.85 4.59 3.94 84.95 123.61 127.99

The Bank of New York Mellon 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00

Banco Fácil 164.2 93.5 80.3 0.00 0.00 0.00 0.00 0.00 0.00

1/ Cartera vencida / Cartera de crédito total. 2/ Estimaciones preventivas para riesgos crediticios / Cartera vencida (Para efectos de presentación se limita a 1,000% el cálculo). Nota: Se presentan las instituciones en orden descendente por tamaño de activo total a la fecha de análisis.

Porcentajes

12

IMOR 1/ ICOR 2/ EPRC / Cartera total 3/

Sep. Jun. Sep. Sep. Jun. Sep. Sep. Jun. Sep. Sep. Jun. Sep.

2010 2011 2011 2010 2011 2011 2010 2011 2011 2010 2011 2011

Cartera Total

Porcentajes

Cartera de Crédito a Entidades Gubernamentales Diciembre 2008(Millones de pesos y porcentajes)

Total 298,343.5 312,861.6 322,342.7 0.09 0.00 2.29 1,000.00 1,000.00 106.28 1.17 1.47 2.44

BBVA Bancomer 79,222.6 81,204.6 83,400.5 0.01 0.01 0.89 1,000.00 1,000.00 93.68 0.67 0.66 0.84

Banamex 52,128.4 36,226.6 36,586.9 0.49 0.00 4.02 277.36 1,000.00 31.83 1.36 1.48 1.28

Santander 12,341.8 29,970.6 33,389.9 0.00 0.00 4.17 0.00 0.00 30.88 0.54 0.58 1.29

Banorte 44,434.6 52,365.1 57,075.7 0.00 0.00 0.88 0.00 0.00 202.54 0.83 0.95 1.77

HSBC 25,343.1 27,992.4 23,232.5 0.00 0.00 5.82 0.00 0.00 70.82 0.93 2.27 4.12

Inbursa 19,755.3 11,878.5 9,298.3 0.00 0.00 0.02 0.00 0.00 1,000.00 2.27 9.38 20.06

Scotiabank 6,313.1 10,837.9 10,230.1 0.00 0.00 0.00 0.00 0.00 0.00 0.78 0.58 0.57

Deutsche Bank 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

ING 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

IXE 5,421.9 3,046.9 3,447.5 0.00 0.00 0.00 0.00 0.00 0.00 0.55 0.57 0.50

Banco del Bajío 14,357.2 15,352.3 13,336.2 0.00 0.00 0.00 0.00 0.00 0.00 1.31 0.87 0.85

Interacciones 31,122.9 35,549.8 39,570.6 0.00 0.01 4.39 1,000.00 1,000.00 100.82 1.89 1.74 4.43

Afirme 1,807.7 2,062.7 2,237.7 0.00 0.00 0.00 0.00 0.00 0.00 1.14 2.36 1.43

Bank of America 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Banco Azteca 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Banregio 414.5 415.8 361.1 0.16 0.00 0.00 1,000.00 0.00 0.00 3.49 2.78 3.64

Banca Mifel 4,762.0 3,242.8 2,451.4 0.03 0.00 0.00 1,000.00 0.00 0.00 4.69 5.23 3.32

Monex 0.0 0.0 72.5 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 4.27

Invex 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

J. P. Morgan 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Barclays 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Multiva 0.0 615.8 5,675.6 0.00 0.00 0.00 0.00 0.00 0.00 0.00 3.82 4.72

Banco Credit Suisse 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

CIBanco 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

American Express 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Compartamos 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Ve por Más 0.0 773.4 543.4 0.00 0.00 0.00 0.00 0.00 0.00 0.00 1.35 2.91

Banco Ahorro Famsa 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Bansí 918.4 1,174.5 1,432.6 0.00 0.00 13.78 0.00 0.00 38.13 2.15 1.47 5.25

Bancoppel 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Bank of Tokyo-Mitsubishi UFJ 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Actinver 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

The Royal Bank of Scotland 0.0 151.6 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.50 0.00

UBS 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Inter Banco 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Autofin 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Banco Wal-Mart 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Volkswagen Bank 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Banco Amigo 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00


Banco Fácil 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

1/ Cartera vencida / Cartera de crédito total. 2/ Estimaciones preventivas para riesgos crediticios / Cartera vencida (Para efectos de presentación se limita a 1,000% el cálculo). 3/ Estimaciones preventivas para riesgos crediticios / Cartera total. Nota: Se presentan las instituciones en orden descendente por tamaño de activo total a la fecha de análisis.

13

IMOR 1/

Jun. Sep. Jun. Sep.

2011 2011 2010 2011

Cartera Total

Cartera de Crédito a Entidades Gubernamentales (Detalle por tipo de Cr®dito)Cartera de Cr®dito a Estados y Municipios (Millones de pesos y porcentajes)

Total 185,077.1 200,765.1 0.00 3.68

BBVA Bancomer 31,789.8 36,116.7 0.01 2.06

Banamex 20,730.5 19,875.3 0.00 7.40

Santander 9,067.3 8,831.6 0.00 15.77

Banorte 49,394.3 53,924.1 0.00 0.93

HSBC 7,998.3 8,852.6 0.00 15.27

Inbursa 7,274.7 6,885.7 0.00 0.00

Scotiabank 5,256.8 5,310.7 0.00 0.00

Deutsche Bank 0.0 0.0 0.00 0.00

ING 0.0 0.0 0.00 0.00

IXE 1,041.8 1,441.8 0.00 0.00

Banco del Bajío 13,437.2 12,440.1 0.00 0.00

Interacciones 31,208.6 34,519.4 0.00 5.03

Afirme 2,062.7 2,237.7 0.00 0.00

Bank of America 0.0 0.0 0.00 0.00

Banco Azteca 0.0 0.0 0.00 0.00

Banregio 415.8 361.1 0.00 0.00

Banca Mifel 3,242.8 2,451.4 0.00 0.00

Monex 0.0 72.5 0.00 0.00

Invex 0.0 0.0 0.00 0.00

J. P. Morgan 0.0 0.0 0.00 0.00

Barclays 0.0 0.0 0.00 0.00

Multiva 615.8 5,675.6 0.00 0.00

Banco Credit Suisse 0.0 0.0 0.00 0.00

CIBanco 0.0 0.0 0.00 0.00

American Express 0.0 0.0 0.00 0.00

Compartamos 0.0 0.0 0.00 0.00

Ve por Más 403.9 351.2 0.00 0.00

Banco Ahorro Famsa 0.0 0.0 0.00 0.00

Bansí 1,136.6 1,417.5 0.00 13.93

Bancoppel 0.0 0.0 0.00 0.00

Bank of Tokyo-Mitsubishi UFJ 0.0 0.0 0.00 0.00

Actinver 0.0 0.0 0.00 0.00

The Royal Bank of Scotland 0.0 0.0 0.00 0.00

UBS 0.0 0.0 0.00 0.00

Inter Banco 0.0 0.0 0.00 0.00

Autofin 0.0 0.0 0.00 0.00

Banco Wal-Mart 0.0 0.0 0.00 0.00

Volkswagen Bank 0.0 0.0 0.00 0.00

Banco Amigo 0.0 0.0 0.00 0.00

The Bank of New York Mellon 0.0 0.0 0.00 0.00

Banco Fácil 0.0 0.0 0.00 0.00

1/ Cartera vencida / Cartera de crédito total. Nota: Se presentan las instituciones en orden descendente por tamaño de activo total a la fecha de análisis.

14

IMOR 2/

Jun. Sep. Jun. Sep.

2011 2011 2010 2011

Cartera Total

Cartera de Crédito a Entidades Gubernamentales (Detalle por tipo de Cr®dito)Cartera de Cr®dito a Otras Entidades Gubernamentales 1/ (Millones de pesos y porcentajes)

Total 127,784.6 121,577.6 0.00 0.01

BBVA Bancomer 49,414.8 47,283.8 0.00 0.00

Banamex 15,496.1 16,711.6 0.00 0.00

Santander 20,903.3 24,558.3 0.00 0.00

Banorte 2,970.8 3,151.7 0.00 0.00

HSBC 19,994.1 14,379.9 0.00 0.00

Inbursa 4,603.8 2,412.6 0.00 0.09

Scotiabank 5,581.1 4,919.4 0.00 0.00

Deutsche Bank 0.0 0.0 0.00 0.00

ING 0.0 0.0 0.00 0.00

IXE 2,005.1 2,005.7 0.00 0.00

Banco del Bajío 1,915.1 896.1 0.00 0.00

Interacciones 4,341.2 5,051.2 0.09 0.08

Afirme 0.0 0.0 0.00 0.00

Bank of America 0.0 0.0 0.00 0.00

Banco Azteca 0.0 0.0 0.00 0.00

Banregio 0.0 0.0 0.00 0.00

Banca Mifel 0.0 0.0 0.00 0.00

Monex 0.0 0.0 0.00 0.00

Invex 0.0 0.0 0.00 0.00

J. P. Morgan 0.0 0.0 0.00 0.00

Barclays 0.0 0.0 0.00 0.00

Multiva 0.0 0.0 0.00 0.00

Banco Credit Suisse 0.0 0.0 0.00 0.00

CIBanco 0.0 0.0 0.00 0.00

American Express 0.0 0.0 0.00 0.00

Compartamos 0.0 0.0 0.00 0.00

Ve por Más 369.5 192.2 0.00 0.00

Banco Ahorro Famsa 0.0 0.0 0.00 0.00

Bansí 37.9 15.2 0.00 0.00

Bancoppel 0.0 0.0 0.00 0.00

Bank of Tokyo-Mitsubishi UFJ 0.0 0.0 0.00 0.00

Actinver 0.0 0.0 0.00 0.00

The Royal Bank of Scotland 151.6 0.0 0.00 0.00

UBS 0.0 0.0 0.00 0.00

Inter Banco 0.0 0.0 0.00 0.00

Autofin 0.0 0.0 0.00 0.00

Banco Wal-Mart 0.0 0.0 0.00 0.00

Volkswagen Bank 0.0 0.0 0.00 0.00

Banco Amigo 0.0 0.0 0.00 0.00

The Bank of New York Mellon 0.0 0.0 0.00 0.00

Banco Fácil 0.0 0.0 0.00 0.00

1/ Incluye créditos al gobierno federal, créditos a organismos descentralizados o desconcentrados y otros créditos gubernamentales. 2/ Cartera vencida / Cartera de crédito total. Nota: Se presentan las instituciones en orden descendente por tamaño de activo total a la fecha de análisis.

15



2010 2011 2011 2010 2011 2011 2010 2011 2011 2010 2011 2011

Cartera Total

Porcentajes

Cartera de Crédito a Empresas (Millones de pesos y porcentajes)

Total 952,163.3 1,021,502.6 1,095,784.7 1.81 2.36 2.21 219.89 175.44 177.42 3.98 4.14 3.93

BBVA Bancomer 207,406.4 209,644.4 218,728.6 2.39 3.18 3.13 95.76 82.33 77.50 2.29 2.62 2.43

Banamex 131,639.4 140,518.9 148,152.5 0.55 0.36 0.41 393.80 573.05 587.90 2.16 2.09 2.42

Santander 129,285.8 150,304.5 164,001.8 0.81 1.17 1.12 185.72 137.22 133.49 1.50 1.61 1.50

Banorte 104,763.4 116,735.0 123,157.6 2.31 3.49 3.25 123.06 94.60 99.57 2.84 3.30 3.24

HSBC 75,786.4 88,160.8 102,549.2 2.39 1.51 1.96 219.29 291.42 209.10 5.23 4.40 4.11

Inbursa 132,893.6 123,477.7 132,534.1 1.82 4.73 3.83 655.14 304.92 342.27 11.91 14.43 13.12

Scotiabank 34,064.8 37,351.0 40,704.0 1.27 0.56 0.55 258.40 512.91 478.29 3.29 2.87 2.64

Deutsche Bank 552.6 564.8 736.1 0.00 0.00 0.00 0.00 0.00 0.00 0.50 0.50 0.50

ING 3,835.2 3,874.6 3,520.5 0.00 0.00 0.00 0.00 0.00 0.00 1.24 0.84 0.83

IXE 17,644.2 21,009.1 21,030.5 1.17 0.88 1.02 170.62 195.45 176.01 2.00 1.73 1.79

Banco del Bajío 37,436.1 40,104.0 43,285.3 2.99 3.42 2.83 86.05 84.65 93.64 2.57 2.89 2.65

Interacciones 9,345.0 9,026.9 9,672.4 4.29 3.87 3.60 121.27 168.73 181.60 5.21 6.52 6.55

Afirme 4,981.6 5,233.2 5,873.3 5.64 3.45 3.38 82.69 95.55 103.90 4.66 3.30 3.51

Bank of America 351.8 1,973.3 1,544.7 0.00 0.00 0.00 0.00 1,000.00 0.00 9.68 0.94 1.00

Banco Azteca 7,357.0 9,720.6 11,185.5 0.79 0.87 0.69 211.25 216.68 267.94 1.66 1.89 1.85

Banregio 14,253.5 16,446.0 18,682.7 1.81 1.24 1.19 267.25 252.19 239.13 4.83 3.14 2.86

Banca Mifel 9,534.9 9,285.9 9,599.7 3.40 4.74 4.83 64.20 60.00 56.94 2.18 2.84 2.75

Monex 2,205.1 2,704.1 2,599.4 3.92 1.69 2.53 96.80 109.01 78.41 3.79 1.84 1.98

Invex 5,756.3 5,794.1 6,104.8 1.51 1.65 1.54 368.19 329.14 371.46 5.58 5.42 5.71

J. P. Morgan 230.1 126.9 153.0 0.00 0.00 0.00 0.00 0.00 0.00 2.95 8.76 7.57

Barclays 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Multiva 5,894.1 7,068.4 7,444.9 3.61 3.68 3.66 71.99 87.15 101.33 2.60 3.21 3.71


CIBanco 329.3 1,437.5 1,535.7 0.00 0.00 0.00 0.00 0.00 0.00 0.53 0.58 0.50


Compartamos 0.0 838.5 869.2 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.50 0.50

Ve por Más 7,093.3 6,729.7 7,348.2 2.92 2.07 1.69 91.58 103.53 103.58 2.67 2.14 1.75

Banco Ahorro Famsa 975.7 1,474.2 1,824.0 0.02 0.61 0.59 1,000.00 185.56 208.96 3.02 1.13 1.22

Bansí 5,263.6 5,105.2 4,969.6 3.55 3.87 4.28 267.88 278.20 237.06 9.52 10.77 10.16

Bancoppel 125.0 191.5 237.0 0.00 0.00 0.00 0.00 0.00 0.00 0.99 0.99 0.98

Bank of Tokyo-Mitsubishi UFJ 1,547.8 1,126.2 1,387.7 0.00 5.20 0.00 0.00 125.55 0.00 3.55 6.53 5.96

Actinver 37.7 493.7 414.6 0.00 0.00 0.00 0.00 0.00 0.00 0.50 0.50 0.50

The Royal Bank of Scotland 60.3 545.6 913.8 0.14 0.01 0.00 464.94 1,000.00 1,000.00 0.64 3.37 3.23

UBS 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Inter Banco 50.4 100.0 179.2 0.07 6.43 3.91 479.48 125.51 127.44 0.36 8.07 4.99

Autofin 933.1 1,627.1 1,711.4 0.43 0.03 0.22 268.57 1,000.00 349.14 1.15 0.62 0.78

Banco Wal-Mart 397.0 823.3 1,129.0 0.00 0.00 0.82 1,000.00 0.00 163.75 0.84 0.96 1.34

Volkswagen Bank 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Banco Amigo 132.6 1,885.9 1,997.2 8.93 4.94 4.83 78.51 112.27 118.57 7.01 5.55 5.72


Banco Fácil 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00


16



2010 2011 2011 2010 2011 2011 2010 2011 2011 2010 2011 2011

Cartera Total IMOR 1/ ICOR 2/ Pérdida esperada 3/

Porcentajes

Cartera de Tarjeta de Crédito (Millones de pesos y porcentajes)

Total 210,143.1 218,778.8 228,477.6 5.90 5.50 5.21 211.78 240.81 240.87 12.49 13.25 12.54

BBVA Bancomer 70,412.2 77,783.6 80,255.3 5.90 5.30 5.32 147.58 183.45 180.84 8.70 9.73 9.62

Banamex 62,978.1 64,385.3 69,006.0 4.02 4.89 4.46 226.20 228.40 246.98 9.10 11.16 11.03

Santander 24,917.8 25,573.9 27,416.2 4.02 3.35 2.64 628.04 697.54 694.83 25.25 23.35 18.36

Banorte 12,366.1 11,992.8 12,126.6 9.34 9.39 8.23 193.08 196.05 196.62 18.04 18.42 16.18

HSBC 18,255.9 17,057.2 16,453.5 8.28 6.18 5.75 174.94 247.90 282.64 14.48 15.33 16.24

Inbursa 2,313.5 2,022.8 1,981.6 8.92 6.02 4.73 165.71 215.79 258.81 14.79 12.99 12.24

Scotiabank 4,198.0 4,044.9 4,052.7 7.36 6.61 6.36 165.91 194.33 208.71 12.22 12.84 13.27

Deutsche Bank 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

ING 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

IXE 2,133.8 2,545.1 2,837.0 3.69 3.06 2.84 429.60 477.65 507.08 15.83 14.64 14.41

Banco del Bajío 102.5 109.2 113.9 7.49 6.57 5.46 248.50 328.30 394.98 18.62 21.56 21.56

Interacciones 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Afirme 167.1 173.6 183.0 18.70 11.63 12.84 137.61 168.60 165.58 25.73 19.60 21.27

Bank of America 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Banco Azteca 82.7 59.8 59.0 0.00 0.00 0.00 0.00 0.00 0.00 38.54 53.67 55.17

Banregio 200.5 211.3 223.2 5.36 2.62 2.41 297.73 584.51 679.91 15.95 15.31 16.36

Banca Mifel 7.6 8.9 9.5 0.00 0.00 0.00 0.00 0.00 0.00 13.66 25.89 29.96

Monex 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Invex 734.0 515.4 483.1 21.00 10.86 7.68 149.22 196.27 236.90 31.34 21.31 18.20

J. P. Morgan 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Barclays 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Multiva 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00


CIBanco 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

American Express 8,067.0 7,247.1 7,330.8 8.18 4.80 4.45 149.20 282.86 267.96 12.20 13.58 11.93

Compartamos 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Ve por Más 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00


Bansí 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Bancoppel 2,898.3 4,241.5 4,895.9 17.96 18.00 19.52 119.73 126.23 125.26 21.50 22.72 24.46


Actinver 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00


UBS 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Inter Banco 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Autofin 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Banco Wal-Mart 143.9 712.8 970.3 7.04 3.98 5.11 291.84 333.65 299.82 20.54 13.26 15.33

Volkswagen Bank 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Banco Amigo 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00


Banco Fácil 164.2 93.5 80.3 0.00 0.00 0.00 0.00 0.00 0.00 24.56 21.74 21.20

1/ Cartera vencida / Cartera de crédito total. 2/ Estimaciones preventivas para riesgos crediticios / Cartera vencida (Para efectos de presentación se limita a 1,000% el cálculo). 3/ A partir de septiembre de 2009 se refiere a la aplicación de la metodología de calificación y aprovisionamiento vigente que considera la probabilidad de incumplimiento, la severidad de

la pérdida y la exposición al incumplimiento. Nota: Se presentan las instituciones en orden descendente por tamaño de activo total a la fecha de análisis.

17



2010 2011 2011 2010 2011 2011 2010 2011 2011 2010 2011 2011

Cartera de Crédito al Consumo No Revolvente 1/ Diciembre 2008(Millones de pesos y porcentajes)

Cartera Total IMOR 2/ ICOR 3/ Pérdica esperada 4/

Porcentajes

Total 177,395.6 217,466.4 237,077.4 3.64 3.13 3.51 143.17 226.13 204.79 5.21 7.07 7.18

BBVA Bancomer 45,269.8 56,960.0 62,148.7 2.68 2.15 2.71 120.73 283.36 236.10 3.23 6.09 6.40

Banamex 31,367.6 40,539.9 45,515.8 2.78 3.64 3.46 155.03 196.43 161.18 4.31 7.16 5.58

Santander 16,373.1 19,430.2 20,916.5 2.75 2.39 2.43 161.25 317.41 328.85 4.44 7.59 7.98

Banorte 16,039.9 19,343.3 20,812.6 1.63 1.47 1.50 253.95 453.32 436.76 4.13 6.67 6.57

HSBC 10,645.7 12,879.6 13,903.8 2.95 2.09 2.23 172.33 340.75 292.62 5.09 7.12 6.54

Inbursa 7,575.0 7,884.5 8,503.3 3.18 1.88 1.88 290.13 650.74 811.56 9.24 12.22 15.27

Scotiabank 12,816.4 11,942.0 11,865.9 4.72 3.00 2.98 109.82 202.22 209.12 5.18 6.06 6.23

Deutsche Bank 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

ING 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

IXE 192.6 352.2 372.2 6.02 3.10 3.42 51.45 275.93 265.62 3.10 8.56 9.08

Banco del Bajío 351.7 345.9 337.2 4.28 2.73 2.24 134.59 347.63 444.65 5.76 9.50 9.96

Interacciones 295.1 8.2 9.4 0.00 0.00 0.00 0.00 0.00 0.00 0.54 17.86 10.65

Afirme 1,020.4 1,223.6 1,367.8 6.12 8.94 9.84 141.74 145.76 136.51 8.68 13.03 13.43

Bank of America 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Banco Azteca 14,431.3 21,129.8 23,263.3 6.76 3.30 4.70 117.07 133.17 136.89 7.91 4.39 6.43

Banregio 567.6 737.5 2,459.2 7.15 1.54 5.68 150.93 562.80 164.93 10.79 8.66 9.37

Banca Mifel 45.8 33.1 28.3 0.00 0.00 0.00 0.00 0.00 0.00 3.51 5.84 7.12

Monex 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Invex 0.0 8.7 8.1 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.50 0.50

J. P. Morgan 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Barclays 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Multiva 314.9 353.5 318.6 2.43 2.70 2.43 98.61 211.19 291.52 2.40 5.70 7.08


CIBanco 11.1 91.4 128.5 0.00 1.32 1.07 0.00 179.16 209.30 1.55 2.37 2.24

American Express 141.1 153.9 172.7 0.30 0.11 0.06 252.25 1,000.00 1,000.00 0.75 3.37 3.38

Compartamos 8,784.5 10,782.2 11,122.2 1.97 2.02 2.18 152.28 169.21 173.15 3.00 3.42 3.77

Ve por Más 37.6 41.4 32.3 0.00 0.00 0.00 0.00 0.00 0.00 0.71 1.15 1.07

Banco Ahorro Famsa 8,433.5 9,412.4 9,562.8 13.25 14.71 17.02 126.76 133.17 116.41 16.80 19.58 19.82

Bansí 21.8 18.9 24.2 0.00 0.00 0.00 0.00 0.00 0.00 8.16 12.56 13.51

Bancoppel 0.5 5.7 20.2 0.00 0.00 0.00 0.00 0.00 0.00 0.50 6.00 10.83


Actinver 180.4 334.7 330.3 0.00 0.00 0.00 0.00 0.00 0.00 0.50 0.83 1.19


UBS 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Inter Banco 0.0 7.2 6.5 0.00 0.00 0.00 0.00 0.00 0.00 0.00 1.32 1.63

Autofin 694.9 606.1 847.9 6.05 5.16 3.57 99.27 90.95 105.88 6.01 4.69 3.78

Banco Wal-Mart 0.1 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 61.64 0.00 0.00

Volkswagen Bank 1,755.2 2,838.9 2,991.9 2.81 2.74 3.37 171.00 180.50 161.09 4.81 4.95 5.42

Banco Amigo 28.0 1.6 7.2 0.00 0.00 0.00 0.00 0.00 0.00 5.17 22.69 11.97


Banco Fácil 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

1/ Incluye: Créditos personales, crédito automotriz, crédito para la aduisición de bienes muebles, arrendamiento capitalizable y otros créditos al consumo. 2/ Cartera vencida / Cartera de crédito total. 3/ Estimaciones preventivas para riesgos crediticios / Cartera vencida (Para efectos de presentación se limita a 1,000% el cálculo). 4/ A partir de marzo de 2011 se refiere a la aplicación de la metodología de calificación y aprovisionamiento vigente que considera la probabilidad de incumplimiento, la severidad de la

pérdida y la exposición al incumplimiento. Nota: Se presentan las instituciones en orden descendente por tamaño de activo total a la fecha de análisis.

18



2010 2011 2011 2010 2011 2011 2010 2011 2011 2010 2011 2011

Cartera de Crédito al Consumo No Revolvente (Detalle por Tipo de Crédito)re 2008(Millones de pesos y porcentajes)

Créditos Personales

Porcentajes

Total 108,663.0 142,246.4 156,464.3 4.13 3.72 3.98 147.37 224.86 211.72 6.09 8.36 8.42

BBVA Bancomer 27,234.1 34,900.9 39,320.3 3.03 2.71 3.39 131.31 302.07 250.95 3.97 8.19 8.51

Banamex 30,949.4 39,998.2 44,940.0 2.76 3.59 3.41 152.99 198.96 162.15 4.22 7.14 5.53

Santander 16,128.0 19,289.8 20,802.8 2.51 2.28 2.34 163.61 329.59 338.20 4.11 7.51 7.91

Banorte 7,972.6 10,613.5 11,823.6 1.93 1.77 1.70 190.39 431.37 448.00 3.67 7.63 7.63

HSBC 5,656.0 8,942.6 10,305.1 2.72 1.71 1.94 184.41 488.18 377.90 5.02 8.37 7.32

Inbursa 1,378.9 1,607.8 1,788.8 11.19 7.39 7.48 453.52 281.67 482.84 50.75 20.82 36.12

Scotiabank 2,230.0 2,240.0 2,293.2 9.84 7.87 7.99 70.80 212.88 218.35 6.97 16.74 17.44

Deutsche Bank 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

ING 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

IXE 142.2 286.2 312.6 2.19 1.22 1.33 191.37 858.29 809.31 4.19 10.49 10.77

Banco del Bajío 61.3 112.1 112.3 14.84 4.20 1.72 104.22 221.98 555.48 15.46 9.33 9.54

Interacciones 287.8 2.8 4.9 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 16.61

Afirme 815.1 1,106.8 1,255.6 5.81 9.30 10.20 148.42 147.32 137.59 8.63 13.71 14.04

Bank of America 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Banco Azteca 6,592.6 12,835.1 12,998.4 8.12 2.64 3.05 116.26 114.45 210.62 9.44 3.02 6.42

Banregio 349.6 336.6 334.5 6.85 2.08 2.35 133.46 566.10 511.61 9.14 11.75 12.02

Banca Mifel 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Monex 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Invex 0.0 8.7 8.1 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.50 0.50

J. P. Morgan 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Barclays 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Multiva 245.8 254.8 251.0 2.65 2.55 2.14 91.71 226.00 301.70 2.43 5.75 6.44


CIBanco 2.6 8.1 9.3 0.00 0.00 0.00 0.00 0.00 0.00 0.50 2.68 2.69

American Express 141.1 153.9 172.7 0.30 0.11 0.06 252.25 1,000.00 1,000.00 0.75 3.37 3.38

Compartamos 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Ve por Más 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Banco Ahorro Famsa 8,261.4 9,198.1 9,365.3 13.24 14.87 17.13 126.05 133.23 116.32 16.69 19.81 19.93

Bansí 0.2 0.1 0.3 0.00 0.00 0.00 0.00 0.00 0.00 0.00 35.65 3.42

Bancoppel 0.5 5.7 20.2 0.00 0.00 0.00 0.00 0.00 0.00 0.50 6.00 10.83


Actinver 180.4 334.7 330.3 0.00 0.00 0.00 0.00 0.00 0.00 0.50 0.83 1.19


UBS 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Inter Banco 0.0 7.2 6.5 0.00 0.00 0.00 0.00 0.00 0.00 0.00 1.32 1.63

Autofin 5.4 1.0 1.5 0.00 0.00 0.00 0.00 0.00 0.00 44.20 37.72 26.39

Banco Wal-Mart 0.1 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 61.64 0.00 0.00

Volkswagen Bank 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Banco Amigo 28.0 1.6 7.2 0.00 0.00 0.00 0.00 0.00 0.00 5.17 22.69 11.97


Banco Fácil 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

1/ Cartera vencida / Cartera de crédito total. 2/ Estimaciones preventivas para riesgos crediticios / Cartera vencida (Para efectos de presentación se limita a 1,000% el cálculo). 3/ A partir de marzo de 2011 se refiere a la aplicación de la metodología de calificación y aprovisionamiento vigente que considera la probabilidad de incumplimiento, la severidad de la


IMOR 1/ ICOR 2/ Pérdida esperada 3/

19



2010 2011 2011 2010 2011 2011 2010 2011 2011 2010 2011 2011


Automotriz

Porcentajes

Total 52,090.5 55,980.3 58,997.6 2.56 1.64 1.94 134.46 275.87 240.25 3.45 4.53 4.65

BBVA Bancomer 18,035.6 22,059.1 22,828.4 2.15 1.26 1.54 98.24 219.63 179.64 2.11 2.77 2.76

Banamex 417.8 541.6 575.8 4.17 7.78 7.67 256.39 110.47 127.47 10.70 8.60 9.78

Santander 245.0 140.4 113.7 18.56 18.26 18.36 140.26 108.82 110.97 26.04 19.87 20.38

Banorte 8,067.3 8,711.1 8,970.7 1.33 1.09 1.23 345.01 502.48 420.00 4.59 5.48 5.16

HSBC 4,926.3 3,670.6 3,315.5 3.08 2.67 2.84 161.46 128.11 128.10 4.97 3.42 3.64

Inbursa 6,196.1 6,276.6 6,714.4 1.40 0.46 0.39 0.00 1,000.00 1,000.00 0.00 10.01 9.72

Scotiabank 10,544.0 9,702.0 9,572.7 3.58 1.87 1.78 132.20 191.88 199.20 4.73 3.59 3.55

Deutsche Bank 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

ING 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

IXE 6.7 6.9 6.4 0.00 0.00 0.00 0.00 0.00 0.00 0.00 1.90 1.50

Banco del Bajío 229.3 233.8 224.9 1.95 2.03 2.50 183.61 472.38 406.62 3.58 9.58 10.17

Interacciones 5.6 5.4 4.5 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 4.22

Afirme 0.0 113.7 108.9 0.00 5.48 5.67 0.00 119.64 114.04 0.00 6.55 6.47

Bank of America 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Banco Azteca 526.4 306.7 233.6 4.89 5.56 8.23 0.00 116.52 74.67 0.00 6.48 6.15

Banregio 201.5 400.5 2,124.3 5.64 1.01 6.19 189.18 592.39 144.38 10.67 6.00 8.94

Banca Mifel 45.8 33.1 28.3 0.00 0.00 0.00 0.00 0.00 0.00 3.51 5.84 7.12

Monex 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Invex 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

J. P. Morgan 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Barclays 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Multiva 34.6 31.7 32.0 0.00 0.00 0.00 0.00 0.00 0.00 3.78 5.28 5.94


CIBanco 8.5 83.3 119.2 0.00 1.45 1.16 0.00 161.13 191.14 1.87 2.34 2.21


Compartamos 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Ve por Más 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00


Bansí 0.0 18.1 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 12.37 0.00

Bancoppel 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00


Actinver 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00


UBS 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Inter Banco 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Autofin 672.3 592.4 834.9 5.74 4.82 3.30 97.35 87.22 103.65 5.59 4.21 3.42

Banco Wal-Mart 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Volkswagen Bank 1,755.2 2,838.9 2,991.9 2.81 2.74 3.37 171.00 180.50 161.09 4.81 4.95 5.42

Banco Amigo 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00


Banco Fácil 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00




20



2010 2011 2011 2010 2011 2011 2010 2011 2011 2010 2011 2011

Cartera de Crédito al Consumo No Revolvente (Detalle por Tipo de Crédito)mbre 2008(Millones de pesos y porcentajes)

Adquisición de Bienes Muebles 1/ IMOR 2/ ICOR 3/ EPRC / Cartera total 4/

Porcentajes

Total 7,582.2 7,996.7 6,042.6 5.78 4.27 6.02 125.39 152.67 85.63 7.25 6.52 5.15

BBVA Bancomer 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Banamex 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Santander 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Banorte 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

HSBC 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Inbursa 0.1 0.1 0.1 0.00 0.00 0.00 0.00 0.00 0.00 100.00 100.00 100.00

Scotiabank 42.4 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 24.24 0.00 0.00

Deutsche Bank 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

ING 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

IXE 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Banco del Bajío 0.2 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Interacciones 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Afirme 205.3 3.2 3.3 0.00 0.00 0.00 0.00 0.00 0.00 8.88 10.87 9.97

Bank of America 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Banco Azteca 7,312.3 7,988.0 6,010.1 5.66 4.27 6.03 125.40 152.62 84.89 7.10 6.52 5.12

Banregio 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 51.46 0.00 0.00

Banca Mifel 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Monex 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Invex 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

J. P. Morgan 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Barclays 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Multiva 0.2 4.8 5.2 0.00 0.00 0.00 0.00 0.00 0.00 0.50 2.18 1.04


CIBanco 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00


Compartamos 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Ve por Más 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00


Bansí 21.6 0.7 23.9 0.00 0.00 0.00 0.00 0.00 0.00 8.23 15.50 13.62

Bancoppel 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00


Actinver 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00


UBS 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Inter Banco 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Autofin 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 100.00 0.00 0.00

Banco Wal-Mart 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Volkswagen Bank 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Banco Amigo 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00


Banco Fácil 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

1/ Incluye Arrendamiento Capitalizable 2/ Cartera vencida / Cartera de crédito total. 3/ Estimaciones preventivas para riesgos crediticios / Cartera vencida (Para efectos de presentación se limita a 1,000% el cálculo). 4/ A partir de marzo de 2011 se refiere a la aplicación de la metodología de calificación y aprovisionamiento vigente que considera la probabilidad de incumplimiento, la severidad de la



21



2010 2011 2011 2010 2011 2011 2010 2011 2011 2010 2011 2011


Otros Créditos al Consumo

Porcentajes

Total 9,060.0 11,242.9 15,573.0 2.20 2.21 3.79 146.04 170.35 136.44 3.21 3.77 5.17

BBVA Bancomer 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Banamex 0.4 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 100.00 100.00 100.00

Santander 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Banorte 0.0 18.6 18.4 0.00 0.00 0.00 0.00 0.00 0.00 0.00 15.05 13.55

HSBC 63.4 266.4 283.2 13.71 6.70 5.95 147.82 243.03 201.59 20.27 16.28 11.99

Inbursa 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Scotiabank 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Deutsche Bank 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

ING 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

IXE 43.6 59.1 53.2 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Banco del Bajío 61.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 4.20 0.00 0.00

Interacciones 1.7 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 92.63 0.00 0.00

Afirme 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Bank of America 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Banco Azteca 0.0 0.0 4,021.3 0.00 0.00 7.85 0.00 0.00 107.91 0.00 0.00 8.47

Banregio 16.4 0.3 0.4 0.00 0.00 0.00 0.00 0.00 0.00 47.58 100.00 100.00

Banca Mifel 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Monex 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Invex 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

J. P. Morgan 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Barclays 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Multiva 34.2 62.2 30.4 0.00 0.00 0.00 0.00 0.00 0.00 0.74 5.94 14.62


CIBanco 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00


Compartamos 8,784.5 10,782.2 11,122.2 1.97 2.02 2.18 152.28 169.21 173.15 3.00 3.42 3.77

Ve por Más 37.6 41.4 32.3 0.00 0.00 0.00 0.00 0.00 0.00 0.71 1.15 1.07


Bansí 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Bancoppel 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00


Actinver 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00


UBS 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Inter Banco 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Autofin 17.2 12.7 11.5 0.00 0.00 0.00 0.00 0.00 0.00 10.34 24.79 27.10

Banco Wal-Mart 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Volkswagen Bank 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Banco Amigo 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00


Banco Fácil 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00




22



2010 2011 2011 2010 2011 2011 2010 2011 2011 2010 2011 2011

Cartera Total

Porcentajes

Cartera de Crédito a la Vivienda (Millones de pesos y porcentajes)

Total 355,663.5 394,897.7 402,117.1 4.18 4.25 4.09 89.90 53.52 52.25 3.75 2.27 2.14

BBVA Bancomer 142,306.4 142,812.3 145,418.9 4.29 4.28 5.12 126.31 53.24 51.44 5.41 2.28 2.63

Banamex 48,080.8 54,903.4 56,067.8 2.62 1.34 1.18 53.63 153.50 151.47 1.40 2.06 1.79

Santander 32,685.4 60,644.6 61,098.5 1.98 6.09 3.67 66.46 45.22 43.53 1.32 2.75 1.60

Banorte 52,925.0 57,807.8 59,377.2 1.52 1.27 1.38 79.54 96.33 91.90 1.21 1.22 1.27

HSBC 21,478.0 19,683.9 19,667.6 10.13 9.40 9.35 65.94 42.93 40.47 6.68 4.04 3.78

Inbursa 1,280.4 1,315.8 1,293.9 8.84 7.23 6.81 133.08 111.32 117.67 11.77 8.05 8.01

Scotiabank 42,957.1 43,496.3 44,207.0 6.13 5.47 4.80 48.27 34.08 30.97 2.96 1.86 1.49

Deutsche Bank 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

ING 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

IXE 1,148.1 1,135.6 1,118.4 1.52 2.07 3.39 86.55 43.67 35.25 1.32 0.90 1.20

Banco del Bajío 6,120.9 6,378.0 6,483.3 8.76 9.23 9.32 72.13 50.91 52.25 6.32 4.70 4.87

Interacciones 154.3 184.4 203.7 7.82 6.08 5.35 81.69 47.67 56.23 6.39 2.90 3.01

Afirme 1,387.6 1,318.1 1,301.7 11.25 12.63 12.65 59.32 27.39 29.11 6.67 3.46 3.68

Bank of America 6.3 4.9 5.4 0.00 0.00 0.00 0.00 0.00 0.00 0.35 0.35 0.35

Banco Azteca 803.3 694.9 673.5 17.86 14.89 17.30 264.63 26.92 20.96 47.26 4.01 3.62

Banregio 3,070.0 3,447.4 3,523.4 5.78 4.83 4.85 75.70 56.98 54.18 4.37 2.75 2.63

Banca Mifel 736.5 834.5 876.9 10.15 12.87 12.70 29.49 12.63 11.65 2.99 1.63 1.48

Monex 0.0 98.5 367.3 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.34 0.35

Invex 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

J. P. Morgan 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Barclays 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Multiva 8.0 10.1 9.6 0.00 0.00 0.00 0.00 0.00 0.00 0.35 0.12 0.09


CIBanco 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00


Compartamos 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Ve por Más 8.8 7.9 9.0 0.00 0.00 0.00 0.00 0.00 0.00 0.99 0.09 0.81


Bansí 18.1 16.4 15.9 0.00 0.00 0.00 0.00 0.00 0.00 0.34 0.46 0.53

Bancoppel 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00


Actinver 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00


UBS 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Inter Banco 470.9 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 1.80 0.00 0.00

Autofin 7.2 11.1 5.3 0.00 0.00 0.00 0.00 0.00 0.00 2.09 1.32 0.07

Banco Wal-Mart 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Volkswagen Bank 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Banco Amigo 6.1 82.9 369.2 0.00 0.00 0.01 0.00 0.00 1,000.00 0.37 6.20 1.01


Banco Fácil 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00



IMOR 1/ ICOR 2/ Pérdida esperada3/

23



2010 2011 2011 2010 2011 2011 2010 2011 2011 2010 2011 2011

Cartera Total

Porcentajes

Cartera de Crédito a Entidades Financieras (Millones de pesos y porcentajes)

Total 67,227.8 75,986.0 69,766.5 0.01 0.12 0.09 1,000.00 1,000.00 1,000.00 2.75 1.97 1.98

BBVA Bancomer 9,640.9 8,101.3 7,531.6 0.00 0.08 0.02 1,000.00 1,000.00 1,000.00 0.67 1.36 1.10

Banamex 11,306.6 15,577.3 18,397.5 0.00 0.00 0.00 0.00 0.00 0.00 2.53 1.79 1.55

Santander 4,139.4 4,542.0 3,306.4 0.00 0.00 0.00 0.00 0.00 0.00 3.85 6.22 8.24

Banorte 7,270.1 7,944.2 9,054.3 0.00 0.00 0.00 0.00 0.00 0.00 0.85 0.78 0.78

HSBC 11,947.9 17,042.1 6,340.6 0.00 0.00 0.00 0.00 0.00 0.00 2.26 1.59 2.29

Inbursa 9,220.0 8,311.1 8,514.1 0.00 0.13 0.00 0.00 1,000.00 0.00 7.80 3.84 4.11

Scotiabank 2,602.0 3,743.4 4,495.4 0.00 1.15 0.83 0.00 170.33 170.66 6.03 1.95 1.41

Deutsche Bank 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

ING 645.4 237.3 35.2 0.00 0.00 0.00 0.00 0.00 0.00 0.50 0.50 0.50

IXE 2,188.7 3,441.2 2,973.9 0.00 0.17 0.19 0.00 570.64 547.05 0.94 0.95 1.06

Banco del Bajío 2,810.3 1,501.2 1,678.9 0.00 0.57 0.00 0.00 280.81 0.00 2.39 1.60 1.01

Interacciones 463.0 150.1 0.1 0.00 0.00 0.00 0.00 0.00 0.00 0.94 0.99 0.50

Afirme 216.9 31.7 119.0 0.00 0.00 0.00 0.00 0.00 0.00 0.95 0.91 0.99

Bank of America 83.0 188.7 753.6 0.00 0.00 0.00 0.00 0.00 0.00 4.76 1.51 0.79

Banco Azteca 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Banregio 143.1 103.5 261.5 0.00 0.00 0.00 0.00 0.00 0.00 0.59 0.50 2.74

Banca Mifel 682.0 588.2 465.7 0.50 2.12 3.03 109.29 43.97 60.74 0.55 0.93 1.84

Monex 171.4 328.2 480.4 0.00 0.00 0.00 0.00 0.00 0.00 0.65 0.63 0.64

Invex 1,471.5 1,422.5 1,350.8 0.00 0.00 0.00 0.00 0.00 0.00 0.76 0.82 0.85

J. P. Morgan 26.4 0.0 229.5 0.00 0.00 0.00 0.00 0.00 0.00 1.00 0.00 0.50

Barclays 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Multiva 266.8 385.9 397.7 0.00 0.00 0.00 0.00 0.00 0.00 0.17 0.89 1.30


CIBanco 139.2 734.9 1,271.3 0.00 0.00 0.00 0.00 0.00 0.00 0.50 0.57 0.60


Compartamos 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Ve por Más 1,457.4 1,285.4 1,739.8 0.13 0.06 0.24 404.37 1,000.00 241.52 0.54 0.65 0.57


Bansí 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Bancoppel 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00


Actinver 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00


UBS 0.0 0.0 60.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.90

Inter Banco 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Autofin 40.0 38.5 4.0 0.00 0.00 0.00 0.00 0.00 0.00 0.56 2.21 0.50

Banco Wal-Mart 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Volkswagen Bank 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Banco Amigo 0.0 60.5 75.3 0.00 0.00 0.00 0.00 0.00 0.00 0.00 1.99 1.06


Banco Fácil 0.0 0.0 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00


24

Sep. 2010 Jun. 2011 Sep. 2011 Sep. 2010 Jun. 2011 Sep. 2011 Sep. 2010 Jun. 2011 Sep. 2011

Total 2,574,113.4 2,781,419.9 2,906,166.9 1,287,924.8 1,443,604.4 1,530,717.3 974,345.8 950,774.6 963,421.0

BBVA Bancomer 646,486.8 627,956.9 668,778.6 356,056.8 390,454.6 407,150.9 184,710.2 165,931.0 180,757.9

Banamex 478,502.5 548,574.1 563,844.4 278,680.3 345,216.3 385,506.0 148,284.5 118,109.6 115,496.8

Santander 276,647.9 340,763.9 364,728.3 147,230.7 156,335.1 167,022.8 112,349.6 143,717.9 141,097.2

Banorte 277,387.7 290,246.7 300,013.2 125,852.5 138,285.2 146,870.5 137,106.3 138,511.6 140,153.7

HSBC 259,863.3 304,310.1 310,411.4 143,608.4 159,084.4 160,121.6 98,123.2 110,828.8 117,100.4

Inbursa 148,668.8 135,297.0 132,487.8 48,151.7 49,224.1 50,073.6 87,772.1 50,577.4 38,647.5

Scotiabank 125,232.8 127,717.4 130,293.1 57,827.6 59,893.0 63,047.0 56,940.4 56,939.4 54,395.2

Deutsche Bank 2,736.2 3,461.2 5,187.9 0.0 0.0 0.0 0.0 1,864.4 1,876.0

ING 5,388.6 5,803.9 3,540.0 0.0 0.0 0.0 5,184.9 4,990.9 2,980.8

IXE 37,075.4 38,395.7 39,010.2 8,764.1 13,693.1 13,660.0 20,092.5 18,168.8 18,100.1

Banco del Bajío 61,725.3 64,434.7 66,817.2 16,908.3 17,496.2 17,270.3 28,894.2 32,060.2 31,471.8

Interacciones 40,252.3 45,586.8 48,903.2 4,813.7 7,723.7 10,251.2 24,533.8 22,753.2 23,409.4

Afirme 11,709.5 13,704.7 15,459.1 6,010.7 7,648.9 7,579.2 5,618.5 5,967.1 7,504.0

Bank of America 17,788.9 27,085.6 30,238.1 2,744.4 3,461.4 2,537.2 117.4 172.0 95.0

Banco Azteca 50,785.9 53,039.8 54,768.3 48,423.4 50,635.1 52,121.0 2,229.9 2,094.9 2,142.5

Banregio 17,409.2 19,742.5 22,734.5 8,038.2 8,700.8 9,142.2 8,637.3 10,098.2 12,607.6

Banca Mifel 24,886.9 26,709.2 25,729.3 5,332.4 5,193.5 5,482.5 12,845.8 17,270.4 16,494.3

Monex 4,134.6 5,384.3 5,025.7 2,363.1 2,490.7 2,856.5 360.1 398.6 394.0

Invex 10,319.8 10,802.0 12,475.3 192.5 405.7 480.4 7,501.0 8,213.6 9,541.7

J. P. Morgan 1,215.1 1,352.2 2,065.5 447.6 458.9 1,611.0 0.0 0.0 0.0

Barclays 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

Multiva 8,589.1 11,578.5 16,466.3 860.8 1,307.5 3,304.6 6,448.2 8,041.6 10,355.5

Banco Credit Suisse 1,836.2 2,186.8 5,266.2 0.0 0.0 0.0 992.0 780.0 913.1

CIBanco 3,300.9 8,026.1 9,246.9 99.0 256.7 356.2 3,089.9 7,714.7 8,845.7

American Express 10,734.3 11,208.9 11,279.0 1,278.8 1,581.4 1,384.5 5,258.2 5,245.6 5,470.8

Compartamos 4,722.9 6,115.3 7,336.9 0.0 0.0 4.4 630.2 350.1 354.5

Ve por Más 10,862.2 11,695.6 11,232.1 4,690.7 4,734.4 4,625.2 2,292.7 2,853.1 3,026.1

Banco Ahorro Famsa 8,662.1 9,837.1 10,053.8 4,532.0 4,814.9 3,226.4 4,060.6 4,830.3 6,605.0

Bansí 6,052.3 6,024.1 6,163.5 656.3 595.3 664.9 4,264.0 4,207.0 4,230.3

Bancoppel 7,259.0 10,081.8 10,584.7 6,304.8 9,014.0 9,499.8 954.2 1,067.8 1,084.9

Bank of Tokyo-Mitsubishi UFJ 3,954.3 3,751.5 4,097.0 2,404.7 2,667.9 2,679.3 1,549.6 1,083.6 1,417.7

Actinver 115.5 963.0 1,229.7 115.5 106.2 290.0 0.0 856.7 939.7

The Royal Bank of Scotland 5,296.4 2,055.6 2,022.1 4,918.4 1,259.0 1,138.9 0.0 0.0 0.0

UBS 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

Inter Banco 119.1 36.7 85.3 0.3 0.0 0.2 118.9 0.1 63.7

Autofin 1,666.6 2,334.7 2,519.8 110.4 199.8 138.0 1,242.8 1,871.6 1,843.7

Banco Wal-Mart 964.2 1,593.3 2,086.6 502.0 584.9 573.2 462.2 1,008.4 1,513.4

Volkswagen Bank 1,323.2 1,636.8 1,693.6 0.0 0.0 0.0 1,323.2 1,636.8 1,693.6

Banco Amigo 362.1 1,896.3 2,272.2 4.6 81.5 47.8 357.5 559.1 797.5

The Bank of New York Mellon 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

Banco Fácil 75.5 29.2 20.1 0.0 0.0 0.0 0.0 0.0 0.0

Captación de Recursos (Millones de pesos)

Captación Total Exigibilidad Inmediata Plazo


25


Total 86,625.2 144,701.6 153,733.6 225,217.5 242,339.3 258,295.1

BBVA Bancomer 45,595.4 53,197.9 55,355.1 60,124.4 18,373.4 25,514.8

Banamex 14,467.2 26,105.6 21,958.3 37,070.6 59,142.6 40,883.3

Santander 6,261.4 17,083.6 20,450.6 10,806.2 23,627.3 36,157.7

Banorte 3,813.2 3,586.2 4,176.2 10,615.7 9,863.7 8,812.8

HSBC 4,261.8 4,235.7 4,262.3 13,869.9 30,161.2 28,927.1

Inbursa 5,015.0 26,650.3 31,571.6 7,729.9 8,845.2 12,195.1

Scotiabank 4,235.7 6,215.6 6,239.2 6,229.1 4,669.4 6,611.8

Deutsche Bank 0.0 0.0 0.0 2,736.2 1,596.8 3,311.9

ING 203.7 196.1 233.5 0.0 616.9 325.8

IXE 0.0 0.0 0.0 8,218.8 6,533.9 7,250.1

Banco del Bajío 758.5 804.8 821.1 15,164.4 14,073.5 17,254.0

Interacciones 0.0 3,506.5 3,511.0 10,904.7 11,603.4 11,731.5

Afirme 0.0 0.0 0.0 80.3 88.7 375.9

Bank of America 0.0 0.0 0.0 14,927.1 23,452.2 27,605.9

Banco Azteca 0.0 0.0 0.0 132.5 309.8 504.7

Banregio 0.0 0.0 0.0 733.7 943.5 984.6

Banca Mifel 78.2 58.7 76.6 6,630.4 4,186.6 3,675.9

Monex 151.8 284.3 245.4 1,259.6 2,210.6 1,529.9

Invex 278.1 271.8 323.1 2,348.2 1,911.0 2,130.2

J. P. Morgan 0.0 0.0 0.0 767.5 893.2 454.5

Barclays 0.0 0.0 0.0 0.0 0.0 0.0

Multiva 0.0 0.0 0.0 1,280.2 2,229.4 2,806.1

Banco Credit Suisse 0.0 0.0 0.0 844.2 1,406.8 4,353.2

CIBanco 0.0 0.0 0.0 112.0 54.7 44.9

American Express 0.0 0.0 0.0 4,197.2 4,381.9 4,423.7

Compartamos 1,505.2 2,504.5 4,509.6 2,587.5 3,260.6 2,468.4

Ve por Más 0.0 0.0 0.0 3,878.7 4,108.1 3,580.8

Banco Ahorro Famsa 0.0 0.0 0.0 69.5 191.8 222.4

Bansí 0.0 0.0 0.0 1,132.0 1,221.8 1,268.4

Bancoppel 0.0 0.0 0.0 0.0 0.0 0.0

Bank of Tokyo-Mitsubishi UFJ 0.0 0.0 0.0 0.0 0.0 0.0

Actinver 0.0 0.0 0.0 0.0 0.0 0.0

The Royal Bank of Scotland 0.0 0.0 0.0 378.0 796.5 883.3

UBS 0.0 0.0 0.0 0.0 0.0 0.0

Inter Banco 0.0 0.0 0.0 0.0 36.6 21.5

Autofin 0.0 0.0 0.0 313.5 263.3 538.2

Banco Wal-Mart 0.0 0.0 0.0 0.0 0.0 0.0

Volkswagen Bank 0.0 0.0 0.0 0.0 0.0 0.0

Banco Amigo 0.0 0.0 0.0 0.0 1,255.7 1,426.8

The Bank of New York Mellon 0.0 0.0 0.0 0.0 0.0 0.0

Banco Fácil 0.0 0.0 0.0 75.5 29.2 20.1

Captación de Recursos (Millones de pesos)

Títulos de Crédito Emitidos Préstamos Interbancarios


Cartera de Crédito por Calificación Septiembre 2011 (Millones de pesos y porcentajes)

Cartera de Crédito

Cartera de Crédito Total

Cartera vigente

Créditos comerciales

Empresas

Entidades financieras

Entidades gubernamentales

Consumo

Vivienda

Cartera vencida bruta


Empresas



Consumo

Vivienda

Cartera Base de Calificación

Total

A Mínimo

B Bajo

C Medio

D Alto

E Irrecuperable

Exceptuada

Provisiones Preventivas

Total

A Mínimo

B Bajo

C Medio

D Alto

E Irrecuperable

Provisiones adicionales para intereses

vencidos sobre operaciones vigentes

Provisiones adicionales

Captación de Recursos

Captación Total

Depósitos de exigibilidad inmediata

Plazo

Títulos de crédito emitidos

Préstamos interbancarios

De exigibilidad inmediata

A corto Plazo

A largo Plazo

26

Calificación de la Cartera Crediticia

American

Actinver Afirme Express Autofín

744.9 100.0 11,082.4 100.0 7,503.5 100.0 2,568.6 100.0

744.9 100.0 10,561.3 95.3 7,177.1 95.6 2,534.5 98.7

414.6 55.7 8,031.5 72.5 0.0 0.0 1,711.5 66.6

414.6 55.7 5,674.8 51.2 0.0 0.0 1,707.5 66.5

0.0 0.0 119.0 1.1 0.0 0.0 4.0 0.2

0.0 0.0 2,237.7 20.2 0.0 0.0 0.0 0.0

330.3 44.3 1,392.8 12.6 7,177.1 95.6 817.7 31.8

0.0 0.0 1,137.1 10.3 0.0 0.0 5.3 0.2

0.0 0.0 521.1 4.7 326.4 4.4 34.1 1.3

0.0 0.0 198.5 1.8 0.0 0.0 3.8 0.1

0.0 0.0 198.5 1.8 0.0 0.0 3.8 0.1

0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

0.0 0.0 158.0 1.4 326.4 4.4 30.3 1.2

0.00 0.0 164.61 1.5 0.00 0.0 0.00 0.0

744.9 100.0 12,453.1 100.0 7,503.5 100.0 2,577.3 100.0

682.5 91.6 9,000.8 72.3 324.3 4.3 2,086.3 81.0

58.8 7.9 2,942.3 23.6 6,417.8 85.5 442.3 17.2

3.6 0.5 225.7 1.8 365.8 4.9 16.6 0.6

0.0 0.0 173.1 1.4 260.1 3.5 15.3 0.6

0.0 0.0 78.2 0.6 135.6 1.8 9.0 0.3

0.0 0.0 33.1 0.3 0.0 0.0 7.8 0.3

6.0 100.0 542.0 100.0 892.6 100.0 45.4 100.0

3.7 61.2 49.7 9.2 4.6 0.5 11.5 25.2

1.6 26.5 186.1 34.3 436.9 49.0 8.4 18.4

0.7 12.3 85.5 15.8 127.1 14.2 9.1 20.0

0.0 0.0 113.7 21.0 186.3 20.9 7.5 16.6

0.0 0.0 78.2 14.4 125.3 14.0 9.0 19.8

0.0 0.0 28.9 5.3 12.3 1.4 0.0 0.0


Cartera de Crédito


Cartera vigente


Empresas



Consumo

Vivienda



Empresas



Consumo

Vivienda


Total

A Mínimo

B Bajo

C Medio

D Alto

E Irrecuperable

Exceptuada


Total

A Mínimo

B Bajo

C Medio

D Alto

E Irrecuperable





Captación Total


Plazo




A corto Plazo

A largo Plazo

27


Tarjetas Banamex Servicios Financieros Banca

Banamex SOFOMER* Soriana, SOFOMER** Mifel

330,469.9 100.0 69,881.9 100.0 1,036.8 100.0 13,431.4 100.0

327,618.6 99.1 66,893.4 95.7 944.8 91.1 12,832.8 95.5

230,188.6 69.7 0.0 0.0 0.0 0.0 12,039.2 89.6

147,542.2 44.6 0.0 0.0 0.0 0.0 9,136.2 68.0

46,059.6 13.9 0.0 0.0 0.0 0.0 451.6 3.4

36,586.8 11.1 0.0 0.0 0.0 0.0 2,451.4 18.3

42,026.5 12.7 66,893.4 95.7 944.8 91.1 28.1 0.2

55,403.4 16.8 0.0 0.0 0.0 0.0 765.5 5.7

2,851.3 0.9 2,988.5 4.3 91.9 8.9 598.6 4.5

610.3 0.2 0.0 0.0 0.0 0.0 477.6 3.6

610.3 0.2 0.0 0.0 0.0 0.0 463.5 3.5

0.0 0.0 0.0 0.0 0.0 0.0 14.1 0.1

0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

1,576.6 0.5 2,988.5 4.3 91.9 8.9 9.6 0.1

664.39 0.2 0.00 0.0 0.00 0.0 111.37 0.8

345,221.1 100.0 69,666.3 100.0 1,028.1 100.0 13,876.8 100.0

266,820.5 77.3 18,829.9 27.0 125.1 12.2 12,222.2 88.1

67,961.3 19.7 46,372.0 66.6 745.3 72.5 1,173.9 8.5

6,302.2 1.8 1,938.4 2.8 72.6 7.1 248.1 1.8

1,339.9 0.4 2,412.8 3.5 78.9 7.7 50.2 0.4

1,145.4 0.3 113.1 0.2 6.1 0.6 181.8 1.3

1,651.8 0.5 0.0 0.0 0.0 0.0 0.5 0.0

8,202.0 100.0 7,652.7 100.0 221.1 100.0 434.6 100.0

1,225.6 14.9 177.2 2.3 0.9 0.4 70.9 16.3

3,110.1 37.9 4,375.1 57.2 100.4 45.4 91.4 21.0

1,686.0 20.6 782.5 10.2 30.3 13.7 57.3 13.2

873.6 10.7 1,967.0 25.7 67.3 30.4 30.3 7.0

1,142.4 13.9 135.2 1.8 13.6 6.1 175.6 40.4

164.3 2.0 215.6 2.8 8.7 3.9 9.1 2.1

* Tarjetas Banamex, S.A. de C.V., Sociedad Financiera de Objeto Múltiple, Entidad Regulada, no es una institución de Banca Múltiple ** Servicios Financieros Soriana, S.A.P.I. de C.V., Sociedad Financiera de Objeto Múltiple, Entidad Regulada, no es una institución de Banca Múltiple


Cartera de Crédito


Cartera vigente


Empresas



Consumo

Vivienda



Empresas



Consumo

Vivienda


Total

A Mínimo

B Bajo

C Medio

D Alto

E Irrecuperable

Exceptuada


Total

A Mínimo

B Bajo

C Medio

D Alto

E Irrecuperable





Captación Total


Plazo




A corto Plazo

A largo Plazo

28


Banco Ahorro Banco Banco Banco

Famsa Amigo Azteca Credit Suisse

11,640.1 100.0 2,448.8 100.0 35,181.3 100.0 7.8 100.0

10,001.4 85.9 2,352.3 96.1 33,865.6 96.3 7.8 100.0

2,043.1 17.6 1,976.1 80.7 11,108.2 31.6 7.8 100.0

1,813.3 15.6 1,900.8 77.6 11,108.2 31.6 7.8 100.0

229.8 2.0 75.3 3.1 0.0 0.0 0.0 0.0

0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

7,934.8 68.2 7.2 0.3 22,200.3 63.1 0.0 0.0

23.5 0.2 369.1 15.1 557.0 1.6 0.0 0.0

1,638.7 14.1 96.4 3.9 1,315.7 3.7 0.0 0.0

10.7 0.1 96.4 3.9 77.2 0.2 0.0 0.0

10.7 0.1 96.4 3.9 77.2 0.2 0.0 0.0

0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

1,628.0 14.0 0.0 0.0 1,122.0 3.2 0.0 0.0

0.00 0.0 0.04 0.0 116.49 0.3 0.00 0.0

11,629.1 100.0 2,448.8 100.0 43,914.1 100.0 7.8 100.0

1,802.8 15.5 1,710.9 69.9 22,995.8 52.4 7.8 100.0

6,619.2 56.9 543.8 22.2 18,606.7 42.4 0.0 0.0

1,703.7 14.7 158.2 6.5 1,255.8 2.9 0.0 0.0

1,461.7 12.6 30.0 1.2 884.9 2.0 0.0 0.0

37.0 0.3 5.9 0.2 168.6 0.4 0.0 0.0

4.8 0.0 0.0 0.0 2.3 0.0 0.0 0.0

2,061.2 100.0 123.4 100.0 2,285.6 100.0 0.0 100.0

11.0 0.5 10.5 8.5 90.9 4.0 0.0 100.0

355.7 17.3 22.1 17.9 596.7 26.1 0.0 0.0

634.9 30.8 59.2 48.0 473.9 20.7 0.0 0.0

879.3 42.7 22.1 17.9 457.9 20.0 0.0 0.0

36.6 1.8 5.8 4.7 142.9 6.3 0.0 0.0

143.7 7.0 3.8 3.1 523.2 22.9 0.0 0.0


Cartera de Crédito


Cartera vigente


Empresas



Consumo

Vivienda



Empresas



Consumo

Vivienda


Total

A Mínimo

B Bajo

C Medio

D Alto

E Irrecuperable

Exceptuada


Total

A Mínimo

B Bajo

C Medio

D Alto

E Irrecuperable





Captación Total


Plazo




A corto Plazo

A largo Plazo

29


Banco Banco Banco

del Bajío Fácil Wal-mart Bancoppel

65,234.8 100.0 80.3 100.0 2,099.3 100.0 5,153.1 100.0

63,393.3 97.2 70.8 88.2 2,040.5 97.2 4,196.3 81.4

57,077.2 87.5 0.0 0.0 1,119.8 53.3 237.0 4.6

42,062.2 64.5 0.0 0.0 1,119.8 53.3 237.0 4.6

1,678.9 2.6 0.0 0.0 0.0 0.0 0.0 0.0

13,336.2 20.4 0.0 0.0 0.0 0.0 0.0 0.0

437.4 0.7 70.8 88.2 920.7 43.9 3,959.3 76.8

5,878.8 9.0 0.0 0.0 0.0 0.0 0.0 0.0

1,841.5 2.8 9.5 11.8 58.8 2.8 956.7 18.6

1,223.2 1.9 0.0 0.0 9.2 0.4 0.0 0.0

1,223.2 1.9 0.0 0.0 9.2 0.4 0.0 0.0

0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

13.8 0.0 9.5 11.8 49.6 2.4 956.7 18.6

604.51 0.9 0.00 0.0 0.00 0.0 0.00 0.0

68,047.5 100.0 80.3 100.0 2,099.3 100.0 5,153.1 100.0

55,476.7 81.5 (0.1) (0.1) 701.7 33.4 383.0 7.4

10,964.4 16.1 58.1 72.4 1,252.4 59.7 2,930.9 56.9

1,025.7 1.5 12.0 15.0 67.1 3.2 1,021.7 19.8

233.6 0.3 9.0 11.2 28.5 1.4 768.1 14.9

346.3 0.5 1.2 1.5 49.6 2.4 49.4 1.0

0.7 0.0 0.0 0.0 0.0 0.0 0.0 0.0

1,675.3 100.0 17.0 100.0 169.0 100.0 1,300.9 100.0

297.5 17.8 0.3 1.6 4.7 2.8 2.6 0.2

463.8 27.7 4.4 26.1 75.0 44.4 289.8 22.3

362.6 21.6 4.5 26.3 24.7 14.6 363.0 27.9

148.4 8.9 6.3 37.2 14.5 8.6 502.8 38.6

398.7 23.8 1.5 8.7 45.0 26.6 43.9 3.4

4.2 0.3 0.0 0.0 5.1 3.0 98.9 7.6


Cartera de Crédito


Cartera vigente


Empresas



Consumo

Vivienda



Empresas



Consumo

Vivienda


Total

A Mínimo

B Bajo

C Medio

D Alto

E Irrecuperable

Exceptuada


Total

A Mínimo

B Bajo

C Medio

D Alto

E Irrecuperable





Captación Total


Plazo




A corto Plazo

A largo Plazo

30


Bank of Bank of Tokyo-

America Mitsubishi UFJ Banorte Banregio

2,303.8 100.0 1,387.7 100.0 281,604.2 100.0 25,511.0 100.0

2,303.8 100.0 1,387.7 100.0 274,969.5 97.6 24,971.6 97.9

2,298.3 99.8 1,387.7 100.0 184,781.4 65.6 19,082.0 74.8

1,544.7 67.1 1,387.7 100.0 119,151.3 42.3 18,459.4 72.4

753.6 32.7 0.0 0.0 9,054.3 3.2 261.5 1.0

0.0 0.0 0.0 0.0 56,575.7 20.1 361.1 1.4

0.0 0.0 0.0 0.0 31,628.6 11.2 2,537.2 9.9

5.4 0.2 0.0 0.0 58,559.6 20.8 3,352.3 13.1

0.0 0.0 0.0 0.0 6,634.6 2.4 539.4 2.1

0.0 0.0 0.0 0.0 4,506.3 1.6 223.2 0.9

0.0 0.0 0.0 0.0 4,006.3 1.4 223.2 0.9

0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

0.0 0.0 0.0 0.0 500.0 0.2 0.0 0.0

0.0 0.0 0.0 0.0 1,310.6 0.5 145.1 0.6

0.00 0.0 0.00 0.0 817.66 0.3 171.04 0.7

3,939.9 100.0 1,671.7 100.0 285,388.4 100.0 25,639.0 100.0

3,827.1 97.1 868.2 51.9 226,622.8 79.4 16,954.1 66.1

112.8 2.9 612.9 36.7 50,171.6 17.6 6,608.2 25.8

0.0 0.0 190.6 11.4 4,538.5 1.6 798.2 3.1

0.0 0.0 0.0 0.0 1,675.0 0.6 947.2 3.7

0.0 0.0 0.0 0.0 2,235.4 0.8 251.0 1.0

0.0 0.0 0.0 0.0 145.1 0.1 80.3 0.3

21.4 100.0 84.1 100.0 9,287.8 100.0 945.9 100.0

16.5 77.3 6.9 8.2 1,198.0 12.9 100.8 10.7

4.9 22.7 39.1 46.5 2,935.8 31.6 415.0 43.9

0.0 0.0 38.1 45.3 1,647.5 17.7 149.5 15.8

0.0 0.0 0.0 0.0 1,154.8 12.4 118.0 12.5

0.0 0.0 0.0 0.0 2,260.6 24.3 131.3 13.9

0.0 0.0 0.0 0.0 91.1 1.0 31.3 3.3


Cartera de Crédito


Cartera vigente


Empresas



Consumo

Vivienda



Empresas



Consumo

Vivienda


Total

A Mínimo

B Bajo

C Medio

D Alto

E Irrecuperable

Exceptuada


Total

A Mínimo

B Bajo

C Medio

D Alto

E Irrecuperable





Captación Total


Plazo




A corto Plazo

A largo Plazo

31


BBVA

Bansí Barclays Bancomer CIBanco

6,442.3 100.0 0.0 0.0 597,483.5 100.0 2,935.4 100.0

6,031.1 93.6 0.0 0.0 576,498.1 96.5 2,934.0 100.0

5,991.9 93.0 0.0 0.0 302,069.2 50.6 2,807.0 95.6

4,756.7 73.8 0.0 0.0 211,882.9 35.5 1,535.7 52.3

0.0 0.0 0.0 0.0 7,529.9 1.3 1,271.3 43.3

1,235.2 19.2 0.0 0.0 82,656.4 13.8 0.0 0.0

23.3 0.4 0.0 0.0 136,450.6 22.8 127.1 4.3

15.9 0.2 0.0 0.0 137,978.3 23.1 0.0 0.0

411.2 6.4 0.0 0.0 20,985.4 3.5 1.4 0.0

410.3 6.4 0.0 0.0 7,591.5 1.3 0.0 0.0

212.9 3.3 0.0 0.0 6,845.7 1.1 0.0 0.0

0.0 0.0 0.0 0.0 1.7 0.0 0.0 0.0

197.4 3.1 0.0 0.0 744.1 0.1 0.0 0.0

0.9 0.0 0.0 0.0 5,953.3 1.0 1.4 0.0

0.00 0.0 0.00 0.0 7,440.64 1.2 0.00 0.0

6,546.7 100.0 0.0 0.0 612,085.3 100.0 2,936.3 100.0

3,043.9 46.5 0.0 0.0 401,310.8 65.6 2,812.5 95.8

2,786.4 42.6 0.0 0.0 166,224.4 27.2 121.5 4.1

331.8 5.1 0.0 0.0 19,177.7 3.1 0.1 0.0

305.4 4.7 0.0 0.0 4,275.8 0.7 0.4 0.0

79.2 1.2 0.0 0.0 1,597.4 0.3 0.9 0.0

0.0 0.0 0.0 0.0 19,499.2 3.2 0.9 0.0

585.3 100.0 0.0 0.0 25,934.4 100.0 18.7 100.0

18.5 3.2 0.0 0.0 2,390.0 9.2 15.1 80.9

178.2 30.5 0.0 0.0 8,537.1 32.9 2.4 12.8

84.4 14.4 0.0 0.0 6,391.3 24.6 0.0 0.2

225.0 38.4 0.0 0.0 3,048.7 11.8 0.3 1.4

79.2 13.5 0.0 0.0 1,327.0 5.1 0.9 4.7

0.0 0.0 0.0 0.0 4,240.5 16.4 0.0 0.0


Cartera de Crédito


Cartera vigente


Empresas



Consumo

Vivienda



Empresas



Consumo

Vivienda


Total

A Mínimo

B Bajo

C Medio

D Alto

E Irrecuperable

Exceptuada


Total

A Mínimo

B Bajo

C Medio

D Alto

E Irrecuperable





Captación Total


Plazo




A corto Plazo

A largo Plazo

32


Deutsche

Compartamos Bank HSBC ING

11,991.4 100.0 736.1 100.0 182,147.2 100.0 3,555.6 100.0

11,749.2 98.0 736.1 100.0 177,038.5 97.2 3,555.6 100.0

869.2 7.2 736.1 100.0 130,108.6 71.4 3,555.6 100.0

869.2 7.2 736.1 100.0 100,535.5 55.2 3,520.5 99.0

0.0 0.0 0.0 0.0 6,340.6 3.5 35.2 1.0

0.0 0.0 0.0 0.0 23,232.5 12.8 0.0 0.0

10,880.0 90.7 0.0 0.0 29,101.3 16.0 0.0 0.0

0.0 0.0 0.0 0.0 17,828.6 9.8 0.0 0.0

242.2 2.0 0.0 0.0 5,108.7 2.8 0.0 0.0

0.0 0.0 0.0 0.0 2,013.7 1.1 0.0 0.0

0.0 0.0 0.0 0.0 2,013.7 1.1 0.0 0.0

0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

242.2 2.0 0.0 0.0 1,256.0 0.7 0.0 0.0

0.00 0.0 0.00 0.0 1,838.96 1.0 0.00 0.0

12,024.5 100.0 770.0 100.0 211,336.9 100.0 3,555.6 100.0

8,466.2 70.4 770.0 100.0 91,800.2 43.4 3,094.7 87.0

3,182.0 26.5 0.0 0.0 103,041.4 48.8 461.0 13.0

108.9 0.9 0.0 0.0 5,668.8 2.7 0.0 0.0

234.3 1.9 0.0 0.0 1,529.4 0.7 0.0 0.0

33.1 0.3 0.0 0.0 320.8 0.2 0.0 0.0

0.0 0.0 0.0 0.0 8,976.3 4.2 0.0 0.0

423.7 100.0 3.8 100.0 10,291.5 100.0 32.4 100.0

25.6 6.1 3.8 100.0 582.4 5.7 24.8 76.8

156.3 36.9 0.0 0.0 6,052.2 58.8 4.6 14.1

39.9 9.4 0.0 0.0 2,041.6 19.8 0.0 0.0

168.8 39.8 0.0 0.0 1,118.7 10.9 0.0 0.0

33.1 7.8 0.0 0.0 317.4 3.1 0.0 0.0

0.0 0.0 0.0 0.0 179.3 1.7 3.0 9.1


Cartera de Crédito


Cartera vigente


Empresas



Consumo

Vivienda



Empresas



Consumo

Vivienda


Total

A Mínimo

B Bajo

C Medio

D Alto

E Irrecuperable

Exceptuada


Total

A Mínimo

B Bajo

C Medio

D Alto

E Irrecuperable





Captación Total


Plazo




A corto Plazo

A largo Plazo

33


Sociedad Financiera

Inbursa Inbursa SOFOMER* Interacciones Inter Banco

159,430.7 100.0 4,091.3 100.0 49,456.3 100.0 185.6 100.0

154,692.8 97.0 3,393.8 83.0 47,356.6 95.8 178.6 96.2

145,143.6 91.0 1,500.7 36.7 47,155.7 95.3 172.2 92.7

125,797.5 78.9 1,500.2 36.7 9,323.8 18.9 172.2 92.7

10,049.9 6.3 0.5 0.0 0.1 0.0 0.0 0.0

9,296.2 5.8 0.0 0.0 37,831.8 76.5 0.0 0.0

8,343.3 5.2 1,893.1 46.3 8.1 0.0 6.5 3.5

1,205.9 0.8 0.0 0.0 192.8 0.4 0.0 0.0

4,737.9 3.0 697.5 17.0 2,099.7 4.2 7.0 3.8

4,489.8 2.8 594.8 14.5 2,087.5 4.2 7.0 3.8

4,487.7 2.8 594.8 14.5 348.6 0.7 7.0 3.8

0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

2.1 0.0 0.0 0.0 1,738.9 3.5 0.0 0.0

160.0 0.1 102.7 2.5 1.4 0.0 0.0 0.0

88.07 0.1 0.00 0.0 10.90 0.0 0.00 0.0

164,303.6 100.0 n. d. n. d. 50,107.2 100.0 1,178.5 100.0

51,077.6 31.1 n. d. n. d. 20,436.4 40.8 1,144.4 97.1

81,905.3 49.8 n. d. n. d. 28,570.2 57.0 27.2 2.3

21,708.5 13.2 n. d. n. d. 155.2 0.3 0.0 0.0

547.4 0.3 n. d. n. d. 99.2 0.2 0.0 0.0

9,051.0 5.5 n. d. n. d. 339.7 0.7 7.0 0.6

13.8 0.0 n. d. n. d. 506.5 1.0 0.0 0.0

21,419.4 100.0 n. d. n. d. 2,402.6 100.0 9.0 100.0

333.5 1.6 n. d. n. d. 101.4 4.2 0.8 9.2

6,957.2 32.5 n. d. n. d. 1,858.6 77.4 1.4 15.0

6,006.7 28.0 n. d. n. d. 43.2 1.8 0.0 0.0

339.2 1.6 n. d. n. d. 59.6 2.5 0.0 0.0

7,458.3 34.8 n. d. n. d. 339.7 14.1 6.9 75.8

324.4 1.5 n. d. n. d. 0.0 0.0 0.0 0.0

* Sociedad Financiera Inbursa, S.A. de C.V., Sociedad Financiera de Objeto Múltiple, Entidad Regulada, no es una institución de Banca Múltiple n. d. No disponible.


Cartera de Crédito


Cartera vigente


Empresas



Consumo

Vivienda



Empresas



Consumo

Vivienda


Total

A Mínimo

B Bajo

C Medio

D Alto

E Irrecuperable

Exceptuada


Total

A Mínimo

B Bajo

C Medio

D Alto

E Irrecuperable





Captación Total


Plazo




A corto Plazo

A largo Plazo

34


IXE Tarjetas J. P.

Invex IXE SOFOMER* Morgan

7,946.8 100.0 30,231.1 100.0 2,837.0 100.0 382.5 100.0

7,815.8 98.4 29,960.8 99.1 2,756.4 97.2 382.5 100.0

7,361.7 92.6 28,520.9 94.3 0.0 0.0 382.5 100.0

6,010.9 75.6 20,816.6 68.9 0.0 0.0 153.0 40.0

1,350.8 17.0 4,256.8 14.1 0.0 0.0 229.5 60.0

0.0 0.0 3,447.5 11.4 0.0 0.0 0.0 0.0

454.0 5.7 359.4 1.2 2,756.4 97.2 0.0 0.0

0.0 0.0 1,080.4 3.6 0.0 0.0 0.0 0.0

131.0 1.6 270.3 0.9 80.6 2.8 0.0 0.0

93.9 1.2 219.6 0.7 0.0 0.0 0.0 0.0

93.9 1.2 213.9 0.7 0.0 0.0 0.0 0.0

0.0 0.0 5.8 0.0 0.0 0.0 0.0 0.0

0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

37.1 0.5 12.7 0.0 80.6 2.8 0.0 0.0

0.00 0.0 37.94 0.1 0.00 0.0 0.00 0.0

8,007.2 100.0 30,734.6 100.0 2,837.0 100.0 1,131.0 100.0

5,431.5 67.8 28,327.1 92.2 82.5 2.9 777.1 68.7

2,081.1 26.0 2,131.0 6.9 2,399.4 84.6 353.9 31.3

341.3 4.3 113.4 0.4 204.0 7.2 0.0 0.0

50.6 0.6 15.8 0.1 121.8 4.3 0.0 0.0

102.7 1.3 147.2 0.5 15.2 0.5 0.0 0.0

0.0 0.0 0.0 0.0 14.1 0.5 0.0 0.0

468.1 100.0 473.8 100.0 415.0 100.0 15.2 100.0

34.4 7.3 169.8 35.8 1.6 0.4 2.7 17.8

157.1 33.6 109.2 23.1 237.6 57.2 12.5 82.2

137.2 29.3 41.5 8.8 71.8 17.3 0.0 0.0

36.9 7.9 10.8 2.3 83.5 20.1 0.0 0.0

102.6 21.9 142.5 30.1 14.2 3.4 0.0 0.0

0.0 0.0 0.0 0.0 6.4 1.5 0.0 0.0

* Ixe Tarjetas, S.A. de C.V., Sociedad Financiera de Objeto Múltiple, Entidad Regulada, no es una institución de Banca Múltiple.


Cartera de Crédito


Cartera vigente


Empresas



Consumo

Vivienda



Empresas



Consumo

Vivienda


Total

A Mínimo

B Bajo

C Medio

D Alto

E Irrecuperable

Exceptuada


Total

A Mínimo

B Bajo

C Medio

D Alto

E Irrecuperable





Captación Total


Plazo




A corto Plazo

A largo Plazo

35


Santander Consumo Santander Hipotecario

Multiva Santander SOFOMER* SOFOMER**

13,846.4 100.0 293,257.9 100.0 48,332.7 100.0 19,736.9 100.0

13,566.0 98.0 290,733.0 99.1 47,100.7 97.5 18,176.5 92.1

13,245.6 95.7 250,056.4 85.3 0.0 0.0 0.0 0.0

7,172.2 51.8 162,161.9 55.3 0.0 0.0 0.0 0.0

397.7 2.9 54,504.6 18.6 0.0 0.0 0.0 0.0

5,675.6 41.0 33,389.9 11.4 0.0 0.0 0.0 0.0

310.8 2.2 0.0 0.0 47,100.7 97.5 0.0 0.0

9.6 0.1 40,676.6 13.9 0.0 0.0 18,176.5 92.1

280.4 2.0 2,524.9 0.9 1,232.0 2.5 1,560.3 7.9

272.7 2.0 1,839.9 0.6 0.0 0.0 0.0 0.0

272.7 2.0 1,839.9 0.6 0.0 0.0 0.0 0.0

0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

7.7 0.1 0.0 0.0 1,232.0 2.5 0.0 0.0

0.00 0.0 685.02 0.2 0.00 0.0 1,560.34 7.9

13,847.2 100.0 315,871.9 100.0 48,339.0 100.0 n. d. n. d.

6,814.7 49.2 289,822.3 91.8 16,573.8 34.3 n. d. n. d.

6,764.6 48.9 17,881.3 5.7 26,622.3 55.1 n. d. n. d.

61.4 0.4 1,730.8 0.5 3,341.6 6.9 n. d. n. d.

49.7 0.4 178.8 0.1 1,665.2 3.4 n. d. n. d.

156.0 1.1 666.8 0.2 129.8 0.3 n. d. n. d.

0.8 0.0 5,591.9 1.8 6.3 0.0 n. d. n. d.

578.8 100.0 3,642.6 100.0 6,710.9 13.9 n. d. n. d.

44.4 7.7 1,438.2 39.5 2,172.4 4.5 n. d. n. d.

325.4 56.2 949.8 26.1 1,955.7 4.0 n. d. n. d.

15.6 2.7 493.2 13.5 1,219.9 2.5 n. d. n. d.

30.3 5.2 125.0 3.4 1,173.7 2.4 n. d. n. d.

156.0 27.0 665.7 18.3 180.9 0.4 n. d. n. d.

6.9 1.2 (29.3) (0.8) 8.3 0.0 n. d. n. d.

* Santander Consumo, S.A. de C.V., Sociedad Financiera de Objeto Múltiple, Entidad Regulada, no es una institución de Banca Múltiple. ** Santander Hipotecario, S.A. de C.V., Sociedad Financiera de Objeto Múltiple, Entidad Regulada, no es una institución de Banca Múltiple. n. d. No disponible.


Cartera de Crédito


Cartera vigente


Empresas



Consumo

Vivienda



Empresas



Consumo

Vivienda


Total

A Mínimo

B Bajo

C Medio

D Alto

E Irrecuperable

Exceptuada


Total

A Mínimo

B Bajo

C Medio

D Alto

E Irrecuperable





Captación Total


Plazo




A corto Plazo

A largo Plazo

36


The Bank of The Royal Bank

Monex Scotiabank New York Mellon of Scotland

3,519.6 100.0 115,555.2 100.0 0.0 0.0 913.9 100.0

3,453.9 98.1 112,561.7 97.4 0.0 0.0 913.8 100.0

3,086.6 87.7 55,167.4 47.7 0.0 0.0 913.8 100.0

2,533.6 72.0 40,479.0 35.0 0.0 0.0 913.8 100.0

480.4 13.6 4,458.3 3.9 0.0 0.0 0.0 0.0

72.5 2.1 10,230.1 8.9 0.0 0.0 0.0 0.0

0.0 0.0 15,307.3 13.2 0.0 0.0 0.0 0.0

367.3 10.4 42,087.0 36.4 0.0 0.0 0.0 0.0

65.7 1.9 2,993.5 2.6 0.0 0.0 0.1 0.0

65.7 1.9 262.2 0.2 0.0 0.0 0.1 0.0

65.7 1.9 225.0 0.2 0.0 0.0 0.0 0.0

0.0 0.0 37.2 0.0 0.0 0.0 0.1 0.0

0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

0.0 0.0 611.4 0.5 0.0 0.0 0.0 0.0

0.00 0.0 2,119.99 1.8 0.0 0.0 0.00 0.0

8,624.4 100.0 119,782.8 100.0 0.0 0.0 2,125.2 100.0

8,436.6 97.8 90,634.5 75.7 0.0 0.0 1,704.2 80.2

153.0 1.8 23,054.6 19.2 0.0 0.0 420.9 19.8

2.2 0.0 1,917.7 1.6 0.0 0.0 0.0 0.0

0.3 0.0 446.6 0.4 0.0 0.0 0.0 0.0

32.3 0.4 858.7 0.7 0.0 0.0 0.1 0.0

0.0 0.0 2,870.7 2.4 0.0 0.0 0.0 0.0

64.5 100.0 3,490.2 100.0 0.0 0.0 30.2 100.0

20.5 31.8 421.8 12.1 0.0 0.0 3.6 11.9

10.0 15.4 1,182.8 33.9 0.0 0.0 26.5 87.7

1.4 2.1 648.0 18.6 0.0 0.0 0.0 0.0

0.2 0.3 316.6 9.1 0.0 0.0 0.0 0.0

30.2 46.8 586.3 16.8 0.0 0.0 0.1 0.3

2.3 3.6 334.6 9.6 0.0 0.0 0.0 0.0


Cartera de Crédito


Cartera vigente


Empresas



Consumo

Vivienda



Empresas



Consumo

Vivienda


Total

A Mínimo

B Bajo

C Medio

D Alto

E Irrecuperable

Exceptuada


Total

A Mínimo

B Bajo

C Medio

D Alto

E Irrecuperable





Captación Total


Plazo




A corto Plazo

A largo Plazo

37


Ve por Volkswagen

UBS Más Bank

60.0 100.0 9,672.7 100.0 2,991.9 100.0

60.0 100.0 9,542.4 98.7 2,891.2 96.6

60.0 100.0 9,502.8 98.2 0.0 0.0

0.0 0.0 7,223.7 74.7 0.0 0.0

60.0 100.0 1,735.7 17.9 0.0 0.0

0.0 0.0 543.4 5.6 0.0 0.0

0.0 0.0 30.7 0.3 2,891.2 96.6

0.0 0.0 9.0 0.1 0.0 0.0

0.0 0.0 130.2 1.3 100.7 3.4

0.0 0.0 128.6 1.3 0.0 0.0

0.0 0.0 124.4 1.3 0.0 0.0

0.0 0.0 4.1 0.0 0.0 0.0

0.0 0.0 0.0 0.0 0.0 0.0

0.0 0.0 1.7 0.0 100.7 3.4

0.00 0.0 0.0 0.0 0.00 0.0

60.0 100.0 9,714.3 100.0 3,020.1 100.0

60.0 100.0 8,905.1 91.7 708.6 23.5

0.0 0.0 694.2 7.1 2,121.2 70.2

0.0 0.0 72.4 0.7 82.0 2.7

0.0 0.0 9.4 0.1 51.9 1.7

0.0 0.0 33.2 0.3 28.2 0.9

0.0 0.0 0.0 0.0 28.2 0.9

0.5 100.0 164.1 100.0 162.3 100.0

0.5 100.0 49.1 30.0 5.7 3.5

0.0 0.0 40.3 24.6 69.2 42.6

0.0 0.0 24.6 15.0 25.5 15.7

0.0 0.0 7.4 4.5 33.7 20.8

0.0 0.0 33.2 20.2 28.2 17.4

0.0 0.0 9.4 5.8 0.0 0.0

II. Evaluación de la Calidady Oportunidad de la Información Detallada de Cartera de Crédito

39

Evaluación de la Calidad de Información

Con el fin de que los usuarios de la información tengan conocimiento de la calidad con la que las instituciones reportan su información a la CNBV, se ha decidido publicar este archivo de evaluación de dicha calidad.

Este archivo corresponde a la información reportada por las instituciones de Banca Múltiple relativa a los reportes regulatorios de Cartera de Crédito: Cartera de Crédito Comercial y Cartera de Crédito de Vivienda.

En dichos reportes las instituciones proporcionan distinta información a la CNBV a nivel crédito por crédito.

Aunque se han hecho esfuerzos conjuntos por elevar el nivel de calidad de ésta información, aún varias instituciones reflejan retrasos considerables.

Los aspectos que se están evaluando en términos de calidad son los siguientes:

Consistencia de saldos. Análisis comparativo entre los saldos registrados en estos reportes operativos y los registrados en los reportes contables con el fin de garantizar que se están reportando razonablemente todos los créditos que se debe reportar.

Consistencia de tasas de interés. Análisis de la distribución de las tasas de interés reportadas, con el fin de verificar si existen o no tasas anormalmente bajas o altas en comparación con el resto de los créditos.

Consistencia en plazos. Análisis global para identificar a los créditos vigentes que tengan plazos vencidos por más de 5 meses.

En la hoja “EVALUACIÓN DE LA CALIDAD” se indican con colores el nivel de calidad que tiene cada banco en el contenido de información de Cartera Comercial y Cartera de Vivienda.

La asignación de colores se interpreta como sigue:

Verde: Se indica con color verde la información que pueden ser utilizada sin ninguna restricción para cualquier propósito de Análisis o toma de decisiones.

Amarillo: Se señala con amarillo la información que carece de calidad suficiente, por lo que no es recomendable utilizar dicha información para análisis, pues se podrían obtener resultados poco confiables.

Rojo: Se indica de color rojo la información que carece de calidad total, por lo que la información no puede ser usada para ningún propósito.

40

Actualmente, aún no logramos alcanzar el 100% de calidad en la información operativa de cartera, sin embargo se continúa trabajando en conjunto con las instituciones para lograr tener información útil y confiable que permita contar con más herramientas que den mayor transparencia al mercado, y que pueda ser usada para fines de análisis, estadísticas y toma de decisiones financieras.

41

Evaluación de la Calidad de InformaciónReportes Operativos de septiembre 2011

Se incluye información únicamente de los bancos obligados a enviar información operativa de Cartera Comercial y Cartera de Vivienda.

InstituciónInformación

Cartera ComercialInformaciónde Saldos 1/

Informaciónde Tasas 2/

InformaciónCartera Vivienda

ActinverAfirmeAutofinBanamexBanca MifelBanco Ahorro FamsaBanco AmigoBanco AztecaBanco del BajíoBanco Wal-MartBanCoppelBank of AmericaBank of Tokyo-Mitsubishi UFJBanorteBanregioBansíBBVA BancomerCIBancoCompartamosCredit SuisseDeutsche BankHSBCInbursaINGInter BancoInteraccionesInvexIxeJ.P. MorganMonexMultivaSantanderScotiabankThe Royal Bank of ScotlandUBSVe por Más

Interpretación de colores:

La información puede ser utilizada sin ninguna restricción para cualquier propósito de análisis o toma de decisiones.La información carece de la calidad suficiente para ser utilizada en el análisis o toma de decisiones.La información carece de calidad o no se ha recibido por lo que la información no puede ser usada para ningún propósito.No aplica el reporte.

III. Información Detallada de la Cartera de Crédito

Septiembre 2011

El contenido de esta sección fue elaborado a partir de la información disponible al 10 de octubre de 2011 y que se encuentra disponible en el Portafolio de Información

III.I Información Detalladade la Cartera de

Crédito a EmpresasSeptiembre 2011

44

Cartera de Crédito a EmpresasInformación Detallada General Importante: Cifras sin subsidiarias

Fuente: Portafolio de Información CNBV. * Se presentan las instituciones en orden descendente por el saldo de cartera a empresas a la fecha de análisis. 1/ Se refiere a los créditos que realizaron disposiciones en el mes. 2/ Tasa de interés promedio ponderado por monto de crédito, para créditos en moneda nacional. En los rangos que sólo contengan créditos en moneda distinta a la nacional, no se mostrará

tasa de interés.

Ago-11 Sep-11 Ago-11 Sep-11 Ago-11 Sep-11 Ago-11 Sep-11 Ago-11 Sep-11

Institución* Número de Créditos Dispuestos

Monto de CréditoDispuesto (mdp)

Tasa de Interés2/

(%)Plazo promedio

ponderado (meses)

Número de Créditos del Portafolio Total

Información de Créditos Dispuestos1/ en el Mes

BBVA Bancomer 160,872 161,662 38,782 42,150 19,166.8 21,399.6 8.75 7.85 28 30

Santander 42,477 43,317 7,579 8,218 28,585.7 30,389.4 7.99 8.16 28 31

Banamex 38,600 39,074 3,195 3,525 8,987.7 17,768.5 7.38 7.53 23 23

Banorte 44,898 44,517 4,474 4,574 12,490.5 14,944.9 8.81 8.70 29 33

HSBC 216,968 221,523 34,356 37,113 12,962.0 18,566.4 8.13 8.54 23 29

Banco del Bajío 40,306 40,049 7,781 7,445 5,757.4 7,289.3 7.86 7.58 16 39

Scotiabank 1,411 1,412 275 300 4,368.9 4,546.1 6.74 7.03 39 44

Ixe 5,102 5,184 1,716 1,650 4,769.5 3,850.8 9.11 8.85 16 12

Banregio 8,407 10,442 1,641 1,759 3,520.8 3,643.5 8.41 8.49 16 17

Interacciones 2,376 2,361 12 16 194.2 617.8 9.59 8.57 38 218

Banca Mifel 3,752 3,764 723 864 1,054.1 881.1 8.31 8.64 29 23

Multiva 635 655 137 155 1,077.2 856.6 8.86 8.90 23 12

Ve por Más 2,643 5,321 503 381 1,780.1 1,261.9 9.14 8.91 9 7

Invex 274 279 97 99 1,594.0 1,728.5 9.16 8.79 22 19

Afirme 1,871 1,974 507 569 2,439.6 2,269.5 9.25 8.54 6 3

Bansí 1,895 1,861 109 67 267.4 230.4 10.63 10.33 43 46

ING 50 55 3 5 259.9 289.3 6.39 6.30 3 10

Monex 2,299 1,732 1,855 1,480 785.7 1,080.0 8.49 7.56 17 16

Banco Amigo 858 1,303 344 498 179.0 655.5 11.54 11.55 21 19

Banco Ahorro Famsa 1,750 1,840 422 370 365.8 304.7 10.22 10.44 7 7

Autofin 281 299 39 62 184.5 619.0 9.57 9.19 6 13

Bank of America 11 12 6 5 90.4 96.3 - - 10 8

CIBanco 47 47 14 15 406.2 331.4 11.11 13.82 25 18

Bank of Tokyo-Mitsubishi UFJ 42 40 31 28 982.2 1,232.2 6.19 6.11 5 5

Banco Wal-Mart 723 770 245 274 333.4 647.0 10.44 9.75 3 3

The Royal Bank of Scotland 8 10 6 7 496.9 621.5 - 6.56 7 7

Deutsche Bank 6 6 - - - - - - - -

BanCoppel 3 3 1 - 1.9 - 11.30 - - -

Inter Banco 129 112 106 90 106.4 122.6 9.33 8.84 16 12

J.P. Morgan 5 6 3 4 25.4 27.1 7.00 7.00 3 10

Número de Créditos Distribución % de Cartera IMOR1/

(%)

Número de Créditos Dispuestos Tasa de Interés4/ Monto de Crédito Dispuesto (mdp)

Ago-11 Sep-11 Ago-11 Sep-11 Ago-11 Sep-11


45

Cartera de Crédito a EmpresasImportante: Cifras sin subsidiarias

Rangos por Tamañodel Crédito

(miles de pesos)


(miles de pesos)

0-10

10-25

25-50

50-100

100-250

250-500

500-1,000

1,000-2,500

2,500-5,000

5,000-10,000

10,000-25,000

25,000-50,000

50,000-100,000

100,000-250,000

250,000-500,000

500,000-1,000,000

1,000,000-2,500,000

2,500,000-5,000,000

+ 5,000,000

Sin clasificación2/

Total

0-10

10-25

25-50

50-100

100-250

250-500

500-1,000

1,000-2,500

2,500-5,000

5,000-10,000

10,000-25,000

25,000-50,000

50,000-100,000

100,000-250,000

250,000-500,000

500,000-1,000,000

1,000,000-2,500,000

2,500,000-5,000,000

+ 5,000,000


Total

Fuente: Portafolio de Información CNBV. 1/ IMOR = Índice de Morosidad = Cartera Vencida / Cartera Total. Por tratarse de información operativa no coincide exactamente con la cifra obtenida a través de saldos contables. 2/ Líneas de crédito con saldos a favor o en ceros. 3/ Se refiere a los créditos que realizaron disposiciones en el mes. 4/ Tasa de interés promedio ponderado por monto de crédito, para créditos en moneda nacional. En los rangos que solo contengan créditos en moneda distinta a la nacional, no se mostrará

tasa de interés.

Información del Portafolio Total por Tamaño de Crédito

Información de Créditos Dispuestos3/ en el Mes por Tamaño de Crédito

5 10 0.00 0.00 33.41 42.38

15 14 0.00 0.00 12.39 8.37

37 41 0.03 0.03 6.22 5.63

72 76 0.10 0.10 5.38 5.72

182 175 0.55 0.54 10.00 11.50

194 192 1.24 1.28 9.28 10.20

269 275 3.55 3.65 7.00 6.48

283 275 7.71 7.62 7.79 6.84

171 177 10.73 10.91 2.44 3.29

81 95 9.94 11.63 8.78 7.50

69 65 19.03 18.38 3.91 4.04

21 18 12.14 10.24 3.73 4.41

9 10 9.75 10.55 - -

4 4 8.89 8.80 - -

1 1 4.35 4.30 - -

1 1 11.99 11.96 - -

- - - - - -

- - - - - -

- - - - - -

457 545 - - - -

1,871 1,974 100.00 100.00 3.36 3.39

4 7 11.09 14.49 0.0 0.0

10 9 12.59 9.49 0.2 0.1

17 19 14.55 14.76 0.7 0.8

27 40 14.67 13.57 2.1 3.3

58 73 12.68 13.31 10.6 13.7

78 60 12.47 13.01 28.8 24.1

84 85 11.84 11.77 65.3 66.9

104 106 11.56 11.58 164.2 171.6

69 87 10.52 10.30 254.9 319.9

26 42 9.87 9.66 206.3 282.6

19 23 8.64 8.30 281.8 358.5

7 10 7.41 7.31 233.1 340.1

- 7 - 6.40 - 437.7

2 - 8.45 - 246.7 -

1 1 11.92 7.09 250.0 250.0

1 - 7.80 - 694.9 -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

507 569 9.25 8.54 2,439.6 2,269.5

Afirme


(%)




46



(miles de pesos)


(miles de pesos)

0-10

10-25

25-50

50-100

100-250

250-500

500-1,000

1,000-2,500

2,500-5,000

5,000-10,000

10,000-25,000

25,000-50,000

50,000-100,000

100,000-250,000

250,000-500,000

500,000-1,000,000

1,000,000-2,500,000

2,500,000-5,000,000

+ 5,000,000


Total

0-10

10-25

25-50

50-100

100-250

250-500

500-1,000

1,000-2,500

2,500-5,000

5,000-10,000

10,000-25,000

25,000-50,000

50,000-100,000

100,000-250,000

250,000-500,000

500,000-1,000,000

1,000,000-2,500,000

2,500,000-5,000,000

+ 5,000,000


Total


tasa de interés.



3 3 0.00 0.00 - -

- - - - - -

- - - - - -

1 1 0.01 0.01 - -

11 12 0.13 0.13 - -

16 16 0.36 0.33 - -

50 28 1.70 0.96 1.90 -

33 36 3.07 3.11 3.90 3.63

30 35 6.38 6.72 - -

49 53 19.93 19.39 - -

33 32 33.16 28.28 - -

11 12 23.27 22.52 - -

1 3 5.70 12.65 - -

1 1 6.29 5.90 - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

42 67 - - - -

281 299 100.00 100.00 0.15 0.11

- - - - - -

- - - - - -

- - - - - -

- - - - - -

1 - 11.35 - 0.2 -

5 - 11.32 - 2.0 -

9 8 13.01 11.51 4.8 4.5

6 13 9.94 11.68 7.6 19.2

8 12 10.39 10.13 28.3 38.7

4 16 9.47 9.77 31.8 96.4

5 5 9.50 8.92 79.8 68.8

1 5 8.30 8.71 30.0 161.1

- 2 - 9.09 - 130.4

- 1 - 8.77 - 100.0

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

39 62 9.57 9.19 184.5 619.0

Autofin


(%)




47



(miles de pesos)


(miles de pesos)

0-10

10-25

25-50

50-100

100-250

250-500

500-1,000

1,000-2,500

2,500-5,000

5,000-10,000

10,000-25,000

25,000-50,000

50,000-100,000

100,000-250,000

250,000-500,000

500,000-1,000,000

1,000,000-2,500,000

2,500,000-5,000,000

+ 5,000,000


Total

0-10

10-25

25-50

50-100

100-250

250-500

500-1,000

1,000-2,500

2,500-5,000

5,000-10,000

10,000-25,000

25,000-50,000

50,000-100,000

100,000-250,000

250,000-500,000

500,000-1,000,000

1,000,000-2,500,000

2,500,000-5,000,000

+ 5,000,000


Total


tasa de interés.



1,588 1,517 0.00 0.00 1.86 1.60

1,603 1,557 0.02 0.02 1.39 1.59

2,729 2,764 0.07 0.07 1.81 1.55

6,133 6,198 0.32 0.32 2.44 2.40

9,330 9,512 1.07 1.07 2.18 2.09

5,704 5,868 1.43 1.44 1.85 2.06

4,167 4,206 2.07 2.04 2.23 2.42

3,071 3,089 3.35 3.29 1.45 1.43

1,240 1,244 3.03 2.97 0.89 1.16

792 832 3.89 3.98 0.94 0.91

806 819 8.88 8.78 1.11 0.77

366 381 9.20 9.19 - 0.35

182 211 8.79 9.88 0.67 0.65

154 146 17.67 16.64 - -

56 64 13.57 15.09 - -

28 30 13.73 14.48 - -

14 12 12.91 10.73 - -

- - - - - -

- - - - - -

637 624 - - - -

38,600 39,074 100.00 100.00 0.38 0.39

151 149 16.10 16.10 0.3 0.4

105 97 15.76 15.65 1.4 1.3

199 176 16.10 15.82 5.0 4.8

437 437 16.08 16.18 18.0 20.6

604 627 15.64 15.45 51.5 62.3

395 422 14.81 14.08 77.3 96.4

335 324 13.07 12.73 148.9 139.0

331 367 10.69 10.54 264.1 301.4

174 238 8.87 8.72 313.0 408.5

145 199 8.18 8.20 530.1 691.1

152 229 7.56 7.83 1,206.5 1,670.7

75 111 7.09 7.60 1,582.3 1,776.6

35 69 7.26 7.95 1,055.6 1,779.2

34 39 5.71 8.15 1,914.0 1,879.4

14 26 5.54 6.69 609.2 3,874.9

3 11 - 7.08 937.3 3,431.1

6 4 6.95 5.29 273.3 1,630.8

- - - - - -

- - - - - -

- - - - - -

3,195 3,525 7.38 7.53 8,987.7 17,768.5

Banamex


(%)




48



(miles de pesos)


(miles de pesos)

0-10

10-25

25-50

50-100

100-250

250-500

500-1,000

1,000-2,500

2,500-5,000

5,000-10,000

10,000-25,000

25,000-50,000

50,000-100,000

100,000-250,000

250,000-500,000

500,000-1,000,000

1,000,000-2,500,000

2,500,000-5,000,000

+ 5,000,000


Total

0-10

10-25

25-50

50-100

100-250

250-500

500-1,000

1,000-2,500

2,500-5,000

5,000-10,000

10,000-25,000

25,000-50,000

50,000-100,000

100,000-250,000

250,000-500,000

500,000-1,000,000

1,000,000-2,500,000

2,500,000-5,000,000

+ 5,000,000


Total


tasa de interés.



49 49 0.00 0.00 92.67 92.70

21 18 0.00 0.00 40.33 49.23

43 35 0.02 0.01 13.41 16.98

118 99 0.10 0.08 20.47 20.72

377 374 0.72 0.71 13.79 14.62

454 466 1.85 1.85 13.84 12.91

737 738 5.80 5.68 15.41 15.10

972 1,059 16.85 18.18 7.42 6.36

367 360 14.05 13.44 7.79 6.76

131 140 9.91 10.17 10.55 11.02

79 79 13.60 13.40 5.03 3.09

21 22 8.44 8.40 6.15 -

12 14 10.07 11.31 - -

10 9 15.18 13.41 - -

1 1 3.42 3.32 - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

360 301 - - - -

3,752 3,764 100.00 100.00 5.87 4.83

- - - - - -

- - - - - -

- 1 - 9.79 - 0.0

7 8 8.92 9.28 0.2 0.2

53 63 9.08 9.14 4.7 5.8

80 92 8.97 9.40 13.8 16.1

165 172 9.01 9.04 47.1 45.5

296 408 8.54 8.52 275.9 292.7

73 62 9.04 9.22 126.8 104.0

26 30 8.57 8.63 67.0 96.5

16 21 8.17 8.32 51.5 155.2

4 5 9.88 9.72 42.8 80.0

1 2 6.50 6.57 87.6 84.9

2 - 7.15 - 336.7 -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

723 864 8.31 8.64 1,054.1 881.1

Banca Mifel


(%)




49



(miles de pesos)


(miles de pesos)

0-10

10-25

25-50

50-100

100-250

250-500

500-1,000

1,000-2,500

2,500-5,000

5,000-10,000

10,000-25,000

25,000-50,000

50,000-100,000

100,000-250,000

250,000-500,000

500,000-1,000,000

1,000,000-2,500,000

2,500,000-5,000,000

+ 5,000,000


Total

0-10

10-25

25-50

50-100

100-250

250-500

500-1,000

1,000-2,500

2,500-5,000

5,000-10,000

10,000-25,000

25,000-50,000

50,000-100,000

100,000-250,000

250,000-500,000

500,000-1,000,000

1,000,000-2,500,000

2,500,000-5,000,000

+ 5,000,000


Total


tasa de interés.



322 336 0.12 0.12 5.88 6.35

409 456 0.39 0.41 5.15 6.48

222 227 0.48 0.46 5.44 6.40

112 115 0.48 0.46 8.96 10.44

121 122 1.13 1.06 2.75 2.73

63 83 1.27 1.56 - -

61 66 2.24 2.29 3.58 1.46

94 107 8.51 9.02 1.62 3.31

32 38 6.34 6.86 - -

27 26 10.45 9.56 - -

9 11 7.64 8.59 - -

3 3 7.71 7.12 - -

1 2 3.03 5.66 - -

- - - - - -

1 1 18.34 17.17 - -

1 1 31.87 29.65 - -

- - - - - -

- - - - - -

- - - - - -

272 246 - - - -

1,750 1,840 100.00 100.00 0.35 0.47

2 8 12.63 24.76 0.0 0.1

114 100 40.02 42.95 1.9 1.5

63 39 30.34 27.17 2.1 1.5

48 42 17.90 18.86 3.2 2.8

59 56 13.49 13.42 9.1 8.6

32 36 12.32 12.11 10.4 12.2

32 25 11.76 12.33 18.7 15.8

39 36 11.40 10.99 60.0 53.1

13 14 10.66 10.43 42.1 43.9

10 7 9.68 9.84 66.9 46.8

5 5 8.53 10.17 65.9 67.9

1 - 8.81 - 35.0 -

1 1 8.31 7.31 50.0 50.0

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

3 1 - - 0.4 0.4

422 370 10.22 10.44 365.8 304.7

Banco Ahorro Famsa


(%)




50



(miles de pesos)


(miles de pesos)

0-10

10-25

25-50

50-100

100-250

250-500

500-1,000

1,000-2,500

2,500-5,000

5,000-10,000

10,000-25,000

25,000-50,000

50,000-100,000

100,000-250,000

250,000-500,000

500,000-1,000,000

1,000,000-2,500,000

2,500,000-5,000,000

+ 5,000,000


Total

0-10

10-25

25-50

50-100

100-250

250-500

500-1,000

1,000-2,500

2,500-5,000

5,000-10,000

10,000-25,000

25,000-50,000

50,000-100,000

100,000-250,000

250,000-500,000

500,000-1,000,000

1,000,000-2,500,000

2,500,000-5,000,000

+ 5,000,000


Total


tasa de interés.



270 352 0.08 0.10 - -

230 211 0.17 0.15 0.30 0.35

55 49 0.09 0.08 - -

26 17 0.09 0.06 - -

17 13 0.12 0.10 20.24 25.10

13 22 0.25 0.42 22.41 13.10

21 23 0.78 0.80 5.88 14.64

36 34 2.92 2.70 3.41 7.35

36 36 6.66 6.62 15.49 15.54

45 46 15.42 15.20 4.20 1.89

37 42 29.08 33.34 5.75 4.98

14 12 21.35 18.75 6.11 6.93

3 4 11.41 15.23 - -

2 1 11.60 6.47 - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

53 441 - - - -

858 1,303 100.00 100.00 4.88 4.67

182 266 19.74 19.72 1.0 1.4

87 131 19.75 19.68 1.2 1.7

10 29 18.95 18.03 0.3 1.0

2 5 17.29 13.61 0.2 0.3

5 4 13.55 12.29 0.7 0.6

4 8 10.93 10.79 1.5 3.1

3 4 12.27 15.86 2.1 2.3

11 3 11.24 11.91 12.0 4.8

8 11 11.41 11.58 16.4 41.6

13 14 11.96 11.33 34.9 87.9

13 16 11.25 11.47 44.1 236.3

5 5 11.23 10.85 52.5 146.3

1 2 12.30 12.29 12.2 128.2

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

344 498 11.54 11.55 179.0 655.5

Banco Amigo


(%)




51



(miles de pesos)


(miles de pesos)

0-10

10-25

25-50

50-100

100-250

250-500

500-1,000

1,000-2,500

2,500-5,000

5,000-10,000

10,000-25,000

25,000-50,000

50,000-100,000

100,000-250,000

250,000-500,000

500,000-1,000,000

1,000,000-2,500,000

2,500,000-5,000,000

+ 5,000,000


Total

0-10

10-25

25-50

50-100

100-250

250-500

500-1,000

1,000-2,500

2,500-5,000

5,000-10,000

10,000-25,000

25,000-50,000

50,000-100,000

100,000-250,000

250,000-500,000

500,000-1,000,000

1,000,000-2,500,000

2,500,000-5,000,000

+ 5,000,000


Total


tasa de interés.



6,029 5,998 0.05 0.05 10.90 10.45

2,641 2,795 0.11 0.11 10.51 9.71

2,529 2,563 0.23 0.23 9.98 9.49

3,134 3,134 0.57 0.57 10.97 10.49

5,364 5,378 2.15 2.13 8.60 8.66

3,885 3,878 3.45 3.39 5.98 6.23

3,568 3,598 6.24 6.22 4.20 4.41

3,466 3,452 13.36 13.11 3.91 3.30

1,575 1,589 13.47 13.37 3.38 3.12

794 790 13.31 13.09 3.65 3.45

499 497 18.48 18.12 2.72 1.52

114 122 9.42 9.81 4.51 4.26

42 44 7.17 7.63 1.82 1.68

18 17 6.71 6.25 - -

3 4 2.47 3.18 - -

- - - - - -

1 1 2.80 2.75 - -

- - - - - -

- - - - - -

6,644 6,189 - - - -

40,306 40,049 100.00 100.00 3.28 2.89

1,641 1,326 12.33 12.42 5.1 4.6

681 692 11.99 12.09 11.0 11.8

666 658 11.88 11.92 24.3 24.1

763 716 11.48 11.73 53.8 52.3

1,062 1,135 11.00 10.76 151.8 166.2

796 787 9.92 10.02 229.7 232.0

781 807 9.28 9.32 424.1 441.0

801 714 8.36 8.40 951.0 863.8

307 317 7.82 7.98 846.4 894.2

153 158 7.65 7.65 812.0 794.9

107 103 7.05 6.83 1,292.4 1,173.7

18 20 6.52 6.11 507.8 574.6

3 5 6.89 7.01 147.8 273.5

2 6 6.13 6.40 300.0 652.5

- - - - - -

- - - - - -

- 1 - 6.59 - 1,130.0

- - - - - -

- - - - - -

- - - - - -

7,781 7,445 7.86 7.58 5,757.4 7,289.3

Banco del Bajío


(%)




52



(miles de pesos)


(miles de pesos)

0-10

10-25

25-50

50-100

100-250

250-500

500-1,000

1,000-2,500

2,500-5,000

5,000-10,000

10,000-25,000

25,000-50,000

50,000-100,000

100,000-250,000

250,000-500,000

500,000-1,000,000

1,000,000-2,500,000

2,500,000-5,000,000

+ 5,000,000


Total

0-10

10-25

25-50

50-100

100-250

250-500

500-1,000

1,000-2,500

2,500-5,000

5,000-10,000

10,000-25,000

25,000-50,000

50,000-100,000

100,000-250,000

250,000-500,000

500,000-1,000,000

1,000,000-2,500,000

2,500,000-5,000,000

+ 5,000,000


Total


tasa de interés.



- 1 - 0.00 - -

1 1 0.00 0.00 - -

13 8 0.03 0.02 - -

5 3 0.03 0.02 - -

70 84 1.26 1.28 - -

91 92 2.60 2.36 - -

78 108 4.28 5.32 4.41 3.18

144 176 19.17 21.40 0.55 0.88

34 34 10.85 9.83 4.73 4.67

34 37 18.79 18.92 - -

18 20 23.17 23.08 - -

8 8 19.81 17.78 - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

227 198 - - - -

723 770 100.00 100.00 0.81 0.82

- 1 - 13.05 - 0.0

- - - - - -

4 4 14.31 14.31 0.1 0.1

2 2 12.03 14.15 0.1 0.1

37 34 12.74 13.80 6.6 5.5

51 30 13.31 13.40 14.8 8.6

39 58 13.95 12.82 21.5 32.1

59 87 11.75 11.78 79.8 120.2

13 18 10.21 9.99 45.5 61.7

12 17 8.74 9.10 71.0 97.9

8 9 9.30 8.92 94.0 120.7

- 8 - 8.52 - 200.0

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

20 6 - - - -

245 274 10.44 9.75 333.4 647.0

Banco Wal-Mart


(%)




53



(miles de pesos)


(miles de pesos)

0-10

10-25

25-50

50-100

100-250

250-500

500-1,000

1,000-2,500

2,500-5,000

5,000-10,000

10,000-25,000

25,000-50,000

50,000-100,000

100,000-250,000

250,000-500,000

500,000-1,000,000

1,000,000-2,500,000

2,500,000-5,000,000

+ 5,000,000


Total

0-10

10-25

25-50

50-100

100-250

250-500

500-1,000

1,000-2,500

2,500-5,000

5,000-10,000

10,000-25,000

25,000-50,000

50,000-100,000

100,000-250,000

250,000-500,000

500,000-1,000,000

1,000,000-2,500,000

2,500,000-5,000,000

+ 5,000,000


Total


tasa de interés.



- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

1 1 0.05 0.05 - -

- - - - - -

- - - - - -

1 1 0.44 0.34 - -

1 1 0.72 0.57 - -

3 2 6.22 4.55 - -

2 2 7.78 6.90 - -

1 3 8.39 24.98 - -

1 - 14.22 - - -

- - - - - -

1 1 62.18 62.62 - -

- - - - - -

- - - - - -

- 1 - - - -

11 12 100.00 100.00 - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

3 - - - 18.8 -

- 2 - - - 26.2

- 1 - - - 27.4

2 1 - - 58.9 31.4

- 1 - - - 11.4

1 - - - 12.7 -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

6 5 - - 90.4 96.3

Bank of America


(%)




54



(miles de pesos)


(miles de pesos)

0-10

10-25

25-50

50-100

100-250

250-500

500-1,000

1,000-2,500

2,500-5,000

5,000-10,000

10,000-25,000

25,000-50,000

50,000-100,000

100,000-250,000

250,000-500,000

500,000-1,000,000

1,000,000-2,500,000

2,500,000-5,000,000

+ 5,000,000


Total

0-10

10-25

25-50

50-100

100-250

250-500

500-1,000

1,000-2,500

2,500-5,000

5,000-10,000

10,000-25,000

25,000-50,000

50,000-100,000

100,000-250,000

250,000-500,000

500,000-1,000,000

1,000,000-2,500,000

2,500,000-5,000,000

+ 5,000,000


Total


tasa de interés.



- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- 1 - 0.03 - -

2 - 0.10 - - -

3 - 0.53 - - -

5 6 1.62 1.58 - -

6 4 3.49 2.10 - -

9 9 13.80 12.40 - -

3 3 9.69 7.85 - -

6 8 33.48 42.00 - -

3 3 37.30 34.03 - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

5 6 - - - -

42 40 100.00 100.00 - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

1 - - - 0.7 -

2 - - - 0.1 -

3 4 - - 8.2 11.4

6 4 - - 24.6 6.5

8 6 6.19 - 124.2 113.0

3 3 - - 82.8 108.8

5 8 - 6.11 313.8 520.4

3 3 - - 427.7 472.1

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

31 28 6.19 6.11 982.2 1,232.2

Bank of Tokyo-Mitsubishi UFJ


(%)




55



(miles de pesos)


(miles de pesos)

0-10

10-25

25-50

50-100

100-250

250-500

500-1,000

1,000-2,500

2,500-5,000

5,000-10,000

10,000-25,000

25,000-50,000

50,000-100,000

100,000-250,000

250,000-500,000

500,000-1,000,000

1,000,000-2,500,000

2,500,000-5,000,000

+ 5,000,000


Total

0-10

10-25

25-50

50-100

100-250

250-500

500-1,000

1,000-2,500

2,500-5,000

5,000-10,000

10,000-25,000

25,000-50,000

50,000-100,000

100,000-250,000

250,000-500,000

500,000-1,000,000

1,000,000-2,500,000

2,500,000-5,000,000

+ 5,000,000


Total


tasa de interés.



2,211 2,083 0.01 0.01 6.68 6.80

1,638 1,639 0.02 0.02 12.24 11.11

2,086 1,979 0.07 0.06 9.98 9.88

4,905 4,882 0.31 0.30 6.47 6.04

9,114 9,135 1.26 1.23 6.55 6.39

5,704 5,744 1.74 1.71 9.38 9.27

5,782 5,759 3.54 3.44 7.77 7.78

6,218 6,248 8.23 8.09 4.75 4.82

2,137 2,185 6.29 6.30 3.67 3.20

955 1,002 5.73 5.95 3.45 3.15

746 727 9.66 9.28 3.08 2.89

300 312 9.07 9.21 4.13 4.04

158 152 9.45 8.87 2.00 2.17

99 106 12.48 13.26 1.12 1.03

43 41 13.15 12.43 - -

14 19 8.98 12.00 - -

6 6 7.63 7.83 14.02 13.35

1 - 2.37 - - -

- - - - - -

2,781 2,498 - - - -

44,898 44,517 100.00 100.00 3.44 3.33

81 74 13.91 13.86 0.6 0.6

116 110 13.65 13.67 1.6 1.6

55 48 13.40 13.86 1.0 1.2

304 246 13.68 13.77 10.1 7.9

775 805 13.80 13.71 81.5 81.4

498 558 13.65 13.34 119.0 142.3

665 631 12.71 12.77 325.2 302.1

915 1,015 11.57 11.60 1,031.3 1,116.8

473 492 10.19 10.15 1,203.0 1,196.2

228 248 8.59 8.87 1,214.0 1,338.3

202 187 7.98 7.97 2,075.6 1,928.2

71 71 7.71 7.72 1,693.1 1,538.3

45 38 7.52 7.85 1,376.2 1,175.6

33 32 8.08 7.26 1,707.4 1,351.8

11 12 7.25 7.96 751.9 1,379.6

2 7 - 7.70 898.8 3,383.0

- - - - - -

- - - - - -

- - - - - -

- - - - - -

4,474 4,574 8.81 8.70 12,490.5 14,944.9

Banorte


(%)




56



(miles de pesos)


(miles de pesos)

0-10

10-25

25-50

50-100

100-250

250-500

500-1,000

1,000-2,500

2,500-5,000

5,000-10,000

10,000-25,000

25,000-50,000

50,000-100,000

100,000-250,000

250,000-500,000

500,000-1,000,000

1,000,000-2,500,000

2,500,000-5,000,000

+ 5,000,000


Total

0-10

10-25

25-50

50-100

100-250

250-500

500-1,000

1,000-2,500

2,500-5,000

5,000-10,000

10,000-25,000

25,000-50,000

50,000-100,000

100,000-250,000

250,000-500,000

500,000-1,000,000

1,000,000-2,500,000

2,500,000-5,000,000

+ 5,000,000


Total


tasa de interés.



260 267 0.01 0.01 3.38 3.66

229 297 0.02 0.03 3.52 4.48

415 607 0.09 0.12 3.49 3.46

861 1,652 0.37 0.68 1.74 3.04

1,753 2,603 1.60 2.17 2.10 3.20

1,120 1,187 2.25 2.26 3.34 3.47

955 997 3.80 3.73 3.38 3.11

1,098 1,123 9.72 9.48 3.33 3.18

555 564 10.88 10.51 1.82 1.80

381 403 14.73 14.80 2.58 2.50

271 277 22.46 22.02 0.25 0.25

70 70 13.41 12.65 - -

23 24 9.16 8.52 - -

11 14 8.23 9.96 - -

- - - - - -

1 1 3.25 3.06 - -

- - - - - -

- - - - - -

- - - - - -

404 356 - -0.00 - -

8,407 10,442 100.00 100.00 1.21 1.21

117 111 13.74 13.64 0.6 0.6

82 100 13.40 13.24 1.1 1.4

37 27 12.79 12.94 1.0 0.8

74 81 13.87 14.08 4.8 5.4

208 241 14.03 13.90 25.2 30.2

253 268 13.08 13.15 56.7 56.5

231 263 12.63 12.33 87.8 103.3

290 299 10.74 10.70 292.8 291.2

135 135 9.50 9.57 282.2 317.0

112 135 8.80 8.64 533.7 661.3

75 74 8.17 7.91 676.5 729.9

16 17 7.66 7.94 365.2 340.6

6 3 7.48 6.80 238.1 122.7

4 4 7.32 7.19 385.0 416.8

- - - - - -

1 1 5.40 5.42 570.0 566.0

- - - - - -

- - - - - -

- - - - - -

- - - - - -

1,641 1,759 8.41 8.49 3,520.8 3,643.5

Banregio


(%)




57



(miles de pesos)


(miles de pesos)

0-10

10-25

25-50

50-100

100-250

250-500

500-1,000

1,000-2,500

2,500-5,000

5,000-10,000

10,000-25,000

25,000-50,000

50,000-100,000

100,000-250,000

250,000-500,000

500,000-1,000,000

1,000,000-2,500,000

2,500,000-5,000,000

+ 5,000,000


Total

0-10

10-25

25-50

50-100

100-250

250-500

500-1,000

1,000-2,500

2,500-5,000

5,000-10,000

10,000-25,000

25,000-50,000

50,000-100,000

100,000-250,000

250,000-500,000

500,000-1,000,000

1,000,000-2,500,000

2,500,000-5,000,000

+ 5,000,000


Total


tasa de interés.



322 308 0.02 0.02 4.66 5.30

29 28 0.01 0.01 16.97 11.46

64 70 0.05 0.05 3.91 6.36

155 142 0.24 0.22 12.94 13.46

354 355 1.20 1.22 9.87 10.64

301 284 2.15 2.04 8.48 9.56

169 163 2.45 2.37 5.29 4.68

141 139 4.38 4.39 4.79 4.85

102 97 7.03 6.80 16.71 18.21

73 73 10.64 10.64 8.66 8.76

50 53 16.44 17.83 6.67 7.63

31 29 21.91 20.79 2.78 -

14 14 19.59 19.61 - -

5 5 13.88 14.01 - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

85 101 - - - -

1,895 1,861 100.00 100.00 4.48 4.21

12 4 14.20 13.25 0.1 0.0

1 - 14.30 - 0.0 -

1 4 14.00 13.40 0.0 0.1

4 4 14.09 13.53 0.1 0.2

16 14 13.79 13.19 1.5 1.8

28 10 12.44 12.30 8.0 2.7

8 6 12.34 12.35 3.6 3.8

19 6 10.76 10.77 28.5 6.3

8 7 11.18 10.52 24.3 24.5

7 3 10.59 10.24 46.1 20.5

2 6 10.47 9.49 30.0 90.2

2 1 10.24 10.29 65.0 30.0

1 2 10.30 10.68 60.3 50.3

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

109 67 10.63 10.33 267.4 230.4

Bansí


(%)




58



(miles de pesos)


(miles de pesos)

0-10

10-25

25-50

50-100

100-250

250-500

500-1,000

1,000-2,500

2,500-5,000

5,000-10,000

10,000-25,000

25,000-50,000

50,000-100,000

100,000-250,000

250,000-500,000

500,000-1,000,000

1,000,000-2,500,000

2,500,000-5,000,000

+ 5,000,000


Total

0-10

10-25

25-50

50-100

100-250

250-500

500-1,000

1,000-2,500

2,500-5,000

5,000-10,000

10,000-25,000

25,000-50,000

50,000-100,000

100,000-250,000

250,000-500,000

500,000-1,000,000

1,000,000-2,500,000

2,500,000-5,000,000

+ 5,000,000


Total


tasa de interés.



38,208 38,830 0.07 0.07 1.01 1.49

14,665 14,721 0.12 0.12 2.54 2.41

11,413 11,406 0.21 0.21 2.28 2.51

11,625 11,880 0.44 0.43 3.07 3.33

18,515 19,198 1.58 1.60 2.92 2.75

10,750 11,970 1.96 2.09 2.13 1.86

6,343 6,685 2.37 2.38 3.60 3.41

5,154 5,281 4.17 4.07 4.26 3.43

2,426 2,510 4.52 4.48 5.82 5.31

1,799 1,763 6.70 6.33 6.68 6.06

1,526 1,549 12.41 12.07 7.42 6.79

549 572 9.78 9.81 7.75 6.65

237 241 8.13 8.04 3.62 4.70

137 134 10.90 10.09 4.49 3.85

50 55 9.07 9.30 1.51 2.82

31 34 11.35 12.28 - -

15 16 11.58 13.17 - -

3 2 4.63 3.47 - -

- - - - - -

37,426 34,815 - - - -

160,872 161,662 100.00 100.00 3.68 3.45

18,212 18,508 8.24 8.22 64.7 66.2

5,850 5,929 8.27 8.29 86.7 87.8

3,350 3,432 8.25 8.32 116.4 120.3

2,249 2,420 8.88 8.90 148.1 162.9

3,225 4,017 10.15 9.57 423.8 616.0

1,821 3,143 10.15 9.21 529.8 978.4

1,115 1,527 9.98 9.94 573.2 831.1

1,120 1,216 9.90 9.98 1,139.5 1,283.2

544 621 8.97 8.98 1,109.9 1,192.9

440 472 8.25 8.17 1,378.1 1,638.0

434 465 8.19 8.08 2,598.1 2,434.8

186 213 8.09 7.51 2,424.6 2,256.5

71 79 7.21 7.61 1,339.6 1,381.5

49 49 6.42 6.54 2,119.5 2,273.1

18 21 6.30 6.21 1,782.2 2,208.4

17 18 18.00 5.63 2,634.9 2,242.7

6 7 - - 383.9 894.9

2 2 - - 313.7 731.0

- - - - - -

73 11 - - - -

38,782 42,150 8.75 7.85 19,166.8 21,399.6

BBVA Bancomer


(%)




59



(miles de pesos)


(miles de pesos)

0-10

10-25

25-50

50-100

100-250

250-500

500-1,000

1,000-2,500

2,500-5,000

5,000-10,000

10,000-25,000

25,000-50,000

50,000-100,000

100,000-250,000

250,000-500,000

500,000-1,000,000

1,000,000-2,500,000

2,500,000-5,000,000

+ 5,000,000


Total

0-10

10-25

25-50

50-100

100-250

250-500

500-1,000

1,000-2,500

2,500-5,000

5,000-10,000

10,000-25,000

25,000-50,000

50,000-100,000

100,000-250,000

250,000-500,000

500,000-1,000,000

1,000,000-2,500,000

2,500,000-5,000,000

+ 5,000,000


Total


tasa de interés.



- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

2 2 1.59 1.57 - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

1 1 98.41 98.43 - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

3 3 100.00 100.00 - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

1 - 11.30 - 1.9 -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

1 - 11.30 - 1.9 -

BanCoppel


(%)




60



(miles de pesos)


(miles de pesos)

0-10

10-25

25-50

50-100

100-250

250-500

500-1,000

1,000-2,500

2,500-5,000

5,000-10,000

10,000-25,000

25,000-50,000

50,000-100,000

100,000-250,000

250,000-500,000

500,000-1,000,000

1,000,000-2,500,000

2,500,000-5,000,000

+ 5,000,000


Total

0-10

10-25

25-50

50-100

100-250

250-500

500-1,000

1,000-2,500

2,500-5,000

5,000-10,000

10,000-25,000

25,000-50,000

50,000-100,000

100,000-250,000

250,000-500,000

500,000-1,000,000

1,000,000-2,500,000

2,500,000-5,000,000

+ 5,000,000


Total


tasa de interés.



- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

1 1 0.02 0.02 - -

- 1 - 0.04 - -

2 3 0.12 0.23 - -

8 6 1.24 0.89 - -

9 10 2.98 3.05 - -

5 6 3.53 3.64 - -

1 2 1.74 3.06 - -

7 6 24.20 19.66 - -

8 9 54.66 58.47 - -

1 1 11.50 10.94 - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

5 2 - - - -

47 47 100.00 100.00 - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- 1 - - - 0.8

3 3 9.58 10.50 3.5 5.0

1 3 - 9.07 4.7 9.1

2 2 9.83 9.78 11.5 9.6

2 1 8.80 10.79 35.4 10.0

3 3 16.73 12.24 95.7 102.5

1 1 7.78 18.25 50.0 50.0

2 1 8.30 - 205.4 144.4

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

14 15 11.11 13.82 406.2 331.4

CIBanco


(%)




61



(miles de pesos)


(miles de pesos)

0-10

10-25

25-50

50-100

100-250

250-500

500-1,000

1,000-2,500

2,500-5,000

5,000-10,000

10,000-25,000

25,000-50,000

50,000-100,000

100,000-250,000

250,000-500,000

500,000-1,000,000

1,000,000-2,500,000

2,500,000-5,000,000

+ 5,000,000


Total

0-10

10-25

25-50

50-100

100-250

250-500

500-1,000

1,000-2,500

2,500-5,000

5,000-10,000

10,000-25,000

25,000-50,000

50,000-100,000

100,000-250,000

250,000-500,000

500,000-1,000,000

1,000,000-2,500,000

2,500,000-5,000,000

+ 5,000,000


Total


tasa de interés.



- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

1 1 1.04 1.04 - -

- - - - - -

2 2 11.58 11.58 - -

- - - - - -

2 2 48.62 48.62 - -

1 1 38.76 38.76 - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

6 6 100.00 100.00 - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

Deutsche Bank


(%)




62



(miles de pesos)


(miles de pesos)

0-10

10-25

25-50

50-100

100-250

250-500

500-1,000

1,000-2,500

2,500-5,000

5,000-10,000

10,000-25,000

25,000-50,000

50,000-100,000

100,000-250,000

250,000-500,000

500,000-1,000,000

1,000,000-2,500,000

2,500,000-5,000,000

+ 5,000,000


Total

0-10

10-25

25-50

50-100

100-250

250-500

500-1,000

1,000-2,500

2,500-5,000

5,000-10,000

10,000-25,000

25,000-50,000

50,000-100,000

100,000-250,000

250,000-500,000

500,000-1,000,000

1,000,000-2,500,000

2,500,000-5,000,000

+ 5,000,000


Total


tasa de interés.



41,600 45,325 0.21 0.22 3.40 3.57

43,280 44,125 0.72 0.73 4.42 4.76

38,156 38,279 1.39 1.38 4.00 3.95

29,343 28,884 2.12 2.07 3.58 3.49

20,434 20,484 3.18 3.15 2.85 2.91

6,825 6,862 2.33 2.33 2.30 2.13

2,887 2,963 1.99 2.05 3.40 3.28

2,220 2,318 3.37 3.57 3.28 2.90

834 938 2.94 3.27 3.71 3.32

754 761 5.20 5.28 3.54 3.11

520 528 7.87 7.95 3.00 2.23

228 238 7.98 8.16 4.14 3.53

131 121 8.76 8.17 1.54 3.16

80 81 12.09 12.65 0.92 0.88

46 46 15.02 15.15 2.27 2.50

9 9 5.70 5.84 - -

7 7 10.90 12.33 - -

1 2 2.49 5.70 - -

1 - 5.75 - - -

29,612 29,552 - - - -

216,968 221,523 100.00 100.00 1.94 1.97

11,636 13,603 10.90 10.75 40.4 46.5

5,707 5,836 14.36 14.29 92.6 95.0

4,295 4,494 15.46 15.87 156.2 163.2

3,723 3,726 15.69 16.24 261.6 256.8

3,709 3,915 12.95 14.72 549.7 554.6

1,802 1,841 11.20 13.58 528.5 490.1

1,150 1,198 8.97 12.15 460.2 489.5

1,239 1,313 8.23 10.56 797.6 775.8

412 489 8.12 8.72 581.1 697.4

321 323 7.93 8.23 1,269.8 1,166.1

192 201 7.66 7.48 1,113.1 1,165.8

69 78 7.17 7.31 956.8 1,089.5

52 46 7.51 7.73 1,055.4 1,157.6

31 28 6.66 6.85 2,013.6 1,751.2

11 14 5.18 5.30 874.9 1,321.3

4 5 5.86 6.03 597.9 1,476.1

3 1 7.98 - 1,612.4 96.0

- 2 - 8.29 - 5,773.9

- - - - - -

- - - - - -

34,356 37,113 8.13 8.54 12,962.0 18,566.4

HSBC


(%)




63



(miles de pesos)


(miles de pesos)

0-10

10-25

25-50

50-100

100-250

250-500

500-1,000

1,000-2,500

2,500-5,000

5,000-10,000

10,000-25,000

25,000-50,000

50,000-100,000

100,000-250,000

250,000-500,000

500,000-1,000,000

1,000,000-2,500,000

2,500,000-5,000,000

+ 5,000,000


Total

0-10

10-25

25-50

50-100

100-250

250-500

500-1,000

1,000-2,500

2,500-5,000

5,000-10,000

10,000-25,000

25,000-50,000

50,000-100,000

100,000-250,000

250,000-500,000

500,000-1,000,000

1,000,000-2,500,000

2,500,000-5,000,000

+ 5,000,000


Total


tasa de interés.



- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

3 4 0.18 0.26 - -

3 4 0.26 0.40 - -

8 9 1.68 2.13 - -

11 11 4.36 4.62 - -

12 12 10.61 11.77 - -

2 2 3.98 4.31 - -

5 5 23.55 25.20 - -

2 1 14.92 7.21 - -

3 3 40.46 44.10 - -

- - - - - -

- - - - - -

- - - - - -

1 4 - - - -

50 55 100.00 100.00 - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- 1 - 6.75 - 2.3

- - - - - -

1 1 6.50 6.61 10.0 7.0

1 1 7.55 6.25 14.9 10.0

- 1 - 6.49 - 40.0

- - - - - -

1 1 6.31 6.25 235.0 230.0

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

3 5 6.39 6.30 259.9 289.3

ING


(%)




64



(miles de pesos)


(miles de pesos)

0-10

10-25

25-50

50-100

100-250

250-500

500-1,000

1,000-2,500

2,500-5,000

5,000-10,000

10,000-25,000

25,000-50,000

50,000-100,000

100,000-250,000

250,000-500,000

500,000-1,000,000

1,000,000-2,500,000

2,500,000-5,000,000

+ 5,000,000


Total

0-10

10-25

25-50

50-100

100-250

250-500

500-1,000

1,000-2,500

2,500-5,000

5,000-10,000

10,000-25,000

25,000-50,000

50,000-100,000

100,000-250,000

250,000-500,000

500,000-1,000,000

1,000,000-2,500,000

2,500,000-5,000,000

+ 5,000,000


Total


tasa de interés.



175 169 0.01 0.01 97.85 98.84

257 260 0.05 0.05 89.59 90.35

459 462 0.20 0.20 80.99 81.56

486 485 0.42 0.41 58.58 60.75

552 541 1.02 0.96 60.87 61.63

161 163 0.64 0.62 64.26 63.53

80 82 0.66 0.65 85.27 83.66

79 77 1.50 1.42 62.39 65.14

24 24 0.97 0.96 32.40 28.52

26 25 2.19 2.09 20.59 20.98

19 20 3.48 3.63 - -

6 6 2.50 2.43 - -

11 9 9.17 7.63 - -

8 8 14.40 15.57 - -

9 9 35.67 36.09 - -

2 2 14.46 14.26 - -

1 1 12.64 13.02 - -

- - - - - -

- - - - - -

21 18 - - - -

2,376 2,361 100.00 100.00 3.76 3.63

- - - - - -

- - - - - -

1 1 7.81 7.79 0.0 0.0

- - - - - -

- - - - - -

- 2 - 8.59 - 0.7

1 - 7.95 - 0.8 -

3 2 9.23 9.46 4.6 3.4

1 1 7.95 10.79 3.3 3.3

1 2 8.80 10.35 0.2 11.8

1 2 9.80 8.99 24.2 25.0

2 1 9.44 9.79 65.7 34.9

1 1 9.80 7.80 90.0 69.1

1 3 - 9.28 5.4 462.5

- 1 - 7.81 - 7.0

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

12 16 9.59 8.57 194.2 617.8

Interacciones


(%)




65



(miles de pesos)


(miles de pesos)

0-10

10-25

25-50

50-100

100-250

250-500

500-1,000

1,000-2,500

2,500-5,000

5,000-10,000

10,000-25,000

25,000-50,000

50,000-100,000

100,000-250,000

250,000-500,000

500,000-1,000,000

1,000,000-2,500,000

2,500,000-5,000,000

+ 5,000,000


Total

0-10

10-25

25-50

50-100

100-250

250-500

500-1,000

1,000-2,500

2,500-5,000

5,000-10,000

10,000-25,000

25,000-50,000

50,000-100,000

100,000-250,000

250,000-500,000

500,000-1,000,000

1,000,000-2,500,000

2,500,000-5,000,000

+ 5,000,000


Total


tasa de interés.



1 1 0.00 0.00 - -

3 1 0.04 0.01 37.14 -

13 9 0.29 0.20 23.68 47.97

24 20 1.18 1.01 4.42 11.36

26 14 2.97 1.56 15.72 9.85

13 15 2.89 3.18 24.73 23.20

10 7 4.52 3.24 10.42 26.52

3 10 3.22 10.30 - -

2 2 5.66 5.30 48.59 49.15

4 3 18.42 15.76 - -

4 3 43.44 23.87 - -

1 2 17.36 35.57 - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

25 25 - - - -

129 112 100.00 100.00 4.54 4.57

- - - - - -

2 1 - - 0.0 0.0

12 9 - - 0.0 0.0

23 20 - - 0.2 0.3

30 14 - - 0.5 0.2

15 17 - - 0.4 1.3

10 8 - - 2.3 1.3

3 11 - - 3.4 13.7

1 2 - - 4.2 7.6

5 4 6.86 8.84 19.7 19.6

4 2 10.08 - 50.3 24.0

1 2 - - 25.3 54.6

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

106 90 9.33 8.84 106.4 122.6

Inter Banco


(%)




66



(miles de pesos)


(miles de pesos)

0-10

10-25

25-50

50-100

100-250

250-500

500-1,000

1,000-2,500

2,500-5,000

5,000-10,000

10,000-25,000

25,000-50,000

50,000-100,000

100,000-250,000

250,000-500,000

500,000-1,000,000

1,000,000-2,500,000

2,500,000-5,000,000

+ 5,000,000


Total

0-10

10-25

25-50

50-100

100-250

250-500

500-1,000

1,000-2,500

2,500-5,000

5,000-10,000

10,000-25,000

25,000-50,000

50,000-100,000

100,000-250,000

250,000-500,000

500,000-1,000,000

1,000,000-2,500,000

2,500,000-5,000,000

+ 5,000,000


Total


tasa de interés.



- - - - - -

- - - - - -

- - - - - -

- - - - - -

1 1 0.00 0.00 100.00 100.00

- - - - - -

8 9 0.10 0.11 9.05 8.67

32 27 0.93 0.71 - -

31 31 1.84 1.77 - -

53 57 5.87 6.27 1.71 1.58

69 66 17.84 16.69 4.72 4.96

32 32 19.72 18.96 4.18 -

19 21 21.92 24.03 - 3.76

7 7 16.30 15.49 - -

3 3 15.48 15.97 - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

19 25 - - - -

274 279 100.00 100.00 1.78 1.84

- - - - - -

- - - - - -

- - - - - -

- - - - - -

1 - 11.75 - 0.1 -

1 1 8.63 11.75 0.3 0.5

3 2 11.46 13.05 2.3 1.5

10 12 9.88 9.37 13.3 16.5

13 11 9.26 9.83 44.5 31.7

24 26 9.50 9.72 146.3 170.1

26 26 9.51 9.40 345.7 305.7

10 13 9.18 9.24 297.4 452.5

6 4 8.92 9.19 407.2 213.8

3 3 8.57 7.75 337.1 286.2

- 1 - 7.50 - 250.0

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

97 99 9.16 8.79 1,594.0 1,728.5

Invex


(%)




67



(miles de pesos)


(miles de pesos)

0-10

10-25

25-50

50-100

100-250

250-500

500-1,000

1,000-2,500

2,500-5,000

5,000-10,000

10,000-25,000

25,000-50,000

50,000-100,000

100,000-250,000

250,000-500,000

500,000-1,000,000

1,000,000-2,500,000

2,500,000-5,000,000

+ 5,000,000


Total

0-10

10-25

25-50

50-100

100-250

250-500

500-1,000

1,000-2,500

2,500-5,000

5,000-10,000

10,000-25,000

25,000-50,000

50,000-100,000

100,000-250,000

250,000-500,000

500,000-1,000,000

1,000,000-2,500,000

2,500,000-5,000,000

+ 5,000,000


Total


tasa de interés.



179 181 0.00 0.00 1.62 1.22

48 71 0.00 0.01 - 1.97

90 80 0.01 0.01 5.28 3.12

204 209 0.07 0.07 0.64 0.65

1,074 1,069 0.92 0.90 0.74 0.68

1,221 1,258 1.99 2.02 0.44 0.54

771 794 2.42 2.47 0.68 0.93

474 475 3.43 3.40 0.70 0.71

189 180 3.01 2.82 1.35 0.65

138 139 4.52 4.46 0.53 0.54

127 122 9.19 8.64 5.22 4.81

61 64 9.76 10.27 1.96 1.86

52 48 16.84 15.56 - -

32 34 24.28 23.91 - -

15 17 23.55 25.47 - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

427 443 - - - -

5,102 5,184 100.00 100.00 0.79 0.71

86 85 16.11 16.07 0.2 0.2

18 39 15.29 15.83 0.2 0.5

39 39 14.66 15.39 0.8 1.0

66 70 16.13 15.87 3.2 3.7

388 364 16.63 16.41 34.6 32.4

436 422 16.43 16.19 59.3 62.7

266 248 14.48 13.98 64.7 61.3

194 166 11.05 11.32 135.3 126.4

60 60 9.48 9.54 90.2 94.1

61 60 8.84 8.70 243.3 260.7

50 49 8.80 8.52 596.4 520.2

25 21 8.14 7.90 564.1 556.7

10 10 8.57 7.29 549.4 281.1

13 13 7.76 7.99 1,494.1 1,469.9

4 4 9.10 8.06 933.7 380.0

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

1,716 1,650 9.11 8.85 4,769.5 3,850.8

Ixe


(%)




68



(miles de pesos)


(miles de pesos)

0-10

10-25

25-50

50-100

100-250

250-500

500-1,000

1,000-2,500

2,500-5,000

5,000-10,000

10,000-25,000

25,000-50,000

50,000-100,000

100,000-250,000

250,000-500,000

500,000-1,000,000

1,000,000-2,500,000

2,500,000-5,000,000

+ 5,000,000


Total

0-10

10-25

25-50

50-100

100-250

250-500

500-1,000

1,000-2,500

2,500-5,000

5,000-10,000

10,000-25,000

25,000-50,000

50,000-100,000

100,000-250,000

250,000-500,000

500,000-1,000,000

1,000,000-2,500,000

2,500,000-5,000,000

+ 5,000,000


Total


tasa de interés.



- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

2 - 0.44 - - -

- 1 - 0.44 - -

- 1 - 1.32 - -

- - - - - -

- - - - - -

1 3 11.56 34.37 - -

1 - 17.66 - - -

- 1 - 63.88 - -

1 - 70.35 - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

5 6 100.00 100.00 - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

2 - - - 0.6 -

- 1 - - - 0.4

- 1 - - - 1.7

- 1 - 7.00 - 4.3

- - - - - -

1 1 7.00 - 24.8 20.7

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

3 4 7.00 7.00 25.4 27.1

J.P. Morgan


(%)




69



(miles de pesos)


(miles de pesos)

0-10

10-25

25-50

50-100

100-250

250-500

500-1,000

1,000-2,500

2,500-5,000

5,000-10,000

10,000-25,000

25,000-50,000

50,000-100,000

100,000-250,000

250,000-500,000

500,000-1,000,000

1,000,000-2,500,000

2,500,000-5,000,000

+ 5,000,000


Total

0-10

10-25

25-50

50-100

100-250

250-500

500-1,000

1,000-2,500

2,500-5,000

5,000-10,000

10,000-25,000

25,000-50,000

50,000-100,000

100,000-250,000

250,000-500,000

500,000-1,000,000

1,000,000-2,500,000

2,500,000-5,000,000

+ 5,000,000


Total


tasa de interés.



84 54 0.02 0.01 1.12 1.97

44 32 0.03 0.02 - 3.97

46 40 0.07 0.06 3.07 9.19

68 71 0.22 0.21 2.64 5.00

121 117 0.91 0.83 5.79 7.55

102 110 1.64 1.59 10.17 8.75

161 142 5.00 4.08 6.91 5.55

160 161 10.72 9.76 5.56 5.65

56 61 8.32 8.73 6.29 4.26

39 44 11.09 11.32 12.10 11.01

32 30 21.04 18.73 - -

9 9 14.03 12.90 - -

3 3 8.10 7.64 - -

2 2 18.81 13.47 - -

- 1 - 10.65 - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

1,372 855 - - - -

2,299 1,732 100.00 100.00 3.03 2.61

593 376 9.36 9.32 1.7 1.0

85 73 9.37 9.30 1.4 1.3

44 45 9.33 9.37 1.6 1.6

40 31 9.38 9.32 2.5 1.9

66 38 9.13 9.33 8.0 3.5

51 52 8.92 8.91 9.5 9.9

118 103 9.01 8.77 40.4 38.9

115 100 8.85 9.09 100.2 76.4

33 35 9.47 9.72 81.9 76.2

21 27 9.17 11.09 82.7 106.4

19 19 8.81 8.13 205.6 170.8

6 6 - - 159.3 165.2

2 1 7.35 - 78.8 60.7

1 2 - 6.75 12.1 338.0

- 1 - - - 28.1

- - - - - -

- - - - - -

- - - - - -

- - - - - -

661 571 - - - -

1,855 1,480 8.49 7.56 785.7 1,080.0

Monex


(%)




70



(miles de pesos)


(miles de pesos)

0-10

10-25

25-50

50-100

100-250

250-500

500-1,000

1,000-2,500

2,500-5,000

5,000-10,000

10,000-25,000

25,000-50,000

50,000-100,000

100,000-250,000

250,000-500,000

500,000-1,000,000

1,000,000-2,500,000

2,500,000-5,000,000

+ 5,000,000


Total

0-10

10-25

25-50

50-100

100-250

250-500

500-1,000

1,000-2,500

2,500-5,000

5,000-10,000

10,000-25,000

25,000-50,000

50,000-100,000

100,000-250,000

250,000-500,000

500,000-1,000,000

1,000,000-2,500,000

2,500,000-5,000,000

+ 5,000,000


Total


tasa de interés.



2 16 0.00 0.00 - -

25 13 0.00 0.00 - -

2 1 0.00 0.00 - -

3 3 0.00 0.00 - -

26 28 0.06 0.06 24.47 21.38

21 23 0.10 0.11 10.15 8.68

45 49 0.43 0.47 5.07 6.58

95 102 2.14 2.30 7.71 7.04

91 101 4.42 4.85 4.00 3.59

90 101 8.35 9.27 8.71 7.74

91 88 19.04 18.53 8.72 8.83

36 34 16.63 15.90 - -

16 14 15.20 12.64 5.99 7.11

8 8 16.22 18.05 - -

4 4 17.41 17.81 - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

80 70 - - - -

635 655 100.00 100.00 3.69 3.64

2 2 - - 0.0 0.0

13 1 - - 0.2 0.0

- - - - - -

- - - - - -

4 5 11.09 11.77 0.4 0.5

5 8 10.65 10.49 0.0 1.0

8 15 11.63 10.40 4.4 8.5

30 38 9.60 8.78 27.2 33.4

26 42 7.97 8.26 52.7 76.1

16 23 8.39 8.36 94.2 96.1

19 11 9.52 9.84 257.7 151.7

8 7 8.77 9.42 200.3 214.2

5 2 8.35 8.53 340.0 120.0

1 1 9.79 8.54 100.0 155.0

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

137 155 8.86 8.90 1,077.2 856.6

Multiva


(%)




71



(miles de pesos)


(miles de pesos)

0-10

10-25

25-50

50-100

100-250

250-500

500-1,000

1,000-2,500

2,500-5,000

5,000-10,000

10,000-25,000

25,000-50,000

50,000-100,000

100,000-250,000

250,000-500,000

500,000-1,000,000

1,000,000-2,500,000

2,500,000-5,000,000

+ 5,000,000


Total

0-10

10-25

25-50

50-100

100-250

250-500

500-1,000

1,000-2,500

2,500-5,000

5,000-10,000

10,000-25,000

25,000-50,000

50,000-100,000

100,000-250,000

250,000-500,000

500,000-1,000,000

1,000,000-2,500,000

2,500,000-5,000,000

+ 5,000,000


Total


tasa de interés.



2,148 2,304 0.01 0.01 1.80 2.19

1,399 1,405 0.02 0.02 2.37 2.25

1,865 1,787 0.05 0.04 3.01 2.34

3,590 3,588 0.18 0.17 3.09 3.24

7,861 8,169 0.88 0.87 3.20 2.85

6,783 6,720 1.65 1.56 3.29 3.25

6,404 6,563 3.07 3.00 3.20 3.07

5,343 5,627 5.58 5.60 1.77 2.05

2,049 2,156 4.88 4.91 2.05 2.04

1,216 1,207 5.72 5.41 1.18 1.30

954 965 10.20 9.86 1.32 1.18

370 376 8.67 8.41 1.71 1.68

176 188 8.25 8.52 0.62 0.64

133 117 13.59 11.14 3.03 2.12

48 54 11.22 11.48 - 1.41

36 36 15.84 15.23 - -

9 13 8.34 11.96 - -

1 1 1.86 1.82 - -

- - - - - -

2,092 2,041 - - - -

42,477 43,317 100.00 100.00 1.20 1.17

542 817 13.19 13.50 0.5 1.3

164 250 13.08 13.46 1.2 2.5

189 220 14.59 13.60 3.4 4.4

353 385 15.12 14.71 13.9 15.6

910 1,042 15.00 14.46 92.0 106.7

890 986 13.41 13.15 133.4 162.1

1,197 1,325 12.60 12.83 358.7 458.5

1,395 1,455 12.07 12.16 1,042.1 1,203.7

772 703 10.26 10.37 1,103.6 1,220.2

465 389 8.86 8.76 1,449.9 1,398.4

387 340 7.78 7.79 3,137.0 2,851.5

129 130 7.50 7.58 2,422.5 2,748.1

81 83 7.02 7.21 2,091.7 2,864.0

58 40 7.00 7.00 4,782.2 2,448.0

22 26 7.96 6.49 2,930.8 3,118.0

22 21 6.63 6.26 7,538.1 4,810.8

2 5 5.00 7.71 1,340.8 4,264.4

1 1 - - 144.1 2,711.1

- - - - - -

- - - - - -

7,579 8,218 7.99 8.16 28,585.7 30,389.4

Santander


(%)




72



(miles de pesos)


(miles de pesos)

0-10

10-25

25-50

50-100

100-250

250-500

500-1,000

1,000-2,500

2,500-5,000

5,000-10,000

10,000-25,000

25,000-50,000

50,000-100,000

100,000-250,000

250,000-500,000

500,000-1,000,000

1,000,000-2,500,000

2,500,000-5,000,000

+ 5,000,000


Total

0-10

10-25

25-50

50-100

100-250

250-500

500-1,000

1,000-2,500

2,500-5,000

5,000-10,000

10,000-25,000

25,000-50,000

50,000-100,000

100,000-250,000

250,000-500,000

500,000-1,000,000

1,000,000-2,500,000

2,500,000-5,000,000

+ 5,000,000


Total


tasa de interés.



5 11 0.00 0.00 - -

3 2 0.00 0.00 - -

3 6 0.00 0.00 - -

6 5 0.00 0.00 - -

22 19 0.01 0.01 12.40 14.67

47 46 0.04 0.04 17.16 19.54

61 62 0.12 0.12 10.95 9.00

158 154 0.66 0.63 4.07 4.19

202 193 1.88 1.77 4.76 5.08

211 216 3.88 3.94 2.82 3.17

294 291 11.65 11.23 1.11 1.19

156 170 13.75 14.60 - -

117 115 20.12 19.40 0.86 0.89

55 57 22.46 22.43 - -

13 13 12.46 10.44 - -

4 6 7.37 9.90 - -

2 2 5.60 5.49 - -

- - - - - -

- - - - - -

52 44 - - - -

1,411 1,412 100.00 100.00 0.55 0.57

2 7 30.49 11.99 0.0 0.0

- - - - - -

2 2 20.13 8.66 0.1 0.1

1 2 8.73 9.46 0.1 0.1

3 3 9.60 9.11 0.3 0.4

6 6 9.20 8.41 1.8 1.7

9 12 9.60 8.82 6.8 7.3

34 43 8.71 8.59 50.5 61.2

40 43 7.98 8.10 133.7 149.1

47 45 8.12 7.85 269.6 242.6

64 59 7.62 7.51 729.5 708.6

27 33 6.93 6.97 597.0 616.8

22 24 6.54 7.14 586.0 764.3

12 14 6.05 6.55 914.2 1,019.8

6 6 6.06 6.50 1,079.3 921.3

- 1 - - - 52.9

- - - - - -

- - - - - -

- - - - - -

- - - - - -

275 300 6.74 7.03 4,368.9 4,546.1

Scotiabank


(%)




73



(miles de pesos)


(miles de pesos)

0-10

10-25

25-50

50-100

100-250

250-500

500-1,000

1,000-2,500

2,500-5,000

5,000-10,000

10,000-25,000

25,000-50,000

50,000-100,000

100,000-250,000

250,000-500,000

500,000-1,000,000

1,000,000-2,500,000

2,500,000-5,000,000

+ 5,000,000


Total

0-10

10-25

25-50

50-100

100-250

250-500

500-1,000

1,000-2,500

2,500-5,000

5,000-10,000

10,000-25,000

25,000-50,000

50,000-100,000

100,000-250,000

250,000-500,000

500,000-1,000,000

1,000,000-2,500,000

2,500,000-5,000,000

+ 5,000,000


Total


tasa de interés.



- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

1 - 0.04 - - -

- 1 - 0.15 - -

- - - - - -

1 1 0.58 0.62 - -

- - - - - -

1 1 2.41 2.83 - -

- 1 - 6.76 - -

4 3 61.12 36.19 - -

1 2 35.85 53.45 - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- 1 - - - -

8 10 100.00 100.00 - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

1 - - - 0.5 -

- 1 - - - 2.1

- - - - - -

1 1 - - 0.4 3.1

1 - - - 11.8 -

- 1 - - - 15.7

- 2 - - - 150.4

3 1 - 6.56 484.2 185.0

- 1 - - - 265.2

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

6 7 - 6.56 496.9 621.5

The Royal Bank of Scotland


(%)




74



(miles de pesos)


(miles de pesos)

0-10

10-25

25-50

50-100

100-250

250-500

500-1,000

1,000-2,500

2,500-5,000

5,000-10,000

10,000-25,000

25,000-50,000

50,000-100,000

100,000-250,000

250,000-500,000

500,000-1,000,000

1,000,000-2,500,000

2,500,000-5,000,000

+ 5,000,000


Total

0-10

10-25

25-50

50-100

100-250

250-500

500-1,000

1,000-2,500

2,500-5,000

5,000-10,000

10,000-25,000

25,000-50,000

50,000-100,000

100,000-250,000

250,000-500,000

500,000-1,000,000

1,000,000-2,500,000

2,500,000-5,000,000

+ 5,000,000


Total


tasa de interés.



22 82 0.00 0.01 29.27 3.12

47 218 0.01 0.06 6.52 0.49

79 433 0.05 0.24 3.44 0.70

175 867 0.20 0.94 1.83 0.54

384 1,358 1.01 3.15 2.45 0.82

361 743 1.96 3.77 3.69 2.02

352 432 3.73 4.26 4.06 4.02

370 330 8.81 7.46 5.44 5.10

229 233 11.95 11.59 3.22 4.01

186 189 18.73 17.78 4.51 4.05

112 110 23.80 21.85 2.75 2.88

30 34 14.53 16.39 - -

11 8 10.53 6.62 - -

3 4 4.70 5.88 - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

282 280 - - - -

2,643 5,321 100.00 100.00 2.62 2.48

153 103 10.09 9.34 0.1 0.1

40 13 12.01 11.36 0.1 0.0

2 - 10.81 - 0.0 -

2 4 10.81 11.44 0.1 0.2

2 3 10.83 10.52 0.3 0.5

5 6 9.82 11.85 1.5 0.9

32 25 10.24 10.97 21.5 13.6

75 61 11.33 9.99 106.1 78.6

71 67 10.47 9.76 187.4 168.8

66 56 9.72 9.64 368.3 279.2

43 28 8.38 8.37 519.1 288.0

9 13 8.80 8.27 207.1 282.0

1 1 9.80 6.79 60.0 50.0

2 1 8.00 8.79 308.6 100.0

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

503 381 9.14 8.91 1,780.1 1,261.9

Ve por Más


(%)




75


Actividad Económica


Agricultura, Silvicultura, Ganadería y Pesca

Comercio

Comunicaciones y Telecomunicaciones

Construcción

Educativo

Hoteles y Restaurantes

Alimentos, Bebidas y Tabaco

Industria Automotriz

Industria Materiales de Construcción

Industria Química y Farmacéutica

Industria Textil y de Calzado

Petróleo, Minería, Gas y Energía

Resto Industria

Salud

Servicios Comunales y Sociales

Servicios de Esparcimiento y otros Servicios Recreativo

Servicios Profesionales y Técnicos

Transporte

Otros

Total

Fuente: Portafolio de Información CNBV. 1/ IMOR = Índice de Morosidad = Cartera Vencida / Cartera Total. Por tratarse de información operativa no coincide exactamente con la cifra obtenida a través de saldos contables. 2/ Se refiere a los créditos que realizaron disposiciones en el mes. 3/ Tasa de interés promedio ponderado por monto de crédito, para créditos en moneda nacional. En los rangos que solo contengan créditos en moneda distinta a la nacional, no se mostrará

tasa de interés.

Información del Portafolio Total por Actividad Económica

Información de Créditos Dispuestos2/ en el Mes por Actividad Económica


Comercio


Construcción

Educativo








Resto Industria

Salud




Transporte

Otros

Total

25 29 0.80 0.67 24.02 28.66

593 611 24.83 25.64 3.80 3.68

26 30 4.61 4.58 1.76 0.34

163 174 10.67 10.32 1.51 2.13

45 46 1.00 1.02 1.99 1.88

67 71 1.15 1.13 2.61 2.45

81 85 3.95 3.88 15.16 15.40

2 2 0.13 0.13 - -

16 17 3.49 3.44 - -

30 27 1.21 1.31 0.63 2.75

42 59 0.39 0.38 24.24 24.49

36 42 9.76 9.66 - -

282 279 11.48 11.28 4.42 4.49

13 17 0.56 0.55 43.01 43.70

3 4 0.08 0.06 - -

12 13 0.78 0.76 13.49 13.84

328 355 8.92 9.09 4.19 4.23

100 106 4.13 4.10 - -

7 7 12.06 12.01 - -

1,871 1,974 100.00 100.00 3.35 3.38

7 10 11.80 11.06 18.3 15.2

163 189 8.38 7.47 539.6 777.6

6 8 7.58 7.66 60.0 171.8

51 55 10.44 10.47 343.0 254.6

8 10 8.63 7.74 23.1 16.8

15 16 10.31 12.05 18.4 24.3

26 23 9.82 10.18 46.8 79.2

1 1 10.80 10.79 7.5 7.5

4 4 9.90 10.74 10.9 18.6

9 8 9.68 10.27 28.7 36.7

12 27 12.56 12.55 5.5 10.5

12 15 11.90 7.52 261.9 363.6

80 70 9.75 9.69 249.6 260.9

1 5 14.80 12.57 2.2 6.5

- 1 - 15.29 - 0.2

2 3 13.37 14.62 0.7 5.3

93 99 10.75 9.13 101.4 155.7

15 24 11.05 8.49 26.1 64.5

2 1 7.81 16.79 695.9 0.1

507 569 9.25 8.54 2,439.6 2,269.5

Afirme


(%)




76





Comercio


Construcción

Educativo








Resto Industria

Salud




Transporte

Otros

Total


tasa de interés.




Comercio


Construcción

Educativo








Resto Industria

Salud




Transporte

Otros

Total

4 5 0.61 2.03 - -

99 102 27.90 30.96 - -

11 12 1.39 1.55 8.62 7.28

46 48 18.93 19.21 - -

- - - - - -

5 5 3.15 2.94 - -

5 7 3.46 3.15 - -

- - - - - -

- - - - - -

1 1 0.04 0.03 - -

4 7 0.19 0.18 - -

3 3 0.13 0.16 - -

51 55 19.72 18.56 - -

- - - - - -

- - - - - -

- - - - - -

38 39 12.77 11.56 0.25 -

8 7 3.50 5.27 - -

6 8 8.21 4.41 - -

281 299 100.00 100.00 0.15 0.11

- 1 - 7.25 - 25.0

21 29 9.01 9.22 81.6 289.5

3 1 8.84 9.79 8.2 5.0

1 3 13.81 10.26 0.5 51.0

- - - - - -

- - - - - -

2 3 10.35 12.78 13.5 3.0

- - - - - -

- - - - - -

- - - - - -

- 3 - 11.77 - 2.3

2 1 8.20 8.20 2.0 0.6

7 12 9.94 9.09 72.3 74.8

- - - - - -

- - - - - -

- - - - - -

3 6 11.89 9.91 6.4 27.5

- 1 - 9.29 - 80.4

- 2 - 8.28 - 60.0

39 62 9.57 9.19 184.5 619.0

Autofin


(%)




77





Comercio


Construcción

Educativo








Resto Industria

Salud




Transporte

Otros

Total


tasa de interés.




Comercio


Construcción

Educativo








Resto Industria

Salud




Transporte

Otros

Total

776 739 3.59 3.74 0.61 0.60

26,890 27,272 25.27 25.55 0.70 0.78

354 366 4.99 5.24 0.05 0.02

1,288 1,270 10.91 9.98 0.37 0.42

31 32 0.01 0.01 0.89 0.68

249 257 1.54 1.67 0.02 0.02

1,006 1,001 6.72 6.82 0.17 0.08

159 162 1.51 1.84 0.11 0.08

41 44 2.01 1.84 0.11 0.12

494 505 4.58 5.24 - -

531 544 1.51 1.57 4.35 4.50

268 267 4.40 2.85 0.03 0.05

2,640 2,666 14.92 15.32 0.23 0.16

105 109 0.08 0.08 2.90 2.78

97 97 0.04 0.03 0.11 0.17

17 20 0.03 0.04 0.29 0.26

2,957 3,001 10.33 10.19 0.10 0.14

536 553 4.96 4.96 - -

161 169 2.60 3.02 0.00 0.00

38,600 39,074 100.00 100.00 0.37 0.39

124 154 5.94 8.87 635.8 600.8

1,969 2,054 8.04 8.14 3,070.7 5,459.4

36 42 13.26 6.86 32.1 446.6

106 147 8.96 8.12 670.2 1,066.0

3 3 16.20 7.59 0.1 5.0

25 30 8.66 7.96 23.8 113.8

120 141 6.65 7.37 1,195.4 1,773.5

25 36 8.61 7.82 121.5 490.6

7 13 16.20 7.19 65.9 188.0

61 81 7.84 6.18 289.7 1,320.7

56 72 7.61 7.74 170.3 245.2

40 39 8.55 8.02 781.2 359.9

278 333 5.85 6.24 995.4 3,535.0

9 14 15.55 16.18 5.6 8.6

14 6 8.27 16.18 2.6 0.3

1 4 7.30 9.07 1.0 27.0

273 295 9.21 8.83 397.3 827.5

37 49 7.29 7.30 282.4 350.6

11 12 5.07 6.41 246.5 950.0

3,195 3,525 7.38 7.53 8,987.7 17,768.5

Banamex


(%)




78





Comercio


Construcción

Educativo








Resto Industria

Salud




Transporte

Otros

Total


tasa de interés.




Comercio


Construcción

Educativo








Resto Industria

Salud




Transporte

Otros

Total

409 399 7.93 7.91 7.95 9.13

1,164 1,164 25.74 26.64 7.27 6.99

29 29 0.83 0.79 1.36 1.31

658 672 19.18 18.86 2.19 2.09

- - - - - -

40 42 3.67 3.91 1.38 -

112 108 2.48 2.40 8.47 7.56

2 2 0.25 0.25 100.00 100.00

- - - - - -

90 91 1.49 1.47 4.65 4.60

306 314 3.30 3.42 10.46 8.19

3 3 0.04 0.03 45.17 52.62

249 255 5.44 5.29 8.53 7.98

1 1 0.00 0.00 100.00 100.00

9 9 3.51 3.12 - -

19 20 0.13 0.16 6.49 5.17

392 390 16.61 16.58 7.62 2.68

93 88 4.24 4.06 2.86 1.09

176 177 5.16 5.10 2.44 2.41

3,752 3,764 100.00 100.00 5.86 4.82

127 138 8.71 9.21 31.2 60.3

340 438 8.84 8.74 348.6 367.4

1 - 9.31 - 1.3 -

42 52 7.28 8.86 198.3 70.7

- - - - - -

11 11 9.54 9.29 30.0 29.7

15 12 8.60 8.31 28.5 15.8

- - - - - -

- - - - - -

39 42 8.21 7.92 10.1 11.4

42 55 10.04 9.13 40.2 48.4

- - - - - -

24 36 10.21 8.60 44.7 79.6

- - - - - -

1 1 5.81 5.78 0.0 0.0

- 1 - 9.77 - 5.0

56 62 7.24 7.57 314.1 154.8

5 5 9.19 10.44 2.4 5.0

20 11 7.45 8.99 4.7 33.0

723 864 8.31 8.64 1,054.1 881.1

Banca Mifel


(%)




79





Comercio


Construcción

Educativo








Resto Industria

Salud




Transporte

Otros

Total


tasa de interés.




Comercio


Construcción

Educativo








Resto Industria

Salud




Transporte

Otros

Total

23 26 1.50 1.57 - -

502 549 41.93 42.60 0.05 0.20

6 7 0.81 0.79 - -

71 75 16.76 16.49 - -

13 14 0.46 0.49 - -

39 41 0.96 0.92 0.13 0.13

24 27 0.56 0.53 - 0.08

- - - - - -

5 4 1.19 1.11 - -

8 9 0.81 0.69 - -

18 17 0.10 0.05 - -

7 10 18.65 17.45 - -

253 266 5.32 6.66 0.48 0.37

10 8 0.27 0.25 - -

5 6 0.01 0.01 - -

1 1 0.00 0.00 - -

752 763 9.94 9.80 2.95 2.49

12 16 0.62 0.51 - 22.77

1 1 0.09 0.08 - -

1,750 1,840 100.00 100.00 0.34 0.47

6 7 10.31 9.93 11.0 11.1

133 108 11.28 9.62 84.8 136.8

3 1 12.09 11.30 9.5 0.8

25 19 9.02 10.37 152.5 53.2

5 4 12.43 12.76 1.7 1.1

11 7 7.87 17.59 11.7 0.5

5 4 8.83 15.02 5.6 1.1

- - - - - -

2 1 7.28 8.78 12.8 2.5

4 1 11.01 10.78 1.6 0.5

11 3 14.20 14.35 1.4 0.2

- 4 - 12.10 - 3.0

95 107 11.82 11.59 31.5 45.5

3 1 12.24 40.00 2.5 0.0

4 2 13.80 13.77 0.2 0.1

- - - - - -

113 97 12.31 11.51 37.9 47.4

2 4 13.41 14.44 1.1 0.9

- - - -

422 370 10.22 10.44 365.8 304.7

Banco Ahorro Famsa


(%)




80





Comercio


Construcción

Educativo








Resto Industria

Salud




Transporte

Otros

Total


tasa de interés.




Comercio


Construcción

Educativo








Resto Industria

Salud




Transporte

Otros

Total

- - - - - -

103 123 7.06 7.41 12.97 12.24

- - - - - -

163 201 75.15 76.06 4.43 3.99

- - - - - -

- - - - - -

6 6 0.35 0.31 - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

10 11 2.59 2.29 - -

9 9 2.09 1.95 4.75 10.18

- - - - - -

- - - - - -

- - - - - -

16 15 9.76 9.21 5.45 5.76

4 4 1.92 1.90 - -

547 934 1.08 0.87 - -

858 1,303 100.00 100.00 4.88 4.67

- - - - - -

7 23 11.73 11.79 8.9 34.0

- - - - - -

51 51 11.53 11.51 116.5 586.1

- - - - - -

- - - - - -

1 - 9.95 - 1.0 -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

3 2 10.80 10.79 7.2 9.0

1 1 10.86 10.79 4.0 8.0

- - - - - -

- - - - - -

- - - - - -

3 1 12.21 12.29 0.9 3.5

3 - 11.59 - 38.0 -

275 420 19.81 13.33 2.4 14.9

344 498 11.54 11.55 179.0 655.5

BancoAmigo


(%)




81





Comercio


Construcción

Educativo








Resto Industria

Salud




Transporte

Otros

Total


tasa de interés.




Comercio


Construcción

Educativo








Resto Industria

Salud




Transporte

Otros

Total

3,203 3,205 10.35 10.38 6.06 6.31

12,945 12,883 21.68 21.63 3.63 2.67

252 262 0.41 0.50 9.08 7.60

4,295 4,237 26.77 26.24 3.49 3.49

235 235 0.37 0.37 0.26 0.36

494 500 2.76 2.81 0.11 0.08

1,438 1,426 4.37 4.29 4.69 4.67

125 80 0.07 0.06 0.79 0.86

261 282 1.81 1.77 3.31 3.33

770 725 1.27 1.53 1.09 0.86

2,623 2,691 1.76 1.81 1.57 1.51

291 318 1.26 0.87 0.25 1.30

5,592 5,467 7.52 7.47 4.84 2.68

73 78 0.15 0.16 8.18 7.62

185 193 0.27 0.31 0.86 0.52

70 74 0.21 0.21 0.01 0.01

5,723 5,649 13.52 13.25 1.19 1.08

1,148 1,166 4.26 5.00 0.69 0.38

583 578 1.19 1.33 0.48 0.47

40,306 40,049 100.00 100.00 3.27 2.88

777 752 7.85 8.08 478.2 454.6

2,885 2,789 7.85 7.74 2,048.3 2,084.3

59 61 8.56 8.18 26.9 78.0

537 517 7.15 6.77 1,212.2 2,683.0

45 38 11.16 11.99 8.4 10.5

76 66 8.36 10.04 105.8 35.9

292 238 7.84 8.38 235.7 111.3

20 13 9.39 8.90 5.2 15.5

62 63 7.86 10.25 54.9 10.9

145 113 8.34 8.61 91.8 90.7

528 552 8.21 7.87 159.1 232.7

57 73 9.20 8.62 20.6 20.7

1,000 928 8.57 8.23 600.7 685.7

6 10 6.63 7.13 1.9 9.3

35 35 8.41 7.32 17.4 26.3

14 16 15.74 10.14 0.4 4.4

981 927 8.03 7.87 541.2 524.0

174 167 8.00 8.31 100.1 138.4

88 87 8.77 8.31 48.6 73.9

7,781 7,445 7.86 7.58 5,757.4 7,289.8

Banco del Bajío


(%)




82





Comercio


Construcción

Educativo








Resto Industria

Salud




Transporte

Otros

Total


tasa de interés.




Comercio


Construcción

Educativo








Resto Industria

Salud




Transporte

Otros

Total

22 40 14.68 13.43 - -

291 306 29.56 31.20 - -

- - - - - -

2 2 0.59 0.53 - -

- - - - - -

1 3 0.05 0.06 - -

103 120 31.11 29.11 - -

- - - - - -

- - - - - -

18 19 3.10 3.01 - -

125 110 10.68 11.72 7.54 6.96

- - - - - -

102 103 6.33 6.27 - -

- - - - - -

- - - - - -

1 1 1.48 1.33 - -

25 28 0.93 1.80 - -

33 38 1.49 1.56 - -

- - - - - -

723 770 100.00 100.00 0.81 0.82

2 20 8.07 7.79 5.2 122.9

93 103 10.93 11.07 119.2 175.1

- - - - - -

2 - 9.82 - 6.0 -

- - - - - -

- 2 - 16.78 - 0.6

36 49 9.71 9.14 107.4 218.6

- - - - - -

- - - - - -

6 7 8.35 11.76 26.0 4.6

41 41 10.80 10.64 38.8 51.0

- - - - - -

38 28 12.13 10.31 15.6 51.0

- - - - - -

- - - - - -

- - - - - -

16 8 12.74 9.44 8.3 10.8

11 16 14.80 14.78 7.0 12.5

- - - - - -

245 274 10.44 9.75 333.4 647.0

Banco Wal-Mart


(%)




83





Comercio


Construcción

Educativo








Resto Industria

Salud




Transporte

Otros

Total


tasa de interés.




Comercio


Construcción

Educativo








Resto Industria

Salud




Transporte

Otros

Total

- - - - - -

4 4 9.60 7.68 - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

1 1 62.18 62.62 - -

- - - - - -

- - - - - -

1 2 3.79 12.24 - -

- - - - - -

1 1 14.22 6.02 - -

2 2 4.21 6.11 - -

- - - - - -

- - - - - -

- - - - - -

1 1 4.00 3.49 - -

- - - - - -

1 1 2.01 1.85 - -

11 12 100.00 100.00 - -

- - - - - -

2 2 - - 10.6 26.2

- - - - - -

- - - - - -

- - - - - -

- - - - - -

1 1 - - 8.2 27.4

- - - - - -

- - - - - -

1 - - - 3.4 -

- - - - - -

1 1 - - 12.7 11.4

- - - - - -

- - - - - -

- - - - - -

- - - - - -

1 1 - - 55.5 31.4

- - - - - -

- - - - - -

6 5 - - 90.4 96.3

Bank of America


(%)




84





Comercio


Construcción

Educativo








Resto Industria

Salud




Transporte

Otros

Total


tasa de interés.




Comercio


Construcción

Educativo








Resto Industria

Salud




Transporte

Otros

Total

- - - - - -

1 1 6.80 5.98 - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

21 21 47.40 45.15 - -

- - - - - -

3 3 2.73 2.32 - -

- - - - - -

2 3 8.90 9.68 - -

14 11 32.92 35.84 - -

- - - - - -

- - - - - -

- - - - - -

1 1 1.25 1.03 - -

- - - - - -

- - - - - -

42 40 100.00 100.00 - -

- - - - - -

1 1 - - 78.0 83.0

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

15 15 - - 481.9 597.2

- - - - - -

2 2 - - 7.1 6.6

- - - - -

2 2 6.19 6.11 46.7 119.2

11 8 - - 368.5 426.2

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

31 28 6.19 6.11 982.2 1,232.2



(%)




85





Comercio


Construcción

Educativo








Resto Industria

Salud




Transporte

Otros

Total


tasa de interés.




Comercio


Construcción

Educativo








Resto Industria

Salud




Transporte

Otros

Total

3,290 3,194 4.80 4.74 8.83 8.92

16,379 16,206 18.18 17.92 2.99 2.80

643 642 4.45 4.39 24.82 24.59

3,431 3,419 22.49 22.12 2.61 2.61

724 719 0.74 0.72 1.50 1.48

1,231 1,226 7.42 7.50 0.49 0.50

1,409 1,394 3.12 2.95 5.05 5.05

146 147 0.87 0.93 0.55 0.41

201 213 0.26 0.26 5.42 5.07

583 527 1.36 1.39 0.91 0.96

966 948 1.09 1.14 4.72 4.98

872 872 6.84 7.37 0.75 0.67

4,308 4,231 9.93 9.85 1.63 1.45

428 428 0.65 0.59 1.12 1.18

125 131 0.29 0.27 0.06 -

127 122 0.10 0.10 2.09 2.09

7,312 7,316 14.41 14.81 1.43 1.31

1,944 1,949 2.23 2.25 1.72 1.58

779 833 0.77 0.71 2.95 3.23

44,898 44,517 100.00 100.00 3.44 3.32

224 264 8.97 8.92 621.1 827.5

1,721 1,736 8.98 8.85 3,135.9 4,919.2

67 63 7.77 9.50 406.0 187.1

351 402 8.32 8.44 2,214.5 2,177.7

55 47 11.87 12.86 44.1 39.3

96 102 10.52 10.17 317.1 345.8

194 135 8.50 8.80 678.9 325.7

22 26 9.95 11.04 98.8 157.1

18 33 7.71 7.69 42.4 109.1

49 62 8.44 8.62 235.6 181.7

99 132 9.26 9.55 334.7 356.3

105 119 8.72 6.90 654.2 1,463.8

429 459 8.56 9.11 2,256.1 1,874.6

17 27 7.05 8.05 28.6 78.3

3 13 13.48 12.31 1.0 2.7

16 11 10.49 12.12 14.6 3.9

718 684 9.89 9.25 1,146.0 1,521.4

164 151 9.58 9.74 211.2 271.2

126 108 11.77 8.77 49.7 102.4

4,474 4,574 8.81 8.70 12,490.5 14,944.8

Banorte


(%)




86





Comercio


Construcción

Educativo








Resto Industria

Salud




Transporte

Otros

Total


tasa de interés.




Comercio


Construcción

Educativo








Resto Industria

Salud




Transporte

Otros

Total

310 326 5.44 5.34 2.11 2.33

2,223 2,487 17.22 16.81 2.10 2.19

68 85 1.13 1.08 - -

1,137 1,191 31.92 31.03 0.72 0.71

79 86 2.23 2.32 - -

187 191 1.23 1.20 0.21 0.05

375 391 3.04 3.02 3.45 3.01

23 23 0.17 0.19 6.37 -

28 30 0.28 0.24 19.80 21.82

112 124 0.98 1.01 0.26 0.24

141 159 1.19 1.19 0.85 -

110 107 2.42 2.30 2.07 2.19

1,091 1,165 10.12 9.95 0.89 0.82

93 104 5.34 4.92 - -

21 23 0.09 0.09 - -

14 16 0.12 0.11 0.90 2.39

1,807 3,318 12.16 13.22 0.77 1.02

516 531 3.66 4.41 2.04 1.70

72 85 1.28 1.57 - -

8,407 10,442 100.00 100.00 1.20 1.20

60 64 9.53 9.40 111.9 105.4

404 479 9.50 9.44 474.3 613.7

16 13 7.51 7.48 137.2 138.0

289 274 8.51 8.65 1,060.8 867.9

13 16 9.19 8.53 19.7 61.7

26 31 8.63 12.71 34.1 13.7

74 83 9.01 9.54 133.3 89.4

2 4 13.83 9.03 0.5 4.1

6 5 9.63 10.30 2.1 1.5

17 15 9.10 8.78 46.0 50.7

22 30 11.00 10.66 7.2 10.4

22 16 8.01 10.03 112.7 16.2

229 249 9.64 9.77 269.4 295.0

21 17 5.62 5.56 689.0 620.0

4 6 8.58 8.62 6.0 6.9

2 4 7.42 7.92 5.0 6.9

325 337 9.28 9.56 306.4 391.2

88 91 9.77 8.90 65.1 251.9

21 25 8.96 7.31 40.3 98.7

1,641 1,759 8.41 8.49 3,520.8 3,643.3

Banregio


(%)




87





Comercio


Construcción

Educativo








Resto Industria

Salud




Transporte

Otros

Total


tasa de interés.




Comercio


Construcción

Educativo








Resto Industria

Salud




Transporte

Otros

Total

31 30 3.11 3.12 - -

386 390 12.32 12.63 3.69 3.62

17 17 0.09 0.09 - -

198 200 24.95 22.87 5.21 5.99

5 6 4.50 4.70 - -

79 80 7.18 7.48 1.33 1.42

122 109 11.55 12.38 10.09 9.54

7 7 0.03 0.03 - -

2 2 0.22 0.22 70.04 70.22

12 11 0.22 0.22 4.64 4.64

7 7 0.17 0.17 - -

1 1 0.00 0.00 - -

125 120 7.75 7.95 0.29 0.29

36 35 3.31 3.26 - -

18 18 0.09 0.09 2.32 2.44

4 4 5.11 5.08 - -

474 474 14.26 14.68 6.95 4.16

335 324 4.00 3.95 5.34 5.75

36 26 1.14 1.09 5.57 5.90

1,895 1,861 100.00 100.00 4.47 4.21

3 - 10.88 - 13.0 -

23 28 10.44 10.41 81.7 45.8

- - - - - -

16 9 10.55 10.66 34.7 22.7

- 1 - 10.29 - 11.5

1 1 10.80 6.79 0.3 10.0

14 2 10.80 10.50 4.5 50.2

- - - - - -

- - - - - -

2 1 13.25 15.30 0.3 0.0

- - - - - -

- - - - - -

4 2 10.38 10.29 29.5 35.0

4 - 12.18 - 6.1 -

1 - 14.00 - 0.0 -

1 - 10.80 - 2.0 -

31 17 10.66 10.01 93.3 54.1

8 6 13.74 13.86 1.1 1.2

1 - 10.80 1.0 -

109 67 10.63 10.33 267.4 230.4

Bansí


(%)




88





Comercio


Construcción

Educativo








Resto Industria

Salud




Transporte

Otros

Total


tasa de interés.




Comercio


Construcción

Educativo








Resto Industria

Salud




Transporte

Otros

Total

2,008 2,027 3.30 3.37 2.96 2.87

47,574 49,349 13.54 13.49 3.19 2.99

1,451 1,381 5.56 5.97 0.65 0.48

17,750 18,528 22.64 21.99 10.60 10.49

202 213 0.40 0.38 0.46 0.01

1,662 1,608 4.58 4.81 2.72 2.63

31,415 30,808 9.34 9.15 0.56 0.19

658 568 0.91 0.82 0.48 0.03

2,531 2,570 2.00 2.30 0.65 -

4,242 4,181 3.32 3.23 0.07 0.06

2,796 2,787 1.11 1.13 4.17 3.55

886 914 4.52 4.64 0.23 0.26

19,471 18,893 14.10 13.85 0.97 0.87

511 527 1.74 1.68 0.01 0.01

126 129 0.23 0.22 - 0.03

193 200 0.12 0.11 18.84 9.76

18,843 18,398 6.84 7.03 3.49 3.37

7,758 7,697 1.69 1.83 1.76 1.59

795 884 4.07 4.00 0.74 0.41

160,872 161,662 100.00 100.00 3.68 3.45

447 532 8.18 7.85 460.9 872.3

10,920 11,113 8.13 8.01 3,757.7 4,435.3

177 151 9.28 7.60 996.7 1,168.8

3,585 6,262 10.59 8.36 4,986.4 3,617.6

20 23 9.18 10.39 5.4 6.7

248 297 8.65 9.23 214.3 530.7

9,668 9,283 6.60 7.22 1,580.6 1,523.3

184 118 5.25 5.40 786.4 632.0

967 1,444 8.99 6.08 442.1 1,734.0

1,112 1,036 7.42 7.43 448.0 474.7

515 504 8.20 8.03 285.9 370.0

138 170 7.28 6.99 980.7 1,008.8

4,440 4,822 7.27 8.11 2,552.1 2,183.9

55 66 13.15 6.84 13.0 86.4

11 11 10.62 9.62 3.3 8.3

30 31 12.13 8.61 6.8 12.4

4,054 4,143 9.32 8.24 745.0 1,380.9

2,110 2,014 9.95 7.57 210.7 564.4

101 130 7.46 7.02 690.8 789.3

38,782 42,150 8.75 7.85 19,166.8 21,399.7

BBVA Bancomer


(%)




89





Comercio


Construcción

Educativo








Resto Industria

Salud




Transporte

Otros

Total


tasa de interés.




Comercio


Construcción

Educativo








Resto Industria

Salud




Transporte

Otros

Total

- - - - - -

1 1 98.41 98.43 - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

2 2 1.59 1.57 - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

3 3 100.00 100.00 - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

1 - 11.30 - 1.9 -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

1 - 11.30 - 1.9 -

BanCoppel


(%)




90





Comercio


Construcción

Educativo








Resto Industria

Salud




Transporte

Otros

Total


tasa de interés.




Comercio


Construcción

Educativo








Resto Industria

Salud




Transporte

Otros

Total

- - - - - -

7 7 8.33 9.75 - -

1 1 7.64 7.20 - -

11 11 50.64 47.75 - -

- - - - - -

- - - - - -

1 1 0.28 0.25 - -

- - - - - -

- - - - - -

- 1 - 0.04 - -

- - - - - -

- - - - - -

6 6 5.07 4.91 - -

- - - - - -

- - - - - -

1 1 0.15 0.14 - -

14 11 6.29 8.58 - -

- - - - - -

6 8 21.60 21.39 - -

47 47 100.00 100.00 - -

- - - - - -

2 4 - 8.81 111.9 177.8

- - - - - -

2 1 8.12 8.79 74.8 46.5

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- 1 - - - 0.8

- - - - - -

- - - - - -

4 3 9.83 9.78 12.1 11.0

- - - - - -

- - - - - -

- - - - - -

2 3 21.40 16.64 35.8 63.0

- - - - - -

4 3 10.31 16.43 171.6 32.4

14 15 11.11 13.82 406.2 331.4

CIBanco


(%)




91





Comercio


Construcción

Educativo








Resto Industria

Salud




Transporte

Otros

Total


tasa de interés.




Comercio


Construcción

Educativo








Resto Industria

Salud




Transporte

Otros

Total

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

3 3 71.84 71.84 - -

- - - - - -

3 3 28.16 28.16 - -

6 6 100.00 100.00 - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

Deutsche Bank


(%)




92





Comercio


Construcción

Educativo








Resto Industria

Salud




Transporte

Otros

Total


tasa de interés.




Comercio


Construcción

Educativo








Resto Industria

Salud




Transporte

Otros

Total

4,395 4,447 3.27 3.39 3.97 3.95

71,978 73,861 18.40 18.37 2.58 2.45

1,057 1,034 3.80 4.55 3.07 2.54

31,220 30,979 20.51 21.00 4.17 4.42

1,370 1,345 0.68 0.67 0.15 0.13

11,372 12,988 3.69 3.88 0.13 0.13

3,768 3,767 9.63 9.83 0.67 0.63

1,246 1,190 0.99 0.93 - -

5,083 6,322 3.85 3.50 - 0.01

2,599 2,728 6.69 5.54 0.02 0.02

3,148 3,142 0.93 0.93 0.30 0.32

1,211 1,194 4.06 3.82 0.10 0.06

17,858 17,864 13.59 13.43 0.32 0.33

1,189 1,203 0.54 0.53 0.51 0.52

399 421 0.03 0.04 2.92 2.21

172 168 0.34 0.33 0.20 0.04

53,245 53,226 5.58 5.66 3.54 3.13

3,865 3,866 1.68 1.68 0.82 0.80

1,793 1,778 1.75 1.91 1.18 1.14

216,968 221,523 100.00 100.00 1.93 1.96

499 540 8.92 9.79 184.3 325.4

12,133 12,845 8.20 8.63 3,342.7 8,943.2

146 161 8.53 7.08 144.8 855.0

5,519 5,228 8.21 8.37 3,273.4 2,120.4

67 83 10.74 13.58 7.9 14.7

2,946 4,435 8.69 10.74 134.2 98.0

974 951 7.04 7.04 717.1 904.4

521 475 7.13 9.84 297.1 59.0

2,126 1,988 6.60 8.16 816.5 499.7

770 718 8.46 8.10 814.8 772.2

431 484 7.86 9.42 172.1 236.0

239 187 7.38 9.25 267.0 275.8

3,975 4,750 7.59 7.65 1,359.1 1,739.2

228 222 10.58 14.30 19.9 15.3

36 66 7.56 9.17 16.7 25.8

8 8 14.54 21.37 1.3 0.8

3,464 3,661 10.52 12.46 855.6 888.4

191 227 10.08 12.54 144.4 101.9

83 84 6.39 6.07 393.2 690.9

34,356 37,113 8.13 8.54 12,962.0 18,566.2

HSBC


(%)




93





Comercio


Construcción

Educativo








Resto Industria

Salud




Transporte

Otros

Total


tasa de interés.




Comercio


Construcción

Educativo








Resto Industria

Salud




Transporte

Otros

Total

- - - - - -

1 1 6.61 7.21 - -

- - - - - -

36 39 63.32 69.11 - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

5 6 8.61 10.18 - -

3 4 14.37 6.75 - -

- - - - - -

- - - - - -

- - - - - -

1 1 5.28 5.76 - -

- - - - - -

4 4 1.81 0.99 - -

50 55 100.00 100.00 - -

- - - - - -

- - - - - -

- - - - - -

1 2 7.55 6.64 14.9 9.3

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

1 1 6.50 6.49 10.0 40.0

1 2 6.31 6.25 235.0 240.0

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

3 5 6.39 6.30 259.9 289.3

ING


(%)




94





Comercio


Construcción

Educativo








Resto Industria

Salud




Transporte

Otros

Total


tasa de interés.




Comercio


Construcción

Educativo








Resto Industria

Salud




Transporte

Otros

Total

2,176 2,161 3.75 3.63 73.99 74.54

48 47 1.99 1.91 20.12 20.59

4 4 0.12 0.11 99.51 99.53

49 51 56.62 58.40 - -

2 2 0.02 0.02 - -

4 3 0.09 0.09 100.00 100.00

8 8 0.52 0.31 2.34 3.84

- - - - - -

- - - - - -

3 3 0.09 0.08 - -

2 2 0.61 0.02 - -

12 11 29.54 28.86 - -

20 19 0.60 0.54 29.32 31.66

- - - - - -

- - - - - -

- - - - - -

35 36 4.19 4.02 2.88 1.99

10 10 1.71 1.80 4.08 3.75

3 4 0.15 0.22 - -

2,376 2,361 100.00 100.00 3.76 3.63

- - - - - -

1 1 7.80 10.79 1.0 3.3

1 1 7.81 7.79 0.0 0.0

7 9 9.57 8.55 162.4 468.1

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

1 1 9.29 9.30 1.2 0.3

- - - - - -

- - - - - -

- - - - - -

1 2 9.80 8.11 24.2 16.8

1 1 - - 5.4 123.6

- 1 - 11.79 - 5.5

12 16 9.59 8.57 194.2 617.8

Interacciones


(%)




95





Comercio


Construcción

Educativo








Resto Industria

Salud




Transporte

Otros

Total


tasa de interés.




Comercio


Construcción

Educativo








Resto Industria

Salud




Transporte

Otros

Total

- - - - - -

58 54 28.78 20.77 15.76 21.98

- - - - - -

2 1 17.36 17.59 - -

- - - - - -

5 4 0.45 0.57 - -

20 13 1.75 7.53 - -

- - - - - -

- - - - - -

2 2 2.91 1.69 - -

6 3 0.67 0.43 - -

1 1 8.64 8.26 - -

32 32 37.72 43.16 - -

- - - - - -

- - - - - -

2 2 1.72 - - -

1 - - - - -

- - - - - -

- - - - - -

129 112 100.00 100.00 4.54 4.56

- - - - - -

51 48 6.86 6.86 26.4 13.2

- - - - - -

1 1 - - 25.3 27.0

- - - - - -

4 1 - - 0.0 0.5

13 10 - 10.30 3.9 12.7

- - - - - -

- - - - - -

1 2 - - 4.2 2.6

4 3 - - 0.1 0.4

1 - 10.31 - 12.5 -

26 23 9.86 9.27 31.6 63.5

- - - - - -

- - - - - -

2 1 - - 2.3 2.5

3 1 - - 0.1 0.2

- - - - - -

- - - - - -

106 90 9.33 8.84 106.4 122.6

Inter Banco


(%)




96





Comercio


Construcción

Educativo








Resto Industria

Salud




Transporte

Otros

Total


tasa de interés.




Comercio


Construcción

Educativo








Resto Industria

Salud




Transporte

Otros

Total

9 8 5.86 3.48 - -

50 50 18.14 16.55 3.48 3.75

- - - - - -

57 57 29.73 28.47 0.37 0.38

2 2 0.64 0.79 - -

4 3 3.12 3.17 - -

7 9 1.58 2.78 51.95 32.50

5 5 0.55 1.42 - -

- - - - - -

5 5 0.48 0.56 - -

5 5 0.80 0.83 - -

4 3 0.09 2.53 - -

45 48 12.62 12.89 1.66 1.59

- - - - - -

- - - - - -

1 1 0.08 0.08 - -

46 47 16.87 17.29 - -

3 3 0.69 0.68 - -

31 33 8.73 8.48 - -

274 279 100.00 100.00 1.77 1.84

3 2 9.32 9.28 194.7 25.0

24 22 9.06 8.39 510.5 719.0

- - - - - -

14 11 9.20 9.45 179.5 91.9

- 1 - 9.79 - 10.0

2 1 10.30 - 54.4 5.8

2 3 9.65 8.68 18.3 83.8

4 5 8.80 8.99 13.5 62.9

- - - - - -

3 4 9.07 9.14 24.2 34.2

3 3 8.97 8.94 39.0 40.0

1 2 9.41 7.35 5.0 155.0

17 19 9.53 9.48 152.1 282.5

- - - - - -

- - - - - -

- 1 - 9.77 - 5.0

10 11 9.16 10.22 112.0 43.7

3 3 9.38 9.36 41.5 41.5

11 11 9.05 9.92 249.3 128.2

97 99 9.16 8.79 1,594.0 1,728.5

Invex


(%)




97





Comercio


Construcción

Educativo








Resto Industria

Salud




Transporte

Otros

Total


tasa de interés.




Comercio


Construcción

Educativo








Resto Industria

Salud




Transporte

Otros

Total

47 49 1.19 1.08 - -

1,420 1,455 16.94 17.97 0.09 0.09

119 126 0.81 0.80 - -

370 364 24.88 24.64 0.33 0.26

47 47 0.47 0.45 - -

213 233 1.58 1.59 13.58 13.50

128 134 3.66 3.71 1.28 1.26

16 17 0.82 0.84 - -

11 13 3.85 3.11 - -

86 86 1.73 1.73 - -

175 177 0.75 0.79 - 0.34

64 56 4.42 4.32 - 0.04

654 647 7.88 7.62 0.37 0.39

91 90 0.27 0.27 - -

17 17 0.19 0.17 - -

24 21 0.95 0.94 0.34 0.35

1,235 1,255 19.43 20.14 1.67 1.60

91 88 4.50 4.48 1.50 0.06

294 309 5.65 5.31 0.09 0.09

5,102 5,184 100.00 100.00 0.79 0.71

16 11 10.19 9.87 59.2 36.0

522 478 10.33 9.27 899.8 1,234.9

34 51 11.49 11.83 20.6 20.0

140 129 8.20 8.15 1,065.6 897.9

16 7 10.28 11.83 2.1 1.0

49 82 13.46 9.61 5.6 59.8

38 43 7.69 7.26 260.5 246.7

6 7 8.24 7.11 15.7 14.2

6 7 8.87 8.84 181.7 156.2

23 26 10.20 9.28 21.2 25.9

46 49 9.96 9.42 16.8 21.2

25 14 10.18 10.66 110.8 52.9

194 191 9.61 9.09 648.4 453.7

30 19 11.21 9.96 4.6 5.0

6 4 16.62 19.77 1.6 2.0

8 6 9.67 9.21 30.9 20.4

422 397 8.61 9.64 1,130.0 468.3

29 23 9.39 9.53 110.9 87.7

106 106 8.68 8.69 183.7 47.0

1,716 1,650 9.11 8.85 4,769.5 3,850.8

Ixe


(%)




98





Comercio


Construcción

Educativo








Resto Industria

Salud




Transporte

Otros

Total


tasa de interés.




Comercio


Construcción

Educativo








Resto Industria

Salud




Transporte

Otros

Total

- - - - - -

1 1 11.56 10.88 - -

- - - - - -

2 2 88.00 73.82 - -

- - - - - -

- - - - - -

- - - - - -

- 1 - 13.55 - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

2 2 0.44 1.75 - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

5 6 100.00 100.00 - -

- - - - - -

- - - - - -

- - - - - -

1 1 7.00 7.00 24.8 4.3

- - - - - -

- - - - - -

- - - - - -

- 1 - - - 20.7

- - - - - -

- - - - - -

- - - - - -

- - - - - -

2 2 - - 0.6 2.1

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

3 4 7.00 7.00 25.4 27.1

J.P. Morgan


(%)




99





Comercio


Construcción

Educativo








Resto Industria

Salud




Transporte

Otros

Total


tasa de interés.




Comercio


Construcción

Educativo








Resto Industria

Salud




Transporte

Otros

Total

438 331 6.63 5.84 4.77 4.79

339 334 18.45 17.83 0.04 0.04

3 3 0.72 0.58 - -

72 65 5.96 2.46 4.23 4.33

- - - - - -

334 44 3.33 1.74 2.55 4.48

119 105 8.57 7.22 10.10 11.44

5 16 - 1.20 - -

7 3 0.21 0.02 100.00 100.00

19 11 1.06 0.83 - -

38 39 0.83 0.72 0.02 0.02

16 17 6.75 7.45 0.60 0.56

600 500 17.97 24.20 1.27 0.87

7 6 0.11 0.10 - -

- - - - - -

- - - - - -

282 226 12.96 13.14 7.88 7.91

- - - - - -

20 32 16.45 16.65 - -

2,299 1,732 100.00 100.00 3.03 2.61

87 79 8.52 8.21 16.6 24.4

272 269 8.92 7.25 95.3 346.6

- - - - - -

47 37 9.56 9.62 103.3 20.6

- - - - - -

764 535 9.02 9.30 86.6 43.7

92 76 9.15 8.80 75.4 76.9

4 16 - - - 30.2

3 - - - - -

13 7 - - 2.6 1.3

34 26 - - 3.3 9.0

16 16 - - 20.7 83.5

398 300 9.12 8.95 199.0 322.8

3 3 8.80 - 1.9 0.7

- - - - - -

- - - - - -

107 88 7.82 8.65 145.5 82.7

- - - - - -

15 28 8.78 8.79 35.6 37.7

1,855 1,480 8.49 7.56 785.7 1,080.0

Monex


(%)




100





Comercio


Construcción

Educativo








Resto Industria

Salud




Transporte

Otros

Total


tasa de interés.




Comercio


Construcción

Educativo








Resto Industria

Salud




Transporte

Otros

Total

38 45 0.98 1.19 - -

175 179 16.92 17.63 11.43 10.80

9 11 1.46 1.31 - -

66 65 14.64 13.80 0.67 0.70

10 12 6.69 7.65 - -

16 17 5.80 6.19 0.57 0.53

28 32 5.04 4.65 16.65 17.79

- - - - - -

2 2 0.17 0.17 100.00 100.00

41 34 6.04 6.19 - 0.17

18 19 1.09 1.07 2.03 2.04

10 10 0.26 0.25 - -

79 77 7.88 7.78 5.66 5.66

10 10 4.14 4.07 - -

- - - - - -

32 31 5.85 5.79 - -

87 97 19.45 18.75 0.49 0.49

9 10 1.97 1.92 2.29 2.31

5 4 1.62 1.60 - -

635 655 100.00 100.00 3.68 3.64

30 38 9.19 9.30 22.8 25.9

49 58 8.62 8.44 187.0 179.7

1 2 - 10.40 0.0 1.3

8 3 9.54 12.53 110.2 9.5

- 2 - 9.95 - 45.0

2 3 8.56 8.73 36.0 61.4

2 5 8.80 7.03 27.0 16.7

- - - - - -

- - - - - -

11 12 8.64 8.50 361.3 325.4

5 5 10.73 11.29 17.3 8.0

3 1 8.19 10.77 147.0 7.0

11 9 9.18 9.55 73.2 63.9

2 - 10.81 - 10.0 -

- - - - - -

4 1 10.00 9.77 21.4 10.0

7 15 9.15 9.85 31.6 100.9

1 1 8.80 9.79 12.9 2.0

1 - 9.80 - 19.5 -

137 155 8.86 8.90 1,077.2 856.6

Multiva


(%)




101





Comercio


Construcción

Educativo








Resto Industria

Salud




Transporte

Otros

Total


tasa de interés.




Comercio


Construcción

Educativo








Resto Industria

Salud




Transporte

Otros

Total

1,579 1,614 2.06 2.08 1.72 1.29

12,119 12,275 15.17 15.13 5.02 4.92

395 393 5.07 5.13 0.31 0.30

5,212 5,348 24.27 23.95 0.39 0.38

340 349 0.45 0.45 0.12 0.12

1,102 1,134 4.06 4.32 0.11 0.08

1,337 1,356 7.30 7.99 0.22 0.21

117 124 2.24 2.25 - -

68 64 1.78 1.65 0.29 0.32

459 472 2.00 2.11 0.56 0.48

1,140 1,207 1.19 1.26 0.84 0.77

838 735 5.59 5.44 0.09 0.05

3,696 3,707 18.01 17.42 0.74 0.79

346 354 0.22 0.22 0.41 0.36

38 48 0.02 0.02 3.01 -

136 151 0.06 0.06 - -

12,239 12,652 8.52 8.60 0.96 0.96

1,157 1,180 1.53 1.46 1.13 1.22

159 154 0.47 0.44 0.05 0.05

42,477 43,317 100.00 100.00 1.19 1.17

230 264 8.55 9.02 506.1 595.7

2,388 2,531 8.43 8.54 4,172.0 4,325.0

66 78 8.95 7.58 664.1 520.6

795 826 7.86 8.02 7,801.2 8,521.8

37 47 8.15 10.95 507.5 45.2

204 239 8.03 9.17 517.2 629.4

305 301 7.09 6.71 1,692.4 3,009.7

25 33 5.95 5.36 429.6 1,010.5

27 23 7.11 7.01 671.3 3,281.6

134 152 7.94 7.52 728.7 1,094.4

349 412 8.18 9.45 367.7 426.8

195 178 7.78 8.88 4,115.9 2,316.6

770 781 7.26 8.22 4,499.0 2,509.1

48 48 10.09 8.72 52.9 39.2

3 13 8.52 13.36 13.4 7.8

22 30 12.50 12.73 7.1 11.0

1,796 2,053 9.76 9.67 1,616.4 1,747.5

171 190 8.54 8.56 215.8 272.2

14 19 12.55 13.72 7.3 25.3

7,579 8,218 7.99 8.16 28,585.7 30,389.4

Santander


(%)




102





Comercio


Construcción

Educativo








Resto Industria

Salud




Transporte

Otros

Total


tasa de interés.




Comercio


Construcción

Educativo








Resto Industria

Salud




Transporte

Otros

Total

241 233 7.31 7.41 2.56 2.50

404 405 21.48 21.49 0.50 0.49

12 14 3.47 3.57 - -

94 96 12.48 12.36 0.40 0.40

6 6 0.40 0.42 - -

54 54 5.42 5.72 - -

145 145 10.76 10.62 0.20 0.35

8 8 0.45 0.47 - -

2 2 0.11 0.11 - -

39 38 4.54 4.20 - -

26 27 1.73 2.00 4.82 4.38

22 21 1.39 1.31 - -

186 188 10.17 10.36 0.78 0.77

3 3 0.56 0.38 - -

4 5 0.14 0.14 6.79 6.77

14 14 1.44 1.55 - -

120 122 14.56 14.44 0.06 0.06

15 15 0.43 0.42 - -

16 16 3.18 3.04 - -

1,411 1,412 100.00 100.00 0.55 0.56

26 23 6.25 6.18 326.4 282.6

90 103 6.92 7.53 1,630.3 956.9

5 7 7.48 7.03 133.0 449.2

18 23 8.11 7.98 194.6 258.9

1 1 - - 4.9 13.0

6 5 6.09 4.73 47.4 14.9

21 25 5.14 4.69 578.4 633.9

2 1 8.73 8.78 12.7 5.1

- - - - - -

5 8 8.13 8.08 18.4 43.9

8 9 8.44 8.56 60.9 130.1

6 7 6.06 7.46 78.9 94.2

54 56 7.49 7.55 447.8 854.0

- - - - - -

- 1 - 8.54 - 0.3

3 3 6.80 6.81 42.7 31.0

26 27 6.83 7.79 779.6 776.0

2 1 6.80 9.09 8.5 2.0

2 - 7.96 4.3 -

275 300 6.74 7.03 4,368.9 4,546.1

Scotiabank


(%)




103





Comercio


Construcción

Educativo








Resto Industria

Salud




Transporte

Otros

Total


tasa de interés.




Comercio


Construcción

Educativo








Resto Industria

Salud




Transporte

Otros

Total

- - - - - -

- 1 - 12.93 - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

1 1 14.49 - - -

3 3 3.03 3.60 - -

- - - - - -

1 1 17.92 9.68 - -

3 4 64.56 73.79 - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

8 10 100.00 100.00 - -

- - - -

- 1 - 6.56 - 185.0

- - - -

- - - -

- - - -

- - - -

- - - -

- - - -

- - - - - -

3 3 - - 12.7 20.9

- - - -

1 - - - 247.0 -

2 3 - - 237.2 415.6

- - - -

- - - -

- - - -

- - - -

- - - -

- - - -

6 7 - 6.56 496.9 621.5



(%)




104





Comercio


Construcción

Educativo








Resto Industria

Salud




Transporte

Otros

Total


tasa de interés.




Comercio


Construcción

Educativo








Resto Industria

Salud




Transporte

Otros

Total

645 656 20.61 18.08 0.55 0.76

506 1,311 27.07 27.13 1.94 1.52

5 19 0.83 0.79 - -

104 234 13.88 13.16 8.44 8.23

5 11 0.14 0.10 - -

5 36 0.12 0.22 - -

90 195 7.03 7.10 1.30 2.31

- 3 - 0.00 - -

7 13 0.03 0.04 - -

32 62 3.98 3.64 - -

25 34 2.73 2.68 4.50 4.42

22 62 3.45 3.47 0.03 -

145 501 6.57 7.16 7.24 5.74

6 32 0.18 0.24 - -

8 14 0.93 0.89 - -

6 14 0.84 0.84 - -

157 878 5.17 7.03 0.82 0.28

829 1,200 4.38 5.59 1.25 1.10

46 46 2.04 1.82 0.72 3.43

2,643 5,321 100.00 100.00 2.61 2.47

243 167 8.65 7.73 379.1 197.8

113 95 9.22 9.00 555.9 318.3

3 2 8.55 9.01 34.8 22.8

15 18 10.00 8.86 137.7 316.3

- 1 - 7.79 - 1.8

1 - 10.79 - 1.0 -

29 14 8.90 8.76 182.2 83.4

- - - - - -

- - - - - -

14 9 9.06 9.57 59.2 24.7

7 6 10.33 8.22 42.7 66.0

5 4 10.87 11.06 10.2 13.6

41 33 9.73 9.95 111.8 75.6

- 1 - 8.79 - 1.6

3 - 9.75 - 11.3 -

1 1 7.30 8.29 10.0 40.0

19 19 8.59 10.49 226.1 66.3

3 3 13.17 9.64 4.0 6.6

6 8 11.15 8.56 14.0 27.0

503 381 9.14 8.91 1,780.1 1,261.9

Ve por Más

III.II Información Detallada de la Cartera de Crédito a la Vivienda

Septiembre 2011

106

MONEDA NACIONAL

DÓLARES DE E.U.

VSMG (Veces Salario Mínimo General)

UDIS

Institución*

Institución*

Institución*

Institución*

Número de Créditos

del Portafolio Total







Número de Créditos Otorgados




Valor Promedio de Vivienda

(miles de pesos)


(miles de pesos)


(miles de pesos)


(miles de pesos)

Monto Promedio de Crédito

(miles de pesos)


(miles de pesos)


(miles de pesos)


(miles de pesos)

Tasa de Interés1/ (%)




Información de Créditos Otorgados en el Mes




BBVA Bancomer 166,187 167,533 1,952 1,895 1,078 924 762 785 11.46 11.39 Santander 66,615 67,571 1,299 1,345 1,426 1,327 1,030 947 10.57 10.54 Banorte 98,886 99,518 1,075 1,106 1,355 1,430 925 992 10.90 10.74 Banamex 39,106 38,826 152 183 1,357 1,440 797 830 11.29 10.98 Scotiabank 48,222 47,922 641 705 2,258 2,133 1,202 1,164 10.75 10.70 HSBC 24,997 25,049 261 254 1,373 1,539 857 929 10.69 10.65 Banco del Bajío 8,900 8,960 43 62 1,374 1,633 829 959 12.08 12.08 Banregio 4,297 4,312 39 28 2,143 1,987 1,442 1,233 10.70 10.64 Afirme 1,643 1,639 9 6 3,478 1,991 2,167 478 13.10 11.99 Inbursa 1,938 1,936 8 6 2,041 2,153 857 1,188 12.87 13.01 Ixe 811 811 6 5 3,085 2,128 1,428 1,300 11.82 12.14 Banca Mifel 640 645 24 10 2,400 2,164 1,556 1,133 11.54 11.26 Banco Azteca 2,039 2,008 - - - - - - - - Banco Amigo 9,374 13,476 - - - - - - - - Monex 10,270 13,726 - - - - - - - - Interacciones 231 234 2 2 2,669 4,431 2,175 4,264 6.79 6.79 Bansí 9 9 - - - - - - - - Multiva 2 2 - - - - - - - - Ve por Más 6 7 4 1 67 1,365 67 1,160 20.00 11.33 Autofin 10 5 - - - - - - - -

BBVA Bancomer 15 16 1 1 367 122 140 104 2.95 2.95

Scotiabank 74 74 - - - - - - - -

Ixe 1 1 - - - - - - - -

BBVA Bancomer 115,140 115,112 686 622 825 761 600 647 12.28 12.42

Banamex 133,404 136,092 3,567 2,956 643 619 504 488 8.70 9.26

BBVA Bancomer 68,148 67,598 Santander 3,100 3,071 Banorte 329 327 Banamex 10,581 10,523 Scotiabank 2,412 2,115 HSBC 5,758 5,688 Banco del Bajío 2,406 2,386 Inbursa 5 5





Cartera de Vivienda

Información Detallada GeneralImportante: Cifras sin subsidiarias

Fuente: Portafolio de Información CNBV * Se presentan las instituciones en orden descendente por el saldo de cartera de vivienda a la fecha de análisis. 1/ Tasa de interés promedio ponderado por monto de crédito, en la moneda señalada.

Número de Créditos Monto de Crédito Tasa de Interés1/ LTV2/

Otorgados Otorgado (mdp) (%) (%)



Ago-11 Sep-11 Ago-11 Sep-11 Ago-11 Sep-11 Ago-11 Sep-11


Cartera de ViviendaInformación de Créditos Otorgados en el MesDistribución por Valor de la ViviendaImportante: Cifras sin subsidiarias

Rangos de Valorde la Vivienda

(miles de pesos)


(miles de pesos)

(0-50]

(50-100]

(100-150]

(150-200]

(200-300]

(300-400]

(400-500]

(500-750]

(750-1,000]

(1,000-1,500]

(1,500-2,000]

(2,000-3,000]

(3,000-4,000]

(4,000-5,000]

más de 5,000

Total

(0-50]

(50-100]

(100-150]

(150-200]

(200-300]

(300-400]

(400-500]

(500-750]

(750-1,000]

(1,000-1,500]

(1,500-2,000]

(2,000-3,000]

(3,000-4,000]

(4,000-5,000]

más de 5,000

Total

107

Fuente: Portafolio de Información CNBV. 1/ Tasa de interés promedio ponderado por monto de crédito, para créditos en moneda nacional. En los rangos que sólo contengan créditos en moneda distinta a la nacional, no se mostrará

tasa de interés. 2/ Nivel de Financiamiento o LTV por sus siglas en inglés (Loan To Value): Se refiere al indicador que mide el porcentaje que representa el monto financiado en términos del valor de la

vivienda financiada. Un valor por debajo de 100% indica que el valor de la vivienda excede el monto que se adeuda. En este caso se indica el Nivel de Financiamiento al momento del otorgamiento.

- - - - - - - -

- - - - - - - -

- - - - - - - -

- - - - - - - -

- - - - - - - -

- - - - - - - -

- - - - - - - -

1 - 0.6 - 11.99 - 80.00 -

2 1 1.5 0.3 11.99 11.99 80.00 39.07

2 2 2.5 0.8 11.99 11.99 95.18 34.12

- - - - - - - -

1 2 1.5 1.7 11.99 11.99 70.52 37.91

- - - - - - - -

- 1 - 0.1 - 11.99 - 2.43

3 - 13.5 - 13.55 - 55.60 -

9 6 19.5 2.9 13.10 11.99 74.19 30.93

- - - - - - - -

- - - - - - - -

- - - - - - - -

- - - - - - - -

15 17 3.5 3.8 - - 82.44 78.32

360 376 112.6 115.2 - - 83.73 82.41

1,022 886 365.1 317.9 11.50 - 79.67 80.01

1,397 1,140 677.4 547.0 11.51 11.28 80.39 79.65

465 322 326.8 226.4 11.48 11.17 81.83 81.92

352 299 309.2 260.4 11.48 11.14 73.08 72.84

66 48 61.3 46.6 11.05 10.76 54.39 58.01

26 35 30.3 43.9 11.42 10.98 50.58 52.55

10 11 19.0 20.9 10.95 10.47 55.87 56.86

5 3 11.2 8.2 10.95 10.70 48.50 60.68

1 2 1.8 4.8 10.80 10.95 33.05 29.56

3,719 3,139 1,918.2 1,595.0 11.29 10.98 79.23 78.90

Afirme

Banamex









(miles de pesos)


(miles de pesos)

(0-50]

(50-100]

(100-150]

(150-200]

(200-300]

(300-400]

(400-500]

(500-750]

(750-1,000]

(1,000-1,500]

(1,500-2,000]

(2,000-3,000]

(3,000-4,000]

(4,000-5,000]

más de 5,000

Total

(0-50]

(50-100]

(100-150]

(150-200]

(200-300]

(300-400]

(400-500]

(500-750]

(750-1,000]

(1,000-1,500]

(1,500-2,000]

(2,000-3,000]

(3,000-4,000]

(4,000-5,000]

más de 5,000

Total

108




- - - - - - - -

- - - - - - - -

- - - - - - - -

- - - - - - - -

- - - - - - - -

- - - - - - - -

- 1 - 0.3 - 11.50 - 79.07

- - - - - - - -

3 3 2.1 1.9 11.57 11.68 80.58 73.02

4 - 4.5 - 11.50 - 82.36 -

6 1 6.6 1.3 11.64 11.75 59.81 85.00

3 3 6.2 5.7 11.58 10.92 75.55 67.59

6 1 15.4 0.8 11.50 11.50 78.18 23.63

- - - - - - - -

2 1 2.5 1.3 11.50 11.50 23.81 23.58

24 10 37.3 11.3 11.54 11.26 69.73 63.32

- - - - - - - -

- - - - - - - -

- - - - - - - -

- - - - - - - -

- - - - - - - -

3 1 0.8 0.3 12.40 12.50 71.54 70.34

3 - 0.9 - 12.10 - 68.93 -

12 6 5.7 2.4 12.28 12.44 72.24 65.07

2 10 1.0 5.5 11.86 12.00 58.83 62.81

6 16 4.3 11.6 11.92 12.29 57.36 57.43

8 12 7.8 12.3 12.18 12.30 54.81 60.54

6 12 9.3 16.7 11.85 12.02 61.07 57.07

3 3 5.8 5.4 12.25 11.00 56.14 56.32

- 2 - 5.4 - 12.26 - 61.29

- - - - - - - -

43 62 35.7 59.4 12.08 12.08 63.34 59.85

Banca Mifel

Banco del Bajío









(miles de pesos)


(miles de pesos)

(0-50]

(50-100]

(100-150]

(150-200]

(200-300]

(300-400]

(400-500]

(500-750]

(750-1,000]

(1,000-1,500]

(1,500-2,000]

(2,000-3,000]

(3,000-4,000]

(4,000-5,000]

más de 5,000

Total

(0-50]

(50-100]

(100-150]

(150-200]

(200-300]

(300-400]

(400-500]

(500-750]

(750-1,000]

(1,000-1,500]

(1,500-2,000]

(2,000-3,000]

(3,000-4,000]

(4,000-5,000]

más de 5,000

Total

109




- - - - - - - -

- - - - - - - -

- - - - - - - -

- - - - - - - -

- 4 - 0.9 - 11.14 - 83.48

29 32 8.5 8.4 11.12 10.90 79.18 70.68

55 45 19.1 15.1 11.32 11.05 75.91 73.61

217 196 99.4 88.8 11.02 10.86 71.43 70.34

204 229 122.7 150.5 10.98 10.71 69.34 75.51

293 303 265.9 296.3 10.88 10.66 73.49 80.37

121 112 148.7 132.5 10.94 10.89 71.18 69.30

89 99 143.9 162.3 10.96 10.67 67.15 68.01

31 42 68.3 87.9 10.90 10.67 63.74 62.50

22 18 56.5 51.8 10.62 11.19 56.75 64.70

14 26 61.8 102.6 10.55 10.57 56.19 53.43

1,075 1,106 994.8 1,097.2 10.90 10.74 70.93 73.25

- - - - - - - -

- - - - - - - -

- - - - - - - -

- - - - - - - -

- - - - - - - -

- - - - - - - -

- - - - - - - -

3 4 1.4 1.6 10.50 10.50 64.70 61.19

4 4 2.5 2.5 10.50 10.56 69.04 67.48

11 4 8.7 4.4 10.59 10.75 65.87 86.48

4 6 5.4 7.2 10.63 10.55 80.25 68.44

12 5 21.6 7.4 10.96 10.94 70.20 60.57

- 2 - 3.3 - 10.50 - 48.26

3 2 6.6 4.1 10.50 10.50 45.86 47.02

2 1 10.0 4.0 10.50 10.50 78.49 70.00

39 28 56.2 34.5 10.70 10.64 68.02 65.53

Banorte

Banregio









(miles de pesos)


(miles de pesos)

(0-50]

(50-100]

(100-150]

(150-200]

(200-300]

(300-400]

(400-500]

(500-750]

(750-1,000]

(1,000-1,500]

(1,500-2,000]

(2,000-3,000]

(3,000-4,000]

(4,000-5,000]

más de 5,000

Total

(0-50]

(50-100]

(100-150]

(150-200]

(200-300]

(300-400]

(400-500]

(500-750]

(750-1,000]

(1,000-1,500]

(1,500-2,000]

(2,000-3,000]

(3,000-4,000]

(4,000-5,000]

más de 5,000

Total

110




- 1 - 0.0 - 10.50 - 85.00

2 21 0.2 1.7 12.49 12.58 85.00 84.99

10 75 1.1 8.0 14.30 13.13 85.00 85.00

11 85 1.7 13.1 12.90 12.82 85.91 85.00

142 215 27.0 46.1 13.00 12.59 73.83 85.00

204 224 50.7 66.3 12.78 12.38 69.42 85.00

253 225 76.5 86.4 12.73 11.87 67.63 85.00

700 547 319.6 287.6 11.61 11.46 72.08 85.00

450 344 288.5 249.5 11.38 11.29 73.34 85.00

464 462 431.5 483.7 11.29 11.19 74.64 85.00

186 156 233.1 228.0 11.31 11.31 71.27 85.00

150 110 271.9 227.1 11.34 11.27 72.82 85.00

29 33 55.7 93.2 11.59 11.71 54.62 84.99

17 7 48.0 26.3 11.87 11.40 62.65 85.00

21 13 93.5 72.9 11.16 11.08 61.87 84.99

2,639 2,518 1,898.9 1,890.1 11.46 11.39 71.98 85.00

- - - - - - - -

- - - - - - - -

- - - - - - - -

- - - - - - - -

- 3 - 0.8 - 11.32 - 96.25

7 11 2.1 3.0 10.94 10.96 80.07 75.59

15 13 4.4 4.2 10.79 10.72 66.16 70.22

48 43 21.2 20.3 10.75 10.77 67.09 72.19

55 44 30.7 24.8 10.72 10.51 64.64 65.04

64 57 53.5 45.8 10.72 10.70 66.02 65.39

31 31 33.1 35.4 10.67 10.71 62.65 66.17

24 33 38.6 46.9 10.69 10.57 65.12 58.73

10 9 16.4 15.3 10.49 10.87 48.23 50.67

4 3 9.1 8.5 10.91 11.01 53.32 60.48

3 7 14.6 30.9 10.49 10.44 56.01 46.64

261 254 223.7 235.9 10.69 10.65 64.84 65.67

BBVA Bancomer

HSBC









(miles de pesos)


(miles de pesos)

(0-50]

(50-100]

(100-150]

(150-200]

(200-300]

(300-400]

(400-500]

(500-750]

(750-1,000]

(1,000-1,500]

(1,500-2,000]

(2,000-3,000]

(3,000-4,000]

(4,000-5,000]

más de 5,000

Total

(0-50]

(50-100]

(100-150]

(150-200]

(200-300]

(300-400]

(400-500]

(500-750]

(750-1,000]

(1,000-1,500]

(1,500-2,000]

(2,000-3,000]

(3,000-4,000]

(4,000-5,000]

más de 5,000

Total

111




- - - - - - - -

- - - - - - - -

- - - - - - - -

- - - - - - - -

- - - - - - - -

- - - - - - - -

- - - - - - - -

- - - - - - - -

2 2 0.8 0.9 14.95 13.24 47.18 52.53

1 - 1.3 - 12.90 - 89.57 -

4 1 4.1 1.3 12.62 12.00 58.29 65.11

- 2 - 2.9 - 13.43 - 70.29

- - - - - - - -

- - - - - - - -

1 1 0.6 2.1 12.00 12.90 10.12 40.09

8 6 6.9 7.1 12.87 13.01 53.40 58.47

- - - - - - - -

- - - - - - - -

- - - - - - - -

- - - - - - - -

- - - - - - - -

- - - - - - - -

- - - - - - - -

- - - - - - - -

- - - - - - - -

1 - 1.4 - 6.79 - 94.27 -

- - - - - - - -

- 1 - 2.5 - 6.79 - 88.58

1 - 3.0 - 6.79 - 76.80 -

- - - - - - - -

- 1 - 6.0 - 6.79 - 99.88

2 2 4.4 8.5 6.79 6.79 85.54 94.23

Inbursa

Interacciones









(miles de pesos)


(miles de pesos)

(0-50]

(50-100]

(100-150]

(150-200]

(200-300]

(300-400]

(400-500]

(500-750]

(750-1,000]

(1,000-1,500]

(1,500-2,000]

(2,000-3,000]

(3,000-4,000]

(4,000-5,000]

más de 5,000

Total

(0-50]

(50-100]

(100-150]

(150-200]

(200-300]

(300-400]

(400-500]

(500-750]

(750-1,000]

(1,000-1,500]

(1,500-2,000]

(2,000-3,000]

(3,000-4,000]

(4,000-5,000]

más de 5,000

Total

112




- - - - - - - -

- - - - - - - -

- - - - - - - -

- - - - - - - -

- - - - - - - -

- - - - - - - -

- - - - - - - -

- - - - - - - -

- 1 - 0.4 - 11.00 - 53.96

2 1 1.7 0.8 12.70 12.50 62.22 74.79

1 1 1.2 1.1 12.50 11.00 75.00 72.67

1 1 0.5 1.8 11.00 12.50 18.00 67.92

1 - 2.1 - 11.00 - 56.52 -

- 1 - 2.4 - 12.50 - 51.42

1 - 3.2 - 11.75 - 39.43 -

6 5 8.6 6.5 11.82 12.14 52.23 64.16

- - - - - - - -

1 1 0.1 0.1 10.52 12.95 98.17 100.00

5 5 0.6 0.6 11.60 11.03 100.00 100.00

7 6 1.2 1.0 10.85 10.99 99.88 99.09

26 33 6.0 7.2 10.83 10.62 87.78 85.41

64 97 20.1 28.6 10.72 10.64 87.31 83.16

92 99 33.3 35.5 10.66 10.66 79.57 78.83

241 221 116.1 105.3 10.58 10.54 76.07 75.75

196 236 121.5 148.1 10.53 10.54 71.31 71.51

253 251 227.4 225.2 10.57 10.54 72.25 72.10

167 171 215.2 218.3 10.56 10.54 73.90 72.88

135 131 241.2 226.0 10.54 10.52 73.28 70.79

54 55 131.5 126.6 10.58 10.51 71.06 66.77

35 19 105.1 53.5 10.52 10.51 66.20 62.08

23 20 118.7 97.8 10.66 10.59 68.93 70.87

1,299 1,345 1,337.9 1,273.9 10.57 10.54 74.72 74.06

Ixe

Santander









(miles de pesos)


(miles de pesos)

(0-50]

(50-100]

(100-150]

(150-200]

(200-300]

(300-400]

(400-500]

(500-750]

(750-1,000]

(1,000-1,500]

(1,500-2,000]

(2,000-3,000]

(3,000-4,000]

(4,000-5,000]

más de 5,000

Total

(0-50]

(50-100]

(100-150]

(150-200]

(200-300]

(300-400]

(400-500]

(500-750]

(750-1,000]

(1,000-1,500]

(1,500-2,000]

(2,000-3,000]

(3,000-4,000]

(4,000-5,000]

más de 5,000

Total

113




- - - - - - - -

- - - - - - - -

- - - - - - - -

- - - - - - - -

- - - - - - - -

2 6 0.5 1.5 10.50 11.30 66.83 68.67

9 17 2.8 5.6 10.44 10.96 66.77 71.75

68 58 26.0 24.1 10.82 10.74 58.73 65.27

79 100 40.9 51.3 10.89 10.75 59.83 58.73

140 151 111.7 119.2 10.83 10.71 63.87 64.26

97 110 103.0 116.4 10.71 10.78 62.08 60.54

109 131 153.7 188.6 10.65 10.74 57.67 58.63

49 59 99.6 103.4 10.86 10.58 59.70 50.35

37 29 81.2 63.6 10.78 10.58 49.89 50.00

51 44 151.3 147.1 10.64 10.69 40.42 46.78

641 705 770.5 820.9 10.75 10.70 58.56 59.31

- - - - - - - -

1 1 0.1 0.1 10.52 12.95 98.17 100.00

5 5 0.6 0.6 11.60 11.03 100.00 100.00

7 6 1.2 1.0 10.85 10.99 99.88 99.09

26 33 6.0 7.2 10.83 10.62 87.78 85.41

64 97 20.1 28.6 10.72 10.64 87.31 83.16

92 99 33.3 35.5 10.66 10.66 79.57 78.83

241 221 116.1 105.3 10.58 10.54 76.07 75.75

196 236 121.5 148.1 10.53 10.54 71.31 71.51

253 251 227.4 225.2 10.57 10.54 72.25 72.10

167 171 215.2 218.3 10.56 10.54 73.90 72.88

135 131 241.2 226.0 10.54 10.52 73.28 70.79

54 55 131.5 126.6 10.58 10.51 71.06 66.77

35 19 105.1 53.5 10.52 10.51 66.20 62.08

23 20 118.7 97.8 10.66 10.59 68.93 70.87

1,299 1,345 1,337.9 1,273.9 10.57 10.54 74.72 74.06

Scotiabank

Santander

Número de Créditos Monto del Crédito Otorgado Tasa de Interés2/

Otorgados (mdp) (%)


Otorgados (mdp) (%)



114

Cartera de ViviendaInformación de Créditos Otorgados en el MesDistribución por Nivel de Financiamiento (LTV) Importante: Cifras sin subsidiarias

Rangos por LTV1/

Rangos por LTV1/

Menor a 25%

Entre 25 y 50 %

Más de 50 y hasta 60%





Más de 95 hasta 100%

Más de 100%

Total

Menor a 25%

Entre 25 y 50 %







Más de 100%

Total

Fuente: Portafolio de Información CNBV. 1/ Nivel de Financiamiento o LTV por sus siglas en inglés (Loan To Value): Se refiere al indicador que mide el porcentaje que representa el monto financiado en términos del valor de la


2/ Tasa de interés promedio ponderado por monto de crédito, para créditos en moneda nacional. En los rangos que sólo contengan créditos en moneda distinta a la nacional, no se mostrará tasa de interés.

- 2 - 0.2 - 11.99

1 3 2.5 2.0 11.99 11.99

1 1 5.0 0.7 11.99 11.99

- - - - - -

6 - 10.5 - 13.98 -

- - - - - -

- - - - - -

- - - - - -

1 - 1.5 - 11.99 -

9 6 19.5 2.9 13.10 11.99

13 21 5.3 7.3 11.55 10.71

153 127 73.0 62.7 11.36 11.19

239 209 112.2 85.9 11.44 11.19

451 389 205.0 185.4 11.41 10.79

785 654 394.4 306.1 11.17 10.99

1,061 898 539.8 465.7 11.08 10.94

1,017 841 588.5 481.8 - -

- - - - - -

- - - - - -

3,719 3,139 1,918.2 1,595.1 11.29 10.98

Afirme

Banamex


Otorgados (mdp) (%)


Otorgados (mdp) (%)



115


Rangos por LTV1/

Rangos por LTV1/

Menor a 25%

Entre 25 y 50 %







Más de 100%

Total

Menor a 25%

Entre 25 y 50 %







Más de 100%

Total




1 2 1.0 2.1 11.50 11.50

3 1 2.8 1.0 11.50 7.50

- - - - - -

3 1 4.4 0.5 11.64 11.50

13 5 25.0 6.4 11.52 11.65

4 1 4.2 1.3 11.62 11.75

- - - - - -

- - - - - -

- - - - - -

24 10 37.3 11.3 11.54 11.26

- 1 - 0.3 - 11.50

11 20 7.7 14.2 11.80 11.96

5 7 5.0 5.3 12.03 12.07

10 11 7.8 8.9 12.33 12.18

14 21 13.7 28.2 12.09 12.12

3 2 1.5 2.5 12.31 11.96

- - - - - -

- - - - - -

- - - - - -

43 62 35.7 59.4 12.08 12.08

Banca Mifel

Banco del Bajío


Otorgados (mdp) (%)


Otorgados (mdp) (%)



116


Rangos por LTV1/

Rangos por LTV1/

Menor a 25%

Entre 25 y 50 %







Más de 100%

Total

Menor a 25%

Entre 25 y 50 %







Más de 100%

Total




28 28 7.0 11.7 11.50 10.81

145 136 95.2 99.1 10.95 10.95

101 91 100.2 90.7 10.81 10.81

133 114 117.5 102.6 11.02 10.72

207 206 219.8 250.0 10.93 10.70

371 368 356.4 371.1 10.96 10.82

25 51 32.7 51.1 10.54 10.55

65 112 66.1 120.9 10.48 10.43

- - - - - -

1,075 1,106 994.8 1,097.2 10.90 10.74

1 1 0.7 1.1 13.50 10.50

8 4 10.0 3.8 10.53 10.50

3 3 1.5 2.8 10.50 10.50

3 10 1.8 14.8 10.50 10.73

17 5 30.2 6.2 10.72 10.50

7 5 12.1 5.8 10.70 10.75

- - - - - -

- - - - - -

- - - - - -

39 28 56.2 34.5 10.70 10.64

Banorte

Banregio


Otorgados (mdp) (%)


Otorgados (mdp) (%)



117


Rangos por LTV1/

Rangos por LTV1/

Menor a 25%

Entre 25 y 50 %







Más de 100%

Total

Menor a 25%

Entre 25 y 50 %







Más de 100%

Total




80 - 13.6 - 11.62 -

337 - 141.9 - 11.77 -

237 - 123.5 - 11.70 -

319 - 252.0 - 11.39 -

353 - 329.3 - 11.47 -

1,149 2,518 920.8 1,890.1 11.36 11.39

114 - 77.4 - 12.10 -

50 - 40.3 - 10.98 -

- - - - - -

2,639 2,518 1,898.9 1,890.1 11.46 11.39

4 6 1.6 2.9 11.01 11.24

54 37 38.2 36.9 10.76 10.52

33 51 28.4 43.5 10.74 10.63

83 56 72.5 49.3 10.70 10.85

27 37 27.8 46.8 10.52 10.60

60 64 55.2 53.7 10.67 10.61

- - - - - -

- 2 - 2.3 - 10.40

- 1 - 0.4 - 10.49

261 254 223.7 235.9 10.69 10.65

BBVA Bancomer

HSBC


Otorgados (mdp) (%)


Otorgados (mdp) (%)



118


Rangos por LTV1/

Rangos por LTV1/

Menor a 25%

Entre 25 y 50 %







Más de 100%

Total

Menor a 25%

Entre 25 y 50 %







Más de 100%

Total




1 1 0.6 0.1 12.00 12.90

3 1 1.2 2.1 13.86 12.90

1 1 0.9 1.1 12.00 12.90

1 1 1.2 1.3 12.90 12.00

- - - - - -

1 1 1.3 1.8 12.90 13.75

1 1 1.7 0.8 12.90 13.30

- - - - - -

- - - - - -

8 6 6.9 7.1 12.87 13.01

- - - - - -

- - - - - -

- - - - - -

- - - - - -

1 - 3.0 - 6.79 -

- 1 - 2.5 - 6.79

1 - 1.4 - 6.79 -

- 1 - 6.0 - 6.79

- - - - - -

2 2 4.4 8.5 6.79 6.79

Inbursa

Interacciones


Otorgados (mdp) (%)


Otorgados (mdp) (%)



119


Rangos por LTV1/

Rangos por LTV1/

Menor a 25%

Entre 25 y 50 %







Más de 100%

Total

Menor a 25%

Entre 25 y 50 %







Más de 100%

Total




1 - 0.5 - 11.00 -

1 - 3.2 - 11.75 -

2 2 2.8 2.8 11.51 12.27

- 1 - 1.8 - 12.50

2 2 2.1 1.9 12.50 11.62

- - - - - -

- - - - - -

- - - - - -

- - - - - -

6 5 8.6 6.5 11.82 12.14

33 32 6.1 6.5 11.08 10.73

139 159 87.2 95.0 10.69 10.66

138 128 118.9 100.2 10.56 10.57

127 139 139.9 127.5 10.67 10.55

203 220 243.4 255.7 10.54 10.55

365 410 480.4 499.1 10.55 10.52

41 38 54.4 44.0 10.55 10.52

253 219 207.5 146.0 10.54 10.52

- - - - - -

1,299 1,345 1,337.9 1,273.9 10.57 10.54

Ixe

Santander


Otorgados (mdp) (%)


Otorgados (mdp) (%)



120


Rangos por LTV1/

Rangos por LTV1/

Menor a 25%

Entre 25 y 50 %







Más de 100%

Total

Menor a 25%

Entre 25 y 50 %







Más de 100%

Total




30 44 23.5 27.7 10.63 10.48

192 187 213.0 185.7 10.72 10.60

78 95 79.9 116.3 10.75 10.72

114 130 146.5 176.0 10.72 10.64

186 200 248.5 248.6 10.71 10.72

37 34 51.7 44.7 11.05 10.99

4 15 7.6 21.9 11.16 11.34

- - - - - -

- - - - - -

641 705 770.5 820.9 10.75 10.70

33 32 6.1 6.5 11.08 10.73

139 159 87.2 95.0 10.69 10.66

138 128 118.9 100.2 10.56 10.57

127 139 139.9 127.5 10.67 10.55

203 220 243.4 255.7 10.54 10.55

365 410 480.4 499.1 10.55 10.52

41 38 54.4 44.0 10.55 10.52

253 219 207.5 146.0 10.54 10.52

- - - - - -

1,299 1,345 1,337.9 1,273.9 10.57 10.54

Scotiabank

Santander

121

IV. Estados Financieros consolidados con Subsidiarias

En esta sección se presentan los Estados Financieros. La información se expone conforme a lo reportado por las instituciones a través de los reportes regulatorios requeridos por esta Comisión.

Septiembre 2011

Consolidación de Estados Financieros con Subsidiarias Septiembre 2011

Balance General(Millones de pesos)

Activo Disponibilidades Cuentas de margen Inversiones en valores Deudores por reporto (Saldo Deudor) Préstamo de valores Derivados Ajustes de valuación por cobertura de activos financieros Cartera de crédito vigente Créditos comerciales Créditos de consumo Créditos a la vivienda Cartera de crédito vencida Créditos comerciales Créditos de consumo Créditos a la vivienda Estimación preventiva para riesgos crediticios Créditos comerciales Créditos de consumo Créditos a la vivienda Operaciones Contingentes y Avales Estimación Preventiva para Riesgos Crediticios Adicional Derechos de cobro adquiridos Estimación por irrecuperabilidad o difícil cobro Beneficios por recibir en operaciones de bursatilización Otras cuentas por cobrar Bienes adjudicados Inmuebles, mobiliario y equipo (neto) Inversiones permanentes en acciones Activos de larga duración disponibles para la venta Impuestos y ptu diferidos (a favor) Otros activosPasivo Captación tradicional Depósitos de exigibilidad inmediata Depósitos a plazo Títulos de crédito emitidos Préstamos interbancarios y de otros organismos Valores asignados por liquidar Acreedores por reporto Préstamo de valores Colaterales vendidos o dados en garantía Derivados Ajustes de valuación por cobertura de pasivos financieros Obligaciones en operaciones de bursatilización Impuestos a la utilidad por pagar Acreedores diversos y otras cuentas por pagar Obligaciones subordinadas en circulación Impuestos y ptu diferidos (Neto) Créditos diferidosCapital Contable Capital Contribuido Capital social Aportaciones para futuros aumentos de capital formalizadas por su órgano de gobierno Primas en venta de acciones Obligaciones subordinadas en circulación Capital Ganado Reservas de capital Resultado de ejercicios anteriores Resultado por valuación de títulos disponibles para la venta Resultado por valuación de instrumentos de cobertura de flujos de efectivo Efecto acumulado por conversión Resultado por tenencia de activos no monetarios Resultado neto Participacion no controladora Cuentas de Orden Avales otorgados Compromisos crediticios

(1) Considera la suma del Banco con sus compañías subsidiarias, eliminando las operaciones intersubsidiarias que pudieran ocasionar una doble contabilidad.

EF del BancoSumatoria de los

EF de Subsidiarias

EF del Banco Consolidado con

Subsidiarias(1)

122

6,322.2 0.0 6,322.2 260.7 0.0 260.7 0.0 0.0 0.0 4,677.4 0.0 4,677.4 53.9 0.0 53.9 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 744.9 0.0 744.9 414.6 0.0 414.6 330.3 0.0 330.3 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 (6.0) 0.0 (6.0) (2.1) 0.0 (2.1) (3.9) 0.0 (3.9) 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 405.8 0.0 405.8 0.0 0.0 0.0 59.1 0.0 59.1 2.5 0.0 2.5 0.0 0.0 0.0 0.7 0.0 0.7 123.3 0.0 123.3 5,404.8 0.0 5,404.8 1,229.7 0.0 1,229.7 290.0 0.0 290.0 939.7 0.0 939.7 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 3,970.9 0.0 3,970.9 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 22.5 0.0 22.5 168.8 0.0 168.8 0.0 0.0 0.0 0.0 0.0 0.0 12.8 0.0 12.8 917.4 0.0 917.4 824.4 0.0 824.4 824.4 0.0 824.4 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 93.0 0.0 93.0 4.9 0.0 4.9 48.9 0.0 48.9 7.8 0.0 7.8 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 31.4 0.0 31.4 0.0 0.0 0.0 0.0 0.0 0.0 237.7 0.0 237.7

Actinver

123


Estado de Resultados(Millones de pesos)

Ingresos por intereses

Intereses de disponibilidades

Intereses y rendimientos a favor provenientes de

cuentas de margen


inversiones en valores

Intereses y rendimientos a favor en

operaciones de reporto

Ingresos provenientes de operaciones de cobertura

Intereses de cartera de crédito vigente

Intereses de cartera de crédito vencida

Comisiones por el otorgamiento inicial del crédito

Premios a favor en operaciones de préstamo de valores

Premios por colocación de deuda

Dividendos de instrumentos de patrimonio neto

Utilidad por valorización

Incremento por actualización de ingresos por intereses

Gastos por intereses

Intereses por depósitos de exigibilidad inmediata

Intereses por depósitos a plazo

Intereses por títulos de crédito emitidos

Intereses por préstamos interbancarios y de

otros organismos

Intereses por obligaciones subordinadas

Intereses y rendimientos a cargo en


Gastos provenientes de operaciones de cobertura

Premios a cargo en operaciones de préstamo de valores

Descuentos por colocación de deuda

Gastos de emisión por colocación de deuda

Costos o gastos asociados con el otorgamiento

inicial del crédito para la vivienda

Pérdida por valorización

Incremento por actualización de gastos por intereses

Resultado por posición monetaria

Margen financiero

Estimación preventiva para riesgos crediticios

Margen financiero ajustado por riesgos crediticios

Comisiones y tarifas cobradas

Comisiones y tarifas pagadas

Resultado por intermediación

Otros ingresos (egresos) de la operación

Gastos de administración y promoción

Resultado de operación

Participación en el resultado de subsidiarias y asociadas

Resultado antes de impuestos a la utilidad

Impuestos a la utilidad causados

Impuestos a la utilidad diferidos (netos)

Resultados antes de operaciones discontinuas

Operaciones discontinuadas

Resultado Neto

Participación no controladora

Resultado neto incluyendo participación de la controladora



EF de Subsidiarias


Subsidiarias(1)

196.1 0.0 196.1

3.6 0.0 3.6

0.0 0.0 0.0

153.2 0.0 153.2

1.9 0.0 1.9

0.0 0.0 0.0

34.5 0.0 34.5

0.0 0.0 0.0

2.9 0.0 2.9

0.0 0.0 0.0

0.0 0.0 0.0

0.0 0.0 0.0

0.0 0.0 0.0

0.0 0.0 0.0

133.6 0.0 133.6

0.0 0.0 0.0

16.7 0.0 16.7

0.0 0.0 0.0

0.0 0.0 0.0

0.0 0.0 0.0

116.9 0.0 116.9

0.0 0.0 0.0

0.0 0.0 0.0

0.0 0.0 0.0

0.0 0.0 0.0

0.0 0.0 0.0

0.0 0.0 0.0

0.0 0.0 0.0

0.0 0.0 0.0

62.5 0.0 62.5

2.7 0.0 2.7

59.8 0.0 59.8

431.9 0.0 431.9

7.2 0.0 7.2

25.7 0.0 25.7

311.1 0.0 311.1

777.4 0.0 777.4

44.0 0.0 44.0

0.0 0.0 0.0

44.0 0.0 44.0

16.1 0.0 16.1

3.5 0.0 3.5

31.4 0.0 31.4

0.0 0.0 0.0

31.4 0.0 31.4

0.0 0.0 0.0

31.4 0.0 31.4

Actinver






EF de Subsidiarias


Subsidiarias(1)

124

Afirme

81,152.6 19.4 81,153.2 3,280.7 0.1 3,280.8 0.0 0.0 0.0 62,159.9 0.1 62,170.6 3,500.0 3.7 3,500.0 0.0 0.0 0.0 2.8 0.0 2.8 100.8 0.0 100.8 10,561.3 0.0 10,561.3 8,031.5 0.0 8,031.5 1,392.8 0.0 1,392.8 1,137.1 0.0 1,137.1 521.1 0.0 521.1 198.5 0.0 198.5 158.0 0.0 158.0 164.6 0.0 164.6 (542.0) 0.0 (542.0) (239.3) 0.0 (239.3) (222.6) 0.0 (222.6) (47.9) 0.0 (47.9) (3.3) 0.0 (3.3) (28.9) 0.0 (28.9) 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 520.7 0.9 521.2 32.4 0.0 32.4 656.4 1.8 658.2 105.3 6.8 87.3 0.0 0.0 0.0 104.9 0.0 104.5 148.3 5.9 154.2 78,510.5 1.4 78,511.0 15,083.2 0.0 15,083.2 7,579.2 0.0 7,579.2 7,504.0 0.0 7,504.0 0.0 0.0 0.0 375.9 0.0 375.9 0.0 0.0 0.0 59,203.3 0.0 59,203.3 0.0 0.0 0.0 2,500.0 0.0 2,500.0 101.1 0.0 101.1 0.0 0.0 0.0 0.0 0.0 0.0 19.4 0.2 19.6 590.2 0.8 590.6 564.8 0.0 564.8 0.0 0.4 0.0 72.5 0.0 72.5 2,642.2 18.0 2,642.2 2,028.4 14.4 2,028.4 2,028.4 14.4 2,028.4 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 613.8 3.6 613.8 487.9 0.3 487.9 0.0 2.6 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 125.9 0.7 125.9 0.0 0.0 0.0 1,148.2 0.0 1,148.2 2,853.8 0.0 2,853.8

125






cuentas de margen



















otros organismos













Margen financiero















Resultado Neto





EF de Subsidiarias


Subsidiarias(1)

Afirme

3,205.5 0.1 3,205.6

63.2 0.0 63.2

0.0 0.0 0.0

48.1 0.0 48.1

1,787.6 0.1 1,787.7

0.0 0.0 0.0

1,110.3 0.0 1,110.3

0.0 0.0 0.0

58.8 0.0 58.8

102.5 0.0 102.5

0.0 0.0 0.0

0.0 0.0 0.0

35.0 0.0 35.0

0.0 0.0 0.0

2,032.0 0.0 2,032.0

98.9 0.0 98.9

258.2 0.0 258.2

0.0 0.0 0.0

8.5 0.0 8.5

32.6 0.0 32.6

0.0 0.0 0.0

0.0 0.0 0.0

1,632.9 0.0 1,632.9

0.0 0.0 0.0

0.0 0.0 0.0

0.9 0.0 0.9

0.0 0.0 0.0

0.0 0.0 0.0

0.0 0.0 0.0

1,173.5 0.1 1,173.7

212.2 0.0 212.2

961.3 0.1 961.5

377.1 6.1 381.8

83.5 0.0 83.5

72.4 0.0 72.4

56.0 0.1 56.1

1,247.8 5.9 1,252.2

135.6 0.4 136.0

23.2 0.2 22.7

158.7 0.6 158.7

94.1 0.2 94.3

61.3 0.2 61.5

125.9 0.7 125.9

0.0 0.0 0.0

125.9 0.7 125.9

0.0 0.0 0.0

125.9 0.7 125.9






EF de Subsidiarias


Subsidiarias(1)

126

17,154.2 188.6 16,818.0 2,075.6 64.0 2,075.8 0.0 0.0 0.0 0.0 0.0 0.0 5,770.2 0.0 5,770.2 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 7,177.1 0.0 7,177.1 0.0 0.0 0.0 7,177.1 0.0 7,177.1 0.0 0.0 0.0 326.4 0.0 326.4 0.0 0.0 0.0 326.4 0.0 326.4 0.0 0.0 0.0 (892.6) 0.0 (892.6) 0.0 0.0 0.0 (880.2) 0.0 (880.2) 0.0 0.0 0.0 0.0 0.0 0.0 (12.3) 0.0 (12.3) 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 314.6 84.0 334.3 0.0 0.0 0.0 0.0 0.0 0.0 28.8 0.0 3.6 0.0 0.0 0.0 1,924.7 20.2 1,944.9 429.3 20.5 78.2 13,323.3 163.4 12,987.1 6,855.3 0.0 6,791.6 1,384.5 0.0 1,383.5 5,470.8 0.0 5,408.1 0.0 0.0 0.0 4,423.7 0.0 4,423.7 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 423.6 14.4 66.4 975.5 149.0 1,060.2 502.2 0.0 502.2 0.0 0.0 0.0 143.1 0.0 143.1 3,830.9 25.2 3,830.9 1,220.5 2.4 1,220.5 1,220.5 2.4 1,220.5 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 2,610.4 22.8 2,610.4 185.3 0.8 185.3 1,752.6 23.9 1,752.6 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 672.5 (1.9) 672.5 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

American Express

127






cuentas de margen



















otros organismos













Margen financiero















Resultado Neto





EF de Subsidiarias


Subsidiarias(1)

1,768.9 434.8 1,768.9

61.5 0.0 61.5

0.0 0.0 0.0

0.0 434.8 0.0

168.9 0.0 168.9

0.0 0.0 0.0

1,537.9 0.0 1,537.9

0.0 0.0 0.0

0.0 0.0 0.0

0.0 0.0 0.0

0.0 0.0 0.0

0.0 0.0 0.0

0.6 0.0 0.6

0.0 0.0 0.0

391.5 0.0 389.5

34.1 0.0 34.1

171.8 0.0 169.8

0.0 0.0 0.0

165.8 0.0 165.8

19.8 0.0 19.8

0.0 0.0 0.0

0.0 0.0 0.0

0.0 0.0 0.0

0.0 0.0 0.0

0.0 0.0 0.0

0.0 0.0 0.0

0.0 0.0 0.0

0.0 0.0 0.0

0.0 0.0 0.0

1,377.4 434.8 1,379.4

655.4 0.0 655.4

722.0 434.8 724.0

1,260.7 0.0 1,260.7

0.0 0.0 0.0

0.0 0.0 0.0

521.8 0.0 521.8

1,507.0 420.1 1,494.3

997.5 14.8 1,012.2

(1.9) 0.0 0.0

995.6 14.8 1,012.2

493.8 16.7 510.4

170.8 0.0 170.8

672.5 (1.9) 672.5

0.0 0.0 0.0

672.5 (1.9) 672.5

0.0 0.0 0.0

672.5 (1.9) 672.5

American Express






EF de Subsidiarias


Subsidiarias(1)

128

4,051.6 0.0 4,051.6 464.3 0.0 464.3 0.0 0.0 0.0 940.9 0.0 940.9 52.0 0.0 52.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 2,534.5 0.0 2,534.5 1,711.5 0.0 1,711.5 817.7 0.0 817.7 5.3 0.0 5.3 34.1 0.0 34.1 3.8 0.0 3.8 30.3 0.0 30.3 0.0 0.0 0.0 (45.4) 0.0 (45.4) (13.3) 0.0 (13.3) (32.0) 0.0 (32.0) (0.0) 0.0 (0.0) 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 18.0 0.0 18.0 0.0 0.0 0.0 11.1 0.0 11.1 1.6 0.0 1.6 0.0 0.0 0.0 5.1 0.0 5.1 35.4 0.0 35.4 3,505.7 0.0 3,505.7 1,981.7 0.0 1,981.7 138.0 0.0 138.0 1,843.7 0.0 1,843.7 0.0 0.0 0.0 538.2 0.0 538.2 0.0 0.0 0.0 890.0 0.0 890.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 38.6 0.0 38.6 0.0 0.0 0.0 0.0 0.0 0.0 57.3 0.0 57.3 545.9 0.0 545.9 742.1 0.0 742.1 742.1 0.0 742.1 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 (196.2) 0.0 (196.2) 0.0 0.0 0.0 (199.7) 0.0 (199.7) 1.0 0.0 1.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 2.5 0.0 2.5 0.0 0.0 0.0 0.0 0.0 0.0 680.6 0.0 680.6

Autofin

129






cuentas de margen



















otros organismos













Margen financiero















Resultado Neto





EF de Subsidiarias


Subsidiarias(1)

206.1 0.0 206.1

6.6 0.0 6.6

0.0 0.0 0.0

10.4 0.0 10.4

10.8 0.0 10.8

0.0 0.0 0.0

172.2 0.0 172.2

0.0 0.0 0.0

5.5 0.0 5.5

0.0 0.0 0.0

0.0 0.0 0.0

0.0 0.0 0.0

0.6 0.0 0.6

0.0 0.0 0.0

95.1 0.0 95.1

1.1 0.0 1.1

63.8 0.0 63.8

0.0 0.0 0.0

13.6 0.0 13.6

0.0 0.0 0.0

10.0 0.0 10.0

0.0 0.0 0.0

0.0 0.0 0.0

0.0 0.0 0.0

0.0 0.0 0.0

6.5 0.0 6.5

0.2 0.0 0.2

0.0 0.0 0.0

0.0 0.0 0.0

111.0 0.0 111.0

15.6 0.0 15.6

95.4 0.0 95.4

29.6 0.0 29.6

12.5 0.0 12.5

8.0 0.0 8.0

20.9 0.0 20.9

139.5 0.0 139.5

1.8 0.0 1.8

0.7 0.0 0.7

2.5 0.0 2.5

0.0 0.0 0.0

0.0 0.0 0.0

2.5 0.0 2.5

0.0 0.0 0.0

2.5 0.0 2.5

0.0 0.0 0.0

2.5 0.0 2.5

Autofin





EF del BancoServicios

Financieros Soriana Sofomer

Sumatoria de losEF de

Subsidiarias

TarjetasBanamex,Sofomer


Subsidiarias(1)

130

Banamex

1,074,083.2 72,172.0 1,105.2 10,995.1 1,087,201.9 114,908.1 1,102.1 25.0 2,687.5 114,908.1 10,947.3 0.0 0.0 45.4 10,992.7 412,592.8 0.0 0.0 0.0 412,592.8 62,141.9 0.0 0.0 433.5 62,575.4 0.0 0.0 0.0 0.0 0.0 37,755.2 0.0 0.0 0.0 37,755.2 0.0 0.0 0.0 0.0 0.0 327,618.6 66,893.4 944.8 (0.0) 367,794.7 230,188.6 0.0 0.0 0.0 202,526.5 42,026.5 66,893.4 944.8 (0.0) 109,864.7 55,403.4 0.0 0.0 0.0 55,403.4 2,851.3 2,988.5 91.9 (0.0) 5,931.8 610.3 0.0 0.0 0.0 610.3 1,576.6 2,988.5 91.9 (0.0) 4,657.1 664.4 0.0 0.0 0.0 664.4 (8,202.0) (7,652.7) (221.1) (0.0) (15,937.5) (4,341.2) 0.0 0.0 0.0 (4,202.9) (2,499.8) (7,437.1) (212.4) 0.0 (10,149.3) (1,006.4) 0.0 0.0 0.0 (1,006.4) (190.3) 0.0 0.0 0.0 (190.3) (164.3) (215.6) (8.7) (0.0) (388.6) 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 189.7 0.0 0.0 0.0 189.7 41,627.1 2,766.5 138.0 88.9 43,223.0 4.8 0.0 0.0 0.0 4.8 5,773.3 0.0 0.0 7,695.5 13,468.9 37,339.2 0.0 0.0 8.8 492.3 0.0 0.0 0.0 0.0 0.0 8,956.2 5,751.9 105.6 33.2 13,968.2 19,579.6 322.3 21.0 2.3 19,241.9 949,374.2 45,307.8 873.4 1,119.6 962,190.2 522,961.1 0.0 0.0 0.0 519,146.6 385,506.0 0.0 0.0 0.0 384,325.2 115,496.8 0.0 0.0 0.0 112,863.0 21,958.3 0.0 0.0 0.0 21,958.3 26,441.1 41,427.0 677.3 0.0 40,883.3 0.0 0.0 0.0 0.0 0.0 254,763.6 0.0 0.0 0.0 254,763.6 0.0 0.0 0.0 0.0 0.0 12,414.4 0.0 0.0 0.0 12,414.4 40,830.5 0.0 0.0 0.0 40,830.5 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 677.8 4.7 0.8 0.0 89,766.8 1,853.6 165.1 240.1 90,579.6 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 878.7 0.0 2,196.7 1,349.4 26.3 0.0 3,572.4 124,709.0 26,864.3 231.7 9,875.5 125,011.7 37,853.8 18,097.6 433.2 5,152.6 37,853.8 35,318.7 18,097.6 12.0 2,109.0 35,318.7 0.0 0.0 0.0 0.0 0.0 2,535.0 0.0 421.2 3,043.6 2,535.0 0.0 0.0 0.0 0.0 0.0 86,855.2 8,766.7 (201.5) 4,722.9 87,042.1 79,246.7 5,425.1 0.0 5,748.8 79,454.9 (36.9) (43.5) (176.4) (1,315.3) (36.9) 461.3 0.0 0.0 0.0 461.3 (333.8) 0.0 0.0 0.0 (333.8) 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 7,517.9 3,385.1 (25.2) 289.4 7,496.5 0.0 0.0 0.0 0.0 115.9 0.0 0.0 0.0 0.0 0.0 89,521.2 173,193.3 2,089.7 0.0 264,804.2

131






cuentas de margen



















otros organismos













Margen financiero















Resultado Neto




EF del BancoServicios

Financieros Soriana Sofomer


Subsidiarias

TarjetasBanamex,Sofomer


Subsidiarias(1)

Banamex

45,927.5 12,879.9 260.8 94.9 58,099.1

2,568.6 37.0 0.5 6.0 2,568.7

31.1 0.0 0.0 1.5 32.6

5,453.6 0.0 0.0 72.3 5,454.0

13,188.4 0.0 0.0 15.1 13,203.6

0.0 0.0 0.0 0.0 0.0

23,063.5 12,737.6 253.7 (0.0) 35,106.2

159.6 105.3 6.5 0.0 271.4

718.6 0.0 0.0 0.0 718.6

704.5 0.0 0.0 0.0 704.5

0.0 0.0 0.0 0.0 0.0

0.0 0.0 0.0 0.0 0.0

39.6 0.0 0.0 0.0 39.6

0.0 0.0 0.0 0.0 0.0

17,066.1 2,414.4 42.1 (0.0) 18,458.6

2,035.9 0.0 0.0 0.0 1,992.5

2,578.2 0.0 0.0 0.0 2,506.3

1,102.1 0.0 0.0 0.0 1,102.1

427.2 2,107.9 21.0 (0.0) 1,607.6

0.0 0.0 0.0 0.0 0.0

10,031.6 0.0 0.0 0.0 10,031.6

0.0 0.0 0.0 0.0 0.0

883.0 0.0 0.0 0.0 883.0

0.0 0.0 0.0 0.0 0.0

0.0 0.0 0.0 0.0 0.0

8.0 306.5 21.0 0.0 335.6

0.0 0.0 0.0 0.0 0.0

0.0 0.0 0.0 0.0 0.0

0.0 0.0 0.0 0.0 0.0

28,861.4 10,465.5 218.7 94.9 39,640.5

4,970.8 7,157.1 273.2 (0.0) 12,390.0

23,890.7 3,308.3 (54.5) 94.9 27,250.5

5,668.6 7,447.1 97.6 11.6 13,224.9

2,214.2 14.9 0.8 12.8 2,242.7

(2,525.8) (0.0) 0.0 (0.1) (2,525.9)

8,834.2 537.3 171.6 1,520.8 3,265.4

28,550.1 6,550.6 263.0 1,270.8 28,868.5

5,103.3 4,727.2 (49.0) 343.6 10,103.7

3,681.8 0.0 0.0 0.9 20.8

8,785.1 4,727.2 (49.0) 344.5 10,124.5

2,057.1 2,066.1 21.5 105.5 4,250.2

789.9 723.9 45.4 50.4 1,609.6

7,517.9 3,385.1 (25.2) 289.4 7,483.9

0.0 0.0 0.0 0.0 0.0

7,517.9 3,385.1 (25.2) 289.4 7,483.9

0.0 0.0 0.0 (0.0) 12.6

7,517.9 3,385.1 (25.2) 289.4 7,496.5






EF de Subsidiarias


Subsidiarias(1)

132

39,149.6 0.0 39,149.6 2,133.3 0.0 2,133.3 0.0 0.0 0.0 20,887.1 0.0 20,887.1 0.0 0.0 0.0 0.0 0.0 0.0 133.5 0.0 133.5 155.9 0.0 155.9 12,832.8 0.0 12,832.8 12,039.2 0.0 12,039.2 28.1 0.0 28.1 765.5 0.0 765.5 598.6 0.0 598.6 477.6 0.0 477.6 9.6 0.0 9.6 111.4 0.0 111.4 (380.2) 0.0 (380.2) (354.0) 0.0 (354.0) (4.9) 0.0 (4.9) (13.0) 0.0 (13.0) (0.2) 0.0 (0.2) (8.3) 0.0 (8.3) 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 1,812.3 0.0 1,812.3 12.6 0.0 12.6 244.4 0.0 244.4 3.2 0.0 3.2 0.0 0.0 0.0 193.5 0.0 193.5 522.7 0.0 522.7 37,827.9 0.0 37,827.9 22,053.4 0.0 22,053.4 5,482.5 0.0 5,482.5 16,494.3 0.0 16,494.3 76.6 0.0 76.6 3,675.9 0.0 3,675.9 0.0 0.0 0.0 8,962.3 0.0 8,962.3 0.0 0.0 0.0 0.0 0.0 0.0 174.4 0.0 174.4 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 1,309.6 0.0 1,309.6 1,408.8 0.0 1,408.8 0.0 0.0 0.0 243.5 0.0 243.5 1,321.7 0.0 1,321.7 1,171.1 0.0 1,171.1 1,171.1 0.0 1,171.1 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 150.5 0.0 150.5 99.0 0.0 99.0 (42.2) 0.0 (42.2) 5.8 0.0 5.8 (13.0) 0.0 (13.0) 0.0 0.0 0.0 0.0 0.0 0.0 100.8 0.0 100.8 0.0 0.0 0.0 0.0 0.0 0.0 71.4 0.0 71.4

Banca Mifel

133






cuentas de margen



















otros organismos













Margen financiero















Resultado Neto





EF de Subsidiarias


Subsidiarias(1)

1,894.3 0.0 1,894.3

39.8 0.0 39.8

0.0 0.0 0.0

386.3 0.0 386.3

406.6 0.0 406.6

0.0 0.0 0.0

957.5 0.0 957.5

17.7 0.0 17.7

86.4 0.0 86.4

0.0 0.0 0.0

0.0 0.0 0.0

0.0 0.0 0.0

0.0 0.0 0.0

0.0 0.0 0.0

1,418.8 0.0 1,418.8

104.4 0.0 104.4

462.0 0.0 462.0

0.6 0.0 0.6

157.3 0.0 157.3

104.2 0.0 104.2

380.4 0.0 380.4

0.0 0.0 0.0

0.0 0.0 0.0

1.7 0.0 1.7

0.0 0.0 0.0

0.0 0.0 0.0

208.3 0.0 208.3

0.0 0.0 0.0

0.0 0.0 0.0

475.5 0.0 475.5

102.6 0.0 102.6

372.9 0.0 372.9

84.2 0.0 84.2

34.9 0.0 34.9

270.7 0.0 270.7

26.6 0.0 26.6

687.6 0.0 687.6

31.9 0.0 31.9

0.3 0.0 0.3

32.2 0.0 32.2

0.0 0.0 0.0

68.6 0.0 68.6

100.8 0.0 100.8

0.0 0.0 0.0

100.8 0.0 100.8

0.0 0.0 0.0

100.8 0.0 100.8

Banca Mifel






EF de Subsidiarias


Subsidiarias(1)

134

12,622.2 44.4 12,617.3 432.9 4.7 433.3 0.0 0.0 0.0 0.0 22.0 0.0 780.1 0.0 780.1 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 10,001.4 0.0 10,001.4 2,043.1 0.0 2,043.1 7,934.8 0.0 7,934.8 23.5 0.0 23.5 1,638.7 0.0 1,638.7 10.7 0.0 10.7 1,628.0 0.0 1,628.0 0.0 0.0 0.0 (2,061.2) 0.0 (2,061.2) (22.3) 0.0 (22.3) (1,895.2) 0.0 (1,895.2) (0.1) 0.0 (0.1) 0.0 0.0 0.0 (143.7) 0.0 (143.7) 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 365.7 17.2 365.6 0.0 0.0 0.0 434.5 0.0 434.5 8.2 0.0 2.6 0.0 0.0 0.0 211.6 0.5 212.1 810.3 0.0 810.3 10,695.3 38.8 10,690.5 9,831.4 0.0 9,805.0 3,226.4 0.0 3,222.1 6,605.0 0.0 6,583.0 0.0 0.0 0.0 222.4 0.0 222.4 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 176.6 0.5 177.1 107.4 38.3 128.4 0.0 0.0 0.0 0.0 0.0 0.0 357.6 0.0 357.6 1,926.8 5.6 1,926.8 1,540.5 10.1 1,540.5 1,540.5 10.1 1,540.5 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 386.4 (4.5) 386.4 41.2 0.0 41.2 75.9 (12.1) 75.9 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 269.3 7.5 269.3 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

Banco Ahorro Famsa

135






cuentas de margen



















otros organismos













Margen financiero















Resultado Neto





EF de Subsidiarias


Subsidiarias(1)

1,221.3 0.4 1,221.3

11.4 0.0 11.4

0.0 0.0 0.0

24.0 0.4 24.0

6.8 0.0 6.8

0.0 0.0 0.0

1,165.2 0.0 1,165.2

9.8 0.0 9.8

4.1 0.0 4.1

0.0 0.0 0.0

0.0 0.0 0.0

0.0 0.0 0.0

0.0 0.0 0.0

0.0 0.0 0.0

399.5 0.0 399.2

184.7 0.0 184.7

209.7 0.0 209.3

0.0 0.0 0.0

5.1 0.0 5.1

0.0 0.0 0.0

0.0 0.0 0.0

0.0 0.0 0.0

0.0 0.0 0.0

0.0 0.0 0.0

0.0 0.0 0.0

0.0 0.0 0.0

0.0 0.0 0.0

0.0 0.0 0.0

0.0 0.0 0.0

821.8 0.4 822.2

1,324.4 0.0 1,324.4

(502.6) 0.4 (502.3)

1,205.1 0.0 1,205.1

8.8 0.4 9.1

1.5 0.0 1.5

887.3 371.1 888.4

1,227.4 364.9 1,222.3

355.1 6.2 361.4

7.5 0.0 0.0

362.7 6.2 361.4

176.6 0.0 176.6

83.2 1.3 84.5

269.3 7.5 269.3

0.0 0.0 0.0

269.3 7.5 269.3

0.0 0.0 (0.0)

269.3 7.5 269.3

Banco Ahorro Famsa






EF de Subsidiarias


Subsidiarias(1)

136

Banco Amigo

3,311.0 0.0 3,311.0 254.0 0.0 254.0 0.0 0.0 0.0 0.0 0.0 0.0 103.2 0.0 103.2 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 2,352.3 0.0 2,352.3 1,976.1 0.0 1,976.1 7.2 0.0 7.2 369.1 0.0 369.1 96.4 0.0 96.4 96.4 0.0 96.4 0.0 0.0 0.0 0.0 0.0 0.0 (123.4) 0.0 (123.4) (115.1) 0.0 (115.1) (0.9) 0.0 (0.9) (3.7) 0.0 (3.7) 0.0 0.0 0.0 (3.8) 0.0 (3.8) 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 71.8 0.0 71.8 213.3 0.0 213.3 59.0 0.0 59.0 2.9 0.0 2.9 0.0 0.0 0.0 156.3 0.0 156.3 125.1 0.0 125.1 2,548.7 0.0 2,548.7 845.4 0.0 845.4 47.8 0.0 47.8 797.5 0.0 797.5 0.0 0.0 0.0 1,426.8 0.0 1,426.8 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 148.8 0.0 148.8 112.7 0.0 112.7 0.0 0.0 0.0 15.0 0.0 15.0 762.3 0.0 762.3 719.3 0.0 719.3 672.1 0.0 672.1 0.0 0.0 0.0 47.1 0.0 47.1 0.0 0.0 0.0 43.1 0.0 43.1 3.9 0.0 3.9 64.9 0.0 64.9 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 (25.8) 0.0 (25.8) 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

137






cuentas de margen



















otros organismos













Margen financiero















Resultado Neto





EF de Subsidiarias


Subsidiarias(1)

Banco Amigo

206.2 0.0 206.2

3.4 0.0 3.4

0.0 0.0 0.0

0.0 0.0 0.0

0.0 0.0 0.0

0.0 0.0 0.0

186.4 0.0 186.4

0.0 0.0 0.0

10.3 0.0 10.3

6.1 0.0 6.1

0.0 0.0 0.0

0.0 0.0 0.0

0.0 0.0 0.0

0.0 0.0 0.0

102.8 0.0 102.8

0.0 0.0 0.0

24.5 0.0 24.5

0.0 0.0 0.0

67.6 0.0 67.6

10.6 0.0 10.6

0.0 0.0 0.0

0.0 0.0 0.0

0.0 0.0 0.0

0.0 0.0 0.0

0.0 0.0 0.0

0.0 0.0 0.0

0.0 0.0 0.0

0.0 0.0 0.0

0.0 0.0 0.0

103.4 0.0 103.4

42.4 0.0 42.4

61.0 0.0 61.0

109.5 0.0 109.5

45.6 0.0 45.6

0.0 0.0 0.0

(12.1) 0.0 (12.1)

137.5 0.0 137.5

(24.7) 0.0 (24.7)

0.9 0.0 0.9

(23.9) 0.0 (23.9)

6.6 0.0 6.6

4.7 0.0 4.7

(25.8) 0.0 (25.8)

0.0 0.0 0.0

(25.8) 0.0 (25.8)

0.0 0.0 0.0

(25.8) 0.0 (25.8)






EF de Subsidiarias


Subsidiarias(1)

138

72,715.6 1,018.0 73,504.0 12,337.9 158.9 12,496.7 0.0 0.0 0.0 12,517.6 76.8 12,594.4 7,316.1 138.3 7,454.4 0.0 0.0 0.0 54.3 0.0 54.3 834.3 0.0 834.3 33,865.6 388.3 34,253.9 11,108.2 0.0 11,108.2 22,200.3 388.3 22,588.6 557.0 0.0 557.0 1,315.7 16.8 1,332.5 77.2 0.0 77.2 1,122.0 16.8 1,138.8 116.5 0.0 116.5 (2,285.6) (14.5) (2,300.0) (206.9) 0.0 (206.9) (1,529.3) (14.5) (1,543.8) (24.4) 0.0 (24.4) (1.8) 0.0 (1.8) (523.2) 0.0 (523.2) 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 2,248.3 149.4 2,395.4 148.7 0.0 148.7 1,034.9 75.2 1,110.0 517.2 0.0 290.1 0.0 0.0 0.0 434.6 3.6 438.2 2,375.9 25.2 2,401.1 67,195.7 742.1 67,935.3 54,263.5 559.3 54,822.7 52,121.0 200.1 52,320.9 2,142.5 359.2 2,501.7 0.0 0.0 0.0 504.7 0.0 504.7 0.0 0.0 0.0 2,795.9 0.0 2,795.9 0.0 0.0 0.0 3,647.6 0.0 3,647.6 859.4 0.0 859.4 662.4 0.0 662.4 0.0 0.0 0.0 1,465.0 0.0 1,465.0 1,996.7 182.8 2,177.2 1,000.3 0.0 1,000.3 0.0 0.0 0.0 0.0 0.0 0.0 5,519.9 275.9 5,568.7 2,448.9 223.7 2,448.9 2,448.9 223.7 2,448.9 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 3,071.1 52.2 3,098.1 1,163.6 0.6 1,163.6 1,307.5 (31.1) 1,308.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 27.0 27.0 0.0 0.0 0.0 599.9 55.7 599.4 0.0 0.0 21.8 0.0 0.0 0.0 938.7 773.9 1,712.6

Banco Azteca

139






cuentas de margen



















otros organismos













Margen financiero















Resultado Neto





EF de Subsidiarias


Subsidiarias(1)

20,070.9 229.6 20,300.5

351.5 0.0 351.5

0.0 0.0 0.0

382.2 0.1 382.3

245.3 0.7 246.0

212.7 0.0 212.7

18,142.5 196.4 18,338.9

267.1 0.0 267.1

17.5 32.3 49.8

0.0 0.0 0.0

0.0 0.0 0.0

0.0 0.0 0.0

452.1 0.0 452.1

0.0 0.0 0.0

1,718.3 13.1 1,731.4

894.7 8.0 902.7

73.4 5.1 78.5

0.0 0.0 0.0

11.5 0.0 11.5

48.1 0.0 48.1

194.2 0.0 194.2

128.2 0.0 128.2

0.0 0.0 0.0

0.0 0.0 0.0

0.0 0.0 0.0

0.0 0.0 0.0

368.2 0.0 368.2

0.0 0.0 0.0

0.0 0.0 0.0

18,352.6 216.5 18,569.1

1,627.8 19.0 1,646.8

16,724.8 197.5 16,922.3

457.3 28.2 485.4

349.5 1.3 350.7

387.9 0.0 387.9

406.2 251.3 406.8

16,842.9 420.0 17,012.2

783.8 55.7 839.5

58.1 0.0 6.5

841.9 55.7 846.0

415.6 0.0 415.6

173.6 0.0 173.6

599.9 55.7 604.0

0.0 0.0 0.0

599.9 55.7 604.0

0.0 0.0 (4.6)

599.9 55.7 599.4

Banco Azteca






EF de Subsidiarias


Subsidiarias(1)

140

18,458.1 0.0 18,458.1 717.2 0.0 717.2 0.0 0.0 0.0 2,665.6 0.0 2,665.6 1,670.2 0.0 1,670.2 0.0 0.0 0.0 9,330.7 0.0 9,330.7 0.0 0.0 0.0 7.8 0.0 7.8 7.8 0.0 7.8 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 (0.0) 0.0 (0.0) (0.0) 0.0 (0.0) 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 4,061.9 0.0 4,061.9 0.0 0.0 0.0 1.1 0.0 1.1 0.0 0.0 0.0 0.0 0.0 0.0 1.7 0.0 1.7 2.1 0.0 2.1 16,405.4 0.0 16,405.4 913.1 0.0 913.1 0.0 0.0 0.0 913.1 0.0 913.1 0.0 0.0 0.0 4,353.2 0.0 4,353.2 0.0 0.0 0.0 1,125.0 0.0 1,125.0 0.0 0.0 0.0 314.2 0.0 314.2 7,461.2 0.0 7,461.2 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 2,238.7 0.0 2,238.7 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 2,052.8 0.0 2,052.8 1,872.2 0.0 1,872.2 1,872.2 0.0 1,872.2 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 180.6 0.0 180.6 12.2 0.0 12.2 7.7 0.0 7.7 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 160.7 0.0 160.7 0.0 0.0 0.0 12.0 0.0 12.0 0.0 0.0 0.0

Banco Credit Suisse

141






cuentas de margen



















otros organismos













Margen financiero















Resultado Neto





EF de Subsidiarias


Subsidiarias(1)

251.0 0.0 251.0

1.3 0.0 1.3

0.0 0.0 0.0

140.1 0.0 140.1

109.5 0.0 109.5

0.0 0.0 0.0

0.1 0.0 0.1

0.0 0.0 0.0

0.0 0.0 0.0

0.0 0.0 0.0

0.0 0.0 0.0

0.0 0.0 0.0

0.0 0.0 0.0

0.0 0.0 0.0

178.0 0.0 178.0

0.0 0.0 0.0

28.4 0.0 28.4

0.0 0.0 0.0

33.1 0.0 33.1

0.0 0.0 0.0

114.8 0.0 114.8

0.0 0.0 0.0

1.8 0.0 1.8

0.0 0.0 0.0

0.0 0.0 0.0

0.0 0.0 0.0

0.0 0.0 0.0

0.0 0.0 0.0

0.0 0.0 0.0

72.9 0.0 72.9

0.0 0.0 0.0

72.9 0.0 72.9

50.2 0.0 50.2

22.6 0.0 22.6

341.0 0.0 341.0

105.0 0.0 105.0

316.8 0.0 316.8

229.6 0.0 229.6

0.0 0.0 0.0

229.6 0.0 229.6

0.0 0.0 0.0

(68.9) 0.0 (68.9)

160.7 0.0 160.7

0.0 0.0 0.0

160.7 0.0 160.7

0.0 0.0 0.0

160.7 0.0 160.7

Banco Credit Suisse






EF de Subsidiarias


Subsidiarias(1)

142

89,946.0 5,574.7 94,194.2 11,763.4 25.3 11,763.4 0.0 0.0 0.0 4,666.1 70.0 4,666.1 0.0 0.0 0.0 0.0 0.0 0.0 144.7 0.0 144.7 0.0 0.0 0.0 63,393.3 5,419.5 68,556.0 57,077.2 5,419.5 62,239.9 437.4 0.0 437.4 5,878.8 0.0 5,878.8 1,841.5 45.2 1,886.7 1,223.2 45.2 1,268.4 13.8 0.0 13.8 604.5 0.0 604.5 (1,675.8) (120.8) (1,796.6) (1,275.9) (120.8) (1,396.7) (58.1) 0.0 (58.1) (315.9) 0.0 (315.9) (21.6) 0.0 (21.6) (4.2) 0.0 (4.2) 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 4,900.1 35.9 4,936.0 452.9 2.9 455.8 1,967.6 1.4 1,969.0 1,125.5 47.4 198.4 0.0 0.0 0.0 239.6 33.4 273.0 1,127.1 14.6 1,141.7 78,850.6 4,600.3 83,098.9 49,563.2 0.0 49,468.0 17,270.3 0.0 17,245.0 31,471.8 0.0 31,401.9 821.1 0.0 821.1 17,254.0 4,538.7 21,535.8 0.0 0.0 0.0 2,580.3 0.0 2,580.3 0.0 0.0 0.0 0.0 0.0 0.0 333.4 0.0 333.4 0.0 0.0 0.0 0.0 0.0 0.0 191.8 20.0 211.8 8,586.9 41.6 8,628.5 0.0 0.0 0.0 0.0 0.0 0.0 341.2 0.0 341.2 11,095.4 974.5 11,095.4 7,705.7 462.8 7,705.7 2,427.0 462.1 2,427.0 0.0 0.0 0.0 5,278.7 0.7 5,278.7 0.0 0.0 0.0 3,389.6 511.6 3,389.6 2,790.4 423.6 2,790.4 3.4 3.0 3.4 0.0 0.0 0.0 (9.8) 0.0 (9.8) 0.0 0.0 0.0 (6.6) 0.0 (6.6) 612.2 85.1 612.2 0.0 0.0 0.0 0.0 0.0 0.0 2,812.5 0.0 2,812.5

Banco Del Bajío

143






cuentas de margen



















otros organismos













Margen financiero















Resultado Neto





EF de Subsidiarias


Subsidiarias(1)

4,534.9 359.9 4,880.6

215.5 0.2 215.7

0.0 0.0 0.0

83.6 0.7 84.1

128.8 0.0 128.8

0.0 0.0 0.0

3,855.7 349.7 4,191.4

0.0 0.0 0.0

251.3 6.6 257.9

0.0 0.0 0.0

0.0 0.0 0.0

0.0 0.0 0.0

0.0 2.7 2.7

0.0 0.0 0.0

1,953.2 200.4 2,139.4

307.5 0.0 307.5

1,045.8 0.0 1,032.3

47.3 0.0 47.3

433.5 200.4 633.1

0.0 0.0 0.0

119.1 0.0 119.1

0.0 0.0 0.0

0.0 0.0 0.0

0.0 0.0 0.0

0.0 0.0 0.0

0.0 0.0 0.0

0.0 0.0 0.0

0.0 0.0 0.0

0.0 0.0 0.0

2,581.7 159.6 2,741.2

296.4 19.6 316.0

2,285.2 140.0 2,425.2

518.0 3.5 521.5

176.4 0.1 176.5

110.1 (0.0) 110.1

(36.8) 3.3 (47.5)

2,038.9 26.4 2,051.4

661.3 120.2 781.4

104.9 1.4 21.2

766.2 121.5 802.6

193.7 43.9 237.5

39.7 7.4 47.1

612.2 85.1 612.2

0.0 0.0 0.0

612.2 85.1 612.2

0.0 0.0 0.0

612.2 85.1 612.2

Banco Del Bajío






EF de Subsidiarias


Subsidiarias(1)

144

161.3 0.0 161.3 55.9 0.0 55.9 0.0 0.0 0.0 0.5 0.0 0.5 0.9 0.0 0.9 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 70.8 0.0 70.8 0.0 0.0 0.0 70.8 0.0 70.8 0.0 0.0 0.0 9.5 0.0 9.5 0.0 0.0 0.0 9.5 0.0 9.5 0.0 0.0 0.0 (17.0) 0.0 (17.0) 0.0 0.0 0.0 (17.0) 0.0 (17.0) 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 4.6 0.0 4.6 0.0 0.0 0.0 10.1 0.0 10.1 1.6 0.0 1.6 0.0 0.0 0.0 0.9 0.0 0.9 23.6 0.0 23.6 42.8 0.0 42.8 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 20.1 0.0 20.1 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 20.0 0.0 20.0 0.0 0.0 0.0 0.0 0.0 0.0 2.7 0.0 2.7 118.4 0.0 118.4 783.0 0.0 783.0 783.0 0.0 783.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 (664.6) 0.0 (664.6) 0.0 0.0 0.0 (651.5) 0.0 (651.5) 0.1 0.0 0.1 0.0 0.0 0.0 0.0 0.0 0.0 (0.1) 0.0 (0.1) (13.0) 0.0 (13.0) 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

Banco Fácil

145






cuentas de margen



















otros organismos













Margen financiero















Resultado Neto





EF de Subsidiarias


Subsidiarias(1)

33.4 0.0 33.4

1.7 0.0 1.7

0.0 0.0 0.0

0.0 0.0 0.0

0.1 0.0 0.1

0.0 0.0 0.0

31.6 0.0 31.6

0.0 0.0 0.0

0.0 0.0 0.0

0.0 0.0 0.0

0.0 0.0 0.0

0.0 0.0 0.0

0.0 0.0 0.0

0.0 0.0 0.0

2.0 0.0 2.0

0.0 0.0 0.0

0.0 0.0 0.0

0.0 0.0 0.0

2.0 0.0 2.0

0.0 0.0 0.0

0.0 0.0 0.0

0.0 0.0 0.0

0.0 0.0 0.0

0.0 0.0 0.0

0.0 0.0 0.0

0.0 0.0 0.0

0.0 0.0 0.0

0.0 0.0 0.0

0.0 0.0 0.0

31.4 0.0 31.4

13.5 0.0 13.5

18.0 0.0 18.0

18.9 0.0 18.9

1.0 0.0 1.0

0.8 0.0 0.8

6.5 0.0 6.5

55.5 0.0 55.5

(12.3) 0.0 (12.3)

0.0 0.0 0.0

(12.3) 0.0 (12.3)

0.0 0.0 0.0

(0.8) 0.0 (0.8)

(13.0) 0.0 (13.0)

0.0 0.0 0.0

(13.0) 0.0 (13.0)

0.0 0.0 0.0

(13.0) 0.0 (13.0)

Banco Fácil






EF de Subsidiarias


Subsidiarias(1)

146

4,591.5 0.0 4,591.5 91.0 0.0 91.0 0.0 0.0 0.0 3,391.3 0.0 3,391.3 150.2 0.0 150.2 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 178.6 0.0 178.6 172.2 0.0 172.2 6.5 0.0 6.5 0.0 0.0 0.0 7.0 0.0 7.0 7.0 0.0 7.0 0.0 0.0 0.0 0.0 0.0 0.0 (9.0) 0.0 (9.0) (8.9) 0.0 (8.9) (0.1) 0.0 (0.1) 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 747.0 0.0 747.0 0.0 0.0 0.0 0.0 0.0 0.0 2.8 0.0 2.8 0.0 0.0 0.0 0.0 0.0 0.0 32.6 0.0 32.6 4,097.1 0.0 4,097.1 63.8 0.0 63.8 0.2 0.0 0.2 63.7 0.0 63.7 0.0 0.0 0.0 21.5 0.0 21.5 0.0 0.0 0.0 3,341.0 0.0 3,341.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 669.9 0.0 669.9 0.0 0.0 0.0 0.0 0.0 0.0 0.9 0.0 0.9 494.4 0.0 494.4 424.3 0.0 424.3 424.3 0.0 424.3 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 70.1 0.0 70.1 51.0 0.0 51.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 19.1 0.0 19.1 0.0 0.0 0.0 0.0 0.0 0.0 992.9 0.0 992.9

Inter Banco

147






cuentas de margen



















otros organismos













Margen financiero















Resultado Neto





EF de Subsidiarias


Subsidiarias(1)

137.7 0.0 137.7

1.3 0.0 1.3

0.0 0.0 0.0

99.6 0.0 99.6

9.6 0.0 9.6

0.0 0.0 0.0

13.1 0.0 13.1

0.0 0.0 0.0

13.9 0.0 13.9

0.0 0.0 0.0

0.0 0.0 0.0

0.0 0.0 0.0

0.2 0.0 0.2

0.0 0.0 0.0

96.2 0.0 96.2

0.0 0.0 0.0

0.8 0.0 0.8

0.0 0.0 0.0

0.5 0.0 0.5

0.0 0.0 0.0

0.6 0.0 0.6

0.0 0.0 0.0

94.3 0.0 94.3

0.0 0.0 0.0

0.0 0.0 0.0

0.0 0.0 0.0

0.0 0.0 0.0

0.0 0.0 0.0

0.0 0.0 0.0

41.5 0.0 41.5

1.7 0.0 1.7

39.8 0.0 39.8

0.8 0.0 0.8

1.3 0.0 1.3

(1.2) 0.0 (1.2)

2.2 0.0 2.2

17.6 0.0 17.6

22.8 0.0 22.8

0.0 0.0 0.0

22.8 0.0 22.8

2.3 0.0 2.3

(1.5) 0.0 (1.5)

19.1 0.0 19.1

0.0 0.0 0.0

19.1 0.0 19.1

0.0 0.0 0.0

19.1 0.0 19.1

Inter Banco






EF de Subsidiarias


Subsidiarias(1)

148

3,720.2 0.0 3,720.2 125.7 0.0 125.7 0.0 0.0 0.0 0.0 0.0 0.0 541.0 0.0 541.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 2,040.5 0.0 2,040.5 1,119.8 0.0 1,119.8 920.7 0.0 920.7 0.0 0.0 0.0 58.8 0.0 58.8 9.2 0.0 9.2 49.6 0.0 49.6 0.0 0.0 0.0 (169.0) 0.0 (169.0) (15.1) 0.0 (15.1) (148.8) 0.0 (148.8) 0.0 0.0 0.0 0.0 0.0 0.0 (5.1) 0.0 (5.1) 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 109.3 0.0 109.3 0.0 0.0 0.0 2.6 0.0 2.6 2.8 0.0 2.8 0.0 0.0 0.0 936.4 0.0 936.4 72.0 0.0 72.0 2,401.7 0.0 2,401.7 2,086.6 0.0 2,086.6 573.2 0.0 573.2 1,513.4 0.0 1,513.4 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 277.0 0.0 277.0 0.0 0.0 0.0 0.0 0.0 0.0 38.1 0.0 38.1 1,318.5 0.0 1,318.5 3,403.9 0.0 3,403.9 3,403.9 0.0 3,403.9 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 (2,085.3) 0.0 (2,085.3) 0.0 0.0 0.0 (1,668.0) 0.0 (1,668.0) 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 (417.3) 0.0 (417.3) 0.0 0.0 0.0 0.0 0.0 0.0 2,331.4 0.0 2,331.4

Banco Wal-Mart

149






cuentas de margen



















otros organismos













Margen financiero















Resultado Neto





EF de Subsidiarias


Subsidiarias(1)

169.4 0.0 169.4

0.9 0.0 0.9

0.0 0.0 0.0

0.0 0.0 0.0

18.1 0.0 18.1

0.0 0.0 0.0

149.8 0.0 149.8

0.6 0.0 0.6

0.0 0.0 0.0

0.0 0.0 0.0

0.0 0.0 0.0

0.0 0.0 0.0

0.0 0.0 0.0

0.0 0.0 0.0

42.1 0.0 42.1

3.4 0.0 3.4

38.7 0.0 38.7

0.0 0.0 0.0

0.0 0.0 0.0

0.0 0.0 0.0

0.0 0.0 0.0

0.0 0.0 0.0

0.0 0.0 0.0

0.0 0.0 0.0

0.0 0.0 0.0

0.0 0.0 0.0

0.0 0.0 0.0

0.0 0.0 0.0

0.0 0.0 0.0

127.3 0.0 127.3

158.1 0.0 158.1

(30.8) 0.0 (30.8)

190.8 0.0 190.8

4.7 0.0 4.7

0.0 0.0 0.0

5.6 0.0 5.6

792.0 0.0 792.0

(630.9) 0.0 (630.9)

0.0 0.0 0.0

(630.9) 0.0 (630.9)

0.0 0.0 0.0

213.6 0.0 213.6

(417.3) 0.0 (417.3)

0.0 0.0 0.0

(417.3) 0.0 (417.3)

0.0 0.0 0.0

(417.3) 0.0 (417.3)

Banco Wal-Mart






EF de Subsidiarias


Subsidiarias(1)

150

12,357.2 0.0 12,357.2 1,804.0 0.0 1,804.0 0.0 0.0 0.0 5,802.8 0.0 5,802.8 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 4,196.3 0.0 4,196.3 237.0 0.0 237.0 3,959.3 0.0 3,959.3 0.0 0.0 0.0 956.7 0.0 956.7 0.0 0.0 0.0 956.7 0.0 956.7 0.0 0.0 0.0 (1,300.9) 0.0 (1,300.9) (2.3) 0.0 (2.3) (1,199.6) 0.0 (1,199.6) 0.0 0.0 0.0 0.0 0.0 0.0 (98.9) 0.0 (98.9) 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 48.8 0.0 48.8 0.0 0.0 0.0 73.8 0.0 73.8 2.9 0.0 2.9 0.0 0.0 0.0 359.9 0.0 359.9 413.0 0.0 413.0 10,865.2 0.0 10,865.2 10,584.7 0.0 10,584.7 9,499.8 0.0 9,499.8 1,084.9 0.0 1,084.9 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 3.8 0.0 3.8 276.7 0.0 276.7 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 1,492.0 0.0 1,492.0 2,180.5 0.0 2,180.5 2,180.5 0.0 2,180.5 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 (688.5) 0.0 (688.5) 0.0 0.0 0.0 (719.3) 0.0 (719.3) 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 30.8 0.0 30.8 0.0 0.0 0.0 0.0 0.0 0.0 4,594.6 0.0 4,594.6

Bancoppel

151






cuentas de margen



















otros organismos













Margen financiero















Resultado Neto





EF de Subsidiarias


Subsidiarias(1)

1,914.3 0.0 1,914.3

16.9 0.0 16.9

0.0 0.0 0.0

447.8 0.0 447.8

0.0 0.0 0.0

0.0 0.0 0.0

1,258.0 0.0 1,258.0

191.0 0.0 191.0

0.0 0.0 0.0

0.3 0.0 0.3

0.0 0.0 0.0

0.0 0.0 0.0

0.3 0.0 0.3

0.0 0.0 0.0

247.9 0.0 247.9

189.9 0.0 189.9

42.2 0.0 42.2

0.0 0.0 0.0

0.0 0.0 0.0

0.0 0.0 0.0

0.0 0.0 0.0

0.0 0.0 0.0

0.0 0.0 0.0

0.0 0.0 0.0

0.0 0.0 0.0

15.8 0.0 15.8

0.0 0.0 0.0

0.0 0.0 0.0

0.0 0.0 0.0

1,666.4 0.0 1,666.4

1,121.6 0.0 1,121.6

544.8 0.0 544.8

598.1 0.0 598.1

5.7 0.0 5.7

(5.7) 0.0 (5.7)

(22.3) 0.0 (22.3)

1,003.5 0.0 1,003.5

105.8 0.0 105.8

0.0 0.0 0.0

105.8 0.0 105.8

49.8 0.0 49.8

(25.2) 0.0 (25.2)

30.8 0.0 30.8

0.0 0.0 0.0

30.8 0.0 30.8

0.0 0.0 0.0

30.8 0.0 30.8

Bancoppel






EF de Subsidiarias


Subsidiarias(1)

152

74,289.4 0.0 74,289.4 6,091.6 0.0 6,091.6 347.6 0.0 347.6 18,554.4 0.0 18,554.4 18,094.2 0.0 18,094.2 0.0 0.0 0.0 21,810.2 0.0 21,810.2 0.0 0.0 0.0 2,303.8 0.0 2,303.8 2,298.3 0.0 2,298.3 0.0 0.0 0.0 5.4 0.0 5.4 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 (21.4) 0.0 (21.4) (21.4) 0.0 (21.4) 0.0 0.0 0.0 (0.0) 0.0 (0.0) 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 6,907.1 0.0 6,907.1 0.0 0.0 0.0 93.9 0.0 93.9 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 107.9 0.0 107.9 69,956.9 0.0 69,956.9 2,632.2 0.0 2,632.2 2,537.2 0.0 2,537.2 95.0 0.0 95.0 0.0 0.0 0.0 27,605.9 0.0 27,605.9 0.0 0.0 0.0 1,790.3 0.0 1,790.3 0.1 0.0 0.1 5,456.7 0.0 5,456.7 18,145.4 0.0 18,145.4 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 14,132.8 0.0 14,132.8 0.0 0.0 0.0 176.5 0.0 176.5 16.9 0.0 16.9 4,332.4 0.0 4,332.4 2,918.2 0.0 2,918.2 2,918.2 0.0 2,918.2 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 1,414.2 0.0 1,414.2 194.7 0.0 194.7 594.0 0.0 594.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 625.5 0.0 625.5 0.0 0.0 0.0 0.0 0.0 0.0 1,634.7 0.0 1,634.7

Bank of America

153






cuentas de margen



















otros organismos













Margen financiero















Resultado Neto





EF de Subsidiarias


Subsidiarias(1)

2,427.6 0.0 2,427.6

55.4 0.0 55.4

7.0 0.0 7.0

399.0 0.0 399.0

1,905.0 0.0 1,905.0

0.0 0.0 0.0

30.3 0.0 30.3

0.0 0.0 0.0

0.0 0.0 0.0

31.0 0.0 31.0

0.0 0.0 0.0

0.0 0.0 0.0

0.0 0.0 0.0

0.0 0.0 0.0

1,893.3 0.0 1,893.3

30.3 0.0 30.3

6.4 0.0 6.4

0.0 0.0 0.0

43.5 0.0 43.5

0.0 0.0 0.0

1,206.7 0.0 1,206.7

0.0 0.0 0.0

17.5 0.0 17.5

0.0 0.0 0.0

0.0 0.0 0.0

0.0 0.0 0.0

588.9 0.0 588.9

0.0 0.0 0.0

0.0 0.0 0.0

534.3 0.0 534.3

0.2 0.0 0.2

534.1 0.0 534.1

61.5 0.0 61.5

26.2 0.0 26.2

3,275.8 0.0 3,275.8

(2,490.3) 0.0 (2,490.3)

473.0 0.0 473.0

881.9 0.0 881.9

0.0 0.0 0.0

881.9 0.0 881.9

8.4 0.0 8.4

(248.0) 0.0 (248.0)

625.5 0.0 625.5

0.0 0.0 0.0

625.5 0.0 625.5

0.0 0.0 0.0

625.5 0.0 625.5

Bank of America






EF de Subsidiarias


Subsidiarias(1)

154

6,826.5 0.0 6,826.5 1,535.3 0.0 1,535.3 0.0 0.0 0.0 2,132.8 0.0 2,132.8 1,550.2 0.0 1,550.2 0.0 0.0 0.0 55.3 0.0 55.3 0.0 0.0 0.0 1,387.7 0.0 1,387.7 1,387.7 0.0 1,387.7 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 (84.1) 0.0 (84.1) (82.7) 0.0 (82.7) 0.0 0.0 0.0 0.0 0.0 0.0 (1.4) 0.0 (1.4) 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 212.2 0.0 212.2 0.0 0.0 0.0 3.0 0.0 3.0 3.7 0.0 3.7 0.0 0.0 0.0 25.7 0.0 25.7 4.8 0.0 4.8 6,089.6 0.0 6,089.6 4,097.0 0.0 4,097.0 2,679.3 0.0 2,679.3 1,417.7 0.0 1,417.7 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 444.6 0.0 444.6 0.0 0.0 0.0 1,150.9 0.0 1,150.9 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 395.7 0.0 395.7 0.0 0.0 0.0 0.0 0.0 0.0 1.6 0.0 1.6 736.9 0.0 736.9 696.2 0.0 696.2 696.2 0.0 696.2 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 40.7 0.0 40.7 32.6 0.0 32.6 28.8 0.0 28.8 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 (20.7) 0.0 (20.7) 0.0 0.0 0.0 0.0 0.0 0.0 5,569.1 0.0 5,569.1


155






cuentas de margen



















otros organismos













Margen financiero















Resultado Neto





EF de Subsidiarias


Subsidiarias(1)

165.3 0.0 165.3

51.6 0.0 51.6

0.0 0.0 0.0

46.3 0.0 46.3

37.9 0.0 37.9

0.0 0.0 0.0

29.5 0.0 29.5

0.0 0.0 0.0

0.0 0.0 0.0

0.0 0.0 0.0

0.0 0.0 0.0

0.0 0.0 0.0

0.0 0.0 0.0

0.0 0.0 0.0

77.5 0.0 77.5

1.9 0.0 1.9

29.4 0.0 29.4

0.0 0.0 0.0

0.0 0.0 0.0

0.0 0.0 0.0

46.2 0.0 46.2

0.0 0.0 0.0

0.0 0.0 0.0

0.0 0.0 0.0

0.0 0.0 0.0

0.0 0.0 0.0

0.0 0.0 0.0

0.0 0.0 0.0

0.0 0.0 0.0

87.8 0.0 87.8

31.4 0.0 31.4

56.3 0.0 56.3

11.1 0.0 11.1

3.8 0.0 3.8

11.4 0.0 11.4

7.0 0.0 7.0

102.5 0.0 102.5

(20.4) 0.0 (20.4)

0.0 0.0 0.0

(20.4) 0.0 (20.4)

0.0 0.0 0.0

(0.2) 0.0 (0.2)

(20.7) 0.0 (20.7)

0.0 0.0 0.0

(20.7) 0.0 (20.7)

0.0 0.0 0.0

(20.7) 0.0 (20.7)







EF de Subsidiarias


Subsidiarias(1)

156

564,544.4 41,656.4 591,412.7 49,617.6 4,506.4 53,880.9 134.9 0.0 134.9 187,887.8 10,298.7 198,186.5 37.7 0.0 37.7 0.0 0.0 0.0 14,322.1 0.0 14,322.1 0.0 0.0 0.0 274,969.5 10,628.5 280,785.6 184,781.4 8,239.6 188,208.6 31,628.6 184.8 31,813.4 58,559.6 2,204.1 60,763.6 6,634.6 463.5 7,098.1 4,506.3 258.1 4,764.5 1,310.6 3.6 1,314.3 817.7 201.8 1,019.4 (9,287.8) (161.5) (9,449.4) (5,072.6) (92.3) (5,164.9) (3,328.6) (1.3) (3,329.9) (751.4) (63.5) (814.9) (44.1) (0.4) (44.5) (91.1) (4.1) (95.2) 1,828.9 501.5 2,330.3 0.0 0.0 0.0 880.6 0.0 880.6 11,865.9 8,573.4 20,403.6 656.5 614.8 1,271.3 7,208.3 717.7 7,926.0 9,801.1 1,158.7 1,369.2 0.0 0.0 0.0 1,669.3 7.0 1,569.6 6,317.5 4,348.0 10,665.5 516,540.3 31,046.2 542,388.8 291,200.4 23,456.0 314,412.8 146,870.5 10,209.4 156,988.4 140,153.7 13,246.6 153,248.2 4,176.2 0.0 4,176.2 8,812.8 6,469.3 10,469.7 1,708.0 0.0 1,708.0 162,394.6 12.3 162,406.9 0.0 0.0 0.0 79.5 0.0 79.5 18,268.1 0.0 18,268.1 0.0 0.0 0.0 0.0 0.0 0.0 529.1 152.3 681.4 13,544.5 539.2 14,048.6 18,553.3 284.5 18,837.9 0.0 106.7 0.0 1,450.0 25.9 1,475.9 48,004.1 10,610.3 49,023.9 13,979.7 5,827.3 13,979.7 11,487.6 5,827.3 11,487.6

0.0 0.0 0.0 2,492.1 0.0 2,492.1 0.0 0.0 0.0 34,024.4 4,782.9 34,024.4 5,775.6 277.3 5,775.6 26,370.9 2,861.9 26,370.9

(20.2) 218.1 (20.2)

(2,904.8) 0.0 (2,904.8) (246.5) 672.4 (246.5) 0.0 0.0 0.0 5,049.3 753.3 5,049.3 0.0 0.0 1,019.8 0.0 0.0 0.0 3,782.8 10.1 3,792.9

Banorte

157






cuentas de margen



















otros organismos













Margen financiero















Resultado Neto





EF de Subsidiarias


Subsidiarias(1)

31,836.3 822.1 32,471.8

1,052.9 75.7 1,117.4

16.2 0.0 16.2

7,022.7 221.3 7,244.0

1,043.5 0.0 1,043.5

1,822.9 0.0 1,822.9

20,064.7 492.0 20,381.4

285.8 16.8 302.6

527.6 16.2 543.8

0.0 0.0 0.0

0.0 0.0 0.0

0.0 0.0 0.0

0.0 0.0 0.0

0.0 0.0 0.0

14,766.4 524.8 15,104.5

505.0 37.2 541.8

3,555.4 219.3 3,763.9

135.8 0.0 135.8

360.2 262.6 447.4

826.7 5.7 832.3

6,746.4 0.0 6,746.4

2,500.3 0.0 2,500.3

0.0 0.0 0.0

1.6 0.0 1.6

6.8 0.0 6.8

119.8 0.0 119.8

8.3 0.0 8.3

0.0 0.0 0.0

0.0 0.0 0.0

17,069.9 297.3 17,367.2

4,148.2 56.8 4,205.0

12,921.8 240.5 13,162.2

4,721.2 2,175.9 6,666.3

1,116.6 104.1 1,209.4

656.4 98.0 754.4

1,288.1 175.2 1,461.9

12,128.0 1,467.9 13,375.1

6,342.8 1,117.5 7,460.3

633.4 (16.5) 1.5

6,976.2 1,101.1 7,461.8

1,857.3 357.7 2,215.0

(69.6) 9.9 (59.7)

5,049.3 753.3 5,187.1

0.0 0.0 0.0

5,049.3 753.3 5,187.1

0.0 0.0 (137.8)

5,049.3 753.3 5,049.3

Banorte






EF de Subsidiarias


Subsidiarias(1)

158

57,525.8 872.8 57,576.5 2,853.4 0.7 2,853.4 0.0 0.0 0.0 28,889.0 4.1 28,889.0 0.0 95.6 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 24,971.6 0.0 24,927.2 19,082.0 0.0 19,037.6 2,537.2 0.0 2,537.3 3,352.3 0.0 3,352.3 539.4 0.0 539.4 223.2 0.0 223.2 145.1 0.0 145.2 171.0 0.0 171.0 (945.9) (0.0) (945.9) (554.2) 0.0 (554.2) (267.0) (0.0) (267.0) (92.7) 0.0 (92.7) (0.8) 0.0 (0.8) (31.3) (0.0) (31.3) 5.2 0.0 5.2 0.0 0.0 0.0 0.0 0.0 0.0 222.9 104.5 301.5 78.7 0.0 78.7 167.8 444.3 612.2 605.5 212.6 219.2 0.0 0.0 0.0 79.8 0.0 27.3 58.3 10.9 69.2 52,987.6 273.9 53,038.3 21,749.9 0.0 21,749.1 9,142.2 0.0 9,141.5 12,607.6 0.0 12,607.6 0.0 0.0 0.0 984.6 55.5 995.7 0.0 0.0 0.0 28,584.7 0.0 28,485.1 0.0 0.0 0.0 0.0 0.0 0.0 59.3 0.0 59.3 0.0 0.0 0.0 0.0 0.0 0.0 105.9 0.0 105.9 576.7 165.8 716.6 752.9 0.0 752.9 0.0 52.5 0.0 173.7 0.0 173.7 4,538.2 598.9 4,538.2 3,171.8 331.9 3,171.8 3,166.7 331.9 3,166.7 0.0 0.0 0.0 5.2 0.0 5.2 0.0 0.0 0.0 1,366.4 267.0 1,366.4 900.4 90.1 900.4 0.0 79.9 0.0 18.6 0.0 18.6 (21.5) 0.0 (21.5) 0.0 0.0 0.0 0.0 28.8 0.0 468.9 68.3 468.9 0.0 0.0 0.0 6.5 0.0 6.5 31,022.2 0.0 31,022.2

Banregio

159






cuentas de margen



















otros organismos













Margen financiero















Resultado Neto





EF de Subsidiarias


Subsidiarias(1)

2,830.4 119.9 2,833.3

55.6 112.1 55.5

0.0 0.0 0.0

896.6 1.5 896.2

99.2 2.8 99.2

0.0 0.0 0.0

1,691.2 2.8 1,694.0

23.5 0.4 23.9

64.3 0.3 64.6

0.0 0.0 0.0

0.0 0.0 0.0

0.0 0.0 0.0

0.0 0.0 0.0

0.0 0.0 0.0

1,439.7 28.0 1,448.4

12.2 3.0 13.6

444.8 25.0 452.2

0.0 0.0 0.0

31.1 0.1 31.1

35.0 0.0 35.0

916.6 0.0 916.6

0.0 0.0 0.0

0.0 0.0 0.0

0.0 0.0 0.0

0.0 0.0 0.0

0.0 0.0 0.0

0.0 0.0 0.0

0.0 0.0 0.0

0.0 0.0 0.0

1,390.7 91.8 1,384.9

312.9 13.0 325.9

1,077.8 78.9 1,059.0

218.2 0.1 218.3

71.2 0.0 71.3

69.7 0.0 69.7

382.0 64.7 444.7

1,148.3 70.8 1,119.3

528.3 72.9 601.2

68.4 18.3 18.3

596.7 91.3 619.4

182.6 0.0 182.6

54.7 (23.0) 31.7

468.9 68.3 468.6

0.0 0.0 0.0

468.9 68.3 468.6

0.0 0.0 0.3

468.9 68.3 468.9

Banregio






EF de Subsidiarias


Subsidiarias(1)

160

11,750.5 0.0 11,750.5 803.5 0.0 803.5 3.1 0.0 3.1 4,521.0 0.0 4,521.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.2 0.0 0.2 6,031.1 0.0 6,031.1 5,991.9 0.0 5,991.9 23.3 0.0 23.3 15.9 0.0 15.9 411.2 0.0 411.2 410.3 0.0 410.3 0.9 0.0 0.9 0.0 0.0 0.0 (585.3) 0.0 (585.3) (580.0) 0.0 (580.0) (3.3) 0.0 (3.3) (0.1) 0.0 (0.1) (2.0) 0.0 (2.0) 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 340.4 0.0 340.4 103.9 0.0 103.9 70.4 0.0 70.4 22.6 0.0 22.6 0.0 0.0 0.0 26.1 0.0 26.1 2.3 0.0 2.3 10,603.5 0.0 10,603.5 4,895.1 0.0 4,895.1 664.9 0.0 664.9 4,230.3 0.0 4,230.3 0.0 0.0 0.0 1,268.4 0.0 1,268.4 0.0 0.0 0.0 4,066.8 0.0 4,066.8 0.0 0.0 0.0 0.0 0.0 0.0 0.4 0.0 0.4 0.0 0.0 0.0 0.0 0.0 0.0 30.5 0.0 30.5 284.0 0.0 284.0 0.0 0.0 0.0 0.0 0.0 0.0 58.2 0.0 58.2 1,147.0 0.0 1,147.0 650.7 0.0 650.7 650.7 0.0 650.7

0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 496.3 0.0 496.3 47.8 0.0 47.8 378.3 0.0 378.3

0.0 0.0 0.0

0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 70.3 0.0 70.3 0.0 0.0 0.0 0.0 0.0 0.0 47.9 0.0 47.9

Bansí

161






cuentas de margen



















otros organismos













Margen financiero















Resultado Neto





EF de Subsidiarias


Subsidiarias(1)

786.5 0.0 786.5

16.8 0.0 16.8

0.0 0.0 0.0

9.1 0.0 9.1

244.1 0.0 244.1

0.0 0.0 0.0

477.0 0.0 477.0

11.9 0.0 11.9

27.7 0.0 27.7

0.0 0.0 0.0

0.0 0.0 0.0

0.0 0.0 0.0

0.0 0.0 0.0

0.0 0.0 0.0

453.7 0.0 453.7

8.7 0.0 8.7

159.2 0.0 159.2

0.0 0.0 0.0

44.6 0.0 44.6

0.0 0.0 0.0

241.2 0.0 241.2

0.0 0.0 0.0

0.0 0.0 0.0

0.0 0.0 0.0

0.0 0.0 0.0

0.0 0.0 0.0

0.0 0.0 0.0

0.0 0.0 0.0

0.0 0.0 0.0

332.8 0.0 332.8

107.3 0.0 107.3

225.5 0.0 225.5

237.2 0.0 237.2

185.9 0.0 185.9

26.2 0.0 26.2

6.3 0.0 6.3

211.2 0.0 211.2

98.1 0.0 98.1

0.0 0.0 0.0

98.1 0.0 98.1

30.5 0.0 30.5

2.7 0.0 2.7

70.3 0.0 70.3

0.0 0.0 0.0

70.3 0.0 70.3

0.0 0.0 0.0

70.3 0.0 70.3

Bansí






EF de Subsidiarias


Subsidiarias(1)

162

35,109.2 0.0 35,109.2 1,550.1 0.0 1,550.1 56.7 0.0 56.7 17,395.2 0.0 17,395.2 3,560.4 0.0 3,560.4 0.0 0.0 0.0 6,169.9 0.0 6,169.9 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 6,342.2 0.0 6,342.2 0.0 0.0 0.0 31.2 0.0 31.2 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 3.5 0.0 3.5 32,327.8 0.0 32,327.8 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 6,992.9 0.0 6,992.9 6,500.8 0.0 6,500.8 0.0 0.0 0.0 3,639.7 0.0 3,639.7 6,022.2 0.0 6,022.2 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 9,068.2 0.0 9,068.2 0.0 0.0 0.0 104.0 0.0 104.0 0.0 0.0 0.0 2,781.4 0.0 2,781.4 2,163.6 0.0 2,163.6 2,163.6 0.0 2,163.6 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 617.8 0.0 617.8 22.3 0.0 22.3 (106.1) 0.0 (106.1) 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 701.6 0.0 701.6 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

Barclays

163






cuentas de margen



















otros organismos













Margen financiero















Resultado Neto





EF de Subsidiarias


Subsidiarias(1)

296.3 0.0 296.3

3.5 0.0 3.5

2.9 0.0 2.9

244.9 0.0 244.9

45.0 0.0 45.0

0.0 0.0 0.0

0.0 0.0 0.0

0.0 0.0 0.0

0.0 0.0 0.0

0.0 0.0 0.0

0.0 0.0 0.0

0.0 0.0 0.0

0.0 0.0 0.0

0.0 0.0 0.0

208.6 0.0 208.6

0.4 0.0 0.4

0.0 0.0 0.0

0.0 0.0 0.0

0.0 0.0 0.0

0.0 0.0 0.0

204.8 0.0 204.8

0.0 0.0 0.0

3.4 0.0 3.4

0.0 0.0 0.0

0.0 0.0 0.0

0.0 0.0 0.0

0.0 0.0 0.0

0.0 0.0 0.0

0.0 0.0 0.0

87.7 0.0 87.7

0.0 0.0 0.0

87.7 0.0 87.7

0.0 0.0 0.0

22.8 0.0 22.8

914.0 0.0 914.0

128.8 0.0 128.8

258.6 0.0 258.6

849.1 0.0 849.1

0.0 0.0 0.0

849.1 0.0 849.1

0.0 0.0 0.0

(147.5) 0.0 (147.5)

701.6 0.0 701.6

0.0 0.0 0.0

701.6 0.0 701.6

0.0 0.0 0.0

701.6 0.0 701.6

Barclays






EF de Subsidiarias


Subsidiarias(1)

164

1,171,081.5 14,155.4 1,172,411.2 99,505.5 2,536.6 101,511.0 2,991.8 0.0 2,991.8 307,317.1 3,320.6 305,581.6 0.0 0.0 0.0 0.0 0.0 0.0 89,744.4 0.0 89,744.4 1,246.1 0.0 1,246.1 576,498.1 5,435.1 581,786.4 302,069.2 0.0 301,922.4 136,450.6 208.4 136,659.0 137,978.3 5,226.7 143,205.0 20,985.4 66.5 21,051.9 7,591.5 0.0 7,591.5 5,953.3 5.3 5,958.6 7,440.6 61.1 7,501.8 (25,934.4) (103.9) (26,031.0) (6,084.8) (18.5) (6,096.0) (11,696.1) 0.0 (11,696.1) (3,827.4) (85.4) (3,912.8) (85.7) 0.0 (85.7) (4,240.5) 0.0 (4,240.5) 0.0 0.0 0.0 0.0 0.0 0.0 1,802.9 0.0 1,189.5 54,550.9 265.1 54,581.2 3,352.9 15.6 3,368.5 15,627.2 660.2 16,287.4 6,670.5 1,816.2 2,490.5 0.0 0.0 0.0 8,202.2 46.8 8,187.6 8,520.7 96.6 8,424.4 1,057,566.3 7,338.4 1,058,046.6 643,263.8 4,665.9 642,342.4 407,150.9 0.0 406,619.7 180,757.9 0.0 180,001.3 55,355.1 4,665.9 55,721.5 25,514.8 146.8 25,514.8 0.0 0.0 0.0 157,003.4 0.0 157,003.4 2.4 0.0 2.4 22,965.9 0.0 22,965.9 93,547.9 0.0 93,547.9 3,040.0 0.0 3,040.0 0.0 0.0 0.0 0.0 0.0 0.0 44,632.3 2,413.8 45,983.5 62,252.9 0.0 62,252.9 0.0 61.4 0.0 5,343.0 50.4 5,393.4 113,515.2 6,817.0 114,364.7 39,863.8 3,697.3 39,863.8 24,138.2 3,579.6 24,138.2 0.0 0.0 0.0 15,725.7 117.7 15,725.7 0.0 0.0 0.0 73,651.4 3,119.6 73,658.7 6,881.4 132.5 6,881.4 45,287.5 1,582.9 45,287.7 3,000.7 0.0 3,000.7 2,007.0 0.0 2,007.0 167.9 153.3 167.9 0.0 0.0 0.0 16,306.9 1,250.9 16,314.0 0.0 0.1 842.1 0.0 0.0 0.0 215,388.3 0.0 215,388.3

BBVA Bancomer

165






cuentas de margen



















otros organismos













Margen financiero















Resultado Neto





EF de Subsidiarias


Subsidiarias(1)

68,827.9 701.3 69,333.0

2,641.0 0.7 2,641.5

75.2 0.0 75.2

12,660.2 131.1 12,602.5

1,114.7 0.0 1,114.7

6.4 0.0 6.4

49,749.7 557.0 50,299.3

292.7 0.0 292.8

749.2 12.5 761.7

1.1 0.0 1.1

0.0 0.0 0.0

163.8 0.0 163.8

1,373.9 0.0 1,373.9

0.0 0.0 0.0

22,498.1 380.1 22,681.9

2,862.6 0.2 2,862.6

5,288.5 0.0 5,225.7

1,732.2 366.3 1,973.2

639.1 7.3 639.1

1,976.8 0.0 1,976.8

9,670.9 0.0 9,670.2

0.0 0.0 0.0

74.9 0.0 74.9

5.9 0.0 5.9

34.1 0.0 34.1

0.0 0.0 0.0

213.1 6.3 219.4

0.0 0.0 0.0

0.0 0.0 0.0

46,329.8 321.3 46,651.1

15,460.6 53.5 15,507.1

30,869.2 267.8 31,144.0

17,937.4 2,861.8 20,758.2

5,397.7 470.8 5,437.1

3,550.8 142.4 3,693.2

613.6 518.7 740.6

27,522.9 1,571.8 29,144.8

20,050.3 1,748.1 21,753.9

1,094.3 59.9 198.5

21,144.6 1,808.0 21,952.5

4,492.5 549.1 5,041.6

(345.2) (4.9) (350.1)

16,306.9 1,254.0 16,560.8

0.0 0.0 0.0

16,306.9 1,254.0 16,560.8

0.0 (3.1) (246.8)

16,306.9 1,250.9 16,314.0

BBVA Bancomer






EF de Subsidiarias


Subsidiarias(1)

166

17,432.4 0.0 17,432.4 3,438.0 0.0 3,438.0 0.0 0.0 0.0 6,415.6 0.0 6,415.6 0.0 0.0 0.0 0.0 0.0 0.0 6.2 0.0 6.2 0.0 0.0 0.0 2,934.0 0.0 2,934.0 2,807.0 0.0 2,807.0 127.1 0.0 127.1 0.0 0.0 0.0 1.4 0.0 1.4 0.0 0.0 0.0 1.4 0.0 1.4 0.0 0.0 0.0 (19.0) 0.0 (19.0) (15.3) 0.0 (15.3) (2.9) 0.0 (2.9) 0.0 0.0 0.0 (0.9) 0.0 (0.9) 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 4,221.1 0.0 4,221.1 3.5 0.0 3.5 320.4 0.0 320.4 3.4 0.0 3.4 0.0 0.0 0.0 0.0 0.0 0.0 107.7 0.0 107.7 16,584.1 0.0 16,584.1 9,201.9 0.0 9,201.9 356.2 0.0 356.2 8,845.7 0.0 8,845.7 0.0 0.0 0.0 44.9 0.0 44.9 0.0 0.0 0.0 2,649.3 0.0 2,649.3 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 68.0 0.0 68.0 4,523.2 0.0 4,523.2 0.0 0.0 0.0 72.5 0.0 72.5 24.3 0.0 24.3 848.3 0.0 848.3 422.9 0.0 422.9 422.9 0.0 422.9 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 425.4 0.0 425.4 74.6 0.0 74.6 238.9 0.0 238.9 6.4 0.0 6.4 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 105.5 0.0 105.5 0.0 0.0 0.0 0.0 0.0 0.0 851.0 0.0 851.0

CI Banco

167






cuentas de margen



















otros organismos













Margen financiero















Resultado Neto





EF de Subsidiarias


Subsidiarias(1)

650.7 0.0 650.7

2.7 0.0 2.7

0.0 0.0 0.0

262.8 0.0 262.8

1.2 0.0 1.2

0.0 0.0 0.0

154.3 0.0 154.3

0.0 0.0 0.0

4.4 0.0 4.4

0.0 0.0 0.0

0.0 0.0 0.0

0.0 0.0 0.0

225.4 0.0 225.4

0.0 0.0 0.0

566.8 0.0 566.8

0.8 0.0 0.8

284.9 0.0 284.9

0.0 0.0 0.0

2.2 0.0 2.2

0.0 0.0 0.0

54.6 0.0 54.6

0.0 0.0 0.0

0.0 0.0 0.0

0.0 0.0 0.0

0.0 0.0 0.0

0.0 0.0 0.0

224.2 0.0 224.2

0.0 0.0 0.0

0.0 0.0 0.0

83.9 0.0 83.9

15.2 0.0 15.2

68.7 0.0 68.7

45.4 0.0 45.4

47.8 0.0 47.8

961.9 0.0 961.9

20.2 0.0 20.2

893.6 0.0 893.6

154.8 0.0 154.8

0.0 0.0 0.0

154.8 0.0 154.8

66.8 0.0 66.8

17.5 0.0 17.5

105.5 0.0 105.5

0.0 0.0 0.0

105.5 0.0 105.5

0.0 0.0 0.0

105.5 0.0 105.5

CI Banco






EF de Subsidiarias


Subsidiarias(1)

168

14,776.4 0.0 14,776.4 2,006.1 0.0 2,006.1 0.0 0.0 0.0 449.9 0.0 449.9 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 11,749.2 0.0 11,749.2 869.2 0.0 869.2 10,880.0 0.0 10,880.0 0.0 0.0 0.0 242.2 0.0 242.2 0.0 0.0 0.0 242.2 0.0 242.2 0.0 0.0 0.0 (423.7) 0.0 (423.7) (4.3) 0.0 (4.3) (419.4) 0.0 (419.4) 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 169.3 0.0 169.3 0.0 0.0 0.0 358.0 0.0 358.0 0.2 0.0 0.2 0.0 0.0 0.0 141.8 0.0 141.8 83.4 0.0 83.4 8,138.2 0.0 8,138.2 4,868.5 0.0 4,868.5 4.4 0.0 4.4 354.5 0.0 354.5 4,509.6 0.0 4,509.6 2,468.4 0.0 2,468.4 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 19.5 0.0 19.5 747.4 0.0 747.4 0.0 0.0 0.0 0.0 0.0 0.0 34.4 0.0 34.4 6,638.2 0.0 6,638.2 473.7 0.0 473.7 473.7 0.0 473.7 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 6,164.4 0.0 6,164.4 1,522.3 0.0 1,522.3 3,079.9 0.0 3,079.9 0.0 0.0 0.0 (5.9) 0.0 (5.9) 0.0 0.0 0.0 0.0 0.0 0.0 1,568.1 0.0 1,568.1 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

Compartamos

169






cuentas de margen



















otros organismos













Margen financiero















Resultado Neto





EF de Subsidiarias


Subsidiarias(1)

5,595.2 0.0 5,595.2

39.0 0.0 39.0

0.0 0.0 0.0

11.0 0.0 11.0

0.0 0.0 0.0

0.0 0.0 0.0

5,540.8 0.0 5,540.8

4.4 0.0 4.4

0.0 0.0 0.0

0.0 0.0 0.0

0.0 0.0 0.0

0.0 0.0 0.0

0.0 0.0 0.0

0.0 0.0 0.0

277.9 0.0 277.9

0.0 0.0 0.0

5.1 0.0 5.1

125.8 0.0 125.8

135.5 0.0 135.5

0.0 0.0 0.0

0.0 0.0 0.0

0.0 0.0 0.0

0.0 0.0 0.0

0.0 0.0 0.0

7.0 0.0 7.0

4.5 0.0 4.5

0.0 0.0 0.0

0.0 0.0 0.0

0.0 0.0 0.0

5,317.2 0.0 5,317.2

328.0 0.0 328.0

4,989.2 0.0 4,989.2

154.9 0.0 154.9

242.7 0.0 242.7

(4.5) 0.0 (4.5)

46.4 0.0 46.4

2,689.7 0.0 2,689.7

2,253.7 0.0 2,253.7

0.0 0.0 0.0

2,253.7 0.0 2,253.7

676.6 0.0 676.6

(9.0) 0.0 (9.0)

1,568.1 0.0 1,568.1

0.0 0.0 0.0

1,568.1 0.0 1,568.1

0.0 0.0 0.0

1,568.1 0.0 1,568.1

Compartamos






EF de Subsidiarias


Subsidiarias(1)

170

169,981.3 0.0 169,981.3 4,073.5 0.0 4,073.5 793.7 0.0 793.7 7,408.5 0.0 7,408.5 2,382.9 0.0 2,382.9 0.0 0.0 0.0 138,467.7 0.0 138,467.7 0.0 0.0 0.0 736.1 0.0 736.1 736.1 0.0 736.1 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 (3.8) 0.0 (3.8) (3.7) 0.0 (3.7) 0.0 0.0 0.0 0.0 0.0 0.0 (0.2) 0.0 (0.2) 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 15,919.6 0.0 15,919.6 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 31.9 0.0 31.9 171.3 0.0 171.3 167,457.6 0.0 167,457.6 1,876.0 0.0 1,876.0 0.0 0.0 0.0 1,876.0 0.0 1,876.0 0.0 0.0 0.0 3,311.9 0.0 3,311.9 0.0 0.0 0.0 4,396.2 0.0 4,396.2 0.1 0.0 0.1 2,315.4 0.0 2,315.4 139,124.1 0.0 139,124.1 0.0 0.0 0.0 0.0 0.0 0.0 78.3 0.0 78.3 16,352.5 0.0 16,352.5 0.0 0.0 0.0 0.0 0.0 0.0 3.2 0.0 3.2 2,523.7 0.0 2,523.7 1,002.4 0.0 1,002.4 1,002.4 0.0 1,002.4 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 1,521.2 0.0 1,521.2 162.0 0.0 162.0 1,231.0 0.0 1,231.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 128.3 0.0 128.3 0.0 0.0 0.0 0.0 0.0 0.0 73.9 0.0 73.9

Deutsche Bank

171






cuentas de margen



















otros organismos













Margen financiero















Resultado Neto





EF de Subsidiarias


Subsidiarias(1)

618.9 0.0 618.9

3.8 0.0 3.8

14.0 0.0 14.0

190.4 0.0 190.4

368.6 0.0 368.6

0.0 0.0 0.0

32.3 0.0 32.3

0.0 0.0 0.0

0.0 0.0 0.0

0.0 0.0 0.0

0.0 0.0 0.0

0.0 0.0 0.0

9.8 0.0 9.8

0.0 0.0 0.0

368.6 0.0 368.6

0.0 0.0 0.0

25.1 0.0 25.1

0.0 0.0 0.0

17.3 0.0 17.3

0.0 0.0 0.0

308.9 0.0 308.9

0.0 0.0 0.0

9.0 0.0 9.0

0.0 0.0 0.0

0.0 0.0 0.0

0.0 0.0 0.0

8.4 0.0 8.4

0.0 0.0 0.0

0.0 0.0 0.0

250.3 0.0 250.3

1.0 0.0 1.0

249.4 0.0 249.4

106.2 0.0 106.2

41.7 0.0 41.7

54.9 0.0 54.9

109.8 0.0 109.8

293.3 0.0 293.3

185.3 0.0 185.3

0.0 0.0 0.0

185.3 0.0 185.3

87.4 0.0 87.4

30.4 0.0 30.4

128.3 0.0 128.3

0.0 0.0 0.0

128.3 0.0 128.3

0.0 0.0 0.0

128.3 0.0 128.3

Deutsche Bank






EF de Subsidiarias


Subsidiarias(1)

172

485,839.3 4,593.7 486,018.8 55,376.0 19.5 55,376.0 0.0 0.0 0.0 143,558.3 1,912.5 145,470.8 7,667.9 0.0 7,667.9 0.0 0.0 0.0 50,979.2 0.0 50,979.2 0.0 0.0 0.0 177,038.5 0.0 176,636.1 130,108.6 0.0 129,706.1 29,101.3 0.0 29,101.3 17,828.6 0.0 17,828.6 5,108.7 0.0 5,108.7 2,013.7 0.0 2,013.7 1,256.0 0.0 1,256.0 1,839.0 0.0 1,839.0 (10,233.1) 0.0 (10,230.8) (5,313.0) 0.0 (5,310.8) (3,581.0) 0.0 (3,581.0) (744.3) 0.0 (744.3) (415.4) 0.0 (415.4) (179.3) 0.0 (179.3) 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 36,493.0 53.3 36,545.6 191.4 0.0 191.4 5,702.3 2,371.0 8,073.3 4,158.5 3.3 170.0 0.0 2.6 2.6 5,318.0 70.2 5,386.3 4,480.6 161.3 4,641.9 447,862.1 599.0 448,036.6 281,484.3 0.0 281,464.8 160,121.6 0.0 160,102.1 117,100.4 0.0 117,100.4 4,262.3 0.0 4,262.3 28,927.1 402.4 28,927.1 0.0 0.0 0.0 22,597.9 0.0 22,597.9 3.6 0.0 3.6 6,673.3 0.0 6,673.3 50,668.9 0.0 50,668.9 0.0 0.0 0.0 0.0 0.0 0.0 603.8 153.4 757.1 45,882.7 40.4 45,922.4 10,434.8 0.0 10,434.8 0.0 1.9 0.0 585.6 1.0 586.6 37,977.2 3,994.7 37,982.2 25,605.3 3,374.5 25,605.3 5,087.2 3,353.6 5,087.2 0.0 16.4 0.0 20,518.1 4.5 20,518.1 0.0 0.0 0.0 12,371.8 620.2 12,374.1 11,069.0 93.4 11,069.0 (303.1) 178.5 (301.3) 758.4 0.0 758.4 (467.5) 0.0 (467.5) 0.0 0.0 0.0 0.0 0.0 0.0 1,315.0 348.3 1,315.4 0.0 0.0 2.8 13.8 0.0 13.8 19,193.0 0.0 19,193.0

HSBC

173






cuentas de margen



















otros organismos













Margen financiero















Resultado Neto





EF de Subsidiarias


Subsidiarias(1)

22,077.3 26.9 22,098.3

1,220.2 0.0 1,214.2

0.0 0.0 0.0

5,517.7 0.0 5,517.7

0.0 0.0 0.0

0.0 0.0 0.0

14,437.1 0.0 14,437.1

108.1 0.0 108.1

238.4 0.0 238.4

555.8 0.0 555.8

0.0 0.0 0.0

0.0 0.0 0.0

0.0 26.9 26.9

0.0 0.0 0.0

7,481.1 72.8 7,548.0

1,239.7 6.0 1,239.7

3,071.6 0.0 3,071.6

186.7 0.0 186.7

600.0 0.0 600.0

377.6 0.0 377.6

1,992.7 0.0 1,992.7

0.0 0.0 0.0

12.6 0.0 12.6

0.0 0.0 0.0

0.0 0.0 0.0

0.0 0.0 0.0

0.2 66.9 67.0

0.0 0.0 0.0

0.0 0.0 0.0

14,596.2 (45.9) 14,550.3

4,750.0 0.0 4,749.6

9,846.1 (45.9) 9,800.6

5,649.0 0.0 5,649.0

1,047.6 15.8 1,063.3

1,963.2 48.4 2,011.6

3,859.5 653.3 4,312.8

19,103.8 127.6 19,031.3

1,166.6 512.5 1,679.4

419.9 (17.3) 35.4

1,586.5 495.2 1,714.8

498.6 153.5 652.2

227.2 6.7 233.8

1,315.0 348.3 1,296.5

0.0 0.0 0.0

1,315.0 348.3 1,296.5

0.0 0.0 19.0

1,315.0 348.3 1,315.4

HSBC






EF de Subsidiarias


Subsidiarias(1)

174

211,577.4 8,814.9 213,411.1 21,351.0 24.8 21,374.0 3,348.9 0.0 3,348.9 15,909.9 1,522.1 17,432.0 502.8 0.0 502.8 0.0 0.0 0.0 10,008.1 0.0 10,008.1 2,382.2 0.0 2,382.2 154,692.8 159.8 154,115.8 145,143.6 159.5 144,566.4 8,343.3 0.3 8,343.6 1,205.9 0.0 1,205.9 4,737.9 0.0 4,737.9 4,489.8 0.0 4,489.8 160.0 0.0 160.0 88.1 0.0 88.1 (21,130.7) (0.0) (21,130.7) (19,584.4) (0.0) (19,584.4) (1,298.5) 0.0 (1,298.5) (103.6) 0.0 (103.6) (108.5) 0.0 (108.5) (35.7) 0.0 (35.7) 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 12,138.0 240.6 12,378.6 608.1 0.0 608.1 398.9 367.8 766.7 6,150.4 6,412.1 6,320.3 0.0 0.0 0.0 0.0 0.5 0.0 479.2 87.3 566.4 163,005.7 1,760.8 164,027.4 120,292.7 0.0 120,290.9 50,073.6 0.0 50,072.3 38,647.5 0.0 38,647.0 31,571.6 0.0 31,571.6 10,371.9 736.8 10,371.9 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 19,457.1 0.0 19,457.1 0.0 0.0 0.0 0.0 0.0 0.0 1,038.7 230.8 1,269.5 11,034.0 109.2 11,143.2 0.0 0.0 0.0 197.6 684.0 881.1 613.7 0.0 613.7 48,571.8 7,054.1 49,383.7 25,264.3 1,859.5 25,264.3 17,579.5 1,608.8 17,579.5 0.0 0.0 0.0 7,684.8 250.6 7,684.8 0.0 0.0 0.0 23,307.5 5,194.7 23,307.5 6,393.2 145.3 6,393.2 14,566.2 3,613.1 14,566.2 31.4 0.0 31.4 0.0 0.0 0.0 0.0 0.0 0.0 265.3 598.7 265.3 2,051.3 837.6 2,051.3 0.0 0.0 812.0 1.9 0.0 1.9 4,736.4 0.0 4,736.4

Inbursa

175






cuentas de margen



















otros organismos













Margen financiero















Resultado Neto





EF de Subsidiarias


Subsidiarias(1)

12,263.6 24.4 12,255.8

561.5 2.1 563.6

0.0 0.0 0.0

1,348.4 21.8 1,370.2

1,005.5 0.0 1,005.5

0.0 0.0 0.0

9,082.5 0.0 9,050.4

241.3 0.0 241.3

24.2 0.0 24.2

0.0 0.0 0.0

0.0 0.0 0.0

0.0 0.0 0.0

0.0 0.5 0.5

0.0 0.0 0.0

5,545.5 1.7 5,547.2

1,491.2 0.0 1,491.1

1,887.0 0.0 1,887.0

937.5 0.0 937.5

312.3 1.6 313.9

0.0 0.0 0.0

855.7 0.0 855.7

0.0 0.0 0.0

0.0 0.0 0.0

0.0 0.0 0.0

0.0 0.0 0.0

0.0 0.0 0.0

61.7 0.2 61.9

0.0 0.0 0.0

0.0 0.0 0.0

6,718.1 22.7 6,708.6

1,822.3 0.0 1,822.3

4,895.8 22.7 4,886.3

1,366.5 1,007.3 2,373.7

123.1 32.9 123.8

(2,986.4) (76.9) (3,063.4)

456.8 47.6 492.7

2,116.0 326.2 2,430.5

1,493.5 641.5 2,135.0

759.6 354.6 352.7

2,253.0 996.1 2,487.7

1,100.7 220.3 1,320.9

899.0 61.8 960.7

2,051.3 837.6 2,127.5

0.0 0.0 0.0

2,051.3 837.6 2,127.5

0.0 0.0 (76.1)

2,051.3 837.6 2,051.3

Inbursa






EF de Subsidiarias


Subsidiarias(1)

176

126,348.4 0.0 126,348.4 1,271.7 0.0 1,271.7 0.0 0.0 0.0 70,311.0 0.0 70,311.0 68.0 0.0 68.0 0.0 0.0 0.0 20,552.0 0.0 20,552.0 0.0 0.0 0.0 3,555.6 0.0 3,555.6 3,555.6 0.0 3,555.6 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 (40.1) 0.0 (40.1) (29.4) 0.0 (29.4) 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 (10.6) 0.0 (10.6) 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 30,384.3 0.0 30,384.3 0.0 0.0 0.0 28.7 0.0 28.7 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 217.0 0.0 217.0 117,916.5 0.0 117,916.5 3,214.3 0.0 3,214.3 0.0 0.0 0.0 2,980.8 0.0 2,980.8 233.5 0.0 233.5 325.8 0.0 325.8 0.0 0.0 0.0 23,519.7 0.0 23,519.7 0.0 0.0 0.0 49,659.3 0.0 49,659.3 18,211.0 0.0 18,211.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 21,688.9 0.0 21,688.9 1,035.1 0.0 1,035.1 262.5 0.0 262.5 0.0 0.0 0.0 8,431.8 0.0 8,431.8 1,950.3 0.0 1,950.3 1,950.3 0.0 1,950.3 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 6,481.5 0.0 6,481.5 643.9 0.0 643.9 5,298.9 0.0 5,298.9 128.5 0.0 128.5 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 410.2 0.0 410.2 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

ING

177






cuentas de margen



















otros organismos













Margen financiero















Resultado Neto





EF de Subsidiarias


Subsidiarias(1)

4,217.8 0.0 4,217.8

47.7 0.0 47.7

82.4 0.0 82.4

3,232.1 0.0 3,232.1

623.2 0.0 623.2

0.0 0.0 0.0

218.5 0.0 218.5

0.0 0.0 0.0

13.8 0.0 13.8

0.0 0.0 0.0

0.0 0.0 0.0

0.0 0.0 0.0

0.0 0.0 0.0

0.0 0.0 0.0

1,351.6 0.0 1,351.6

0.0 0.0 0.0

182.5 0.0 182.5

11.9 0.0 11.9

66.3 0.0 66.3

53.1 0.0 53.1

827.4 0.0 827.4

0.0 0.0 0.0

204.8 0.0 204.8

0.0 0.0 0.0

5.6 0.0 5.6

0.0 0.0 0.0

0.0 0.0 0.0

0.0 0.0 0.0

0.0 0.0 0.0

2,866.2 0.0 2,866.2

0.0 0.0 0.0

2,866.2 0.0 2,866.2

0.0 0.0 0.0

69.8 0.0 69.8

(1,623.0) 0.0 (1,623.0)

38.4 0.0 38.4

322.2 0.0 322.2

889.6 0.0 889.6

0.0 0.0 0.0

889.6 0.0 889.6

1.7 0.0 1.7

(477.8) 0.0 (477.8)

410.2 0.0 410.2

0.0 0.0 0.0

410.2 0.0 410.2

0.0 0.0 0.0

410.2 0.0 410.2

ING






EF de Subsidiarias


Subsidiarias(1)

178

83,294.1 42.7 83,281.6 4,383.4 0.3 4,383.7 0.0 0.0 0.0 27,282.4 25.3 27,287.2 0.5 0.0 0.5 0.0 0.0 0.0 8.3 0.0 8.3 0.0 0.0 0.0 47,356.6 0.0 47,356.6 47,155.7 0.0 47,155.7 8.1 0.0 8.1 192.8 0.0 192.8 2,099.7 0.0 2,099.7 2,087.5 0.0 2,087.5 1.4 0.0 1.4 10.9 0.0 10.9 (2,402.6) 0.0 (2,402.6) (2,386.2) 0.0 (2,386.2) (1.0) 0.0 (1.0) (6.1) 0.0 (6.1) (9.3) 0.0 (9.3) 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 3,701.7 2.4 3,704.0 278.2 0.0 278.2 140.6 12.3 152.9 38.4 0.0 3.9 0.0 0.0 0.0 0.0 0.1 0.0 406.8 2.2 409.1 78,437.2 8.2 78,424.6 37,171.7 0.0 37,151.3 10,251.2 0.0 10,251.2 23,409.4 0.0 23,389.0 3,511.0 0.0 3,511.0 11,731.5 0.0 11,731.5 0.0 0.0 0.0 24,544.4 0.0 24,544.4 0.0 0.0 0.0 0.0 0.0 0.0 0.6 0.0 0.6 0.0 0.0 0.0 0.0 0.0 0.0 92.5 2.0 94.5 2,614.2 6.1 2,620.1 1,852.6 0.0 1,852.6 427.8 0.0 427.8 1.9 0.1 2.0 4,856.9 34.5 4,856.9 1,951.2 101.6 1,951.2 1,912.7 101.6 1,912.7

38.5 0.0 38.5 0.0 0.0 0.0 0.0 0.0 0.0 2,905.8 (67.1) 2,905.8 336.8 0.4 336.8 1,649.7 (70.5) 1,649.7

189.5 0.0 189.5

0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 729.8 3.0 729.8 0.0 0.0 0.0 0.0 0.0 0.0 599.5 0.0 599.5

Interacciones

179






cuentas de margen



















otros organismos













Margen financiero















Resultado Neto





EF de Subsidiarias


Subsidiarias(1)

3,638.9 0.8 3,639.0

139.3 0.0 139.3

0.0 0.0 0.0

58.4 0.8 58.6

874.9 0.0 874.9

0.1 0.0 0.1

2,529.3 0.0 2,529.3

15.6 0.0 15.6

8.0 0.0 8.0

0.0 0.0 0.0

0.0 0.0 0.0

13.2 0.0 13.2

0.0 0.0 0.0

0.0 0.0 0.0

2,648.2 0.0 2,647.6

210.8 0.0 210.7

859.3 0.0 858.7

139.7 0.0 139.7

520.3 0.0 520.3

88.5 0.0 88.5

829.5 0.0 829.5

0.2 0.0 0.2

0.0 0.0 0.0

0.0 0.0 0.0

0.0 0.0 0.0

0.0 0.0 0.0

0.0 0.0 0.0

0.0 0.0 0.0

0.0 0.0 0.0

990.7 0.8 991.4

1,227.5 0.0 1,227.5

(236.9) 0.8 (236.1)

3,880.7 0.0 3,880.7

1,672.4 2.8 1,675.2

120.4 0.0 120.4

118.2 20.1 134.1

1,300.2 13.7 1,309.6

909.9 4.3 914.3

0.9 0.0 (2.1)

910.9 4.3 912.2

181.1 1.3 182.4

0.0 0.0 0.0

729.8 3.0 729.8

0.0 0.0 0.0

729.8 3.0 729.8

0.0 0.0 (0.0)

729.8 3.0 729.8

Interacciones






EF de Subsidiarias


Subsidiarias(1)

180

32,811.6 0.2 32,811.6 1,615.4 0.0 1,615.4 32.0 0.0 32.0 21,637.6 0.1 21,637.7 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 7,815.8 0.0 7,815.8 7,361.7 0.0 7,361.7 454.0 0.0 454.0 0.0 0.0 0.0 131.0 0.0 131.0 93.9 0.0 93.9 37.1 0.0 37.1 0.0 0.0 0.0 (448.6) 0.0 (448.6) (360.3) 0.0 (360.3) (88.0) 0.0 (88.0) 0.0 0.0 0.0 (0.3) 0.0 (0.3) (0.0) 0.0 (0.0) 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 1,821.2 0.0 1,821.2 83.5 0.0 83.5 33.3 0.0 33.3 66.9 0.0 66.7 0.0 0.0 0.0 0.0 0.0 0.0 23.5 0.0 23.5 30,325.8 0.0 30,325.8 10,345.1 0.0 10,345.1 480.4 0.0 480.4 9,541.7 0.0 9,541.6 323.1 0.0 323.1 2,130.2 0.0 2,130.2 0.0 0.0 0.0 15,543.8 0.0 15,543.8 0.0 0.0 0.0 0.0 0.0 0.0 0.3 0.0 0.3 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 2,280.6 0.0 2,280.7 0.0 0.0 0.0 12.9 0.0 12.9 12.8 0.0 12.8 2,485.8 0.2 2,485.8 1,097.7 0.3 1,097.7 1,097.7 0.3 1,097.7 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 1,388.0 (0.1) 1,388.0 142.0 0.0 142.0 793.4 (0.2) 793.4 344.1 0.0 344.1 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 108.5 0.0 108.5 0.0 0.0 0.0 0.0 0.0 0.0 7,856.4 0.0 7,856.4

Invex

181






cuentas de margen



















otros organismos













Margen financiero















Resultado Neto





EF de Subsidiarias


Subsidiarias(1)

1,369.2 0.0 1,369.2

32.6 0.0 32.6

2.2 0.0 2.2

544.9 0.0 544.9

119.2 0.0 119.2

0.0 0.0 0.0

638.1 0.0 638.1

0.3 0.0 0.3

26.8 0.0 26.8

0.0 0.0 0.0

0.0 0.0 0.0

1.9 0.0 1.9

3.2 0.0 3.2

0.0 0.0 0.0

896.2 0.0 896.2

0.0 0.0 0.0

286.0 0.0 286.0

7.9 0.0 7.9

81.3 0.0 81.3

0.0 0.0 0.0

521.0 0.0 521.0

0.0 0.0 0.0

0.0 0.0 0.0

0.0 0.0 0.0

0.0 0.0 0.0

0.0 0.0 0.0

0.0 0.0 0.0

0.0 0.0 0.0

0.0 0.0 0.0

473.0 0.0 473.0

153.6 0.0 153.6

319.4 0.0 319.4

315.9 0.0 315.9

17.2 0.0 17.2

34.1 0.0 34.1

45.7 0.1 45.7

561.1 0.1 561.2

136.6 0.0 136.6

15.4 0.0 15.4

152.0 0.0 152.0

0.0 0.0 0.0

(43.5) 0.0 (43.5)

108.5 0.0 108.5

0.0 0.0 0.0

108.5 0.0 108.5

0.0 0.0 (0.0)

108.5 0.0 108.5

Invex






EF de Subsidiarias


Subsidiarias(1)

182

90,113.4 0.0 90,113.4 5,343.1 0.0 5,343.1 437.1 0.0 437.1 41,415.0 0.0 41,415.0 2,000.5 0.0 2,000.5 0.0 0.0 0.0 6,638.6 0.0 6,638.6 119.2 0.0 119.2 29,960.8 0.0 29,960.8 28,520.9 0.0 28,520.9 359.4 0.0 359.4 1,080.4 0.0 1,080.4 270.3 0.0 270.3 219.6 0.0 219.6 12.7 0.0 12.7 37.9 0.0 37.9 (472.4) 0.0 (472.4) (425.2) 0.0 (425.2) (33.8) 0.0 (33.8) (13.4) 0.0 (13.4) 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 2,798.1 0.0 2,798.1 0.0 0.0 0.0 516.6 0.0 516.6 472.3 0.0 472.3 0.0 0.0 0.0 34.2 0.0 34.2 579.9 0.0 579.9 85,470.4 0.0 85,470.4 31,760.1 0.0 31,760.1 13,660.0 0.0 13,660.0 18,100.1 0.0 18,100.1 0.0 0.0 0.0 6,123.7 0.0 6,123.7 0.0 0.0 0.0 32,978.1 0.0 32,978.1 0.0 0.0 0.0 0.0 0.0 0.0 6,440.8 0.0 6,440.8 (67.3) 0.0 (67.3) 0.0 0.0 0.0 0.0 0.0 0.0 4,783.1 0.0 4,783.1 3,334.9 0.0 3,334.9 0.0 0.0 0.0 116.9 0.0 116.9 4,643.1 0.0 4,643.1 4,041.8 0.0 4,041.8 3,239.5 0.0 3,239.5 0.0 0.0 0.0 802.4 0.0 802.4 0.0 0.0 0.0 601.2 0.0 601.2 214.1 0.0 214.1 191.3 0.0 191.3 24.5 0.0 24.5 26.3 0.0 26.3 0.0 0.0 0.0 0.0 0.0 0.0 145.1 0.0 145.1 0.0 0.0 0.0 0.0 0.0 0.0 6,000.1 0.0 6,000.1

Ixe

183






cuentas de margen



















otros organismos













Margen financiero















Resultado Neto





EF de Subsidiarias


Subsidiarias(1)

3,800.5 0.0 3,800.5

110.2 0.0 110.2

0.4 0.0 0.4

365.8 0.0 365.8

1,280.0 0.0 1,280.0

0.0 0.0 0.0

1,934.4 0.0 1,934.4

0.0 0.0 0.0

104.2 0.0 104.2

0.0 0.0 0.0

0.0 0.0 0.0

5.6 0.0 5.6

0.0 0.0 0.0

0.0 0.0 0.0

2,337.4 0.0 2,337.4

154.5 0.0 154.5

561.9 0.0 561.9

0.0 0.0 0.0

230.5 0.0 230.5

169.2 0.0 169.2

1,220.1 0.0 1,220.1

0.0 0.0 0.0

0.0 0.0 0.0

1.1 0.0 1.1

0.0 0.0 0.0

0.0 0.0 0.0

0.1 0.0 0.1

0.0 0.0 0.0

0.0 0.0 0.0

1,463.1 0.0 1,463.1

127.9 0.0 127.9

1,335.2 0.0 1,335.2

635.5 0.0 635.5

195.4 0.0 195.4

472.1 0.0 472.1

103.4 0.0 103.4

2,173.7 0.0 2,173.7

177.1 0.0 177.1

(58.2) 0.0 (58.2)

118.9 0.0 118.9

0.0 0.0 0.0

26.2 0.0 26.2

145.1 0.0 145.1

0.0 0.0 0.0

145.1 0.0 145.1

0.0 0.0 0.0

145.1 0.0 145.1

Ixe






EF de Subsidiarias


Subsidiarias(1)

184

30,853.7 0.0 30,853.7 4,619.5 0.0 4,619.5 149.3 0.0 149.3 11,586.2 0.0 11,586.2 2,141.9 0.0 2,141.9 0.0 0.0 0.0 5,466.2 0.0 5,466.2 0.0 0.0 0.0 382.5 0.0 382.5 382.5 0.0 382.5 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 (15.2) 0.0 (15.2) (12.7) 0.0 (12.7) 0.0 0.0 0.0 0.0 0.0 0.0 (2.5) 0.0 (2.5) 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 6,158.0 0.0 6,158.0 0.0 0.0 0.0 71.7 0.0 71.7 223.2 0.0 223.2 0.0 0.0 0.0 0.0 0.0 0.0 70.5 0.0 70.5 26,484.4 0.0 26,484.4 1,611.0 0.0 1,611.0 1,611.0 0.0 1,611.0 0.0 0.0 0.0 0.0 0.0 0.0 454.5 0.0 454.5 0.0 0.0 0.0 4,436.8 0.0 4,436.8 0.0 0.0 0.0 3,595.4 0.0 3,595.4 5,574.1 0.0 5,574.1 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 10,713.1 0.0 10,713.1 0.0 0.0 0.0 99.2 0.0 99.2 0.1 0.0 0.1 4,369.4 0.0 4,369.4 3,758.1 0.0 3,758.1 3,758.1 0.0 3,758.1 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 611.3 0.0 611.3 1,161.9 0.0 1,161.9 (556.8) 0.0 (556.8) 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 6.2 0.0 6.2 0.0 0.0 0.0 0.0 0.0 0.0 748.5 0.0 748.5

J. P. Morgan

185






cuentas de margen



















otros organismos













Margen financiero















Resultado Neto





EF de Subsidiarias


Subsidiarias(1)

463.8 0.0 463.8

16.7 0.0 16.7

5.5 0.0 5.5

218.0 0.0 218.0

214.6 0.0 214.6

0.0 0.0 0.0

9.0 0.0 9.0

0.0 0.0 0.0

0.0 0.0 0.0

0.0 0.0 0.0

0.0 0.0 0.0

0.0 0.0 0.0

0.0 0.0 0.0

0.0 0.0 0.0

320.7 0.0 320.7

9.5 0.0 9.5

0.0 0.0 0.0

0.0 0.0 0.0

4.0 0.0 4.0

0.0 0.0 0.0

158.4 0.0 158.4

0.0 0.0 0.0

148.8 0.0 148.8

0.0 0.0 0.0

0.0 0.0 0.0

0.0 0.0 0.0

0.0 0.0 0.0

0.0 0.0 0.0

0.0 0.0 0.0

143.2 0.0 143.2

13.3 0.0 13.3

129.8 0.0 129.8

7.4 0.0 7.4

35.5 0.0 35.5

312.7 0.0 312.7

96.8 0.0 96.8

292.2 0.0 292.2

219.0 0.0 219.0

8.6 0.0 8.6

227.6 0.0 227.6

0.0 0.0 0.0

(221.4) 0.0 (221.4)

6.2 0.0 6.2

0.0 0.0 0.0

6.2 0.0 6.2

0.0 0.0 0.0

6.2 0.0 6.2

J. P. Morgan






EF de Subsidiarias


Subsidiarias(1)

186

38,257.3 953.2 38,615.9 5,618.5 258.5 5,870.0 914.5 0.0 914.5 7,060.8 0.0 7,060.8 309.5 0.0 309.5 0.0 0.0 0.0 1,534.9 0.0 1,534.9 0.0 0.0 0.0 3,453.9 0.0 3,142.3 3,086.6 0.0 2,775.0 0.0 0.0 0.0 367.3 0.0 367.3 65.7 0.0 65.7 65.7 0.0 65.7 0.0 0.0 0.0 0.0 0.0 0.0 (63.5) 0.0 (63.5) (57.7) 0.0 (57.7) 0.0 0.0 0.0 (1.3) 0.0 (1.3) (2.2) 0.0 (2.2) (2.3) 0.0 (2.3) 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 18,722.0 25.6 18,743.8 2.1 0.0 2.1 69.8 9.8 79.6 272.7 0.0 13.2 0.0 0.0 0.0 90.7 3.7 81.6 205.7 655.6 861.2 35,812.1 693.7 36,170.8 3,495.8 0.0 3,488.9 2,856.5 0.0 2,849.5 394.0 0.0 394.0 245.4 0.0 245.4 1,529.9 311.6 1,529.9 0.0 0.0 0.0 4,871.4 0.0 4,871.4 0.0 0.0 0.0 0.0 0.0 0.0 1,975.5 0.0 1,975.5 0.0 0.0 0.0 0.0 0.0 0.0 107.9 1.4 109.3 23,806.5 368.0 24,170.7 0.0 0.0 0.0 0.0 12.8 0.0 25.1 0.0 25.1 2,445.2 259.5 2,445.2 934.6 218.6 934.6 934.6 218.6 934.6 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 1,510.6 40.8 1,510.6 158.4 0.0 158.4 650.5 (32.8) 650.5 147.1 0.0 147.1 (11.8) 42.5 (11.8) 42.5 0.0 42.5 0.0 0.0 0.0 523.9 31.2 523.9 0.0 0.0 0.0 0.0 0.0 0.0 5,104.8 0.0 5,104.8

Monex

187






cuentas de margen



















otros organismos













Margen financiero















Resultado Neto





EF de Subsidiarias


Subsidiarias(1)

368.2 0.0 363.7

19.4 0.0 14.9

0.0 0.0 0.0

220.1 0.0 220.1

0.0 0.0 0.0

0.0 0.0 0.0

112.9 0.0 112.9

0.0 0.0 0.0

1.6 0.0 1.6

14.2 0.0 14.2

0.0 0.0 0.0

0.0 0.0 0.0

0.0 0.0 0.0

0.0 0.0 0.0

217.3 4.6 217.3

11.5 4.6 11.5

21.0 0.0 21.0

16.6 0.0 16.6

23.6 0.0 23.6

0.0 0.0 0.0

144.6 0.0 144.6

0.0 0.0 0.0

0.0 0.0 0.0

0.0 0.0 0.0

0.0 0.0 0.0

0.0 0.0 0.0

0.0 0.0 0.0

0.0 0.0 0.0

0.0 0.0 0.0

150.9 (4.5) 146.4

28.2 0.0 28.2

122.7 (4.5) 118.2

111.8 6.6 118.4

68.9 2.9 71.8

1,981.3 116.1 2,097.4

58.1 45.0 63.2

1,480.2 123.5 1,563.7

724.9 36.8 761.7

31.1 0.0 (0.1)

756.0 36.8 761.6

309.3 0.0 309.3

77.2 (5.6) 71.6

523.9 31.2 523.9

0.0 0.0 0.0

523.9 31.2 523.9

0.0 0.0 0.0

523.9 31.2 523.9

Monex






EF de Subsidiarias


Subsidiarias(1)

188

21,913.6 413.6 21,918.2 3,589.5 0.2 3,589.7 0.1 0.0 0.1 3,419.5 33.6 3,431.9 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 13,566.0 0.0 13,566.0 13,245.6 0.0 13,245.6 310.8 0.0 310.8 9.6 0.0 9.6 280.4 0.0 280.4 272.7 0.0 272.7 7.7 0.0 7.7 0.0 0.0 0.0 (578.8) 0.0 (578.8) (549.3) 0.0 (549.3) (22.6) 0.0 (22.6) (0.0) 0.0 (0.0) 0.0 0.0 0.0 (6.9) 0.0 (6.9) 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 756.6 88.6 844.8 76.7 0.0 76.7 53.1 263.0 316.1 389.9 10.8 13.4 0.0 0.0 0.0 239.8 13.7 253.5 120.7 3.6 124.3 19,880.0 26.3 19,884.6 13,660.1 0.0 13,638.9 3,304.6 0.0 3,304.6 10,355.5 0.0 10,334.3 0.0 0.0 0.0 2,806.1 0.0 2,806.1 0.0 0.0 0.0 2,770.2 0.0 2,770.2 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 72.5 2.8 75.4 537.7 23.4 560.7 0.0 0.0 0.0 0.0 0.0 0.0 33.3 0.0 33.3 2,033.6 387.4 2,033.6 2,274.8 356.6 2,274.8 2,274.8 356.6 2,274.8

0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 (241.2) 30.8 (241.2) 3.1 1.6 3.1 (308.2) 16.9 (308.2)

0.0 0.0 0.0

0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 63.9 12.3 63.9 0.0 0.0 0.0 0.0 0.0 0.0 3,418.6 0.0 3,418.6

Multiva

189






cuentas de margen



















otros organismos













Margen financiero















Resultado Neto





EF de Subsidiarias


Subsidiarias(1)

806.9 1.8 809.5

22.7 0.0 22.7

0.0 0.0 0.0

119.7 1.8 122.3

3.2 0.0 3.2

0.0 0.0 0.0

588.8 0.0 588.8

0.0 0.0 0.0

59.6 0.0 59.6

0.0 0.0 0.0

0.0 0.0 0.0

12.9 0.0 12.9

0.0 0.0 0.0

0.0 0.0 0.0

478.2 0.0 479.1

10.3 0.0 10.3

325.0 0.0 325.9

0.0 0.0 0.0

79.5 0.0 79.5

0.0 0.0 0.0

55.1 0.0 55.1

0.0 0.0 0.0

0.0 0.0 0.0

0.0 0.0 0.0

0.0 0.0 0.0

8.2 0.0 8.2

0.0 0.0 0.0

0.0 0.0 0.0

0.0 0.0 0.0

328.7 1.8 330.5

355.1 0.0 355.1

(26.4) 1.8 (24.6)

401.1 28.7 427.1

44.6 15.3 57.2

116.2 0.1 116.3

66.4 27.3 92.6

451.4 30.9 481.2

61.4 11.7 73.1

12.3 0.1 0.1

73.6 11.8 73.1

47.1 4.1 51.1

37.3 4.6 41.9

63.9 12.3 63.9

0.0 0.0 0.0

63.9 12.3 63.9

0.0 0.0 0.0

63.9 12.3 63.9

Multiva





190

EF del BancoSantander

Hipotecario Sofomer


Subsidiarias

TarjetasSantander,

Sofomer


Subsidiarias(1)

788,242.0 45,722.0 21,551.3 2,434.5 788,889.1 90,141.4 0.0 440.8 159.9 90,504.1 7,537.8 0.0 0.0 1,006.6 8,544.4 230,286.2 18.5 0.0 23.0 230,327.8 8,110.7 0.0 0.0 888.6 8,751.2 0.0 0.0 0.0 0.0 0.0 110,516.4 0.0 0.0 0.0 110,516.4 140.7 0.0 0.0 0.0 140.7 290,733.0 47,100.7 18,176.5 0.0 304,811.9 250,056.4 0.0 0.0 0.0 198,858.2 0.0 47,100.7 0.0 0.0 47,100.7 40,676.6 0.0 18,176.5 0.0 58,853.1 2,524.9 1,232.0 1,560.3 0.0 5,317.3 1,839.9 0.0 0.0 0.0 1,839.9 0.0 1,232.0 0.0 0.0 1,232.0 685.0 0.0 1,560.3 0.0 2,245.4 (3,495.6) (6,710.9) (552.2) 0.0 (10,758.7) (2,974.0) 0.0 0.0 0.0 (2,974.0) 0.0 (6,702.7) 0.0 0.0 (6,702.7) (425.2) 0.0 (552.2) 0.0 (977.4) (87.8) 0.0 0.0 0.0 (87.8) (8.5) (8.3) 0.0 0.0 (16.8) 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 23,069.6 440.3 1,287.1 59.2 21,796.3 122.1 0.0 166.9 0.0 289.0 5,169.5 0.0 11.3 0.0 5,178.1 14,086.0 0.0 1.6 288.3 125.8 0.0 0.0 0.0 0.0 0.0 5,201.4 3,594.4 0.0 0.0 8,732.0 4,097.8 47.0 459.0 8.9 4,612.7 699,230.5 36,118.4 19,247.4 45.6 699,834.7 328,570.6 0.0 0.0 0.0 328,332.6 167,022.8 0.0 0.0 0.0 166,923.6 141,097.2 0.0 0.0 0.0 140,958.5 20,450.6 0.0 0.0 0.0 20,450.6 36,151.4 32,554.3 18,650.2 0.0 36,157.7 0.0 0.0 0.0 0.0 0.0 141,321.0 0.0 0.0 0.0 141,072.9 0.0 0.0 0.0 0.0 0.0 17,896.3 0.0 0.0 0.0 17,896.3 114,372.6 0.0 0.0 0.0 114,372.6 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 399.2 415.7 0.0 0.0 814.2 59,332.0 2,679.2 371.8 45.6 59,370.3 0.0 0.0 0.0 0.0 0.0 0.0 0.0 63.8 0.0 0.0 1,187.3 469.2 161.6 0.0 1,818.1 89,011.5 9,603.6 2,304.0 2,388.9 89,054.4 31,727.4 2,683.0 7,268.6 1,802.5 31,727.4 11,091.2 2,683.0 7,227.5 1,801.7 11,091.2 0.0 0.0 0.0 0.0 0.0 20,636.2 0.0 41.1 0.8 20,636.2 0.0 0.0 0.0 0.0 0.0 57,284.1 6,920.6 (4,964.6) 586.4 57,284.1 9,400.7 172.0 212.3 0.5 9,400.7 35,235.7 2,790.1 (5,326.4) 429.8 35,235.7 916.5 0.0 0.0 0.1 916.5 1,340.5 0.0 0.0 0.0 1,340.5 9.4 0.0 0.0 0.0 9.4 0.0 0.0 0.0 0.0 0.0 10,381.3 3,958.4 149.4 156.0 10,381.3 0.0 0.0 0.0 0.0 42.9 0.0 0.0 0.0 0.0 0.0 30,555.6 238,610.0 0.0 0.0 269,165.6

Santander

191






cuentas de margen



















otros organismos













Margen financiero















Resultado Neto




EF del BancoSantander

Hipotecario Sofomer


Subsidiarias

TarjetasSantander,

Sofomer


Subsidiarias(1)

26,179.4 8,572.6 858.5 116.1 33,927.7

2,072.3 0.0 0.0 0.2 2,072.3

350.4 0.0 0.0 33.4 383.8

1,007.1 1.0 0.0 49.1 1,057.2

7,827.8 0.0 0.0 33.4 7,846.3

0.0 0.0 0.0 0.0 0.0

13,703.3 8,561.8 822.8 0.0 21,304.0

73.4 7.1 28.1 0.0 108.7

432.0 2.7 7.6 0.0 442.4

713.0 0.0 0.0 0.0 713.0

0.0 0.0 0.0 0.0 0.0

0.0 0.0 0.0 0.0 0.0

0.0 0.0 0.0 0.0 0.0

0.0 0.0 0.0 0.0 0.0

12,985.6 1,233.1 552.9 0.0 12,972.6

1,053.8 0.0 0.0 0.0 1,053.8

4,048.5 0.0 0.0 0.0 4,048.4

600.1 0.0 0.0 0.0 600.1

599.9 1,233.1 552.9 0.0 602.0

0.0 0.0 0.0 0.0 0.0

5,943.4 0.0 0.0 0.0 5,928.5

0.0 0.0 0.0 0.0 0.0

716.0 0.0 0.0 0.0 716.0

0.0 0.0 0.0 0.0 0.0

0.0 0.0 0.0 0.0 0.0

17.6 0.0 0.0 0.0 17.6

6.2 0.0 0.0 0.0 6.2

0.0 0.0 0.0 0.0 0.0

0.0 0.0 0.0 0.0 0.0

13,193.8 7,339.6 305.6 116.1 20,955.1

1,320.5 3,160.3 34.7 0.0 4,515.5

11,873.3 4,179.3 270.9 116.1 16,439.6

6,129.7 2,109.5 69.2 125.1 8,407.1

931.2 441.1 0.0 60.0 1,405.9

948.6 6.5 14.7 0.0 969.8

891.7 381.3 (13.5) 7.6 861.8

11,884.2 721.6 137.9 21.7 12,360.1

7,027.8 5,514.0 203.4 167.1 12,912.3

4,288.4 0.0 0.0 19.2 54.2

11,316.3 5,514.0 203.4 186.3 12,966.6

4,038.1 1,484.3 55.5 30.3 5,608.2

3,103.1 (71.3) 1.5 0.0 3,033.4

10,381.3 3,958.4 149.4 156.0 10,391.8

0.0 0.0 0.0 0.0 0.0

10,381.3 3,958.4 149.4 156.0 10,391.8

0.0 0.0 0.0 0.0 (10.5)

10,381.3 3,958.4 149.4 156.0 10,381.3

Santander






EF de Subsidiarias


Subsidiarias(1)

192

185,249.5 4,380.2 184,370.4 19,964.8 986.7 20,292.0 125.0 7.5 80.0 21,214.0 109.7 21,214.0 5,398.9 1,755.4 5,562.4 0.0 0.0 0.0 4,072.6 0.0 4,072.6 195.4 0.0 195.4 112,561.7 0.0 112,561.7 55,167.4 0.0 55,167.4 15,307.3 0.0 15,307.3 42,087.0 0.0 42,087.0 2,993.5 0.0 2,993.5 262.2 0.0 262.2 611.4 0.0 611.4 2,120.0 0.0 2,120.0 (3,490.2) 0.0 (3,490.2) (1,198.1) 0.0 (1,198.1) (1,277.5) 0.0 (1,277.5) (656.6) 0.0 (656.6) (23.4) 0.0 (23.4) (334.6) 0.0 (334.6) 0.0 0.0 0.0 0.0 0.0 0.0 211.0 0.0 211.0 14,384.6 22.2 14,394.3 10.8 0.0 10.8 2,274.6 1,482.6 3,757.2 2,644.3 8.8 79.2 0.0 0.0 0.0 1,051.0 0.2 791.9 1,637.5 7.2 1,644.6 156,903.1 1,806.1 156,023.8 123,681.4 0.0 122,909.3 63,047.0 0.0 62,384.6 54,395.2 0.0 54,285.5 6,239.2 0.0 6,239.2 6,611.8 0.0 6,611.8 4,394.2 0.0 4,394.2 9,126.7 0.0 7,534.7 0.0 0.0 0.0 0.0 0.0 0.0 4,399.8 1.1 4,400.9 0.0 0.0 0.0 0.0 0.0 0.0 63.2 2.5 65.7 7,615.5 1,543.3 9,096.6 0.0 0.0 0.0 0.0 259.2 0.0 1,010.6 0.0 1,010.6 28,346.4 2,574.1 28,346.6 7,923.3 1,562.4 7,923.3 7,450.7 1,562.4 7,450.7 0.0 0.0 0.0 472.6 0.0 472.6 0.0 0.0 0.0 20,423.1 1,011.7 20,423.1 2,686.8 37.5 2,686.8 15,459.1 886.5 15,459.1 196.6 0.0 196.6 (36.2) 0.0 (36.2) 0.0 0.0 0.0 0.0 0.0 0.0 2,116.8 87.7 2,116.8 0.0 0.0 0.2 0.0 0.0 0.0 332,488.1 0.0 332,488.1

Scotiabank

193






cuentas de margen



















otros organismos













Margen financiero















Resultado Neto





EF de Subsidiarias


Subsidiarias(1)

10,906.5 72.9 10,952.5

594.7 26.0 604.2

4.4 0.0 4.4

441.1 3.1 441.2

1,158.4 43.7 1,194.7

0.0 0.0 0.0

8,442.4 0.0 8,442.4

21.0 0.0 21.0

234.1 0.0 234.1

0.0 0.0 0.0

0.0 0.0 0.0

0.0 0.0 0.0

10.4 0.2 10.6

0.0 0.0 0.0

3,483.0 22.2 3,478.3

388.0 0.0 371.6

1,270.5 0.0 1,267.4

263.3 0.0 263.3

196.3 0.0 196.3

0.0 0.0 0.0

1,289.7 21.6 1,303.9

0.0 0.0 0.0

0.0 0.0 0.0

0.0 0.0 0.0

0.0 0.0 0.0

70.7 0.0 70.7

4.5 0.6 5.1

0.0 0.0 0.0

0.0 0.0 0.0

7,423.5 50.7 7,474.3

1,525.6 0.0 1,525.6

5,897.9 50.7 5,948.7

1,568.6 92.9 1,648.6

145.0 151.5 283.7

403.9 0.1 404.0

2,191.7 238.0 2,310.4

7,155.7 113.6 7,166.4

2,761.4 116.5 2,861.6

87.7 1.2 1.2

2,849.1 117.7 2,862.9

634.7 33.6 652.1

(97.6) 3.6 (94.0)

2,116.8 87.7 2,116.8

0.0 0.0 0.0

2,116.8 87.7 2,116.8

0.0 0.0 (0.0)

2,116.8 87.7 2,116.8

Scotiabank






EF de Subsidiarias


Subsidiarias(1)

194

767.7 0.0 767.7 527.0 0.0 527.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 13.7 0.0 13.7 0.0 0.0 0.0 1.3 0.0 1.3 0.0 0.0 0.0 0.0 0.0 0.0 5.4 0.0 5.4 220.3 0.0 220.3 56.1 0.0 56.1 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 22.6 0.0 22.6 0.0 0.0 0.0 0.0 0.0 0.0 33.5 0.0 33.5 711.6 0.0 711.6 663.2 0.0 663.2 663.2 0.0 663.2 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 48.4 0.0 48.4 3.5 0.0 3.5 31.2 0.0 31.2 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 13.7 0.0 13.7 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

The Bank of New York Mellon

195






cuentas de margen



















otros organismos













Margen financiero















Resultado Neto





EF de Subsidiarias


Subsidiarias(1)

13.6 0.0 13.6

13.6 0.0 13.6

0.0 0.0 0.0

0.0 0.0 0.0

0.0 0.0 0.0

0.0 0.0 0.0

0.0 0.0 0.0

0.0 0.0 0.0

0.0 0.0 0.0

0.0 0.0 0.0

0.0 0.0 0.0

0.0 0.0 0.0

0.0 0.0 0.0

0.0 0.0 0.0

0.0 0.0 0.0

0.0 0.0 0.0

0.0 0.0 0.0

0.0 0.0 0.0

0.0 0.0 0.0

0.0 0.0 0.0

0.0 0.0 0.0

0.0 0.0 0.0

0.0 0.0 0.0

0.0 0.0 0.0

0.0 0.0 0.0

0.0 0.0 0.0

0.0 0.0 0.0

0.0 0.0 0.0

0.0 0.0 0.0

13.6 0.0 13.6

0.0 0.0 0.0

13.6 0.0 13.6

71.8 0.0 71.8

4.8 0.0 4.8

0.0 0.0 0.0

3.8 0.0 3.8

66.5 0.0 66.5

17.7 0.0 17.7

0.0 0.0 0.0

17.7 0.0 17.7

5.4 0.0 5.4

1.4 0.0 1.4

13.7 0.0 13.7

0.0 0.0 0.0

13.7 0.0 13.7

0.0 0.0 0.0

13.7 0.0 13.7

The Bank of New York Mellon






EF de Subsidiarias


Subsidiarias(1)

196

5,946.4 0.0 5,946.4 349.2 0.0 349.2 0.0 0.0 0.0 771.0 0.0 771.0 900.0 0.0 900.0 0.0 0.0 0.0 243.7 0.0 243.7 0.0 0.0 0.0 913.8 0.0 913.8 913.8 0.0 913.8 0.0 0.0 0.0 0.0 0.0 0.0 0.1 0.0 0.1 0.1 0.0 0.1 0.0 0.0 0.0 0.0 0.0 0.0 (30.2) 0.0 (30.2) (29.6) 0.0 (29.6) 0.0 0.0 0.0 0.0 0.0 0.0 (0.7) 0.0 (0.7) 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 2,764.3 0.0 2,764.3 0.0 0.0 0.0 19.3 0.0 19.3 1.9 0.0 1.9 0.0 0.0 0.0 7.8 0.0 7.8 5.7 0.0 5.7 5,302.7 0.0 5,302.7 1,138.9 0.0 1,138.9 1,138.9 0.0 1,138.9 0.0 0.0 0.0 0.0 0.0 0.0 883.3 0.0 883.3 0.0 0.0 0.0 5.9 0.0 5.9 0.0 0.0 0.0 550.0 0.0 550.0 265.3 0.0 265.3 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 2,455.2 0.0 2,455.2 0.0 0.0 0.0 0.0 0.0 0.0 4.2 0.0 4.2 643.7 0.0 643.7 1,545.5 0.0 1,545.5 1,545.5 0.0 1,545.5 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 (901.8) 0.0 (901.8) 11.8 0.0 11.8 (874.4) 0.0 (874.4) (0.8) 0.0 (0.8) 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 (38.4) 0.0 (38.4) 0.0 0.0 0.0 0.0 0.0 0.0 1,078.6 0.0 1,078.6


197






cuentas de margen



















otros organismos













Margen financiero















Resultado Neto





EF de Subsidiarias


Subsidiarias(1)

111.1 0.0 111.1

9.9 0.0 9.9

0.0 0.0 0.0

61.1 0.0 61.1

22.6 0.0 22.6

0.0 0.0 0.0

16.8 0.0 16.8

0.0 0.0 0.0

0.0 0.0 0.0

0.0 0.0 0.0

0.0 0.0 0.0

0.0 0.0 0.0

0.7 0.0 0.7

0.0 0.0 0.0

35.2 0.0 35.2

18.0 0.0 18.0

0.0 0.0 0.0

0.0 0.0 0.0

1.8 0.0 1.8

0.0 0.0 0.0

15.5 0.0 15.5

0.0 0.0 0.0

0.0 0.0 0.0

0.0 0.0 0.0

0.0 0.0 0.0

0.0 0.0 0.0

0.0 0.0 0.0

0.0 0.0 0.0

0.0 0.0 0.0

75.9 0.0 75.9

24.7 0.0 24.7

51.2 0.0 51.2

87.6 0.0 87.6

3.0 0.0 3.0

(14.4) 0.0 (14.4)

16.7 0.0 16.7

175.7 0.0 175.7

(37.5) 0.0 (37.5)

(0.2) 0.0 (0.2)

(37.7) 0.0 (37.7)

0.0 0.0 0.0

(0.7) 0.0 (0.7)

(38.4) 0.0 (38.4)

0.0 0.0 0.0

(38.4) 0.0 (38.4)

0.0 0.0 0.0

(38.4) 0.0 (38.4)







EF de Subsidiarias


Subsidiarias(1)

198

5,355.4 0.0 5,355.4 356.7 0.0 356.7 0.0 0.0 0.0 28.1 0.0 28.1 7.1 0.0 7.1 0.0 0.0 0.0 2,097.8 0.0 2,097.8 0.0 0.0 0.0 60.0 0.0 60.0 60.0 0.0 60.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 (0.5) 0.0 (0.5) (0.5) 0.0 (0.5) 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 2,797.9 0.0 2,797.9 0.0 0.0 0.0 3.8 0.0 3.8 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 4.6 0.0 4.6 4,864.4 0.0 4,864.4 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 42.2 0.0 42.2 0.0 0.0 0.0 0.0 0.0 0.0 2,199.2 0.0 2,199.2 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 2,623.0 0.0 2,623.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 491.1 0.0 491.1 713.9 0.0 713.9 713.9 0.0 713.9 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 (222.8) 0.0 (222.8) 0.0 0.0 0.0 (209.0) 0.0 (209.0) 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 (13.8) 0.0 (13.8) 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

UBS

199






cuentas de margen



















otros organismos













Margen financiero















Resultado Neto





EF de Subsidiarias


Subsidiarias(1)

27.3 0.0 27.3

0.1 0.0 0.1

0.0 0.0 0.0

8.6 0.0 8.6

17.7 0.0 17.7

0.0 0.0 0.0

0.9 0.0 0.9

0.0 0.0 0.0

0.0 0.0 0.0

0.0 0.0 0.0

0.0 0.0 0.0

0.0 0.0 0.0

0.0 0.0 0.0

0.0 0.0 0.0

11.7 0.0 11.7

0.0 0.0 0.0

0.0 0.0 0.0

0.0 0.0 0.0

0.0 0.0 0.0

0.0 0.0 0.0

11.7 0.0 11.7

0.0 0.0 0.0

0.0 0.0 0.0

0.0 0.0 0.0

0.0 0.0 0.0

0.0 0.0 0.0

0.0 0.0 0.0

0.0 0.0 0.0

0.0 0.0 0.0

15.6 0.0 15.6

0.5 0.0 0.5

15.1 0.0 15.1

95.0 0.0 95.0

8.1 0.0 8.1

(29.0) 0.0 (29.0)

42.5 0.0 42.5

129.3 0.0 129.3

(13.8) 0.0 (13.8)

0.0 0.0 0.0

(13.8) 0.0 (13.8)

0.0 0.0 0.0

0.0 0.0 0.0

(13.8) 0.0 (13.8)

0.0 0.0 0.0

(13.8) 0.0 (13.8)

0.0 0.0 0.0

(13.8) 0.0 (13.8)

UBS






EF de Subsidiarias


Subsidiarias(1)

200

14,160.5 0.0 14,160.5 706.5 0.0 706.5 3.2 0.0 3.2 3,154.9 0.0 3,154.9 190.0 0.0 190.0 0.0 0.0 0.0 20.1 0.0 20.1 0.0 0.0 0.0 9,542.4 0.0 9,542.4 9,502.8 0.0 9,502.8 30.7 0.0 30.7 9.0 0.0 9.0 130.2 0.0 130.2 128.6 0.0 128.6 1.7 0.0 1.7 0.0 0.0 0.0 (164.1) 0.0 (164.1) (154.6) 0.0 (154.6) (0.3) 0.0 (0.3) (0.1) 0.0 (0.1) (0.1) 0.0 (0.1) (8.9) 0.0 (8.9) 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 373.5 0.0 373.5 21.8 0.0 21.8 92.7 0.0 92.7 1.1 0.0 1.1 0.0 0.0 0.0 0.0 0.0 0.0 88.1 0.0 88.1 13,012.0 0.0 13,012.0 7,651.3 0.0 7,651.3 4,625.2 0.0 4,625.2 3,026.1 0.0 3,026.1 0.0 0.0 0.0 3,580.8 0.0 3,580.8 0.0 0.0 0.0 1,189.6 0.0 1,189.6 0.0 0.0 0.0 0.0 0.0 0.0 20.1 0.0 20.1 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 187.0 0.0 187.0 351.2 0.0 351.2 11.9 0.0 11.9 20.1 0.0 20.1 1,148.5 0.0 1,148.5 649.3 0.0 649.3 611.9 0.0 611.9 0.0 0.0 0.0 37.4 0.0 37.4 0.0 0.0 0.0 499.2 0.0 499.2 49.0 0.0 49.0 262.2 0.0 262.2 112.9 0.0 112.9 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 75.0 0.0 75.0 0.0 0.0 0.0 25.9 0.0 25.9 0.0 0.0 0.0

Ve por Más

201






cuentas de margen



















otros organismos













Margen financiero















Resultado Neto





EF de Subsidiarias


Subsidiarias(1)

808.3 0.0 808.3

20.5 0.0 20.5

0.2 0.0 0.2

64.4 0.0 64.4

50.6 0.0 50.6

0.0 0.0 0.0

618.7 0.0 618.7

0.0 0.0 0.0

42.4 0.0 42.4

0.0 0.0 0.0

0.0 0.0 0.0

11.4 0.0 11.4

0.0 0.0 0.0

0.0 0.0 0.0

402.9 0.0 402.9

137.7 0.0 137.7

89.8 0.0 89.8

0.0 0.0 0.0

122.8 0.0 122.8

22.5 0.0 22.5

26.2 0.0 26.2

0.0 0.0 0.0

0.0 0.0 0.0

0.0 0.0 0.0

0.0 0.0 0.0

1.5 0.0 1.5

2.5 0.0 2.5

0.0 0.0 0.0

0.0 0.0 0.0

405.4 0.0 405.4

76.2 0.0 76.2

329.2 0.0 329.2

50.6 0.0 50.6

45.4 0.0 45.4

10.8 0.0 10.8

65.9 0.0 65.9

311.9 0.0 311.9

99.2 0.0 99.2

(0.3) 0.0 (0.3)

98.9 0.0 98.9

12.6 0.0 12.6

(11.3) 0.0 (11.3)

75.0 0.0 75.0

0.0 0.0 0.0

75.0 0.0 75.0

0.0 0.0 0.0

75.0 0.0 75.0

Ve por Más






EF de Subsidiarias


Subsidiarias(1)

202

3,353.3 73.5 3,421.8 340.0 0.3 340.3 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 2,891.2 0.0 2,891.2 0.0 0.0 0.0 2,891.2 0.0 2,891.2 0.0 0.0 0.0 100.7 0.0 100.7 0.0 0.0 0.0 100.7 0.0 100.7 0.0 0.0 0.0 (162.3) 0.0 (162.3) 0.0 0.0 0.0 (162.3) 0.0 (162.3) 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 4.4 3.6 4.7 2.8 0.0 2.8 0.0 52.6 52.6 1.7 0.0 0.0 0.0 0.0 0.0 59.6 9.4 69.0 115.2 7.6 122.8 2,412.9 71.8 2,481.3 1,693.6 0.0 1,693.6 0.0 0.0 0.0 1,693.6 0.0 1,693.6 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 3.7 3.7 666.5 68.0 731.2 0.0 0.0 0.0 0.0 0.0 0.0 52.7 0.0 52.7 940.5 1.7 940.5 1,081.1 0.1 1,081.1 1,081.1 0.1 1,081.1 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 (140.7) 1.7 (140.7) 0.0 0.0 0.0 (95.2) (3.8) (95.2) 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 (45.5) 5.5 (45.5) 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0

Volkswagen Bank

203






cuentas de margen



















otros organismos













Margen financiero















Resultado Neto





EF de Subsidiarias


Subsidiarias(1)

307.8 0.0 307.8

13.7 0.0 13.7

0.0 0.0 0.0

0.0 0.0 0.0

0.0 0.0 0.0

0.0 0.0 0.0

277.3 0.0 277.3

4.2 0.0 4.2

12.6 0.0 12.6

0.0 0.0 0.0

0.0 0.0 0.0

0.0 0.0 0.0

0.0 0.0 0.0

0.0 0.0 0.0

65.7 0.0 65.7

0.0 0.0 0.0

59.5 0.0 59.5

0.0 0.0 0.0

3.4 0.0 3.4

0.0 0.0 0.0

0.0 0.0 0.0

0.0 0.0 0.0

0.0 0.0 0.0

0.0 0.0 0.0

0.0 0.0 0.0

2.9 0.0 2.9

0.0 0.0 0.0

0.0 0.0 0.0

0.0 0.0 0.0

242.0 0.0 242.0

81.0 0.0 81.0

161.0 0.0 161.0

0.0 0.0 0.0

43.3 0.0 43.3

0.0 0.0 0.0

61.3 24.5 59.4

213.8 16.3 207.7

(34.7) 8.1 (30.5)

1.6 0.0 0.0

(33.1) 8.1 (30.5)

0.0 3.7 3.7

(12.3) 1.1 (11.2)

(45.5) 5.5 (45.5)

0.0 0.0 0.0

(45.5) 5.5 (45.5)

0.0 0.0 0.0

(45.5) 5.5 (45.5)

Volkswagen Bank

boletín estadístico banca múltiple septiembre 2011 · principales rubros del balance general 8...

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